Insignia Financial

Insignia Financial Ltd (ASX: IFL), formerly IOOF Holdings (renamed December 2021), is an Australian wealth management group headquartered in Docklands, Melbourne, with roots dating to 1846. It runs a multibranded, vertically integrated model spanning financial advice, superannuation and investment platforms (master trust and wrap), and asset management, under brands including MLC and IOOF. No public developer API, developer portal or API documentation was found; its website (insigniafinancial.com.au) sits behind an Akamai edge that refuses automated clients.

Insignia Financial is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Wealth Management, Superannuation, and Asset Management.

Insignia Financial’s developer surface includes support and 7 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

4.9/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

0 APIs

Company Financial Services Wealth Management Superannuation Asset Management Financial Advice Australia

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 4.9/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 0.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 3.8 / 9

Regulatory Posture 1.2 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

13 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 2.4 — up to +19.5 composite points
Access Clarity scores 5.3 — up to +18.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/insignia-financial/apis.yml: open an issue on github.com/api-evangelist/insignia-financial to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	list	3.0 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Insignia Financial Domain Security

DMARC

SECURITY

Resources

Build 1

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: insignia-financial
name: Insignia Financial
description: 'Insignia Financial Ltd (ASX: IFL), formerly IOOF Holdings (renamed December 2021), is an Australian wealth management
  group headquartered in Docklands, Melbourne, with roots dating to 1846. It runs a multibranded, vertically integrated model
  spanning financial advice, superannuation and investment platforms (master trust and wrap), and asset management, under
  brands including MLC and IOOF. No public developer API, developer portal or API documentation was found; its website (insigniafinancial.com.au)
  sits behind an Akamai edge that refuses automated clients.'
url: https://raw.githubusercontent.com/api-evangelist/insignia-financial/refs/heads/main/apis.yml
x-type: company
x-source: harvest:australia-apidays-2026
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-21 (modular-v1; was harvest)
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: covered
  source:
  - security
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.20'
created: '2026-10-21'
modified: '2026-10-21'
tags:
- Company
- Financial Services
- Wealth Management
- Superannuation
- Asset Management
- Financial Advice
- Australia
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Hosts
  url: hosts/insignia-financial-hosts.yml
- type: IntegrationEdges
  url: integrations/insignia-financial-integration-edges.yml
- type: Vendors
  url: vendors/insignia-financial-vendors.yml
- type: DomainSecurity
  url: security/insignia-financial-domain-security.yml
- type: Website
  url: https://insigniafinancial.com.au/
- type: PrivacyPolicy
  url: https://insigniafinancial.com.au/privacy
- type: Support
  url: https://www.insigniafinancial.com.au/contact-us
- type: LinkedIn
  url: https://www.linkedin.com/company/insignia-financial
apis: []
x-coverage:
  state: covered
  reason: identity-established-site-edge-blocks-crawlers
  detail: Akamai returns 403 Access Denied to plain, browser-UA and headless-browser fetches of www.insigniafinancial.com.au;
    apex answers 307 to www. Pages were confirmed via search index (privacy, contact-us). Identity corroborated by Morningstar/Stockopedia
    ASX:IFL profiles. No API, developer portal or GitHub org (github.com/insignia-financial 404) found.
  evidence:
  - url: https://insigniafinancial.com.au/
    status: 307
  - url: https://www.insigniafinancial.com.au/
    status: 403
  - url: https://www.insigniafinancial.com.au/robots.txt
    status: 403
  - url: https://github.com/insignia-financial
    status: 404
  - url: https://www.linkedin.com/company/insignia-financial
    status: 200
x-enrichment:
  date: '2026-10-21'
  status: enriched
  artifacts_added: 7
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=anthropic,regulatory=anthropic

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