Budget Direct

aid: budget-direct
url: https://raw.githubusercontent.com/api-evangelist/budget-direct/refs/heads/main/apis.yml
x-api-posture: no-product-api
x-api-posture-basis: observed
x-api-posture-note: 'This record is an honest stub: an APRA-regulated Australian carrier with no public API surface.'
name: Budget Direct
kind: company
description: 'Budget Direct is one of Australia''s largest direct-to-consumer general insurance brands, operated from Toowong,
  Queensland by Auto & General Services Pty Ltd (ABN 61 003 617 909) with general insurance products issued by Auto & General
  Insurance Company Limited (ABN 42 111 586 353), an APRA-authorised insurer. The brand sells car, home and contents, motorcycle,
  travel, pet and life insurance plus roadside assistance direct to Australian consumers online and by phone, with life cover
  underwritten by NobleOak Life Limited and travel cover by Zurich Australian Insurance Limited. Its parent, Auto & General,
  also white-labels personal lines through distribution partners including Qantas, Coles Insurance, ING and Oceania Insurance.
  Budget Direct publishes NO public self-serve developer portal and NO public API. Every candidate developer host was probed
  on 2026-07-25 — developer., developers., docs., api., partners., portal., broker., sandbox. and apis.budgetdirect.com.au
  all fail DNS resolution, and /developers, /developer, /api, /partners and /integrations all return HTTP 404 — while the
  full 738-URL sitemap contains no developer, API or integration page. Quote, bind, issue and claim (FNOL) exist only as consumer
  web journeys and a logged-in existing-customer self-service area; there is no documented machine surface for any of them.
  The parent domain does carry an Apigee gateway hostname (api.autogeneral.com.au, CNAME to autogeneral-prod.apigee.net, preconnect-hinted
  by the consumer site) but it is first-party and undocumented, with no developer portal, no OpenAPI, no ACORD/AL3 reference
  anywhere on either site, and partner integration handled as private commercial arrangements through Auto & General. This
  record is an honest stub: an APRA-regulated Australian carrier with no public API surface. The only machine-readable documents
  it serves are an RFC 9116 /.well-known/security.txt pointing at Auto & General''s published external vulnerability disclosure
  policy, and the Apple and Android app-association files for its Fuel Discounts mobile app.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Property and Casualty
- Direct to Consumer Insurance
- Motor Insurance
- Home Insurance
- Travel Insurance
- Life Insurance
- Underwriting
- Claims
- Carrier
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/budget-direct-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/budget-direct-domain-security.yml
- type: Website
  url: https://www.budgetdirect.com.au/
- type: About
  url: https://www.budgetdirect.com.au/about-us.html
- type: Contact
  url: https://www.budgetdirect.com.au/contact-us.html
- type: LinkedIn
  url: https://au.linkedin.com/company/budget-direct
- type: PressReleases
  url: https://www.budgetdirect.com.au/about-us/media-releases.html
- type: CodeOfConduct
  url: https://www.budgetdirect.com.au/about-us/code-of-practice.html
- type: ParentOrganization
  url: https://www.autogeneral.com.au/
- type: Partners
  url: https://www.autogeneral.com.au/partners/
- type: Support
  url: https://www.budgetdirect.com.au/contact-us.html
- type: Login
  url: https://www.budgetdirect.com.au/existing-customers/policy-manager.html
- type: TermsOfService
  url: https://www.budgetdirect.com.au/start/terms-of-use.html
- type: PrivacyPolicy
  url: https://www.budgetdirect.com.au/start/privacy-policy.html
- type: GitHubOrganization
  url: https://github.com/AutoGeneral
- type: Compliance
  url: https://www.budgetdirect.com.au/about-us/code-of-practice.html
- type: Security
  url: https://www.autogeneral.com.au/docs/ag-external-vulnerability-disclosure-policy.pdf
- type: SecurityTxt
  url: well-known/budget-direct-security.txt
- type: WellKnown
  url: well-known/budget-direct-well-known.yml
- type: Conformance
  url: conformance/budget-direct-conformance.yml
- type: LLMsTxt
  url: llms/budget-direct-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com