Till Payments

Till Payments is a Sydney, Australia founded merchant acquirer and payment technology company (established 2012), focused on integrated payments for independent software vendors, platforms, and omnichannel merchants across online, in-person, and unattended channels. Its product family spans a card-present and card-not-present processing Gateway, a PCI-enabled Direct API for merchants handling raw card data, Pay By Link, and Terminal Connect for in-person device integrations. Till was acquired by Nuvei in 2024 and now operates as part of Nuvei's global platform while retaining its Australian home market and developer surface. Its API posture is genuinely API-first: a public developer hub, hosted V3 reference documentation, and two downloadable OpenAPI 3.0 specifications (the Gateway API and the Direct PCI-enabled Payment Platform), both authenticated with HTTP Basic credentials over TLS 1.2+.

Till Payments publishes 9 API contracts indexed on the APIs.io network, including Continue Dcc API, Dispute API, Options API, and 6 more. Tagged areas include Payments, Australia, Payment Gateway, Payment Processing, and Acquiring.

The Till Payments catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Till Payments’ developer surface includes authentication, documentation, API reference, pricing, engineering blog, support, and 23 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

35.1/100 thin ▬ flat Agent 36/100 agent ready Front door AI 1/6 silent Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

2 published contracts 4 Agent Skills

Payments Australia Payment Gateway Payment Processing Acquiring Merchant Services Card Payments In-Person Payments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 35.1/100 · thin

Contract Quality 10.9 / 19

Developer Ergonomics 6.0 / 15

Access Clarity 0.0 / 15

Operational Transparency 2.6 / 10

Contract Governance 1.6 / 9

Discoverability 4.8 / 8

Regulatory Posture 4.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Protected Resource Metadata +5 pts — a served /.well-known/oauth-protected-resource carrying `resource` (documented), and naming its authorization_servers (verified)

4 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 0.0 — up to +20.0 composite points
Developer Ergonomics scores 39.9 — up to +12.0 composite points
Contract Quality scores 58.3 — up to +10.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/till-payments/apis.yml: open an issue on github.com/api-evangelist/till-payments to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
MACH & Headless Commerce	regulated	36.4 (thin)	-	-
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	regulated	36.4 (thin)	-	-
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada)	regulated	36.4 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Till Payments Pay By Link API

The Till Payments Pay By Link API for generating shareable hosted payment links, documented on the Till developer documentation site. No downloadable OpenAPI specification was p...

Till Payments Terminal Connect API

Terminal Connect is Till Payments' in-person integration surface for connecting point-of-sale software to Till payment terminals, documented via getting-started and integration ...

Till Payments Continue Dcc API

The continue-dcc API from Till Payments — 1 operation(s) for continue-dcc.

Till Payments Dispute API

The Dispute API from Till Payments — 4 operation(s) for dispute.

Till Payments Options API

Retrieve a list of options

Till Payments Prepare Transaction API

Prepare Transactions

Till Payments Schedule API

Set and manage transaction schedules

Till Payments Status API

Retrieve the status of transactions

Till Payments Transaction API

Process transactions

Scroll for all 9

Open Collections 2

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

tillpayments.com Payment Platform

OPEN COLLECTION

Till Payments Gateway

OPEN COLLECTION

Arazzo Workflows 2

Multi-step API workflows described with the Arazzo specification.

Till Payments — authorize and capture

Preauthorize a card payment, then capture the reserved funds, on the Till Payments Gateway V3 API.

ARAZZO

Till Payments — tokenize and charge

ARAZZO

Agent Skills 4

Packaged agent skills for driving this provider's APIs from an AI assistant.

Authorize and capture a card payment

AGENT SKILL

Run a recurring payment schedule

AGENT SKILL

Refund a transaction and reconcile status

AGENT SKILL

Tokenize a card and charge it

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Till Payments Callbacks Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Till Payments API Rules

59 rules · 52 errors 5 warnings 2 info

SPECTRAL

OpenAPI Overlays 2

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Till Payments Direct Pci Overlay

2 actions · update · till-payments-direct-pci.yml

DERIVED

Till Payments Gateway Overlay

2 actions · update · till-payments-gateway.yml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Till Payments Authentication

http · 3 schemes

SECURITY

Till Payments Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Till Payments Agentic Access

26 operations · 21 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

AgenticAccess

LLMsTxt

AgentSkill

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Lifecycle

Webhooks

DataModel

Conformance

Arazzo

Arazzo

Scroll for all 9

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 3

Properties that don't map to a standard resource type

ParentCompany

ParentCompany

Overlay

Overlay

Overlay

Overlay

Source (apis.yml)

aid: till-payments
url: https://raw.githubusercontent.com/api-evangelist/till-payments/refs/heads/main/apis.yml
name: Till Payments
kind: company
description: 'Till Payments is a Sydney, Australia founded merchant acquirer and payment technology company (established 2012),
  focused on integrated payments for independent software vendors, platforms, and omnichannel merchants across online, in-person,
  and unattended channels. Its product family spans a card-present and card-not-present processing Gateway, a PCI-enabled
  Direct API for merchants handling raw card data, Pay By Link, and Terminal Connect for in-person device integrations. Till
  was acquired by Nuvei in 2024 and now operates as part of Nuvei''s global platform while retaining its Australian home market
  and developer surface. Its API posture is genuinely API-first: a public developer hub, hosted V3 reference documentation,
  and two downloadable OpenAPI 3.0 specifications (the Gateway API and the Direct PCI-enabled Payment Platform), both authenticated
  with HTTP Basic credentials over TLS 1.2+.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - url: https://tillpayments.com/
    status: 308
    note: declared website redirects to https://www.nuvei.com/offers/australia-and-new-zealand — a different registrable domain
      (tillpayments.com -> nuvei.com), possible rename or acquisition (probed 2026-09-03, roadmap#169)
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
x-docs-platform: redocly
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-17
tags:
- Payments
- Australia
- Payment Gateway
- Payment Processing
- Acquiring
- Merchant Services
- Card Payments
- In-Person Payments
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: till-payments:till-payments-pay-by-link
  name: Till Payments Pay By Link API
  description: The Till Payments Pay By Link API for generating shareable hosted payment links, documented on the Till developer
    documentation site. No downloadable OpenAPI specification was published for this product at the time of review.
  humanURL: https://docs.tillpayments.com/openapi/pay-by-link/paybylink/overview/
  tags:
  - Payments
  - Pay by Link
  tags_raw:
  - Payments
  - Pay By Link
  properties:
  - type: Documentation
    url: https://docs.tillpayments.com/openapi/pay-by-link/paybylink/overview/
- aid: till-payments:till-payments-terminal-connect
  name: Till Payments Terminal Connect API
  description: Terminal Connect is Till Payments' in-person integration surface for connecting point-of-sale software to Till
    payment terminals, documented via getting-started and integration guides on the Till developer documentation site. No
    downloadable OpenAPI specification was published for this product at the time of review.
  humanURL: https://docs.tillpayments.com/guides/terminal-connect/getting-started/
  tags:
  - Payments
  - In-Person Payments
  - Terminal
  properties:
  - type: Documentation
    url: https://docs.tillpayments.com/guides/terminal-connect/getting-started/
- aid: till-payments:till-payments-continue-dcc-api
  name: Till Payments Continue Dcc API
  description: The continue-dcc API from Till Payments — 1 operation(s) for continue-dcc.
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - continue-dcc
  properties:
  - type: OpenAPI
    url: openapi/till-payments-continue-dcc-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
- aid: till-payments:till-payments-dispute-api
  name: Till Payments Dispute API
  description: The Dispute API from Till Payments — 4 operation(s) for dispute.
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - Dispute
  properties:
  - type: OpenAPI
    url: openapi/till-payments-dispute-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
- aid: till-payments:till-payments-options-api
  name: Till Payments Options API
  description: Retrieve a list of options
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - Options
  tags_raw:
  - options
  properties:
  - type: OpenAPI
    url: openapi/till-payments-options-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
- aid: till-payments:till-payments-prepare-transaction-api
  name: Till Payments Prepare Transaction API
  description: Prepare Transactions
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - prepare-transaction
  properties:
  - type: OpenAPI
    url: openapi/till-payments-prepare-transaction-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
- aid: till-payments:till-payments-schedule-api
  name: Till Payments Schedule API
  description: Set and manage transaction schedules
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - Schedule
  tags_raw:
  - schedule
  properties:
  - type: OpenAPI
    url: openapi/till-payments-schedule-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
- aid: till-payments:till-payments-status-api
  name: Till Payments Status API
  description: Retrieve the status of transactions
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - Status
  tags_raw:
  - status
  properties:
  - type: OpenAPI
    url: openapi/till-payments-status-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
- aid: till-payments:till-payments-transaction-api
  name: Till Payments Transaction API
  description: Process transactions
  humanURL: https://gateway.tillpayments.com/documentation/apiv3
  baseURL: https://gateway.tillpayments.com/api/v3
  tags:
  - Transaction
  tags_raw:
  - transaction
  properties:
  - type: OpenAPI
    url: openapi/till-payments-transaction-api-openapi.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/gateway
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/apiv3
  - type: ToolCrosswalk
    url: mcp/till-payments-tool-crosswalk.yml
  - type: Documentation
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
  - type: APIReference
    url: https://gateway.tillpayments.com/documentation/json-direct-pci-enabled-api
common:
- type: ParentCompany
  url: https://apis.io/providers/nuvei/
  name: Nuvei
  x-relationship: acquired
  x-evidence: Till was acquired by Nuvei in 2024 and now operates as part of Nuvei's global platform while retaining its Australian
    home market and developer surface.
- type: X-MCPServerCandidate
  url: mcp/till-payments-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Overlay
  url: overlays/till-payments-gateway-overlay.yaml
- type: Overlay
  url: overlays/till-payments-direct-pci-overlay.yaml
- type: AgenticAccess
  url: agentic-access/till-payments-agentic-access.yml
- type: DomainSecurity
  url: security/till-payments-domain-security.yml
- type: Authentication
  url: authentication/till-payments-authentication.yml
- type: Conventions
  url: conventions/till-payments-conventions.yml
- type: Idempotency
  url: conventions/till-payments-conventions.yml
- type: ErrorCatalog
  url: errors/till-payments-problem-types.yml
- type: Lifecycle
  url: lifecycle/till-payments-lifecycle.yml
- type: Webhooks
  url: asyncapi/till-payments-callbacks-webhooks.yml
- type: DataModel
  url: data-model/till-payments-data-model.yml
- type: Conformance
  url: conformance/till-payments-conformance.yml
- type: LLMsTxt
  url: llms/till-payments-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  name: Authorize and capture
  url: arazzo/till-payments-authorize-and-capture.yml
- type: Arazzo
  name: Tokenize and charge
  url: arazzo/till-payments-tokenize-and-charge.yml
- type: Website
  url: https://tillpayments.com/
- type: DeveloperPortal
  url: https://tillpayments.com/developer-hub
- type: Documentation
  url: https://docs.tillpayments.com/guides
- type: APIReference
  url: https://gateway.tillpayments.com/documentation/apiv3
- type: GitHubOrganization
  url: https://github.com/tillpayments
- type: StatusPage
  url: https://status.tillpayments.com/
- type: Pricing
  url: https://tillpayments.com/pricing
- type: Blog
  url: https://tillpayments.com/blog
- type: Support
  url: https://tillpayments.com/contact
- type: TermsOfService
  url: https://tillpayments.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://tillpayments.com/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Till Payments API — frequently asked questions

Does Till Payments have an API?

Yes. APIs.io lists 9 APIs from Till Payments, including Till Payments Pay By Link API, Till Payments Terminal Connect API and Till Payments Continue Dcc API, and 6 more.

Is there an OpenAPI specification for the Till Payments API?

Yes. APIs.io indexes 7 OpenAPI specifications for Till Payments, each linked for download from this page.

How do I authenticate with the Till Payments API?

Till Payments uses bearer-token authentication (http · 3 schemes). The details are profiled on APIs.io as Till Payments Authentication.

Is the Till Payments API ready for AI agents?

Till Payments has a Kin Score of 35.1 out of 100 (thin) and an Agent Readiness score of 35.7 (agent-ready), scored by API Evangelist on 2026-11-06.

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