Ensurance website screenshot

Ensurance

Ensurance Limited (ASX:ENA) was an Australian ASX-listed insurance underwriting agency headquartered in Perth, Western Australia, marketing itself as "innovating the online insurance sector." Its Australian arm, Ensurance Underwriting Australia, operated as a wholesale underwriting agency under an Australian Financial Services Licence, assembling a consortium of local and international capacity — including Lloyd's, Swiss Re and XL Catlin — behind construction-specific products sold exclusively through intermediaries: Licensed Builder Annual Construction, Plant and Liability, Project-Specific Construction, Trades Liability, Owner Builder, and Home and Contents insurance, distributed to a broker network the company described as 340-plus intermediaries. A sister company, Ensurance UK Limited, ran as a Managing General Agent authorised and regulated by the UK Financial Conduct Authority and a coverholder at Lloyd's. The group's API posture is nil and always was. Ensurance never published a public developer portal, API reference, OpenAPI or Swagger definition, Postman collection, GraphQL endpoint, webhook or event catalogue. What the company called its "customised online platform" for intermediaries was BOB (bob.ensurance.com.au), a form-based, session-login ASP.NET MVC quote-and-proposal wizard keyed to per-agent codes — an agent login wall, not a programmable interface. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere in the company's live or archived web estate. As of this review the ensurance.com.au TLS certificate has expired and every path on the domain, along with the ensurance.ltd domain family, blanket 301-redirects to Chase Underwriting Solutions Pty Ltd, an Australian professional-lines underwriting agency that likewise publishes no API. Ensurance is recorded here as a partner-gated, no-public-API insurance provider in the Australian market — a faithful data point for a sector where the Consumer Data Right was designated for general insurance and then deferred, leaving carriers and underwriting agencies with no forcing function to expose anything.

Ensurance is profiled on the APIs.io network. Tagged areas include Insurance, Australia, Underwriting, Property and Casualty, and Construction Insurance.

9.3/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
InsuranceAustraliaUnderwritingProperty and CasualtyConstruction InsuranceManaging General AgentBrokerWholesale InsuranceInsurtechPartner GatedNo Public API

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 9.3/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ensurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ensurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: ensurance
url: https://raw.githubusercontent.com/api-evangelist/ensurance/refs/heads/main/apis.yml
name: Ensurance
kind: company
description: 'Ensurance Limited (ASX:ENA) was an Australian ASX-listed insurance underwriting agency headquartered in Perth,
  Western Australia, marketing itself as "innovating the online insurance sector." Its Australian arm, Ensurance Underwriting
  Australia, operated as a wholesale underwriting agency under an Australian Financial Services Licence, assembling a consortium
  of local and international capacity — including Lloyd''s, Swiss Re and XL Catlin — behind construction-specific products
  sold exclusively through intermediaries: Licensed Builder Annual Construction, Plant and Liability, Project-Specific Construction,
  Trades Liability, Owner Builder, and Home and Contents insurance, distributed to a broker network the company described
  as 340-plus intermediaries. A sister company, Ensurance UK Limited, ran as a Managing General Agent authorised and regulated
  by the UK Financial Conduct Authority and a coverholder at Lloyd''s. The group''s API posture is nil and always was. Ensurance
  never published a public developer portal, API reference, OpenAPI or Swagger definition, Postman collection, GraphQL endpoint,
  webhook or event catalogue. What the company called its "customised online platform" for intermediaries was BOB (bob.ensurance.com.au),
  a form-based, session-login ASP.NET MVC quote-and-proposal wizard keyed to per-agent codes — an agent login wall, not a
  programmable interface. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere in the company''s live or archived web
  estate. As of this review the ensurance.com.au TLS certificate has expired and every path on the domain, along with the
  ensurance.ltd domain family, blanket 301-redirects to Chase Underwriting Solutions Pty Ltd, an Australian professional-lines
  underwriting agency that likewise publishes no API. Ensurance is recorded here as a partner-gated, no-public-API insurance
  provider in the Australian market — a faithful data point for a sector where the Consumer Data Right was designated for
  general insurance and then deferred, leaving carriers and underwriting agencies with no forcing function to expose anything.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Underwriting
- Property and Casualty
- Construction Insurance
- Managing General Agent
- Broker
- Wholesale Insurance
- Insurtech
- Partner Gated
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/ensurance-domain-security.yml
  name: Ensurance Domain Security Probe
  description: Probed TLS/HSTS/DNSSEC/CAA/SPF/DMARC for the Ensurance and Chase Underwriting hosts. ensurance.com.au and 3rdp.ensurance.com.au
    both fail certificate verification (expired 2025-09-26); no DNSSEC, no CAA and no DMARC record on ensurance.com.au.
- type: Conformance
  url: conformance/ensurance-conformance.yml
  name: Ensurance Standards Conformance
  description: Evidenced negatives across OpenAPI, AsyncAPI, GraphQL, gRPC, OAuth2, OIDC, RFC 9457, RFC 9116, RFC 8594 and
    the insurance interchange standards (ACORD AL3 / ACORD XML / NGDS / IVANS), plus the Australian CDR general insurance
    designation-then-deferral context.
- type: Lifecycle
  url: lifecycle/ensurance-lifecycle.yml
  name: Ensurance Lifecycle
  description: No API lifecycle exists; this records the estate lifecycle instead — certificate expiry 2025-09-26, blanket
    301 of the whole domain family to Chase Underwriting, the retired BOB/partner/euw hosts, and the surviving 3RDP host.
    No status page and no deprecation policy are published.
- type: Packages
  url: packages/ensurance-packages.yml
  name: Ensurance Packages
  description: 'No first-party SDK, client library or CLI in any registry — Ensurance had no public API to wrap. Documents
    the "ensurance" homonym trap: unrelated assertion/validation libraries hold the name on npm, PyPI, RubyGems and Packagist
    and must not be attributed to this company.'
- type: LLMsTxt
  url: llms/ensurance-llms.txt
  name: Ensurance llms.txt
  description: Generated llms.txt summarising this record for AI consumers, including the redirect false-positive warning
    and links to every artifact in the repo.
- type: Website
  url: https://ensurance.com.au/
  name: Ensurance Website
  description: Primary domain. TLS certificate expired 2025-09-26; every path returns HTTP 301 (nginx/1.26.2) to Chase Underwriting
    Solutions. Probed 2026-07-25.
- type: Website
  url: https://www.chaseunderwriting.com.au/capabilities/professional-risks/
  name: Chase Underwriting Solutions (redirect target)
  description: HTTP 200. The live destination of every ensurance.com.au and ensurance.ltd request as of 2026-07-25. Chase
    Underwriting Solutions Pty Ltd, ABN 50 156 554 808, AFSL 454344 — an Australian professional-lines underwriting agency.
    Publishes no API, no developer portal and no ACORD reference.
- type: Website
  url: https://3rdp.ensurance.com.au/
  name: 3RDP Remote Platform
  description: HTTP 200. The only ensurance.com.au hostname still serving its own content. "3RDP | Innovative Remote Platform"
    describes an internal secure remote-desktop and VPN environment for staff. Not an insurance API surface.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com