Ensurance Limited (ASX:ENA) was an Australian ASX-listed insurance underwriting agency headquartered in Perth, Western Australia, marketing itself as "innovating the online insurance sector." Its Australian arm, Ensurance Underwriting Australia, operated as a wholesale underwriting agency under an Australian Financial Services Licence, assembling a consortium of local and international capacity — including Lloyd's, Swiss Re and XL Catlin — behind construction-specific products sold exclusively through intermediaries: Licensed Builder Annual Construction, Plant and Liability, Project-Specific Construction, Trades Liability, Owner Builder, and Home and Contents insurance, distributed to a broker network the company described as 340-plus intermediaries. A sister company, Ensurance UK Limited, ran as a Managing General Agent authorised and regulated by the UK Financial Conduct Authority and a coverholder at Lloyd's. The group's API posture is nil and always was. Ensurance never published a public developer portal, API reference, OpenAPI or Swagger definition, Postman collection, GraphQL endpoint, webhook or event catalogue. What the company called its "customised online platform" for intermediaries was BOB (bob.ensurance.com.au), a form-based, session-login ASP.NET MVC quote-and-proposal wizard keyed to per-agent codes — an agent login wall, not a programmable interface. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere in the company's live or archived web estate. As of this review the ensurance.com.au TLS certificate has expired and every path on the domain, along with the ensurance.ltd domain family, blanket 301-redirects to Chase Underwriting Solutions Pty Ltd, an Australian professional-lines underwriting agency that likewise publishes no API. Ensurance is recorded here as a partner-gated, no-public-API insurance provider in the Australian market — a faithful data point for a sector where the Consumer Data Right was designated for general insurance and then deferred, leaving carriers and underwriting agencies with no forcing function to expose anything.
Ensurance is profiled on the APIs.io network. Tagged areas include Insurance, Australia, Underwriting, Property and Casualty, and Construction Insurance.
Regulatory Posture applies to this provider. Its tags matched the
Insurance regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/ensurance: open an issue to ask a question, or submit a pull request to add artifacts.
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aid: ensurance
url: https://raw.githubusercontent.com/api-evangelist/ensurance/refs/heads/main/apis.yml
x-api-posture: no-product-api
x-api-posture-basis: observed
name: Ensurance
kind: company
description: 'Ensurance Limited (ASX:ENA) was an Australian ASX-listed insurance underwriting agency headquartered in Perth,
Western Australia, marketing itself as "innovating the online insurance sector." Its Australian arm, Ensurance Underwriting
Australia, operated as a wholesale underwriting agency under an Australian Financial Services Licence, assembling a consortium
of local and international capacity — including Lloyd''s, Swiss Re and XL Catlin — behind construction-specific products
sold exclusively through intermediaries: Licensed Builder Annual Construction, Plant and Liability, Project-Specific Construction,
Trades Liability, Owner Builder, and Home and Contents insurance, distributed to a broker network the company described
as 340-plus intermediaries. A sister company, Ensurance UK Limited, ran as a Managing General Agent authorised and regulated
by the UK Financial Conduct Authority and a coverholder at Lloyd''s. The group''s API posture is nil and always was. Ensurance
never published a public developer portal, API reference, OpenAPI or Swagger definition, Postman collection, GraphQL endpoint,
webhook or event catalogue. What the company called its "customised online platform" for intermediaries was BOB (bob.ensurance.com.au),
a form-based, session-login ASP.NET MVC quote-and-proposal wizard keyed to per-agent codes — an agent login wall, not a
programmable interface. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere in the company''s live or archived web
estate. As of this review the ensurance.com.au TLS certificate has expired and every path on the domain, along with the
ensurance.ltd domain family, blanket 301-redirects to Chase Underwriting Solutions Pty Ltd, an Australian professional-lines
underwriting agency that likewise publishes no API. Ensurance is recorded here as a partner-gated, no-public-API insurance
provider in the Australian market — a faithful data point for a sector where the Consumer Data Right was designated for
general insurance and then deferred, leaving carriers and underwriting agencies with no forcing function to expose anything.'
deliveryModel:
model: library
open_source: false
commercial: false
callable_host: false
label: Library · distributed through package registries, no callable service
confidence: low
source:
- none
generated: '2026-08-28'
method: derived
accessModel:
pricing: unknown
onboarding: unknown
trial: false
try_now: false
public: false
label: Unknown
confidence: low
source:
- security
generated: '2026-09-02'
method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Underwriting
- Property and Casualty
- Construction Insurance
- Managing General Agent
- Brokers
- Wholesale Insurance
- Insurtech
- Partner Gated
- No Public API
tags_raw:
- Insurance
- Australia
- Underwriting
- Property and Casualty
- Construction Insurance
- Managing General Agent
- Broker
- Wholesale Insurance
- Insurtech
- Partner Gated
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
url: security/ensurance-domain-security.yml
name: Ensurance Domain Security Probe
description: Probed TLS/HSTS/DNSSEC/CAA/SPF/DMARC for the Ensurance and Chase Underwriting hosts. ensurance.com.au and 3rdp.ensurance.com.au
both fail certificate verification (expired 2025-09-26); no DNSSEC, no CAA and no DMARC record on ensurance.com.au.
- type: Conformance
url: conformance/ensurance-conformance.yml
name: Ensurance Standards Conformance
description: Evidenced negatives across OpenAPI, AsyncAPI, GraphQL, gRPC, OAuth2, OIDC, RFC 9457, RFC 9116, RFC 8594 and
the insurance interchange standards (ACORD AL3 / ACORD XML / NGDS / IVANS), plus the Australian CDR general insurance
designation-then-deferral context.
- type: Lifecycle
url: lifecycle/ensurance-lifecycle.yml
name: Ensurance Lifecycle
description: No API lifecycle exists; this records the estate lifecycle instead — certificate expiry 2025-09-26, blanket
301 of the whole domain family to Chase Underwriting, the retired BOB/partner/euw hosts, and the surviving 3RDP host.
No status page and no deprecation policy are published.
- type: Packages
url: packages/ensurance-packages.yml
name: Ensurance Packages
description: 'No first-party SDK, client library or CLI in any registry — Ensurance had no public API to wrap. Documents
the "ensurance" homonym trap: unrelated assertion/validation libraries hold the name on npm, PyPI, RubyGems and Packagist
and must not be attributed to this company.'
- type: LLMsTxt
url: llms/ensurance-llms.txt
name: Ensurance llms.txt
description: Generated llms.txt summarising this record for AI consumers, including the redirect false-positive warning
and links to every artifact in the repo.
- type: Website
url: https://ensurance.com.au/
name: Ensurance Website
description: Primary domain. TLS certificate expired 2025-09-26; every path returns HTTP 301 (nginx/1.26.2) to Chase Underwriting
Solutions. Probed 2026-07-25.
- type: Website
url: https://www.chaseunderwriting.com.au/capabilities/professional-risks/
name: Chase Underwriting Solutions (redirect target)
description: HTTP 200. The live destination of every ensurance.com.au and ensurance.ltd request as of 2026-07-25. Chase
Underwriting Solutions Pty Ltd, ABN 50 156 554 808, AFSL 454344 — an Australian professional-lines underwriting agency.
Publishes no API, no developer portal and no ACORD reference.
- type: Website
url: https://3rdp.ensurance.com.au/
name: 3RDP Remote Platform
description: HTTP 200. The only ensurance.com.au hostname still serving its own content. "3RDP | Innovative Remote Platform"
describes an internal secure remote-desktop and VPN environment for staff. Not an insurance API surface.
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
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