Evari

Evari is an insurance technology company founded in Sydney by Daniel Fogarty (former CEO of Zurich Australia and New Zealand), Robert Jeffery and Brack Norris, and now operating as Evari Services UK Ltd. It launched as a digital small-business and trades insurance brand at evari.insure, a Lloyd's coverholder with direct and partner distribution, then moved upstream into core systems with CloudStream, a cloud-native policy administration platform covering quote, bind and issue through endorsement, renewal and cancellation, broker and MGA portals, appetite and eligibility rules, commission tracking and policyholder self-service. Its current positioning is insurance AI operations for brokers, MGAs and insurers, delivered as 30-day assistant deployment sprints powered by the third-party QuivaWorks platform. Evari publishes no developer portal and no API reference, and every running API host is tenant-scoped and closed - api.cloudstream.evari.tech returns 404 unauthenticated, api.envest.evari.tech returns 502, and the customer and admin applications are login walls. One real first-party contract does exist off-portal - Evari published its Quotes microservice to npm as evari-quotes-api, and that tarball ships a generated Swagger 2.0 document of 49 paths and 56 operations plus a draft-07 JSON Schema set of 369 definitions, both harvested here. Evari is otherwise a consumer of other vendors' APIs, integrating into Socotra, Vertafore AMS360 and Sagitta, Applied Epic and Guidewire read access, and no ACORD, AL3 or IVANS reference appears anywhere on its site, in its help centre or in its data model.

Evari publishes 1 API contract indexed on the APIs.io network: Quotes API. Tagged areas include Insurance, Australia, Insurtech, Policy Administration, and Core Systems.

The Evari catalog on APIs.io includes 1 Spectral governance ruleset.

Evari’s developer surface includes documentation, getting-started guide, support, engineering blog, pricing, signup flow, authentication, and 28 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

50.8/100 developing ▬ flat Agent 21/100 agent aware Front door AI 6/6 dominant Heartbeat 13/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaid

1 published contract 4 Agent Skills

Insurance Australia Insurtech Policy Administration Core Systems Property and Casualty Underwriting Claims Brokerage MGA Artificial Intelligence Quoting Endorsements

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Distribution Management

BC-2110

Quotes

POST /api/quotes/quotes GET /api/quotes/products/{productId}/quotes

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 50.8/100 · developing

Contract Quality 8.2 / 19

Developer Ergonomics 6.3 / 15

Access Clarity 13.0 / 15

Operational Transparency 1.3 / 10

Contract Governance 2.9 / 9

Discoverability 5.5 / 8

Regulatory Posture 4.4 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 43.5 — up to +14.1 composite points
Developer Ergonomics scores 42.3 — up to +11.5 composite points
Operational Transparency scores 13.2 — up to +11.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/evari/apis.yml: open an issue on github.com/api-evangelist/evari to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Insurance and Insurtech	undeclared	-	-	-
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Evari Quotes API

The Evari Quotes microservice - the internal broker and underwriter quoting surface at /api/quotes/** plus a customer-facing mirror at /api/quotes/public/**. 49 paths, 56 operat...

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Evari Quotes API

OPEN COLLECTION

Agent Skills 4

Packaged agent skills for driving this provider's APIs from an AI assistant.

Evari broker quote lifecycle

AGENT SKILL

Evari price a mid-term endorsement

AGENT SKILL

Evari public quote to confirmation

AGENT SKILL

Evari refer a quote to an underwriter

AGENT SKILL

Evari API pricing

Prices published by Evari, read 2026-10-28 from www.evari.tech/pricing.

Plan	Price
Proof of Concept	$12,000 AUD Includes: ONE specific process automated; post-launch support; team training
Process Transformation	$18,000 AUD Includes: ONE complete process end-to-end; system integrations included
Multi-Process Rollout	$35,000 AUD Includes: 2–3 processes automated in parallel; post-launch optimisation
Platform Small	$2,000 AUD Includes: Up to 100 daily transactions, unlimited AI assistants, 50GB storage, 5,000 AI credits/month, 3 flows
Platform Growth	$4,000 AUD Includes: Up to 500 daily transactions, 200GB storage, 20,000 AI credits/month, 10 flows/functions, priority s
Platform Scale	$8,000 AUD Includes: 1,000+ daily transactions, unlimited storage, 100,000 AI credits/month, unlimited flows/functions, d

Plan details, limits and sources →

Billed by: platform subscription · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Evari Plans

6 plans

PLANS

Evari Price Estimates

0 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Evari

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Evari Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Evari API Rules

51 rules · 44 errors 6 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Evari Quotes Api Overlay

5 actions · documentation · evari-quotes-api-openapi.yml

DERIVED

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

Evari Contracts Types

0 properties

JSON SCHEMA

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Evari Authentication

apiKey · 1 scheme

SECURITY

Evari Domain Security

TLSv1.3 · DMARC

SECURITY

Evari Vulnerability Disclosure

security.txt · contact published

SECURITY

Evari Trust Center

ISO 27001, GDPR

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Evari Agentic Access

56 operations · 17 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

OpenAPI

OpenAPI

JSONSchema

JSONSchema

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

LLMsTxt

LLMsTxt

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Conventions

DataModel

Conformance

Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Access & Security 8

Authentication, authorization, and security posture

TrustCenter

TrustCenter

Compliance

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

SecurityTxt

SecurityTxt

DomainSecurity

DomainSecurity

Authentication

Authentication

Scroll for all 8

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Pricing

Plans

TermsOfService

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

Blog

Blog

BlogRSS

BlogRSS

LinkedIn

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: evari
url: https://raw.githubusercontent.com/api-evangelist/evari/refs/heads/main/apis.yml
name: Evari
kind: company
description: Evari is an insurance technology company founded in Sydney by Daniel Fogarty (former CEO of Zurich Australia
  and New Zealand), Robert Jeffery and Brack Norris, and now operating as Evari Services UK Ltd. It launched as a digital
  small-business and trades insurance brand at evari.insure, a Lloyd's coverholder with direct and partner distribution, then
  moved upstream into core systems with CloudStream, a cloud-native policy administration platform covering quote, bind and
  issue through endorsement, renewal and cancellation, broker and MGA portals, appetite and eligibility rules, commission
  tracking and policyholder self-service. Its current positioning is insurance AI operations for brokers, MGAs and insurers,
  delivered as 30-day assistant deployment sprints powered by the third-party QuivaWorks platform. Evari publishes no developer
  portal and no API reference, and every running API host is tenant-scoped and closed - api.cloudstream.evari.tech returns
  404 unauthenticated, api.envest.evari.tech returns 502, and the customer and admin applications are login walls. One real
  first-party contract does exist off-portal - Evari published its Quotes microservice to npm as evari-quotes-api, and that
  tarball ships a generated Swagger 2.0 document of 49 paths and 56 operations plus a draft-07 JSON Schema set of 369 definitions,
  both harvested here. Evari is otherwise a consumer of other vendors' APIs, integrating into Socotra, Vertafore AMS360 and
  Sagitta, Applied Epic and Guidewire read access, and no ACORD, AL3 or IVANS reference appears anywhere on its site, in its
  help centre or in its data model.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Insurtech
- Policy Administration
- Core Systems
- Property and Casualty
- Underwriting
- Claims
- Brokerage
- MGA
- Artificial Intelligence
- Quoting
- Endorsements
tags_raw:
- Insurance
- Australia
- Insurtech
- Policy Administration
- Core Systems
- Property and Casualty
- Underwriting
- Claims
- Broker
- MGA
- Artificial Intelligence
- Quoting
- Endorsements
- Brokers
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis:
- name: Evari Quotes API
  description: The Evari Quotes microservice - the internal broker and underwriter quoting surface at /api/quotes/** plus
    a customer-facing mirror at /api/quotes/public/**. 49 paths, 56 operations and 70 definitions covering quote create/read/patch,
    product questions, validation, pricing with first-class price errors, quote options, SMS and code confirmation, PDF issue,
    attachments, mid-term endorsements with a structured diff model, referral to a human underwriter with notes and cover
    price overrides, and per-product quote-date configuration. Auth is a single apiKey carried in the Authorization header.
    NOT SELF-SERVE - this spec was harvested from the Swagger document Evari bundled in its own evari-quotes-api npm tarball,
    not from a developer portal; the API is tenant-scoped and the only API root named in a first-party build config returns
    404 unauthenticated.
  humanURL: https://www.npmjs.com/package/evari-quotes-api
  baseURL: https://api.cloudstream.evari.tech/
  tags:
  - Insurance
  - Quoting
  - Underwriting
  - Policy Administration
  - Endorsements
  - Referrals
  - Pricing
  tags_raw:
  - insurance
  - quoting
  - underwriting
  - policy-administration
  - endorsements
  - referrals
  - pricing
  properties:
  - type: OpenAPI
    url: openapi/evari-quotes-api-openapi.yml
  - type: JSONSchema
    url: json-schema/evari-contracts-types.json
  - type: Overlay
    url: overlays/evari-quotes-api-overlay.yaml
  - type: Authentication
    url: authentication/evari-authentication.yml
  - type: Conventions
    url: conventions/evari-conventions.yml
  - type: DataModel
    url: data-model/evari-data-model.yml
  - type: AgenticAccess
    url: agentic-access/evari-agentic-access.yml
  - type: X-MCPServerCandidate
    url: mcp/evari-mcp.yml
    note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list
      derived from the published API contracts, not an existing server. The scorer already read the manifest and reported
      mcp_server correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
  - type: AgentSkill
    url: skills/_index.yml
  - type: Packages
    url: packages/evari-packages.yml
  - type: SourceCode
    url: https://www.npmjs.com/package/evari-quotes-api
common:
- type: CapabilityMap
  url: capabilities/evari-capability-edges.yml
  name: Evari Business Capability Map
- type: Website
  url: https://evari.tech/
- type: Documentation
  url: https://evari.tech/help-center/
- type: GettingStarted
  url: https://evari.tech/help-center/categories/getting-started/
- type: Support
  url: https://evari.tech/help-center/contact/
- type: Blog
  url: https://evari.tech/blog/
- type: BlogRSS
  url: https://evari.tech/blog/rss.xml
- type: GitHubOrganization
  url: https://github.com/myevari
- type: Pricing
  url: https://evari.tech/pricing
- type: Plans
  url: plans/evari-plans.yml
- type: SignUp
  url: https://quiva.ai/
- type: TermsOfService
  url: https://evari.tech/legal#terms
- type: PrivacyPolicy
  url: https://evari.tech/legal#privacy
- type: TrustCenter
  url: https://evari.tech/trust
- type: TrustCenter
  url: security/evari-trust-center.yml
- type: Compliance
  url: https://evari.tech/trust
- type: Security
  url: https://evari.tech/.well-known/security.txt
- type: VulnerabilityDisclosure
  url: security/evari-vulnerability-disclosure.yml
- type: SecurityTxt
  url: well-known/evari-security.txt
- type: WellKnown
  url: well-known/evari-well-known.yml
- type: DomainSecurity
  url: security/evari-domain-security.yml
- type: OpenAPI
  url: openapi/evari-quotes-api-openapi.yml
- type: JSONSchema
  url: json-schema/evari-contracts-types.json
- type: Packages
  url: packages/evari-packages.yml
- type: Authentication
  url: authentication/evari-authentication.yml
- type: Conventions
  url: conventions/evari-conventions.yml
- type: DataModel
  url: data-model/evari-data-model.yml
- type: Conformance
  url: conformance/evari-conformance.yml
- type: Lifecycle
  url: lifecycle/evari-lifecycle.yml
- type: AgenticAccess
  url: agentic-access/evari-agentic-access.yml
- type: X-MCPServerCandidate
  url: mcp/evari-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/evari-llms.txt
- type: Overlay
  url: overlays/evari-quotes-api-overlay.yaml
- type: LinkedIn
  url: https://www.linkedin.com/company/evari/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Evari API — frequently asked questions

Does Evari have an API?

Yes. APIs.io lists 1 API from Evari, including Evari Quotes API.

Is there an OpenAPI specification for the Evari API?

Yes. APIs.io indexes 1 OpenAPI specification for Evari, each linked for download from this page.

How do I authenticate with the Evari API?

Evari uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Evari Authentication.

How much does the Evari API cost?

Evari publishes its prices; its Proof of Concept plan is $12,000 AUD as of 2026-10-28. APIs.io lists 6 pricing plans for Evari, with each plan's price, limits and inclusions under Pricing on this page.

Is the Evari API ready for AI agents?

Evari has a Kin Score of 50.8 out of 100 (developing) and an Agent Readiness score of 20.9 (agent-aware), scored by API Evangelist on 2026-11-06.

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