Youi

aid: youi
url: https://raw.githubusercontent.com/api-evangelist/youi/refs/heads/main/apis.yml
x-api-posture: docs-gated
x-api-posture-basis: observed
x-api-posture-note: On API posture the honest finding is that Youi publishes no public API surface at all.
name: Youi
kind: company
description: Youi is an Australian general insurance carrier headquartered at Sippy Downs on the Queensland Sunshine Coast,
  authorised by APRA and operating under AFSL 316511 (ABN 79 123 074 733). It is a wholly owned subsidiary of Youi Holdings
  Pty Ltd, part of OUTsurance International Holdings, with the South African-listed OUTsurance Group as ultimate holding company.
  Youi writes personal and small-business property and casualty lines direct to consumers - car, NSW CTP Green Slip, SA CTP,
  motorcycle, caravan and trailer, watercraft, home building and contents, and small business cover including public liability
  - and is a member of the Insurance Council of Australia and a signatory to the General Insurance Code of Practice. Its positioning
  is direct-to-consumer telephone and online underwriting rather than broker distribution. On API posture the honest finding
  is that Youi publishes no public API surface at all. Probing on 2026-07-25 found no developer portal (the developer., developers.,
  docs. and api. subdomains do not resolve, and /developers, /api, /developer, /partners and /integrations all return HTTP
  404), no downloadable OpenAPI or Swagger, no public Postman collection, no GraphQL, and no webhook or event catalog. The
  only integration-adjacent hosts are the customer self-service policy portal at portal.youi.com.au (HTTP 200, robots noindex,
  an Angular single-page app behind a login) and its private first-party backend portalapi.youi.com.au (HTTP 404 at root,
  serving no swagger or openapi document). No ACORD, AL3, ACORD XML, NGDS or IVANS reference was found anywhere on the public
  site. Australia's Consumer Data Right, which opened banking and energy, was designated for general insurance and then deferred,
  so no regulatory forcing function exists, and Youi's direct-to-consumer model gives it no broker or agency-management integration
  seam either. Recorded as partner-gated and customer-login-gated only, with no public self-serve API.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Property and Casualty
- General Insurance
- Motor Insurance
- Home Insurance
- Business Insurance
- Compulsory Third Party
- Carrier
- Direct to Consumer
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/youi-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/youi-domain-security.yml
- type: Security
  name: Security vulnerability disclosure policy
  url: https://www.youi.com.au/about-us/security-vulnerability-disclosure-policy
- type: WellKnown
  name: Well-known probe index (all hosts)
  url: well-known/youi-well-known.yml
- type: SecurityTxt
  name: security.txt (harvested verbatim)
  url: well-known/youi-security.txt
- type: Conformance
  name: Standards and regulatory conformance posture
  url: conformance/youi-conformance.yml
- type: Compliance
  name: General Insurance Code of Practice signatory
  url: https://www.youi.com.au/documents/code-of-practice
- type: Packages
  name: Package registry probe results (no first-party libraries)
  url: packages/youi-packages.yml
- type: LLMsTxt
  name: llms.txt for Youi
  url: llms/youi-llms.txt
- type: Website
  url: https://www.youi.com.au/
- type: About
  url: https://www.youi.com.au/about-us
- type: CustomerPortal
  url: https://portal.youi.com.au/
- type: SecurityTxt
  url: https://www.youi.com.au/.well-known/security.txt
- type: VulnerabilityDisclosure
  url: https://www.youi.com.au/about-us/security-vulnerability-disclosure-policy
- type: Support
  url: https://www.youi.com.au/contact
- type: Blog
  url: https://www.youi.com.au/you-connect
- type: PrivacyPolicy
  url: https://www.youi.com.au/documents/privacy-policy
- type: TermsOfService
  url: https://www.youi.com.au/documents/terms-of-use
- type: Login
  name: Customer policy login (no developer sign-up exists)
  url: https://secure.youi.com.au/Authentication/PolicyLogin.aspx
- type: Careers
  url: https://www.youi.com.au/about-us/careers
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com