QBE Insurance

QBE Insurance Group Limited is a Sydney-headquartered, ASX-listed global general insurance and reinsurance group, tracing back to 1886 in Townsville, Queensland, and operating today across Australia Pacific, North America and International divisions including a Lloyd's of London syndicate. QBE writes commercial and personal property and casualty lines — property, liability, motor and compulsory third party (CTP), workers compensation, marine, aviation, trade credit, crop and specialty — distributed overwhelmingly through brokers and agents rather than direct to consumers. Its API posture reflects that distribution model and is partner-gated by design: QBE Australia runs a real, publicly browsable Azure API Management developer portal at connect.api-au.qbe.com whose catalogue, operations, schemas and examples can be read anonymously, but every product requires an approved subscription (approvalRequired true) and the broker API is keyed to named partner platforms. The portal exposes genuine quote, bind, endorse, renew, cancel and refer operations for the commercial policy lifecycle — the four real insurance verbs, minus claims/FNOL, which QBE does not expose publicly. A separate QBE North America partner API hub at partnerportal-api.qbena.com serves an empty Azure APIM catalogue to anonymous callers but does publish seven named API products in its own content pages — Quote, Bind, Master Liability, Property Inquiry, Zip Code Validate and Reconciliation and Cancellation for Renters, plus Quote for Homeowners — behind a documented client-id/secret to JWT token exchange; no endpoints or specs are exposed. QBE Hong Kong documents a partner API behind qbe.com pages that are bot-blocked to anonymous fetchers. Australia is the home market; the Consumer Data Right was designated for general insurance and then deferred, so nothing here is compelled by regulation.

QBE Insurance publishes 2 APIs on the APIs.io network: QBE Australia ANZO Digital Brokers Experience API and QBE Australia CTP Switch Service. Tagged areas include Insurance, Australia, Property and Casualty, Commercial Insurance, and Underwriting.

QBE Insurance’s developer surface includes authentication, documentation, API reference, getting-started guide, support, sandbox, and 25 more developer resources.

50.1/100 developing ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
2 APIs 1 MCP Servers
InsuranceAustraliaProperty and CasualtyCommercial InsuranceUnderwritingPolicy AdministrationQuoteBrokerReinsuranceCarrierPartner API

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 50.1/100 · developing
Contract Quality 13.0 / 25
Developer Ergonomics 14.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 2.1 / 13
Governance 1.6 / 12
Discoverability 9.3 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/qbe: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

QBE Australia ANZO Digital Brokers Experience API

QBE Australia's broker-facing policy lifecycle API, published in the QBE Australia API Hub as the "ANZO Digital Brokers" product. QBE describes it as providing "access to the in...

QBE Australia CTP Switch Service

A small QBE Australia service published in the same API Hub as the "ANZO CTP Service" product, supporting the compulsory third party (CTP) motor insurance switching flow. Two do...

Arazzo Workflows 4

Multi-step API workflows described with the Arazzo specification.

_Index

ARAZZO

QBE policy cancellation

Cancel an in-force QBE policy with a published cancellation reason code, confirm it, and attach the cancellation schedule.

ARAZZO

QBE mid-term endorsement, confirmed

Open a mid-term endorsement on an in-force QBE policy, confirm it with a bind, and attach the endorsement schedule.

ARAZZO

QBE quote to bound policy

Create a commercial quote with QBE Australia, amend it, then convert it into a bound policy.

ARAZZO

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Qbe Authentication

apiKey · 2 schemes

SECURITY

Qbe Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Qbe Vulnerability Disclosure

Hackerone · contact published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Qbe Agentic Access

17 operations · 15 acting

17 operations · 15 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Scroll for all 9

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: qbe
url: https://raw.githubusercontent.com/api-evangelist/qbe/refs/heads/main/apis.yml
name: QBE Insurance
kind: company
description: 'QBE Insurance Group Limited is a Sydney-headquartered, ASX-listed global general insurance and reinsurance group,
  tracing back to 1886 in Townsville, Queensland, and operating today across Australia Pacific, North America and International
  divisions including a Lloyd''s of London syndicate. QBE writes commercial and personal property and casualty lines — property,
  liability, motor and compulsory third party (CTP), workers compensation, marine, aviation, trade credit, crop and specialty
  — distributed overwhelmingly through brokers and agents rather than direct to consumers. Its API posture reflects that distribution
  model and is partner-gated by design: QBE Australia runs a real, publicly browsable Azure API Management developer portal
  at connect.api-au.qbe.com whose catalogue, operations, schemas and examples can be read anonymously, but every product requires
  an approved subscription (approvalRequired true) and the broker API is keyed to named partner platforms. The portal exposes
  genuine quote, bind, endorse, renew, cancel and refer operations for the commercial policy lifecycle — the four real insurance
  verbs, minus claims/FNOL, which QBE does not expose publicly. A separate QBE North America partner API hub at partnerportal-api.qbena.com
  serves an empty Azure APIM catalogue to anonymous callers but does publish seven named API products in its own content pages
  — Quote, Bind, Master Liability, Property Inquiry, Zip Code Validate and Reconciliation and Cancellation for Renters, plus
  Quote for Homeowners — behind a documented client-id/secret to JWT token exchange; no endpoints or specs are exposed. QBE
  Hong Kong documents a partner API behind qbe.com pages that are bot-blocked to anonymous fetchers. Australia is the home
  market; the Consumer Data Right was designated for general insurance and then deferred, so nothing here is compelled by
  regulation.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Property and Casualty
- Commercial Insurance
- Underwriting
- Policy Administration
- Quote
- Broker
- Reinsurance
- Carrier
- Partner API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: qbe:qbe-anzo-digital-brokers-api
  name: QBE Australia ANZO Digital Brokers Experience API
  description: QBE Australia's broker-facing policy lifecycle API, published in the QBE Australia API Hub as the "ANZO Digital
    Brokers" product. QBE describes it as providing "access to the insurance policy lifecycle with QBE from creating quotes
    to policy binding, endorsements, renewals and more", integrating a broker platform with QBE's underwriting system. Fifteen
    documented operations cover create/modify/abandon quote, bind a quote into a policy (issuing a policy number), endorse,
    renew, cancel, abandon and refer a policy to a QBE underwriter, plus quote and policy document upload and a health check.
    Access requires an approved Azure APIM subscription key plus X-ClientID / X-ClientSecret and an X-Partner-Id drawn from
    a fixed enumeration of QBE's broker partners — it is not self-serve. No claims or FNOL operations are exposed.
  humanURL: https://connect.api-au.qbe.com/apis
  baseURL: https://gateway.api-au.qbe.com/x-digital-brokers-qbe-anzo/api
  tags:
  - Insurance
  - Quote
  - Bind
  - Policy Administration
  - Broker
  - Australia
  properties:
  - type: Documentation
    url: https://connect.api-au.qbe.com/
  - type: APIReference
    url: https://connect.api-au.qbe.com/apis
  - type: OpenAPI
    url: openapi/qbe-anzo-digital-brokers-openapi.yml
  - type: Overlay
    url: overlays/qbe-anzo-digital-brokers-overlay.yaml
    name: API Evangelist enhancements overlay
  - type: Examples
    url: examples/qbe-anzo-digital-brokers-examples.yml
    name: Published request and response examples
- aid: qbe:qbe-ctp-switch-service-api
  name: QBE Australia CTP Switch Service
  description: A small QBE Australia service published in the same API Hub as the "ANZO CTP Service" product, supporting the
    compulsory third party (CTP) motor insurance switching flow. Two documented operations append data to and retrieve saved
    data for a CTP document, keyed by a code parameter. Like every product in the hub it requires an approved subscription
    key and is partner-gated rather than self-serve.
  humanURL: https://connect.api-au.qbe.com/apis
  baseURL: https://gateway.api-au.qbe.com/ctp-service
  tags:
  - Insurance
  - CTP
  - Motor Insurance
  - Australia
  properties:
  - type: Documentation
    url: https://connect.api-au.qbe.com/
  - type: APIReference
    url: https://connect.api-au.qbe.com/apis
  - type: OpenAPI
    url: openapi/qbe-ctp-switch-service-openapi.yml
  - type: Overlay
    url: overlays/qbe-ctp-switch-service-overlay.yaml
    name: API Evangelist enhancements overlay
common:
- type: AgenticAccess
  url: agentic-access/qbe-agentic-access.yml
- type: DomainSecurity
  url: security/qbe-domain-security.yml
- type: Authentication
  url: authentication/qbe-authentication.yml
- type: Website
  url: https://www.qbe.com/
- type: DeveloperPortal
  url: https://connect.api-au.qbe.com/
- type: Documentation
  url: https://connect.api-au.qbe.com/getting-started
- type: APIReference
  url: https://connect.api-au.qbe.com/apis
- type: PartnerPortal
  url: https://partnerportal-api.qbena.com/
- type: GettingStarted
  url: https://connect.api-au.qbe.com/getting-started
- type: Login
  url: https://connect.api-au.qbe.com/signin
- type: Support
  url: https://www.qbe.com/au/contact-us
- type: PrivacyPolicy
  url: https://www.qbe.com/au/about/governance/privacy-policy
- type: TermsOfService
  url: https://www.qbe.com/us/legal/api-terms-of-use
  name: QBE API Terms of Use (North America)
- type: GitHubOrganization
  url: https://github.com/qbegroup
- type: Security
  url: https://www.qbe.com/responsible-disclosure-program
  name: QBE Responsible Disclosure Program
- type: VulnerabilityDisclosure
  url: security/qbe-vulnerability-disclosure.yml
- type: Conventions
  url: conventions/qbe-conventions.yml
- type: ErrorCatalog
  url: errors/qbe-problem-types.yml
- type: Lifecycle
  url: lifecycle/qbe-lifecycle.yml
- type: Conformance
  url: conformance/qbe-conformance.yml
- type: Vocabulary
  url: vocabulary/qbe-vocabulary.yml
- type: DataModel
  url: data-model/qbe-data-model.yml
- type: Sandbox
  url: sandbox/qbe-sandbox.yml
  name: Mocking and non-production access
- type: Packages
  url: packages/qbe-packages.yml
- type: MCPServer
  url: mcp/qbe-mcp.yml
  name: Candidate MCP manifest (no hosted server published)
- type: ToolCrosswalk
  url: mcp/qbe-tool-crosswalk.yml
- type: LLMsTxt
  url: llms/qbe-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  url: arazzo/qbe-quote-to-bind.yml
  name: QBE quote to bound policy
- type: Arazzo
  url: arazzo/qbe-endorse-and-bind.yml
  name: QBE mid-term endorsement, confirmed
- type: Arazzo
  url: arazzo/qbe-cancel-policy.yml
  name: QBE policy cancellation
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com