Butn

Butn is an Australian embedded-finance company that funds business cashflow at the point of transaction, plugging invoice finance, outsourced credit terms, and supplier "pay now, settle later" directly into the platforms its business customers already use. Its funding products — Butn X (invoice finance to draw cash early against receivables), Butn Terms (outsourced buyer credit where Butn carries the risk), and Butn Pay (paying suppliers upfront in exchange for extended repayment) — are designed to be embedded into partner marketplaces, accounting tools, and B2B platforms such as MYOB, Salesforce, and FoodByUs rather than sold as a standalone destination. Butn sits in the spend / accounts payable and accounts receivable financing layer of Australia's payments market, where money movement rides the New Payments Platform and the banks opened by the Consumer Data Right. Its integration and embedding are delivered through private, partner-provisioned APIs: Butn markets "plug and play" embedding for partners but does not operate a public self-serve developer portal, publish downloadable OpenAPI/Swagger definitions, or expose openly documented API reference material as of this profile.

Butn is profiled on the APIs.io network. Tagged areas include Payments, Australia, Embedded Finance, Invoice Finance, and Accounts Receivable.

Butn’s developer surface includes documentation, engineering blog, support, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.7/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

PaymentsAustraliaEmbedded FinanceInvoice FinanceAccounts ReceivableAccounts PayableB2B BNPLBusiness LendingCashflowWorking Capital

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 18.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.0 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/butn: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: butn
url: https://raw.githubusercontent.com/api-evangelist/butn/refs/heads/main/apis.yml
name: Butn
kind: company
description: 'Butn is an Australian embedded-finance company that funds business cashflow at the point of transaction, plugging
  invoice finance, outsourced credit terms, and supplier "pay now, settle later" directly into the platforms its business
  customers already use. Its funding products — Butn X (invoice finance to draw cash early against receivables), Butn Terms
  (outsourced buyer credit where Butn carries the risk), and Butn Pay (paying suppliers upfront in exchange for extended repayment)
  — are designed to be embedded into partner marketplaces, accounting tools, and B2B platforms such as MYOB, Salesforce, and
  FoodByUs rather than sold as a standalone destination. Butn sits in the spend / accounts payable and accounts receivable
  financing layer of Australia''s payments market, where money movement rides the New Payments Platform and the banks opened
  by the Consumer Data Right. Its integration and embedding are delivered through private, partner-provisioned APIs: Butn
  markets "plug and play" embedding for partners but does not operate a public self-serve developer portal, publish downloadable
  OpenAPI/Swagger definitions, or expose openly documented API reference material as of this profile.'
accessModel:
  pricing: unknown
  onboarding: partner
  trial: false
  try_now: false
  public: false
  label: Partner-provisioned · No public self-serve API
  confidence: high
  source:
  - website
  generated: '2026-07-24'
  method: manual
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Australia
- Embedded Finance
- Invoice Finance
- Accounts Receivable
- Accounts Payable
- B2B BNPL
- Business Lending
- Cashflow
- Working Capital
created: '2026-07-24'
modified: '2026-07-24'
lastEnriched: '2026-07-24'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/butn-domain-security.yml
- type: Website
  url: https://www.butn.co/
- type: Documentation
  url: https://www.butn.co/funding-solutions
- type: Blog
  url: https://www.butn.co/news
- type: Support
  url: https://www.butn.co/contact
- type: TermsOfService
  url: https://www.butn.co/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.butn.co/privacy-policy
- type: LinkedIn
  url: https://au.linkedin.com/company/butn
- type: Login
  url: https://app.butn.co/s/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com