Pinch Payments
Pinch Payments is an Australian, Brisbane-based payment orchestration and payment-facilitator platform that automates invoice collection and receivables for service businesses, bookkeepers, and software platforms across Australia and New Zealand. Marketing itself as "Aussie-Made Payments Infrastructure," Pinch lets merchants accept direct debit (bank account) and card payments (Visa, Mastercard, American Express), build payment plans and subscriptions, tokenise payment sources client-side with its CaptureJS library, and reconcile settlements back into Xero, QuickBooks, and MYOB. Its Glassbox / Managed Merchants offering is a Payfac-as-a-Service seam with KYC, compliance, and sub-merchant onboarding for platforms acting as aggregators or marketplaces. Pinch is genuinely API-first: it ships a fully documented REST API (JSON, OAuth2 client-credentials auth), a ReadMe-hosted developer portal with a live API explorer, per-product OpenAPI 3.1 definitions, a published Postman collection, an official .NET SDK, Zapier/n8n/viaSocket no-code connectors, webhooks for real-time events, and an llms.txt + docs MCP server for AI-assisted integration.
Pinch Payments publishes 17 API contracts indexed on the APIs.io network, including Connect API, Contacts API, Events API, and 14 more. Tagged areas include Payments, Australia, Payment Gateway, Payment Processing, and Direct Debit.
The Pinch Payments catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Pinch Payments’ developer surface includes authentication, documentation, API reference, getting-started guide, pricing, engineering blog, signup flow, and 34 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Australia AFS, Credit and ADI Registers (ASIC + APRA licensing) | long-tail | 2.5 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 3
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 17
Individual APIs this provider publishes, each with its own machine-readable definition.
Pinch Payments Connect API
The Connect API from Pinch Payments — 1 operation(s) for connect.
Pinch Payments Contacts API
The Contacts API from Pinch Payments — 2 operation(s) for contacts.
Pinch Payments Events API
The Events API from Pinch Payments — 2 operation(s) for events.
Pinch Payments Fees API
The Fees API from Pinch Payments — 2 operation(s) for fees.
Pinch Payments Health API
The Health API from Pinch Payments — 1 operation(s) for health.
Pinch Payments Merchant Financial Data API
The Merchant Financial Data API from Pinch Payments — 2 operation(s) for merchant financial data.
Pinch Payments Merchants API
The Merchants API from Pinch Payments — 3 operation(s) for merchants.
Pinch Payments Payers API
The Payers API from Pinch Payments — 4 operation(s) for payers.
Pinch Payments Payment Links API
The Payment Links API from Pinch Payments — 3 operation(s) for payment links.
Pinch Payments API
The Payments API from Pinch Payments — 7 operation(s) for payments.
Pinch Payments Plans API
The Plans API from Pinch Payments — 3 operation(s) for plans.
Pinch Payments Refund API
The Refund API from Pinch Payments — 1 operation(s) for refund.
Pinch Payments Refunds API
The Refunds API from Pinch Payments — 2 operation(s) for refunds.
Pinch Payments Subscriptions API
The Subscriptions API from Pinch Payments — 2 operation(s) for subscriptions.
Pinch Payments Tokens API
The Tokens API from Pinch Payments — 1 operation(s) for tokens.
Pinch Payments Transfers API
The Transfers API from Pinch Payments — 3 operation(s) for transfers.
Pinch Payments Webhooks API
The Webhooks API from Pinch Payments — 2 operation(s) for webhooks.
Scroll for all 17
Postman Collections 10
Ready-to-run Postman collections for exercising this provider's APIs.
authentication-api
POSTMANpinch-api-contacts
POSTMANpinch-api
POSTMANpinch-api-merchants
POSTMANpinch-api-payers
POSTMANpinch-api-payment-links
POSTMANpinch-api-payments
POSTMANpinch-api-transfers
POSTMANpinch-api-webhooks
POSTMANScroll for all 10
Open Collections 10
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
authentication-api
OPEN COLLECTIONpinch-api-contacts
OPEN COLLECTIONpinch-api
OPEN COLLECTIONpinch-api-merchant-financial-data
OPEN COLLECTIONpinch-api-merchants
OPEN COLLECTIONpinch-api-payers
OPEN COLLECTIONpinch-api-payment-links
OPEN COLLECTIONpinch-api-payments
OPEN COLLECTIONpinch-api-transfers
OPEN COLLECTIONpinch-api-webhooks
OPEN COLLECTIONScroll for all 10
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
Agent Skills 5
Packaged agent skills for driving this provider's APIs from an AI assistant.
Onboard a managed (sub-) merchant
AGENT SKILLCreate a plan and subscribe a payer
AGENT SKILLIssue an idempotent refund
AGENT SKILLTake a realtime card payment
AGENT SKILLPinch Payments API pricing
Prices published by Pinch Payments, read 2026-10-28 from getpinch.com.au/pricing.
| Plan | Price |
|---|---|
| BECS Direct Debit | 1% + 30c per transaction Includes: Fee ceiling: Capped at $3; Settlement: 4 business day rolling ($1 per bulk settlement); Max single t |
| Visa & Mastercard | 1.70% + 30c per transaction Includes: No fee cap; Settlement: 1 business day rolling*; Max single transaction: $30,000 AUD |
| American Express | 2.50% + 30c per transaction Includes: No fee cap; Settlement: 1 business day rolling*; Max single transaction: $30,000 AUD |
| Pinch for Enterprise | Contact us Includes: Custom fee structure; discounts for processing over $100,000 per month |
Plan details, limits and sources →
Billed by: transaction · FinOps profile →
Pricing Plans 2
Published pricing tiers and plan structures.
Service Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
FinOps 1
Cost, billing, and metering signals for API financial operations.
Pinch Payments Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Pinch Payments Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Pinch Payments API Rules
SPECTRALOpenAPI Overlays 10
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Pinch Payments Contacts Overlay
DERIVEDPinch Payments Core Overlay
DERIVEDPinch Payments Merchants Overlay
DERIVEDPinch Payments Payers Overlay
DERIVEDPinch Payments Payments Overlay
DERIVEDPinch Payments Transfers Overlay
DERIVEDPinch Payments Webhooks Overlay
DERIVEDScroll for all 10
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 8
Pagination, idempotency, versioning, errors, and events
Scroll for all 8
Build 7
SDKs, sample code, and the tooling you integrate with
Scroll for all 7
Access & Security 3
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Pinch Payments API — frequently asked questions
Does Pinch Payments have an API?
Yes. APIs.io lists 17 APIs from Pinch Payments, including Pinch Payments Connect API, Pinch Payments Contacts API and Pinch Payments Events API, and 14 more.
Is there an OpenAPI specification for the Pinch Payments API?
Yes. APIs.io indexes 17 OpenAPI specifications for Pinch Payments, each linked for download from this page.
How do I authenticate with the Pinch Payments API?
Pinch Payments uses bearer-token authentication (oauth2/http · 2 schemes). The details are profiled on APIs.io as Pinch Payments Authentication.
How much does the Pinch Payments API cost?
Pinch Payments publishes its prices; its BECS Direct Debit plan is 1% + 30c per transaction as of 2026-10-28. APIs.io lists 4 pricing plans for Pinch Payments, with each plan's price, limits and inclusions under Pricing on this page.
Does Pinch Payments have an MCP server?
Yes. APIs.io lists 1 MCP server for Pinch Payments: Remote MCP server at docs.getpinch.com.au over HTTP; 6 tools listed.
Is the Pinch Payments API ready for AI agents?
Pinch Payments has a Kin Score of 65.4 out of 100 (strong) and an Agent Readiness score of 40.4 (agent-native), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.