Hnry

Hnry is a New Zealand-founded financial administration and accounting service for sole traders, contractors and freelancers, operating in New Zealand, Australia and the United Kingdom. Customers are issued a dedicated "Hnry Account" bank account; every payment that lands in it is automatically split — income tax, GST/VAT, ACC levies, Medicare levy and student loan repayments are calculated, deducted and paid to the revenue authority in real time, and the remainder is passed straight through to the customer. On top of that payment rail Hnry runs invoicing, invoice chasing, expense capture and review, allocations to savings/investments/charities, business reporting, tax filing and a Hnry Business Mastercard. Pricing is a single usage-based fee of 1% of each inbound payment plus tax, annually capped. The platform is a Rails application at app.hnry.io with a REST API that backs the mobile apps and a public Zapier integration; the API reference at app.hnry.io/api-docs and the "Developer Platform" workspace page are both credential-gated, so no machine-readable contract is published.

Hnry is listed with 1 API on the APIs.io network. Tagged areas include Accounting, Tax, Payments, Invoicing, and Expense Management.

Hnry’s developer surface includes pricing, signup flow, support, engineering blog, authentication, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

34.9/100 thin ▬ flat Agent 5/100 human only Front door AI 1/6 silent Heartbeat 96/100 alive saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessPaidOpen

1 API

Accounting Tax Payments Invoicing Expense Management Financial ServicesSole TradersPayroll Fintech New Zealand Australia United Kingdom

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 34.9/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 15.2 / 17

Operational Transparency 1.6 / 11

Contract Governance 1.9 / 10

Discoverability 6.2 / 9

Regulatory Posture 4.8 / 15

Agent readiness — 5/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document Ask about this →
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →

11 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points Ask about this →
Developer Ergonomics scores 19.0 — up to +16.2 composite points Ask about this →
Operational Transparency scores 14.3 — up to +11.1 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/hnry/apis.yml: open an issue on github.com/api-evangelist/hnry to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Hnry Platform API

The REST API behind the Hnry app. It backs the Hnry iOS/Android clients and the published Hnry Zapier integration, which exposes create/find operations over clients, invoices, i...

Hnry API pricing

Prices published by Hnry.

Plan	Price
Hnry (New Zealand)	—
Hnry (Australia)	—
Hnry (United Kingdom)	—

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Hnry Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Hnry Rate Limits

0 limits

RATE LIMITS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Hnry

8 quoted statements, read from Hnry's own page on 2026-11-09.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Hnry

18 quoted statements, read from Hnry's own page on 2026-11-09.

PRIVACY

Compliance 1

Attestations the provider states (SOC 2, ISO 27001 and others), quoted from its own trust page. APIs.io verifies none of them.

Hnry

1 quoted statement, read from Hnry's own page on 2026-11-09.

COMPLIANCE

Eligibility 1

Who may sign up and where, quoted from its own terms.

Hnry

4 quoted statements, read from Hnry's own page on 2026-11-09.

ELIGIBILITY

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hnry Authentication

0 schemes

SECURITY

Hnry Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Hnry Vulnerability Disclosure

Hackerone · contact published

SECURITY

Hnry Trust Center

ISO/IEC 27001

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Lifecycle

Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Access & Security 7

Authentication, authorization, and security posture

TrustCenter

Compliance

DomainSecurity

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

SecurityTxt

SecurityTxt

Authentication

Authentication

Scroll for all 7

Operate 3

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

RateLimits

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing

TermsOfService

PrivacyPolicy

Plans

UsageTerms

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 3

Properties that don't map to a standard resource type

DataProcessing

DataProcessing

Attestations

Attestations

Eligibility

Eligibility

Source (apis.yml)

aid: hnry
name: Hnry
description: Hnry is a New Zealand-founded financial administration and accounting service for sole traders, contractors and
  freelancers, operating in New Zealand, Australia and the United Kingdom. Customers are issued a dedicated "Hnry Account"
  bank account; every payment that lands in it is automatically split — income tax, GST/VAT, ACC levies, Medicare levy and
  student loan repayments are calculated, deducted and paid to the revenue authority in real time, and the remainder is passed
  straight through to the customer. On top of that payment rail Hnry runs invoicing, invoice chasing, expense capture and
  review, allocations to savings/investments/charities, business reporting, tax filing and a Hnry Business Mastercard. Pricing
  is a single usage-based fee of 1% of each inbound payment plus tax, annually capped. The platform is a Rails application
  at app.hnry.io with a REST API that backs the mobile apps and a public Zapier integration; the API reference at app.hnry.io/api-docs
  and the "Developer Platform" workspace page are both credential-gated, so no machine-readable contract is published.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: open
  trial: false
  try_now: false
  public: true
  gated: none
  gated_source:
  - onboarding
  label: Paid · Open access
  confidence: high
  source:
  - plans
  - authentication
  - rate-limits
  - security
  generated: '2026-11-13'
  method: derived
image: https://hnry.co.nz/img/social/opengraph.jpg
url: https://raw.githubusercontent.com/api-evangelist/hnry/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-22'
modified: '2026-08-22'
tags:
- Accounting
- Tax
- Payments
- Invoicing
- Expense Management
- Financial Services
- Sole Traders
- Payroll
- Fintech
- New Zealand
- Australia
- United Kingdom
tags_raw:
- Accounting
- Tax
- Payments
- Invoicing
- Expense Management
- Financial Services
- Sole Traders
- Payroll
- Fintech
- New Zealand
- Australia
- United Kingdom
- Financial-Services
apis:
- aid: hnry:hnry-platform-api
  name: Hnry Platform API
  description: 'The REST API behind the Hnry app. It backs the Hnry iOS/Android clients and the published Hnry Zapier integration,
    which exposes create/find operations over clients, invoices, invoice line items and expenses. The reference is served
    by the platform itself at https://app.hnry.io/api-docs but returns HTTP 401 with a WWW-Authenticate: Basic challenge to
    anonymous callers, and the "Developer Platform" page Hnry links from its own short domain (https://on.hnry.co.nz/api-docs)
    resolves to a Notion workspace page that is not publicly shared. No OpenAPI, Swagger, GraphQL SDL or AsyncAPI document
    is published at any Hnry-controlled host.'
  humanURL: https://app.hnry.io/api-docs
  baseURL: https://app.hnry.io
  tags:
  - Accounting
  - Invoicing
  - Expenses
  - Tax
  properties:
  - type: Authentication
    url: authentication/hnry-authentication.yml
  - type: Integrations
    url: integrations/hnry-zapier.yml
  - type: RateLimits
    url: rate-limits/hnry-rate-limits.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://hnry.co.nz/
- type: Pricing
  url: https://hnry.co.nz/pricing/
- type: SignUp
  url: https://app.hnry.io/signup/jurisdiction_selection
- type: TermsOfService
  url: https://hnry.co.nz/agreement/
- type: PrivacyPolicy
  url: https://hnry.co.nz/privacy/
- type: Support
  url: https://hnry.co.nz/product/support/
- type: HelpCenter
  url: https://help.hnry.io/en/
- type: Blog
  url: https://hnry.co.nz/resources/news/
- type: GitHubOrganization
  url: https://github.com/HnryNZ
- type: TrustCenter
  url: security/hnry-trust-center.yml
- type: Compliance
  url: conformance/hnry-conformance.yml
- type: Conformance
  url: conformance/hnry-conformance.yml
- type: DomainSecurity
  url: security/hnry-domain-security.yml
- type: Security
  url: security/hnry-vulnerability-disclosure.yml
- type: VulnerabilityDisclosure
  url: security/hnry-vulnerability-disclosure.yml
- type: SecurityTxt
  url: well-known/hnry-security.txt
- type: Plans
  url: plans/hnry-plans-pricing.yml
- type: RateLimits
  url: rate-limits/hnry-rate-limits.yml
- type: Authentication
  url: authentication/hnry-authentication.yml
- type: LLMsTxt
  url: llms/hnry-llms.txt
- type: Packages
  url: packages/hnry-packages.yml
- type: Lifecycle
  url: lifecycle/hnry-lifecycle.yml
- type: Integrations
  url: integrations/hnry-zapier.yml
- type: UsageTerms
  url: terms/hnry-terms-of-service.yml
- type: DataProcessing
  url: privacy/hnry-privacy-policy.yml
- type: Attestations
  url: compliance/hnry-compliance.yml
- type: Eligibility
  url: eligibility/hnry-eligibility.yml
x-enrichment:
  date: '2026-08-22'
  status: enriched
  artifacts_added: 13
  pass: local-v1

Hnry API — frequently asked questions

Does Hnry have an API?

Yes. APIs.io lists 1 API from Hnry, including Hnry Platform API.

How do I authenticate with the Hnry API?

Hnry uses bearer-token authentication (0 schemes). The details are profiled on APIs.io as Hnry Authentication.

How much does the Hnry API cost?

APIs.io lists 3 pricing plans for Hnry, with each plan's price, limits and inclusions under Pricing on this page.

Is the Hnry API ready for AI agents?

Hnry has a Kin Score of 34.9 out of 100 (thin) and an Agent Readiness score of 5.0 (human-only), scored by API Evangelist on 2026-11-13.

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