Temenos Transact
Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, transactions, payments, loans, and customer management.
APIs
Temenos Transact Core Banking API
RESTful APIs for core banking operations including account management, customer data, transactions, and payment processing.
Temenos Transact Microservices APIs
APIs for Temenos Transact microservices including callback registry, configuration management, user entitlements, and service orchestration for building event-driven and composa...
Temenos Transact Data Hub APIs
High-performance APIs built on the near real-time Analytics Data Store and Operational Data Store from Temenos Transact Data Hub, providing banking-specific analytical and opera...
Temenos Operational Data Store APIs
APIs built on the near real-time Operational Data Store from Temenos Transact Data Hub, presenting data in specific formats for operational and API use cases utilizing real-time...
Capabilities
Temenos Digital Banking
Unified digital banking capability combining account management, customer operations, payment processing, deposits, loans, and reference data for retail and corporate banking ap...
Run with NaftikoFeatures
Modular, component-based framework enabling reusable product components across retail, corporate, treasury, wealth, and Islamic banking.
Full support for multi-currency accounts, payments, and exchange rate management with ISO 4217 compliance.
Built-in customer verification, AML checks, and compliance tracking for regulatory requirements.
Support for SEPA, SWIFT, ACH, RTGS, and domestic clearing payment types with real-time processing.
Configurable product catalog with conditions, eligibility criteria, and arrangement details for banking products.
Use Cases
Build digital banking apps with account management, transaction history, and payment initiation APIs.
Enable third-party access to banking data and payment services through standardized APIs.
Automate loan application, credit assessment, and disbursement workflows through API integration.
Streamline customer registration with KYC verification, account opening, and beneficiary setup.
Integrations
Integration with SWIFT, SEPA, ACH, and domestic clearing networks for cross-border and local payments.
Integration with card issuance and processing networks for debit and credit card operations.
Integration with regulatory bodies for compliance reporting, AML screening, and KYC verification.