Temenos Transact website screenshot

Temenos Transact

Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, transactions, payments, loans, and customer management.

Temenos Transact publishes 10 APIs on the APIs.io network, including Accounts API, Beneficiaries API, Cards API, and 7 more. Tagged areas include Banking, Core Banking, Digital Banking, Enterprise, and Financial-Services.

The Temenos Transact catalog on APIs.io includes 2 JSON-LD contexts and 2 Spectral governance rulesets.

Temenos Transact’s developer surface includes authentication, developer portal, getting-started guide, documentation, engineering blog, signup flow, support, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
42.3/100 developing ▬ flat Agent 27/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
AccessEnterpriseSelf serve
13 APIs 5 Features 4 Use Cases
BankingCore BankingDigital BankingEnterpriseFinancial-ServicesFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 42.3/100 · developing
Contract Quality 15.0 / 21
Developer Ergonomics 6.9 / 17
Access Clarity 6.3 / 17
Operational Transparency 0.9 / 11
Contract Governance 1.4 / 10
Discoverability 6.1 / 9
Regulatory Posture 4.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/temenos-transact: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 13

Individual APIs this provider publishes, each with its own machine-readable definition.

Temenos Transact Microservices APIs

APIs for Temenos Transact microservices including callback registry, configuration management, user entitlements, and service orchestration for building event-driven and composa...

Temenos Transact Data Hub APIs

High-performance APIs built on the near real-time Analytics Data Store and Operational Data Store from Temenos Transact Data Hub, providing banking-specific analytical and opera...

Temenos Operational Data Store APIs

APIs built on the near real-time Operational Data Store from Temenos Transact Data Hub, presenting data in specific formats for operational and API use cases utilizing real-time...

Temenos Transact Accounts API

Manage customer accounts created using the Arrangement Architecture including current accounts, savings accounts, corporate accounts, Islamic accounts, non-resident and minor ac...

Temenos Transact Beneficiaries API

Manage payment beneficiaries including domestic and international beneficiary registration, validation, and maintenance.

Temenos Transact Cards API

Manage debit and credit card operations including card issuance, activation, blocking, and limit management.

Temenos Transact Customers API

Create, update, and manage customer profiles, contact details, KYC documentation, compliance records, communication preferences, and party relationships.

Temenos Transact Deposits API

Manage deposit arrangements including term deposits, savings deposits, and fixed deposit products with maturity tracking and renewal capabilities.

Temenos Transact Loans API

Create and manage loan arrangements, credit facilities, repayment schedules, drawdowns, and loan lifecycle operations.

Temenos Transact Payments API

Process fund transfers, standing orders, direct debits, payment orders, sweeps, and cross-border payments. Includes payment validation, cost calculation, status tracking, and ca...

Temenos Transact Products API

Browse the product catalog and retrieve product conditions, eligibility criteria, and arrangement details.

Temenos Transact Reference Data API

Access system-wide lookup and configuration data including currencies, countries, IBAN/BIC validation, interest rate tables, and balance type definitions.

Temenos Transact Transactions API

Retrieve transaction history, statement details, and account activity records for all account types and arrangements.

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Open Collections 12

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Temenos Transact Core Banking Accounts API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Beneficiaries API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Cards API

OPEN COLLECTION

Temenos Transact Core Banking API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Customers API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Deposits API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Loans API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Payments API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Products API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Reference Data API

OPEN COLLECTION

Temenos Transact Core Banking Accounts Transactions API

OPEN COLLECTION

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Pricing Plans 1

Published pricing tiers and plan structures.

Temenos Transact Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Temenos Transact Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Temenos Transact Finops

FINOPS

Features 5

Notable capabilities this provider offers.

Arrangement Architecture

Modular, component-based framework enabling reusable product components across retail, corporate, treasury, wealth, and Islamic banking.

Multi-Currency Support

Full support for multi-currency accounts, payments, and exchange rate management with ISO 4217 compliance.

KYC and AML Compliance

Built-in customer verification, AML checks, and compliance tracking for regulatory requirements.

Real-Time Payments

Support for SEPA, SWIFT, ACH, RTGS, and domestic clearing payment types with real-time processing.

Product Catalog

Configurable product catalog with conditions, eligibility criteria, and arrangement details for banking products.

Semantic Vocabularies 2

JSON-LD contexts and semantic vocabularies used across these APIs.

Temenos Transact Context

31 classes · 121 properties

JSON-LD

Temenos Transact Core Banking Context

0 classes · 0 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Temenos Transact API Rules

6 rules · 4 warnings 2 info

SPECTRAL

Temenos Transact API Rules

18 rules · 8 errors 9 warnings 1 info

SPECTRAL

JSON Schema 49

Standalone JSON Schema definitions for this provider's data models.

AccountBalancesResponse

0 properties

JSON SCHEMA

AccountBalances

10 properties

JSON SCHEMA

AccountDetailsResponse

0 properties

JSON SCHEMA

Account

16 properties

JSON SCHEMA

AccountUpdateRequest

2 properties

JSON SCHEMA

AccountsResponse

1 properties

JSON SCHEMA

Address

7 properties

JSON SCHEMA

BeneficiariesResponse

1 properties

JSON SCHEMA

BeneficiaryCreateRequest

2 properties

JSON SCHEMA

BeneficiaryResponse

0 properties

JSON SCHEMA

Beneficiary

12 properties

JSON SCHEMA

CardDetailsResponse

0 properties

JSON SCHEMA

Card

10 properties

JSON SCHEMA

CardsResponse

1 properties

JSON SCHEMA

CountriesResponse

1 properties

JSON SCHEMA

Country

5 properties

JSON SCHEMA

CurrenciesResponse

1 properties

JSON SCHEMA

Currency

7 properties

JSON SCHEMA

CustomerCreateRequest

2 properties

JSON SCHEMA

CustomerDetailsResponse

0 properties

JSON SCHEMA

Customer

22 properties

JSON SCHEMA

CustomerUpdateRequest

2 properties

JSON SCHEMA

CustomersResponse

1 properties

JSON SCHEMA

DepositDetailsResponse

0 properties

JSON SCHEMA

Deposit

14 properties

JSON SCHEMA

DepositsResponse

1 properties

JSON SCHEMA

ErrorResponse

2 properties

JSON SCHEMA

FundTransferRequest

2 properties

JSON SCHEMA

FundTransferResponse

0 properties

JSON SCHEMA

FundTransfer

16 properties

JSON SCHEMA

IbanValidationResponse

1 properties

JSON SCHEMA

LoanDetailsResponse

0 properties

JSON SCHEMA

Loan

17 properties

JSON SCHEMA

LoansResponse

1 properties

JSON SCHEMA

PaginationInfo

3 properties

JSON SCHEMA

PaymentOrderRequest

2 properties

JSON SCHEMA

PaymentOrderResponse

0 properties

JSON SCHEMA

PaymentOrder

19 properties

JSON SCHEMA

PaymentOrdersResponse

1 properties

JSON SCHEMA

Product

9 properties

JSON SCHEMA

ProductsResponse

1 properties

JSON SCHEMA

ResponseHeader

4 properties

JSON SCHEMA

StandingOrderRequest

2 properties

JSON SCHEMA

StandingOrderResponse

0 properties

JSON SCHEMA

StandingOrder

13 properties

JSON SCHEMA

StandingOrdersResponse

1 properties

JSON SCHEMA

Transaction

18 properties

JSON SCHEMA

TransactionsResponse

1 properties

JSON SCHEMA

Temenos Transact Banking Transaction

24 properties

JSON SCHEMA

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JSON Structure 48

JSON Structure definitions describing this provider's data shapes.

Temenos Transact Core Banking Account Balances Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Account Balances Structure

10 properties

JSON STRUCTURE

Temenos Transact Core Banking Account Details Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Account Structure

16 properties

JSON STRUCTURE

Temenos Transact Core Banking Account Update Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Accounts Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Address Structure

7 properties

JSON STRUCTURE

Temenos Transact Core Banking Beneficiaries Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Beneficiary Create Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Beneficiary Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Beneficiary Structure

12 properties

JSON STRUCTURE

Temenos Transact Core Banking Card Details Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Card Structure

10 properties

JSON STRUCTURE

Temenos Transact Core Banking Cards Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Countries Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Country Structure

5 properties

JSON STRUCTURE

Temenos Transact Core Banking Currencies Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Currency Structure

7 properties

JSON STRUCTURE

Temenos Transact Core Banking Customer Create Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Customer Details Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Customer Structure

22 properties

JSON STRUCTURE

Temenos Transact Core Banking Customer Update Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Customers Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Deposit Details Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Deposit Structure

14 properties

JSON STRUCTURE

Temenos Transact Core Banking Deposits Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Error Response Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Fund Transfer Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Fund Transfer Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Fund Transfer Structure

16 properties

JSON STRUCTURE

Temenos Transact Core Banking Iban Validation Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Loan Details Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Loan Structure

17 properties

JSON STRUCTURE

Temenos Transact Core Banking Loans Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Pagination Info Structure

3 properties

JSON STRUCTURE

Temenos Transact Core Banking Payment Order Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Payment Order Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Payment Order Structure

19 properties

JSON STRUCTURE

Temenos Transact Core Banking Payment Orders Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Product Structure

9 properties

JSON STRUCTURE

Temenos Transact Core Banking Products Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Response Header Structure

4 properties

JSON STRUCTURE

Temenos Transact Core Banking Standing Order Request Structure

2 properties

JSON STRUCTURE

Temenos Transact Core Banking Standing Order Response Structure

0 properties

JSON STRUCTURE

Temenos Transact Core Banking Standing Order Structure

13 properties

JSON STRUCTURE

Temenos Transact Core Banking Standing Orders Response Structure

1 properties

JSON STRUCTURE

Temenos Transact Core Banking Transaction Structure

18 properties

JSON STRUCTURE

Temenos Transact Core Banking Transactions Response Structure

1 properties

JSON STRUCTURE

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Examples 48

Example request and response payloads for these APIs.

Temenos Transact Core Banking Account Balances Example

10 fields

EXAMPLE

Temenos Transact Core Banking Account Balances Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Account Details Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Account Example

16 fields

EXAMPLE

Temenos Transact Core Banking Account Update Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Accounts Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Address Example

7 fields

EXAMPLE

Temenos Transact Core Banking Beneficiaries Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Beneficiary Create Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Beneficiary Example

12 fields

EXAMPLE

Temenos Transact Core Banking Beneficiary Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Card Details Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Card Example

10 fields

EXAMPLE

Temenos Transact Core Banking Cards Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Countries Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Country Example

5 fields

EXAMPLE

Temenos Transact Core Banking Currencies Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Currency Example

7 fields

EXAMPLE

Temenos Transact Core Banking Customer Create Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Customer Details Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Customer Example

22 fields

EXAMPLE

Temenos Transact Core Banking Customer Update Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Customers Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Deposit Details Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Deposit Example

14 fields

EXAMPLE

Temenos Transact Core Banking Deposits Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Error Response Example

2 fields

EXAMPLE

Temenos Transact Core Banking Fund Transfer Example

16 fields

EXAMPLE

Temenos Transact Core Banking Fund Transfer Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Fund Transfer Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Iban Validation Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Loan Details Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Loan Example

17 fields

EXAMPLE

Temenos Transact Core Banking Loans Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Pagination Info Example

3 fields

EXAMPLE

Temenos Transact Core Banking Payment Order Example

19 fields

EXAMPLE

Temenos Transact Core Banking Payment Order Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Payment Order Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Payment Orders Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Product Example

9 fields

EXAMPLE

Temenos Transact Core Banking Products Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Response Header Example

4 fields

EXAMPLE

Temenos Transact Core Banking Standing Order Example

13 fields

EXAMPLE

Temenos Transact Core Banking Standing Order Request Example

2 fields

EXAMPLE

Temenos Transact Core Banking Standing Order Response Example

0 fields

EXAMPLE

Temenos Transact Core Banking Standing Orders Response Example

1 fields

EXAMPLE

Temenos Transact Core Banking Transaction Example

18 fields

EXAMPLE

Temenos Transact Core Banking Transactions Response Example

1 fields

EXAMPLE

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Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Temenos Transact Authentication

http · 1 scheme

SECURITY

Temenos Transact Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Temenos Transact Agentic Access

30 operations · 8 acting

30 operations · 8 acting

AGENTIC

Use Cases 4

What developers build with this provider.

Digital Banking

Build digital banking apps with account management, transaction history, and payment initiation APIs.

Open Banking

Enable third-party access to banking data and payment services through standardized APIs.

Loan Origination

Automate loan application, credit assessment, and disbursement workflows through API integration.

Customer Onboarding

Streamline customer registration with KYC verification, account opening, and beneficiary setup.

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal
Portal
 GettingStarted
GettingStarted
 Signup
Signup

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 PostmanCollection
PostmanCollection

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

Community
Community
 Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Blog
Blog
 Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
name: Temenos Transact
description: Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, transactions,
  payments, loans, and customer management.
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg
url: https://www.temenos.com/products/transact/
created: '2024'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- name: Temenos Transact Microservices APIs
  description: APIs for Temenos Transact microservices including callback registry, configuration management, user entitlements,
    and service orchestration for building event-driven and composable banking applications.
  image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg
  humanURL: https://developer.temenos.com/transact-microservice-apis
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Configuration
  - Entitlements
  - Microservices
  - Orchestration
  properties:
  - type: Documentation
    url: https://developer.temenos.com/transact-microservice-apis
- name: Temenos Transact Data Hub APIs
  description: High-performance APIs built on the near real-time Analytics Data Store and Operational Data Store from Temenos
    Transact Data Hub, providing banking-specific analytical and operational data for reporting and integration use cases.
  image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg
  humanURL: https://developer.temenos.com/transact-data-hub
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Analytics
  - Data Hub
  - Datastore
  - Reporting
  tags_raw:
  - Analytics
  - Data Hub
  - Data Store
  - Reporting
  properties:
  - type: Documentation
    url: https://developer.temenos.com/transact-data-hub
- name: Temenos Operational Data Store APIs
  description: APIs built on the near real-time Operational Data Store from Temenos Transact Data Hub, presenting data in
    specific formats for operational and API use cases utilizing real-time data streams and ETL transformations.
  image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg
  humanURL: https://developer.temenos.com/operational-data-store
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Data Streams
  - ETL
  - Operational Data
  - Real-Time
  properties:
  - type: Documentation
    url: https://developer.temenos.com/operational-data-store
- aid: temenos-transact:temenos-transact-accounts-api
  name: Temenos Transact Accounts API
  description: Manage customer accounts created using the Arrangement Architecture including current accounts, savings accounts,
    corporate accounts, Islamic accounts, non-resident and minor accounts.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-beneficiaries-api
  name: Temenos Transact Beneficiaries API
  description: Manage payment beneficiaries including domestic and international beneficiary registration, validation, and
    maintenance.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-beneficiaries-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-cards-api
  name: Temenos Transact Cards API
  description: Manage debit and credit card operations including card issuance, activation, blocking, and limit management.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-cards-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-customers-api
  name: Temenos Transact Customers API
  description: Create, update, and manage customer profiles, contact details, KYC documentation, compliance records, communication
    preferences, and party relationships.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-customers-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-deposits-api
  name: Temenos Transact Deposits API
  description: Manage deposit arrangements including term deposits, savings deposits, and fixed deposit products with maturity
    tracking and renewal capabilities.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Deposits
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-deposits-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-loans-api
  name: Temenos Transact Loans API
  description: Create and manage loan arrangements, credit facilities, repayment schedules, drawdowns, and loan lifecycle
    operations.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Loans
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-loans-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-payments-api
  name: Temenos Transact Payments API
  description: Process fund transfers, standing orders, direct debits, payment orders, sweeps, and cross-border payments.
    Includes payment validation, cost calculation, status tracking, and cancellation.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-products-api
  name: Temenos Transact Products API
  description: Browse the product catalog and retrieve product conditions, eligibility criteria, and arrangement details.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-products-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-reference-data-api
  name: Temenos Transact Reference Data API
  description: Access system-wide lookup and configuration data including currencies, countries, IBAN/BIC validation, interest
    rate tables, and balance type definitions.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Reference Data
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-reference-data-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
- aid: temenos-transact:temenos-transact-transactions-api
  name: Temenos Transact Transactions API
  description: Retrieve transaction history, statement details, and account activity records for all account types and arrangements.
  humanURL: https://www.temenos.com/products/transact/
  baseURL: https://api.temenos.com/transact/v1
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/temenos-transact-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.temenos.com/transact/documentation
  - type: Authentication
    url: https://developer.temenos.com/transact/authentication
  - type: Sandbox
    url: https://sandbox.temenos.com/transact
  - type: SDKs
    url: https://developer.temenos.com/transact/sdks
  - type: TermsOfService
    url: https://www.temenos.com/terms-of-service/
  - type: PrivacyPolicy
    url: https://www.temenos.com/privacy-policy/
  - type: Support
    url: https://support.temenos.com
  - type: StatusPage
    url: https://status.temenos.com
  - type: ChangeLog
    url: https://developer.temenos.com/transact/changelog
  - type: JSONSchema
    url: json-schema/temenos-transaction-schema.json
  - type: JSONLD
    url: json-ld/temenos-transact-context.jsonld
common:
- type: AgenticAccess
  url: agentic-access/temenos-transact-agentic-access.yml
- type: DomainSecurity
  url: security/temenos-transact-domain-security.yml
- type: Authentication
  url: authentication/temenos-transact-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/temenos
- type: Portal
  url: https://developer.temenos.com/
- type: GettingStarted
  url: https://developer.temenos.com/article/sandbox-quick-guide
- type: Documentation
  url: https://developer.temenos.com/guides
- type: Blog
  url: https://www.temenos.com/blog/the-modern-developer-portal/
- type: Community
  url: https://basecamp.temenos.com/s/
- type: Signup
  url: https://tcsp-signup.temenos.com/signup/communityregistration
- type: GitHubOrganization
  url: https://github.com/temenostech
- type: Website
  url: https://www.temenos.com/
- type: Support
  url: https://support.temenos.com
- type: TermsOfService
  url: https://www.temenos.com/terms-of-service/
- type: PrivacyPolicy
  url: https://www.temenos.com/privacy-policy/
- type: PostmanCollection
  url: https://www.postman.com/temenos-devex/temenos-essential-apis/documentation/sd6uv6m/temenos-essential-apis
- type: Features
  data:
  - name: Arrangement Architecture
    description: Modular, component-based framework enabling reusable product components across retail, corporate, treasury,
      wealth, and Islamic banking.
  - name: Multi-Currency Support
    description: Full support for multi-currency accounts, payments, and exchange rate management with ISO 4217 compliance.
  - name: KYC and AML Compliance
    description: Built-in customer verification, AML checks, and compliance tracking for regulatory requirements.
  - name: Real-Time Payments
    description: Support for SEPA, SWIFT, ACH, RTGS, and domestic clearing payment types with real-time processing.
  - name: Product Catalog
    description: Configurable product catalog with conditions, eligibility criteria, and arrangement details for banking products.
- type: UseCases
  data:
  - name: Digital Banking
    description: Build digital banking apps with account management, transaction history, and payment initiation APIs.
  - name: Open Banking
    description: Enable third-party access to banking data and payment services through standardized APIs.
  - name: Loan Origination
    description: Automate loan application, credit assessment, and disbursement workflows through API integration.
  - name: Customer Onboarding
    description: Streamline customer registration with KYC verification, account opening, and beneficiary setup.
- type: Integrations
  data:
  - name: Payment Networks
    description: Integration with SWIFT, SEPA, ACH, and domestic clearing networks for cross-border and local payments.
  - name: Card Processing
    description: Integration with card issuance and processing networks for debit and credit card operations.
  - name: Regulatory Reporting
    description: Integration with regulatory bodies for compliance reporting, AML screening, and KYC verification.
- type: Integrations
  url: https://www.temenos.com/partners/
integrations:
- name: Become a Partner
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
  url: https://apievangelist.com
tags:
- Banking
- Core Banking
- Digital Banking
- Enterprise
- Financial-Services
- Fintech
tags_raw:
- Banking
- Core Banking
- Digital Banking
- Enterprise
- Financial Services
- Fintech

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