Temenos

name: Temenos
description: >-
  APIs for Temenos banking and financial services platform, providing cloud-native, cloud-agnostic, API-first banking
  solutions including core banking, digital banking, payments, wealth management, financial crime mitigation, and more.
image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
url: https://www.temenos.com
created: '2024'
modified: '2026-05-19'
specificationVersion: '0.18'
apis:
  - name: Temenos Transact API
    description: >-
      Core banking system API for managing accounts, transactions, and customer data. Covers enterprise, holdings, meta,
      order, party, product, reference, settings, and system API categories with over 290 endpoints spanning retail,
      corporate, wealth, treasury, and Islamic banking.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/core-banking/
    baseURL: https://api.temenos.com/transact
    tags:
      - Accounts
      - Banking
      - Core Banking
      - Deposits
      - Loans
      - Transactions
      - Treasury
    properties:
      - type: Documentation
        url: https://developer.temenos.com/transact-apis
      - type: OpenAPI
        url: https://developer.temenos.com/transact/openapi.json
      - type: Authentication
        url: https://developer.temenos.com/transact/authentication
      - type: SDKs
        url: https://developer.temenos.com/transact/sdks
      - type: GettingStarted
        url: https://developer.temenos.com/article/sandbox-quick-guide
      - type: PostmanCollection
        url: https://www.postman.com/temenos-devex/temenos-essential-apis/collection/sd6uv6m/temenos-essential-apis
      - type: OpenAPI
        url: openapi/temenos-transact-openapi.yml
  - name: Temenos Infinity API
    description: >-
      Digital banking platform API for omnichannel customer experiences across retail and business banking channels,
      including integration with Temenos Fabric and Temenos Visualizer.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/digital-banking/
    baseURL: https://api.temenos.com/infinity
    tags:
      - Business Banking
      - Customer Experience
      - Digital Banking
      - Mobile Banking
      - Omnichannel
      - Retail Banking
    properties:
      - type: Documentation
        url: https://developer.temenos.com/infinity/apis
      - type: OpenAPI
        url: https://developer.temenos.com/infinity/openapi.json
      - type: Portal
        url: https://developer.temenos.com/infinity
      - type: OpenAPI
        url: openapi/temenos-infinity-openapi.yml
  - name: Temenos Payments API
    description: >-
      Payment processing and management API supporting multiple payment types including SEPA, SWIFT, PSD2,
      request-to-pay, bulk payment initiation, direct debit management, and payment stop requests.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/payments/
    baseURL: https://api.temenos.com/payments
    tags:
      - Bulk Payments
      - Direct Debit
      - Open Banking
      - Payment Processing
      - Payments
      - PSD2
      - Real-Time Payments
      - SEPA
      - SWIFT
    properties:
      - type: Documentation
        url: https://developer.temenos.com/open-banking&payments
      - type: OpenAPI
        url: https://developer.temenos.com/payments/openapi.json
      - type: Sandbox
        url: https://sandbox.temenos.com/payments
      - type: OpenAPI
        url: openapi/temenos-payments-openapi.yml
  - name: Temenos Fund Administration API
    description: >-
      Investment fund management and administration API powered by Temenos Multifonds for fund accounting, transfer
      agency, and investor servicing.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/multifonds/
    baseURL: https://api.temenos.com/funds
    tags:
      - Asset Management
      - Fund Accounting
      - Fund Management
      - Investment
      - Wealth Management
    properties:
      - type: Documentation
        url: https://developer.temenos.com/funds/apis
      - type: OpenAPI
        url: https://developer.temenos.com/funds/openapi.json
      - type: OpenAPI
        url: openapi/temenos-fund-administration-openapi.yml
  - name: Temenos Financial Crime Mitigation API
    description: >-
      API for anti-money laundering, fraud detection, and compliance including KYC, sanctions screening, and transaction
      monitoring.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/core-banking/regulatory-compliance/financial-crime-mitigation/
    baseURL: https://api.temenos.com/fcm
    tags:
      - AML
      - Compliance
      - Fraud Detection
      - KYC
      - Risk Management
      - Sanctions Screening
    properties:
      - type: Documentation
        url: https://developer.temenos.com/fcm/apis
      - type: OpenAPI
        url: https://developer.temenos.com/fcm/openapi.json
      - type: OpenAPI
        url: openapi/temenos-financial-crime-mitigation-openapi.yml
  - name: Temenos Transact Data Hub API
    description: >-
      High-performance APIs built on the near real-time Analytics Data Store (ADS) and Operational Data Store (ODS),
      providing banking-specific analytical data for comprehensive intra-day and historical analysis.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/core-banking/analytics/
    baseURL: https://api.temenos.com/transact-data-hub
    tags:
      - Analytics
      - Business Intelligence
      - Data Hub
      - Operational Data
      - Reporting
    properties:
      - type: Documentation
        url: https://developer.temenos.com/transact-data-hub
      - type: OpenAPI
        url: openapi/temenos-data-hub-openapi.yml
  - name: Temenos Wealth API
    description: >-
      Integrated portfolio management and securities trading platform APIs for wealth managers and private bankers,
      including holdings, inventory, order, party, reference, meta, and system enterprise APIs.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/wealth-management/
    baseURL: https://api.temenos.com/wealth
    tags:
      - Investment Management
      - Portfolio Management
      - Private Banking
      - Securities Trading
      - Wealth Management
    properties:
      - type: Documentation
        url: https://developer.temenos.com/wealth-api
      - type: OpenAPI
        url: openapi/temenos-wealth-openapi.yml
  - name: Temenos Enterprise Product and Pricing API
    description: >-
      APIs for product pricing, quotation simulation, package arrangements, pricing adjustments, transparency details,
      and promotions management for banking products and services.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/core-banking/
    baseURL: https://api.temenos.com/enterprise-pricing
    tags:
      - Banking Products
      - Package Management
      - Product Pricing
      - Promotions
      - Quotation
    properties:
      - type: Documentation
        url: https://developer.temenos.com/temenos-enterprise-product-pricing-apis
      - type: OpenAPI
        url: openapi/temenos-enterprise-product-pricing-openapi.yml
  - name: Temenos Cloud Banking (CMB) API
    description: >-
      Country-specific commercial and cloud banking APIs delivering front-to-back services for accounts, deposits,
      lending, trade finance, and payments with pre-wired APIs and regional regulatory compliance for markets including
      Australia, Canada, Mexico, UK, US, and more.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/core-banking/
    baseURL: https://api.temenos.com/cmb
    tags:
      - Cloud Banking
      - Commercial Banking
      - Deposits
      - Lending
      - Regional Banking
      - Regulatory Compliance
      - Trade Finance
    properties:
      - type: Documentation
        url: https://developer.temenos.com/cmb
      - type: OpenAPI
        url: openapi/temenos-cloud-banking-openapi.yml
  - name: Temenos Lifecycle Management Suite API
    description: >-
      APIs for rapid omnichannel product origination including instant decisioning, covering origination, collections,
      and middleware integration modules.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/lifecycle-management-suite/
    baseURL: https://api.temenos.com/lms
    tags:
      - Account Origination
      - Collections
      - Decisioning
      - Lifecycle Management
      - Loan Origination
    properties:
      - type: Documentation
        url: https://developer.temenos.com/lifecycle-management-suite
  - name: Temenos Journey Manager API
    description: >-
      REST APIs for customer journey orchestration, allowing external systems to integrate with Journey Manager for
      digital onboarding, form processing, and workflow management. Includes Workspaces API, Transact Fluent API, and
      Maestro API.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://www.temenos.com/products/journey-manager/
    baseURL: https://journey.temenos.com/api
    tags:
      - Customer Journeys
      - Digital Forms
      - Onboarding
      - Orchestration
      - Workflow
    properties:
      - type: Documentation
        url: https://journey.temenos.com/api/
      - type: GettingStarted
        url: https://journey.temenos.com/docs/LandingPages/GettingStartedLanding.htm
      - type: SDKs
        url: https://journey.temenos.com/api/sdk/introduction/
      - type: ChangeLog
        url: https://journey.temenos.com/index.php/resources/release-notes
      - type: OpenAPI
        url: openapi/temenos-journey-manager-openapi.yml
  - name: Temenos Transact Microservices API
    description: >-
      Cloud-native microservices APIs for Temenos Transact, providing callback registry for long-running transactions,
      event store for business and system events, configuration management, user entitlements, service orchestration,
      application metering, and traceability for non-repudiation across all API services.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://developer.temenos.com/transact-microservice-apis
    baseURL: https://api.temenos.com/transact/microservices
    tags:
      - Configuration
      - Entitlements
      - Event Store
      - Microservices
      - Service Orchestration
    properties:
      - type: Documentation
        url: https://developer.temenos.com/transact-microservice-apis
      - type: OpenAPI
        url: openapi/temenos-microservices-openapi.yml
      - type: AsyncAPI
        url: asyncapi/temenos-events-asyncapi.yml
  - name: Temenos Ecosystem API
    description: >-
      Composable ecosystem APIs enabling deployment of additional banking solutions from third-party and Exchange
      providers. Includes adapter and provider contracts for cards fulfillment, digital asset custody, document
      management, and international payments integrations.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://developer.temenos.com/ecosystem-apis
    baseURL: https://api.temenos.com/ecosystem
    tags:
      - Cards
      - Digital Assets
      - Document Management
      - Ecosystem
      - Integrations
    properties:
      - type: Documentation
        url: https://developer.temenos.com/ecosystem-apis
  - name: Temenos Buy Now Pay Later API
    description: >-
      APIs for buy now pay later services with embedded Explainable AI for automated decisioning and credit offer
      matching. Supports interest-free and interest-bearing BNPL products with point-of-sale integration and full loan
      lifecycle management. Core banking agnostic and deployable on Temenos Banking Cloud.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://developer.temenos.com/service/buy-now-pay-later
    baseURL: https://api.temenos.com/bnpl
    tags:
      - Buy Now Pay Later
      - Consumer Lending
      - Decisioning
      - Point of Sale
    properties:
      - type: Documentation
        url: https://developer.temenos.com/service/buy-now-pay-later
      - type: OpenAPI
        url: openapi/temenos-bnpl-openapi.yml
  - name: Temenos Explorer API
    description: >-
      APIs for the Temenos Explorer framework, providing an API gateway for server-to-server API calls with
      Keycloak-based authentication, plugin development methods, and customizable banking solution exploration
      interfaces. Handles authentication, roles, permissions, and CORS management for banking application integration.
    image: https://www.temenos.com/wp-content/uploads/2025/04/Temenos_Logo.png
    humanURL: https://developer.temenos.com/temenos-explorer/docs/guides/overview/
    baseURL: https://api.temenos.com/explorer
    tags:
      - API Gateway
      - Developer Tools
      - Explorer
      - Plugins
    properties:
      - type: Documentation
        url: https://developer.temenos.com/temenos-explorer/docs/guides/developer-guide/
      - type: GettingStarted
        url: https://developer.temenos.com/temenos-explorer/docs/guides/getting-started
      - type: Reference
        url: https://developer.temenos.com/temenos-explorer/docs/developer/plugin-csa/api-methods/
common:
  - type: PostmanWorkspace
    url: https://www.postman.com/kinlaneapi/temenos/overview
  - type: ArazzoWorkflows
    url: arazzo/
    workflows:
      - url: arazzo/temenos-bnpl-offer-accept-loan-workflow.yml
        name: Temenos BNPL Generate Offer And Accept Into Loan
        summary: Generate a buy-now-pay-later offer for a purchase and accept it into an active loan.
      - url: arazzo/temenos-bulk-payment-approval-workflow.yml
        name: Temenos Payments Bulk Payment Batch Approval
        summary: Create a bulk payment batch and push it through the approval workflow.
      - url: arazzo/temenos-cloud-banking-account-payment-workflow.yml
        name: Temenos Cloud Banking Open Commercial Account And Pay
        summary: Open a commercial banking account and make a payment from it.
      - url: arazzo/temenos-fund-subscription-instruction-workflow.yml
        name: Temenos Fund Administration Onboard Investor And Place Instruction
        summary: Onboard an investor and place a fund subscription or redemption instruction for them.
      - url: arazzo/temenos-infinity-initiate-payment-workflow.yml
        name: Temenos Infinity Initiate Payment And Track
        summary: Initiate a digital-banking payment from a customer account and track it to completion.
      - url: arazzo/temenos-infinity-open-banking-consent-workflow.yml
        name: Temenos Infinity Open Banking Consent Grant
        summary: Create an open-banking consent record for a TPP and confirm it is authorised.
      - url: arazzo/temenos-initiate-payment-poll-status-workflow.yml
        name: Temenos Payments Initiate Payment And Poll Status
        summary: Create a payment order and poll its processing status until it settles.
      - url: arazzo/temenos-journey-complete-submission-delivery-workflow.yml
        name: Temenos Journey Manager Complete Submission Delivery
        summary: Look up a form submission and mark its delivery to the receiving system as complete.
      - url: arazzo/temenos-microservices-orchestration-workflow.yml
        name: Temenos Microservices Define And Execute Orchestration
        summary: Define a service orchestration sequence and trigger its execution.
      - url: arazzo/temenos-onboard-customer-open-account-workflow.yml
        name: Temenos Transact Onboard Customer And Open Account
        summary: Create a customer, open an account arrangement for them, and read the account back.
      - url: arazzo/temenos-originate-loan-arrangement-workflow.yml
        name: Temenos Transact Originate Loan Arrangement
        summary: Create a borrower party and originate a loan arrangement for them.
      - url: arazzo/temenos-screen-and-risk-score-customer-workflow.yml
        name: Temenos Financial Crime Screen And Risk Score Customer
        summary: Screen an onboarding customer against sanctions and compute their KYC risk score.
      - url: arazzo/temenos-simulate-and-retrieve-quotation-workflow.yml
        name: Temenos Enterprise Pricing Simulate And Retrieve Quotation
        summary: Simulate the pricing of opening an arrangement and retrieve the saved quotation.
      - url: arazzo/temenos-wealth-open-portfolio-place-order-workflow.yml
        name: Temenos Wealth Open Portfolio And Place Order
        summary: Open a managed portfolio for a client and place and track a security order.
  - type: LinkedIn
    url: https://www.linkedin.com/company/temenos
  - type: Developer Portal
    url: https://developer.temenos.com
  - type: Portal
    url: https://apidocs.temenos.com/getting-started
  - type: GettingStarted
    url: https://developer.temenos.com/article/welcome-developers
  - type: Authentication
    url: https://developer.temenos.com/authentication
  - type: RateLimits
    url: https://developer.temenos.com/rate-limits
  - type: Support
    url: https://www.temenos.com/customer-support/
  - type: TermsOfService
    url: https://www.temenos.com/legal-information/website-terms-and-conditions/
  - type: PrivacyPolicy
    url: https://www.temenos.com/legal-information/privacy-policy/
  - type: StatusPage
    url: https://status.temenos.com
  - type: Sandbox
    url: https://sandbox.temenos.com
  - type: SandboxGuide
    url: https://developer.temenos.com/article/sandbox-quick-guide
  - type: Blog
    url: https://www.temenos.com/news
  - type: Guides
    url: https://developer.temenos.com/guides
  - type: APICatalog
    url: https://developer.temenos.com/all-product-apis
  - type: PostmanCollection
    url: https://www.postman.com/temenos-devex/temenos-essential-apis/documentation/sd6uv6m/temenos-essential-apis
  - type: Events
    url: https://developer.temenos.com/article/events-overview
  - type: WebComponents
    url: https://developer.temenos.com/uux/
  - type: GitHubOrganization
    url: https://github.com/temenos
  - type: Community
    url: https://basecamp.temenos.com/s/
  - type: LegalInformation
    url: https://www.temenos.com/legal-information/
  - type: Login
    url: https://basecamp.temenos.com/login
  - type: SignUp
    url: https://developer.temenos.com/article/get-an-api-key
  - type: Website
    url: https://www.temenos.com
  - type: Documentation
    url: https://docs.temenos.com/
  - type: ChangeLog
    url: https://developer.temenos.com/release-notes
  - type: Marketplace
    url: https://www.temenos.com/community/marketplace/
  - type: Stacks
    url: https://developer.temenos.com/stacks
  - type: TermsOfUse
    url: https://developer.temenos.com/temenos-developer-community-terms-use
  - type: JSONLD
    url: json-ld/temenos-context.jsonld
  - type: JSONSchema
    url: json-schema/temenos-account-schema.json
  - type: JSONSchema
    url: json-schema/temenos-customer-schema.json
  - type: JSONSchema
    url: json-schema/temenos-payment-order-schema.json
  - type: JSONSchema
    url: json-schema/temenos-event-schema.json
  - type: JSONStructure
    url: json-structure/temenos-account-structure.json
  - type: JSONStructure
    url: json-structure/temenos-payment-order-structure.json
  - type: JSONStructure
    url: json-structure/temenos-customer-structure.json
  - type: SpectralRules
    url: rules/temenos-rules.yml
  - type: Vocabulary
    url: vocabulary/temenos-vocabulary.yml
  - type: Integrations
    url: https://www.temenos.com/partners/
integrations:
  - name: Become a Partner
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com
    url: https://apievangelist.com
tags:
  - Banking
  - Cloud Banking
  - Core Banking
  - Digital Banking
  - Financial Services
  - Fintech
  - Open Banking
  - Payments
  - Wealth Management