Temenos

Temenos Direct Debits API

Manage direct debit instructions and mandate collections for recurring payment scenarios including SEPA direct debits.

Documentation GitHub OpenAPI

Operations 2

GET /directDebits List Direct Debit Mandates #

GET /directDebits/{directDebitId} Get Direct Debit Details #

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Temenos Payments Direct Debits API
  description: Payment processing and management API supporting multiple payment types including SEPA credit transfers, instant SEPA payments, SWIFT cross-border payments, PSD2 compliant open banking payments, request-to-pay, bulk payment initiation, direct debit management, and payment stop requests. Built on Berlin Group PSD2 API standards with full ISO 20022 messaging support and integrated clearing through the Temenos Payments Hub.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/legal-information/website-terms-and-conditions/
  termsOfService: https://www.temenos.com/legal-information/website-terms-and-conditions/
servers:
- url: https://api.temenos.com/payments/v1
  description: Temenos Payments API - Production
- url: https://sandbox.temenos.com/payments/v1
  description: Temenos Payments API - Sandbox
security:
- bearerAuth: []
tags:
- name: Direct Debits
  description: Manage direct debit instructions and mandate collections for recurring payment scenarios including SEPA direct debits.
paths:
  /directDebits:
    get:
      operationId: listDirectDebits
      summary: List Direct Debit Mandates
      description: Retrieve direct debit instructions and mandate collections including SEPA direct debits with creditor details, amounts, and collection frequencies.
      tags:
      - Direct Debits
      parameters:
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      - name: accountId
        in: query
        description: Filter by debited account identifier
        schema:
          type: string
      responses:
        '200':
          description: Successful retrieval of direct debit mandates
          content:
            application/json:
              schema:
                type: object
                properties:
                  header:
                    $ref: '#/components/schemas/PaginationHeader'
                  body:
                    type: array
                    items:
                      $ref: '#/components/schemas/DirectDebit'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /directDebits/{directDebitId}:
    get:
      operationId: getDirectDebit
      summary: Get Direct Debit Details
      description: Retrieve detailed information for a specific direct debit mandate including collection history and next collection date.
      tags:
      - Direct Debits
      parameters:
      - name: directDebitId
        in: path
        required: true
        description: Unique direct debit mandate identifier
        schema:
          type: string
      responses:
        '200':
          description: Successful retrieval of direct debit details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DirectDebit'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  schemas:
    Error:
      type: object
      description: Error response
      properties:
        errorCode:
          type: string
          description: Machine-readable error code
        errorMessage:
          type: string
          description: Human-readable error description
    DirectDebit:
      type: object
      description: Direct debit mandate and instruction
      properties:
        directDebitId:
          type: string
          description: Unique direct debit identifier
        accountId:
          type: string
          description: Account to be debited
        mandateReference:
          type: string
          description: Direct debit mandate reference
        creditorName:
          type: string
          description: Name of the creditor
        creditorId:
          type: string
          description: Creditor identifier
        amount:
          type: number
          format: double
          description: Direct debit amount
        currency:
          type: string
          description: Currency in ISO 4217 format
        frequency:
          type: string
          description: Collection frequency
          enum:
          - WEEKLY
          - MONTHLY
          - QUARTERLY
          - ANNUAL
        nextCollectionDate:
          type: string
          format: date
          description: Next scheduled collection date
        status:
          type: string
          description: Mandate status
          enum:
          - ACTIVE
          - SUSPENDED
          - CANCELLED
    PaginationHeader:
      type: object
      description: Pagination metadata for list responses
      properties:
        page_size:
          type: integer
          description: Number of records per page
        page_start:
          type: integer
          description: Starting record number
        total_size:
          type: integer
          description: Total number of records available
  responses:
    NotFound:
      description: Requested resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Authentication required or invalid credentials
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  parameters:
    pageStart:
      name: page_start
      in: query
      description: Starting record number for pagination
      schema:
        type: integer
        minimum: 0
        default: 0
    pageSize:
      name: page_size
      in: query
      description: Number of records to return per page
      schema:
        type: integer
        minimum: 1
        maximum: 100
        default: 25
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: JWT-based authentication token obtained through the Temenos authentication endpoint.
externalDocs:
  description: Temenos Open Banking and Payments Documentation
  url: https://developer.temenos.com/open-banking&payments