Temenos · Schema

Temenos Banking Account

Schema for Temenos banking account arrangements including current accounts, savings accounts, deposits, and loans with balance information and product configuration.

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Properties

Name	Type	Description
accountId	string	Unique account identifier assigned by the Temenos system
customerId	string	Identifier of the customer who owns the account
accountName	string	Display name for the account
accountType	string	Classification of the account type
productId	string	Product identifier defining the account terms and conditions
currency	string	Account currency in ISO 4217 format
status	string	Current operational status of the account
openingDate	string	Date the account was opened
closingDate	stringnull	Date the account was closed, null if still active
balances	object
interestRate	numbernull	Applied interest rate as a percentage
maturityDate	stringnull	Maturity date for term deposits and loans
branchId	string	Branch identifier where the account is held
iban	string	International Bank Account Number
bic	string	Bank Identifier Code (SWIFT code)

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://temenos.com/schemas/temenos/account.json",
  "title": "Temenos Banking Account",
  "description": "Schema for Temenos banking account arrangements including current accounts, savings accounts, deposits, and loans with balance information and product configuration.",
  "type": "object",
  "required": ["accountId", "customerId", "accountType", "currency", "status"],
  "properties": {
    "accountId": {
      "type": "string",
      "description": "Unique account identifier assigned by the Temenos system"
    },
    "customerId": {
      "type": "string",
      "description": "Identifier of the customer who owns the account"
    },
    "accountName": {
      "type": "string",
      "description": "Display name for the account",
      "maxLength": 100
    },
    "accountType": {
      "type": "string",
      "description": "Classification of the account type",
      "enum": ["CURRENT", "SAVINGS", "DEPOSIT", "LOAN", "MORTGAGE", "ISLAMIC"]
    },
    "productId": {
      "type": "string",
      "description": "Product identifier defining the account terms and conditions"
    },
    "currency": {
      "type": "string",
      "description": "Account currency in ISO 4217 format",
      "pattern": "^[A-Z]{3}$"
    },
    "status": {
      "type": "string",
      "description": "Current operational status of the account",
      "enum": ["ACTIVE", "INACTIVE", "CLOSED", "DORMANT", "SUSPENDED"]
    },
    "openingDate": {
      "type": "string",
      "format": "date",
      "description": "Date the account was opened"
    },
    "closingDate": {
      "type": ["string", "null"],
      "format": "date",
      "description": "Date the account was closed, null if still active"
    },
    "balances": {
      "$ref": "#/$defs/AccountBalances"
    },
    "interestRate": {
      "type": ["number", "null"],
      "description": "Applied interest rate as a percentage",
      "minimum": 0
    },
    "maturityDate": {
      "type": ["string", "null"],
      "format": "date",
      "description": "Maturity date for term deposits and loans"
    },
    "branchId": {
      "type": "string",
      "description": "Branch identifier where the account is held"
    },
    "iban": {
      "type": "string",
      "description": "International Bank Account Number",
      "pattern": "^[A-Z]{2}[0-9]{2}[A-Z0-9]{4,30}$"
    },
    "bic": {
      "type": "string",
      "description": "Bank Identifier Code (SWIFT code)",
      "pattern": "^[A-Z]{4}[A-Z]{2}[A-Z0-9]{2}([A-Z0-9]{3})?$"
    }
  },
  "$defs": {
    "AccountBalances": {
      "type": "object",
      "description": "Account balance breakdown across different balance types",
      "properties": {
        "workingBalance": {
          "type": "number",
          "description": "Current working balance including all posted transactions"
        },
        "availableBalance": {
          "type": "number",
          "description": "Balance available for new transactions after holds and limits"
        },
        "lockedAmount": {
          "type": "number",
          "description": "Amount currently held or locked for pending operations",
          "minimum": 0
        },
        "clearedBalance": {
          "type": "number",
          "description": "Balance of cleared and settled funds only"
        },
        "pendingDebits": {
          "type": "number",
          "description": "Sum of pending debit transactions",
          "minimum": 0
        },
        "pendingCredits": {
          "type": "number",
          "description": "Sum of pending credit transactions",
          "minimum": 0
        },
        "overdraftLimit": {
          "type": ["number", "null"],
          "description": "Approved overdraft limit if applicable",
          "minimum": 0
        }
      }
    }
  }
}