BCB Group

BCB Group is a regulated, multi-jurisdictional payments infrastructure provider connecting traditional finance with digital assets for financial institutions across global fiat and crypto markets. Its products include multi-currency payment accounts, virtual IBANs, crypto and e-money accounts, trading, stablecoin earn, and the BLINC instant, fee-free 24/7 settlement network linking 100+ ecosystem members. BCB serves 250+ clients (including Bitstamp, Circle, Ripple, Fireblocks and Copper) and exposes a Bearer-token Payments API (OAuth 2.0 client credentials) covering accounts, balances, transactions, beneficiaries, payments, virtual accounts and webhooks. Surfaced as a portfolio company of Pantera Capital and enriched from its public developer documentation.

BCB Group publishes 8 API contracts indexed on the APIs.io network, including Accounts API, Authentication API, Beneficiaries API, and 5 more. Tagged areas include Company, Cryptocurrency, Payments, Banking, and Digital Assets.

The BCB Group catalog on APIs.io includes 1 event-driven AsyncAPI specification.

BCB Group’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, changelog, authentication, and 27 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

48.0/100 developing ▬ flat Agent 38/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

AccessSelf serve

1 published contract 3 Agent Skills

Company Cryptocurrency Payments Banking Digital Assets Stablecoins Financial Services Fintech

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Payments

POST /v1/payments/{accountId}/verification-of-payee/{end2endId}/approve POST /v5/payments/authorise

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 48.0/100 · developing

Contract Quality 11.6 / 21

Developer Ergonomics 11.2 / 17

Access Clarity 7.2 / 17

Operational Transparency 3.8 / 11

Contract Governance 0.5 / 10

Discoverability 5.6 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too

5 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 42.1 — up to +11.6 composite points
Contract Governance scores 4.5 — up to +11.5 composite points
Contract Quality scores 54.4 — up to +11.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bcb-group/apis.yml: open an issue on github.com/api-evangelist/bcb-group to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Stablecoins and Tokenization (stablecoin issuers, tokenized assets)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

BCB Group Accounts API

The Accounts API from BCB Group — 4 operation(s) for accounts.

BCB Group Authentication API

The Authentication API from BCB Group — 1 operation(s) for authentication.

BCB Group Beneficiaries API

The Beneficiaries API from BCB Group — 2 operation(s) for beneficiaries.

BCB Group BLINC API

The BLINC API from BCB Group — 2 operation(s) for blinc.

BCB Group Notifications API

The Notifications API from BCB Group — 1 operation(s) for notifications.

BCB Group Payments API

The Payments API from BCB Group — 7 operation(s) for payments.

BCB Group Tools API

The Tools API from BCB Group — 1 operation(s) for tools.

BCB Group Virtual Accounts API

The Virtual Accounts API from BCB Group — 6 operation(s) for virtual accounts.

Scroll for all 8

Open Collections 8

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

BCB Group Payments Accounts API

OPEN COLLECTION

BCB Group Payments Accounts Authentication API

OPEN COLLECTION

BCB Group Payments Accounts Beneficiaries API

OPEN COLLECTION

BCB Group Payments Accounts BLINC API

OPEN COLLECTION

BCB Group Payments Accounts Notifications API

OPEN COLLECTION

BCB Group Accounts Payments API

OPEN COLLECTION

BCB Group Payments Accounts Tools API

OPEN COLLECTION

BCB Group Payments Accounts Virtual Accounts API

OPEN COLLECTION

Scroll for all 8

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Authenticate and check BCB account balances

AGENT SKILL

Authorise a BCB payment with idempotency

AGENT SKILL

Manage BCB virtual accounts

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Bcb Group Webhooks

ASYNCAPI

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Bcb Group Payments Overlay

2 actions · update · bcb-group-payments-openapi.json

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bcb Group Authentication

oauth2/http · 2 schemes

SECURITY

Bcb Group Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Bcb Group Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Bcb Group Agentic Access

24 operations · 12 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 7

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

X-MCPServerCandidate

AgenticAccess

WellKnown

AgentSkill

AgentSkill

AgentSkill

Scroll for all 7

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Lifecycle

Webhooks

Conformance

DataModel

Scroll for all 7

Access & Security 6

Authentication, authorization, and security posture

Compliance

Authentication

SecurityTxt

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

ChangeLog

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: bcb-group
name: BCB Group
description: BCB Group is a regulated, multi-jurisdictional payments infrastructure provider connecting traditional finance
  with digital assets for financial institutions across global fiat and crypto markets. Its products include multi-currency
  payment accounts, virtual IBANs, crypto and e-money accounts, trading, stablecoin earn, and the BLINC instant, fee-free
  24/7 settlement network linking 100+ ecosystem members. BCB serves 250+ clients (including Bitstamp, Circle, Ripple, Fireblocks
  and Copper) and exposes a Bearer-token Payments API (OAuth 2.0 client credentials) covering accounts, balances, transactions,
  beneficiaries, payments, virtual accounts and webhooks. Surfaced as a portfolio company of Pantera Capital and enriched
  from its public developer documentation.
url: https://raw.githubusercontent.com/api-evangelist/bcb-group/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.bcbgroup.com/wp-content/uploads/2026/03/bcb-icons.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- pantera-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-20
tags:
- Company
- Cryptocurrency
- Payments
- Banking
- Digital Assets
- Stablecoins
- Financial Services
- Fintech
tags_raw:
- Company
- Crypto
- Payments
- Banking
- Digital Assets
- Stablecoins
- Financial Services
- Fintech
- Financial-Services
apis:
- aid: bcb-group:bcb-group-accounts-api
  name: BCB Group Accounts API
  description: The Accounts API from BCB Group — 4 operation(s) for accounts.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-accounts-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-authentication-api
  name: BCB Group Authentication API
  description: The Authentication API from BCB Group — 1 operation(s) for authentication.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-authentication-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-beneficiaries-api
  name: BCB Group Beneficiaries API
  description: The Beneficiaries API from BCB Group — 2 operation(s) for beneficiaries.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-beneficiaries-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-blinc-api
  name: BCB Group BLINC API
  description: The BLINC API from BCB Group — 2 operation(s) for blinc.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - BLINC
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-blinc-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-notifications-api
  name: BCB Group Notifications API
  description: The Notifications API from BCB Group — 1 operation(s) for notifications.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Notification
  tags_raw:
  - Notifications
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-notifications-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-payments-api
  name: BCB Group Payments API
  description: The Payments API from BCB Group — 7 operation(s) for payments.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-payments-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-tools-api
  name: BCB Group Tools API
  description: The Tools API from BCB Group — 1 operation(s) for tools.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Tools
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-tools-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
- aid: bcb-group:bcb-group-virtual-accounts-api
  name: BCB Group Virtual Accounts API
  description: The Virtual Accounts API from BCB Group — 6 operation(s) for virtual accounts.
  humanURL: https://docs.bcb.group/
  baseURL: https://api.bcb.group
  tags:
  - Virtual Accounts
  properties:
  - type: OpenAPI
    url: openapi/bcb-group-virtual-accounts-api-openapi.yml
  - type: APIReference
    url: https://docs.bcb.group/reference
  - type: Documentation
    url: https://docs.bcb.group/docs
  - type: Authentication
    url: authentication/bcb-group-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: CapabilityMap
  url: capabilities/bcb-group-capability-edges.yml
  name: BCB Group Business Capability Map
- type: Overlay
  url: overlays/bcb-group-payments-overlay.yaml
- type: Website
  url: https://bcbgroup.io/
- type: DeveloperPortal
  url: https://docs.bcb.group/
- type: Documentation
  url: https://docs.bcb.group/docs
- type: APIReference
  url: https://docs.bcb.group/reference
- type: GettingStarted
  url: https://docs.bcb.group/docs/introduction
- type: Support
  url: https://www.bcbgroup.com/contact-us/
- type: Blog
  url: https://www.bcbgroup.com/insights/
- type: Login
  url: https://console.bcb.group/login
- type: TermsOfService
  url: https://www.bcbgroup.com/terms-of-use/
- type: PrivacyPolicy
  url: https://www.bcbgroup.com/privacy-policy/
- type: Compliance
  url: https://www.bcbgroup.com/about/our-licences-and-regulations/
- type: ChangeLog
  url: https://docs.bcb.group/docs/changle-log
- type: LLMsTxt
  url: llms/bcb-group-llms.txt
- type: Authentication
  url: authentication/bcb-group-authentication.yml
- type: Conventions
  url: conventions/bcb-group-conventions.yml
- type: Idempotency
  url: conventions/bcb-group-conventions.yml
- type: ErrorCatalog
  url: errors/bcb-group-problem-types.yml
- type: Lifecycle
  url: lifecycle/bcb-group-lifecycle.yml
- type: Webhooks
  url: asyncapi/bcb-group-webhooks.yml
- type: Conformance
  url: conformance/bcb-group-conformance.yml
- type: DataModel
  url: data-model/bcb-group-data-model.yml
- type: Sandbox
  url: sandbox/bcb-group-sandbox.yml
- type: X-MCPServerCandidate
  url: mcp/bcb-group-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgenticAccess
  url: agentic-access/bcb-group-agentic-access.yml
- type: WellKnown
  url: well-known/bcb-group-well-known.yml
- type: SecurityTxt
  url: well-known/bcb-group-security.txt
- type: Security
  url: https://bcbgroup.io/.well-known/security.txt
- type: VulnerabilityDisclosure
  url: security/bcb-group-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/bcb-group-domain-security.yml
- type: AgentSkill
  name: Authenticate and check BCB account balances
  url: skills/bcb-group-authenticate-and-check-balances.md
- type: AgentSkill
  name: Authorise a BCB payment with idempotency
  url: skills/bcb-group-authorise-a-payment.md
- type: AgentSkill
  name: Manage BCB virtual accounts
  url: skills/bcb-group-manage-virtual-accounts.md
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

BCB Group API — frequently asked questions

Does BCB Group have an API?

Yes. APIs.io lists 8 APIs from BCB Group, including BCB Group Accounts API, BCB Group Authentication API and BCB Group Beneficiaries API, and 5 more.

Is there an OpenAPI specification for the BCB Group API?

Yes. APIs.io indexes 8 OpenAPI specifications for BCB Group, each linked for download from this page.

How do I authenticate with the BCB Group API?

BCB Group uses bearer-token authentication (oauth2/http · 2 schemes). The details are profiled on APIs.io as Bcb Group Authentication.

Is the BCB Group API ready for AI agents?

BCB Group has a Kin Score of 48.0 out of 100 (developing) and an Agent Readiness score of 38.3 (agent-ready), scored by API Evangelist on 2026-10-31.

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