BCB Group · Agentic Access

BCB Group Agentic Access

x-agentic-access generated

BCB Group exposes 24 API operations that an AI agent could call, of which 12 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 12 read, 6 write, and 6 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

CompanyCryptoPaymentsBankingDigital AssetsStablecoinsFinancial ServicesFintech

Operations: 24 Acting: 12 Human-in-the-loop: 0 Method: generated

By consequence

read 12 write 6 physical 6

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/v1/accounts/{accountId}/virtual/{iban}/payment	physical	conditional
POST	/v1/payments/{accountId}/verification-of-payee/{end2endId}/approve	physical	conditional
POST	/v1/payments/{accountId}/verification-of-payee/{end2endId}/cancel	physical	conditional
POST	/v3/payments/register-webhook	physical	conditional
POST	/v3/payments/reverse-deposit	physical	conditional
POST	/v5/payments/authorise	physical	conditional

Source

Agentic Access

generated: '2026-07-18'
method: generated
source: openapi/bcb-group-payments-openapi.json
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 24
  by_action_class:
    connected: 12
    acting: 12
  by_consequence:
    read: 12
    physical: 6
    write: 6
  human_in_the_loop_required: 0
operations:
- path: /v4/accounts/balance/{accountId}
  method: get
  operationId: Accounts_BalanceV4
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts
  method: get
  operationId: Accounts_ListAccountsV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts/{accountId}/transactions/{transactionId}
  method: get
  operationId: Accounts_TransactionDetailV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts/{accountId}/transactions
  method: get
  operationId: Accounts_TransactionsV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/payments/{accountId}/verification-of-payee/{end2endId}/approve
  method: post
  operationId: Payments_VerificationOfPayeeApproveV1
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/bank-lookup
  method: get
  operationId: Tools_BankLookup
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/accounts
  method: post
  operationId: Beneficiaries_CreateBeneficiaryV4
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/beneficiaries
  method: get
  operationId: Beneficiaries_ListBeneficiariesV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts/{accountId}/blinc-beneficiaries
  method: get
  operationId: Accounts_BlincBeneficiariesV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts/blinc-accounts/{blincId}
  method: get
  operationId: Accounts_BlincAccountV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/payments/{accountId}/verification-of-payee/{end2endId}/cancel
  method: post
  operationId: Payments_VerificationOfPayeeCancelV1
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/auth/oauth/token
  method: post
  operationId: Auth_GetTokenV1
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/payments/register-webhook
  method: post
  operationId: Notifications_PaymentsStatusWebhook
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v5/payments/authorise
  method: post
  operationId: Payments_AuthorisePaymentV5
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/payments/{accountId}/transaction/{transactionId}
  method: get
  operationId: Payments_PaymentByIdV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/payments/{accountId}/nonce/{nonce}
  method: get
  operationId: Payments_getPaymentByNonceV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/payments/{accountId}
  method: get
  operationId: Payments_ListPaymentsForAccountV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/payments/reverse-deposit
  method: post
  operationId: Payments_ReverseDepositV1
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/accounts/{accountId}/virtual/all-account-data
  method: get
  operationId: VirtualAccounts_ListAccountsV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/accounts/{accountId}/virtual/{iban}/payment
  method: post
  operationId: VirtualAccounts_AuthorisePaymentV1
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/accounts/{accountId}/virtual/{iban}/close
  method: post
  operationId: VirtualAccounts_CloseVirtualAccountV1
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/accounts/{accountId}/virtual
  method: post
  operationId: VirtualAccounts_CreateVirtualAccountV2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/accounts/{accountId}/virtual/{iban}/owner-address
  method: put
  operationId: VirtualAccounts_UpdateOwnerAddressV1
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/accounts/{accountId}/virtual/{iban}/owner-bank-details
  method: put
  operationId: VirtualAccounts_UpdateOwnerBankDetailsV1
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required