Fiat Republic
Fiat Republic is a UK- and EU-regulated Banking-as-a-Service provider that gives crypto platforms, exchanges and stablecoin issuers a single API and single liability contract for local fiat rails. Its RESTful API automates end-user onboarding with embedded KYC/AML, named and virtual fiat accounts, pay-ins and payouts across GBP (Faster Payments / CHAPS), EUR (SEPA / SEPA Instant) and USD schemes, FX conversion, Verification of Payee (VoP), returns and recalls, and its Oxygen transaction-monitoring product. Access is via OAuth 2.0 client-credentials with PAYMENTS and OXYGEN scopes, HMAC-SHA256-signed webhooks using the HTTP Message Signatures standard, idempotency keys, and separate sandbox and production environments. Fiat Republic operates as an Electronic Money Institution regulated by the FCA (UK) and De Nederlandsche Bank (NL), with MSB registrations in the US and Canada.
Fiat Republic publishes 32 API contracts indexed on the APIs.io network, including Alerts API, Conversions API, Documents API, and 29 more. Tagged areas include Company, Banking, Payments, Fintech, and Cryptocurrency.
The Fiat Republic catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Fiat Republic’s developer surface includes documentation, API reference, getting-started guide, engineering blog, signup flow, support, changelog, and 33 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Stablecoins and Tokenization (stablecoin issuers, tokenized assets) | regulated | 58.9 | - | - |
| EU/EEA Payment and E-Money Institutions (PSD2 passports) | regulated | 58.9 | - | - |
| France Authorised Financial Firms (ACPR REGAFI + AMF white list) | regulated | 58.9 | - | - |
| Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada) | regulated | 58.9 | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 32
Individual APIs this provider publishes, each with its own machine-readable definition.
Fiat Republic API
RESTful API for crypto and stablecoin platforms to onboard end users (KYC/AML), open named and virtual fiat accounts, receive pay-ins and send payouts across GBP, EUR and USD sc...
Fiat Republic Alerts API
The Alerts API from Fiat Republic — 2 operation(s) for alerts.
Fiat Republic Conversions API
The Conversions API from Fiat Republic — 2 operation(s) for conversions.
Fiat Republic Documents API
The Documents API from Fiat Republic — 2 operation(s) for documents.
Fiat Republic Emt Payee API
The Emt Payee API from Fiat Republic — 2 operation(s) for emt payee.
Fiat Republic Emt Payers API
The Emt Payers API from Fiat Republic — 2 operation(s) for emt payers.
Fiat Republic Emt Payments API
The Emt Payments API from Fiat Republic — 2 operation(s) for emt payments.
Fiat Republic Emt Wallets API
The Emt Wallets API from Fiat Republic — 2 operation(s) for emt wallets.
Fiat Republic End Users API
The End Users API from Fiat Republic — 4 operation(s) for end users.
Fiat Republic Entities API
The Entities API from Fiat Republic — 2 operation(s) for entities.
Fiat Republic Events API
The Events API from Fiat Republic — 3 operation(s) for events.
Fiat Republic Fiat Accounts API
The Fiat Accounts API from Fiat Republic — 3 operation(s) for fiat accounts.
Fiat Republic Investigations API
The Investigations API from Fiat Republic — 2 operation(s) for investigations.
Fiat Republic Member Businesses API
The Member Businesses API from Fiat Republic — 2 operation(s) for member businesses.
Fiat Republic Member Details API
The Member Details API from Fiat Republic — 1 operation(s) for member details.
Fiat Republic Member Review Settings API
The Member Review Settings API from Fiat Republic — 1 operation(s) for member review settings.
Fiat Republic OAuth API
The Oauth API from Fiat Republic — 1 operation(s) for oauth.
Fiat Republic Payees API
The Payees API from Fiat Republic — 6 operation(s) for payees.
Fiat Republic Payers API
The Payers API from Fiat Republic — 2 operation(s) for payers.
Fiat Republic Payment Channels API
The Payment Channels API from Fiat Republic — 2 operation(s) for payment channels.
Fiat Republic Payment Returns API
The Payment Returns API from Fiat Republic — 3 operation(s) for payment returns.
Fiat Republic Payments API
The Payments API from Fiat Republic — 3 operation(s) for payments.
Fiat Republic Platform Users API
The Platform Users API from Fiat Republic — 2 operation(s) for platform users.
Fiat Republic Quotes API
The Quotes API from Fiat Republic — 1 operation(s) for quotes.
Fiat Republic Rules API
The Rules API from Fiat Republic — 3 operation(s) for rules.
Fiat Republic Simulator API
The Simulator API from Fiat Republic — 1 operation(s) for simulator.
Fiat Republic Transactions API
The Transactions API from Fiat Republic — 2 operation(s) for transactions.
Fiat Republic Transactions Summary API
The Transactions Summary API from Fiat Republic — 1 operation(s) for transactions summary.
Fiat Republic Virtual Account Transactions API
The Virtual Account Transactions API from Fiat Republic — 1 operation(s) for virtual account transactions.
Fiat Republic Virtual Accounts API
The Virtual Accounts API from Fiat Republic — 2 operation(s) for virtual accounts.
Fiat Republic Webhook Notifications API
The Webhook Notifications API from Fiat Republic — 1 operation(s) for webhook notifications.
Fiat Republic Webhooks API
The Webhooks API from Fiat Republic — 2 operation(s) for webhooks.
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Fiat Republic API pricing
Rate limits
- : minute
- : minute
- : minute
Rate Limits 1
Documented rate limits and quota policies.
Fiat Republic Rate Limits
RATE LIMITSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Fiat Republic Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Fiat Republic API Rules
SPECTRALSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 8
Pagination, idempotency, versioning, errors, and events
Scroll for all 8
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 7
Authentication, authorization, and security posture
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Operate 6
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 3
Properties that don't map to a standard resource type
Source (apis.yml)
Fiat Republic API — frequently asked questions
Does Fiat Republic have an API?
Yes. APIs.io lists 32 APIs from Fiat Republic, including Fiat Republic API, Fiat Republic Alerts API and Fiat Republic Conversions API, and 29 more.
Is there an OpenAPI specification for the Fiat Republic API?
Yes. APIs.io indexes 31 OpenAPI specifications for Fiat Republic, each linked for download from this page.
How do I authenticate with the Fiat Republic API?
Fiat Republic uses bearer-token authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Fiat Republic Authentication.
Is the Fiat Republic API ready for AI agents?
Fiat Republic has a Kin Score of 58.2 out of 100 (strong) and an Agent Readiness score of 35.4 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.