Tandem Bank

Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England, with offices in Cardiff, Durham, and London. It obtained its UK banking licence through the 2018 acquisition of Harrods Bank and has since grown by acquiring Allium Lending Group, Oplo, and Loop Money, offering savings and cash ISAs, green home-improvement and home loans, mortgages, motor finance, and a credit card. Tandem Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. It is not one of the CMA9 and does not publish a public Open Data reference API; as an FCA-authorised ASPSP it meets UK Open Banking / PSD2 obligations through a dedicated interface provided by Token, conformant to the Open Banking Implementation Entity (OBIE) Read/Write Standard for Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII), secured with FAPI-grade OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication. Tandem also consumes Open Banking as a TPP via TrueLayer for savings onboarding and transfers.

Tandem Bank publishes 28 APIs on the APIs.io network, including Account Access Consents API, Accounts API, Balances API, and 25 more. Tagged areas include Financial-Services, Banking, Open Banking, PSD2, and OBIE.

Tandem Bank’s developer surface includes authentication, getting-started guide, engineering blog, support, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub

39.7/100 developing ▬ flat Agent 38/100 agent ready Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessSelf serve

3 APIs

Financial-Services Banking Open Banking PSD2 OBIE FAPI United Kingdom Payments Account Information Challenger Bank Fintech

What this lets a business do 4

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Domestic Payment ConsentsDomestic PaymentsDomestic Scheduled Payment ConsentsDomestic Scheduled PaymentsDomestic Standing Order ConsentsDomestic Standing Orders

POST /domestic-payments POST /domestic-payment-consents GET /domestic-payment-consents/{ConsentId}/funds-confirmation POST /domestic-scheduled-payments

Banking Product Management

BC-1310

Products

GET /products

Banking Customer Management

BC-1300

Parties

GET /party

Deposits & Savings Management

BC-1330

Accounts

GET /accounts

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 39.7/100 · developing

Contract Quality 10.2 / 19

Developer Ergonomics 8.8 / 15

Access Clarity 1.6 / 15

Operational Transparency 0.0 / 10

Contract Governance 0.4 / 9

Discoverability 5.4 / 8

Regulatory Posture 9.9 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/tandem-bank: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 28

Individual APIs this provider publishes, each with its own machine-readable definition.

Tandem Bank Account Access Consents API

The Account Access Consents API from Tandem Bank — 2 operation(s) for account access consents.

Tandem Bank Accounts API

The Accounts API from Tandem Bank — 2 operation(s) for accounts.

Tandem Bank Balances API

The Balances API from Tandem Bank — 2 operation(s) for balances.

Tandem Bank Beneficiaries API

The Beneficiaries API from Tandem Bank — 2 operation(s) for beneficiaries.

Tandem Bank Direct Debits API

The Direct Debits API from Tandem Bank — 2 operation(s) for direct debits.

Tandem Bank Domestic Payment Consents API

The Domestic Payment Consents API from Tandem Bank — 3 operation(s) for domestic payment consents.

Tandem Bank Domestic Payments API

The Domestic Payments API from Tandem Bank — 3 operation(s) for domestic payments.

Tandem Bank Domestic Scheduled Payment Consents API

The Domestic Scheduled Payment Consents API from Tandem Bank — 2 operation(s) for domestic scheduled payment consents.

Tandem Bank Domestic Scheduled Payments API

The Domestic Scheduled Payments API from Tandem Bank — 3 operation(s) for domestic scheduled payments.

Tandem Bank Domestic Standing Order Consents API

The Domestic Standing Order Consents API from Tandem Bank — 2 operation(s) for domestic standing order consents.

Tandem Bank Domestic Standing Orders API

The Domestic Standing Orders API from Tandem Bank — 3 operation(s) for domestic standing orders.

Tandem Bank File Payment Consents API

The File Payment Consents API from Tandem Bank — 3 operation(s) for file payment consents.

Tandem Bank File Payments API

The File Payments API from Tandem Bank — 4 operation(s) for file payments.

Tandem Bank Funds Confirmation Consents API

The Funds Confirmation Consents API from Tandem Bank — 2 operation(s) for funds confirmation consents.

Tandem Bank Funds Confirmations API

The Funds Confirmations API from Tandem Bank — 1 operation(s) for funds confirmations.

Tandem Bank International Payment Consents API

The International Payment Consents API from Tandem Bank — 3 operation(s) for international payment consents.

Tandem Bank International Payments API

The International Payments API from Tandem Bank — 3 operation(s) for international payments.

Tandem Bank International Scheduled Payments API

The International Scheduled Payments API from Tandem Bank — 3 operation(s) for international scheduled payments.

Tandem Bank International Scheduled Payments Consents API

The International Scheduled Payments Consents API from Tandem Bank — 3 operation(s) for international scheduled payments consents.

Tandem Bank International Standing Orders API

The International Standing Orders API from Tandem Bank — 3 operation(s) for international standing orders.

Tandem Bank International Standing Orders Consents API

The International Standing Orders Consents API from Tandem Bank — 2 operation(s) for international standing orders consents.

Tandem Bank Offers API

The Offers API from Tandem Bank — 2 operation(s) for offers.

Tandem Bank Parties API

The Parties API from Tandem Bank — 3 operation(s) for parties.

Tandem Bank Products API

The Products API from Tandem Bank — 2 operation(s) for products.

Tandem Bank Scheduled Payments API

The Scheduled Payments API from Tandem Bank — 2 operation(s) for scheduled payments.

Tandem Bank Standing Orders API

The Standing Orders API from Tandem Bank — 2 operation(s) for standing orders.

Tandem Bank Statements API

The Statements API from Tandem Bank — 5 operation(s) for statements.

Tandem Bank Transactions API

The Transactions API from Tandem Bank — 2 operation(s) for transactions.

Scroll for all 28

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tandem Bank Authentication

oauth2 · 2 schemes

SECURITY

Tandem Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Tandem Bank Scopes

3 scopes · clientCredentials/authorizationCode

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Tandem Bank Agentic Access

74 operations · 20 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

DeveloperPortal

DeveloperPortal

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Conformance

DataModel

Lifecycle

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

OAuthScopes

OAuthScopes

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 5

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Newsroom

Newsroom

About

About

Other 6

Properties that don't map to a standard resource type

CapabilityMap

Overlay

Overlay

Overlay

OpenBanking

APIStandard

Source (apis.yml)

aid: tandem-bank
url: https://raw.githubusercontent.com/api-evangelist/tandem-bank/refs/heads/main/apis.yml
name: Tandem Bank
kind: company
description: Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded
  in 2014 and headquartered in Blackpool, England, with offices in Cardiff, Durham, and London. It obtained its UK banking
  licence through the 2018 acquisition of Harrods Bank and has since grown by acquiring Allium Lending Group, Oplo, and Loop
  Money, offering savings and cash ISAs, green home-improvement and home loans, mortgages, motor finance, and a credit card.
  Tandem Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.
  It is not one of the CMA9 and does not publish a public Open Data reference API; as an FCA-authorised ASPSP it meets UK
  Open Banking / PSD2 obligations through a dedicated interface provided by Token, conformant to the Open Banking Implementation
  Entity (OBIE) Read/Write Standard for Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation
  of Funds (CBPII), secured with FAPI-grade OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication. Tandem also
  consumes Open Banking as a TPP via TrueLayer for savings onboarding and transfers.
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  - scopes
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Open Banking
- PSD2
- OBIE
- FAPI
- United Kingdom
- Payments
- Account Information
- Challenger Bank
- Fintech
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- FAPI
- United Kingdom
- Payments
- Account Information
- Challenger Bank
- Fintech
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: tandem-bank:tandem-bank-account-access-consents-api
  name: Tandem Bank Account Access Consents API
  description: The Account Access Consents API from Tandem Bank — 2 operation(s) for account access consents.
  humanURL: https://developer.token.io/
  tags:
  - Account Access Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-account-access-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-accounts-api
  name: Tandem Bank Accounts API
  description: The Accounts API from Tandem Bank — 2 operation(s) for accounts.
  humanURL: https://developer.token.io/
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-balances-api
  name: Tandem Bank Balances API
  description: The Balances API from Tandem Bank — 2 operation(s) for balances.
  humanURL: https://developer.token.io/
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-balances-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-beneficiaries-api
  name: Tandem Bank Beneficiaries API
  description: The Beneficiaries API from Tandem Bank — 2 operation(s) for beneficiaries.
  humanURL: https://developer.token.io/
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-beneficiaries-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-direct-debits-api
  name: Tandem Bank Direct Debits API
  description: The Direct Debits API from Tandem Bank — 2 operation(s) for direct debits.
  humanURL: https://developer.token.io/
  tags:
  - Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-domestic-payment-consents-api
  name: Tandem Bank Domestic Payment Consents API
  description: The Domestic Payment Consents API from Tandem Bank — 3 operation(s) for domestic payment consents.
  humanURL: https://developer.token.io/
  tags:
  - Domestic Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-domestic-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-domestic-payments-api
  name: Tandem Bank Domestic Payments API
  description: The Domestic Payments API from Tandem Bank — 3 operation(s) for domestic payments.
  humanURL: https://developer.token.io/
  tags:
  - Domestic Payments
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-domestic-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-domestic-scheduled-payment-consents-api
  name: Tandem Bank Domestic Scheduled Payment Consents API
  description: The Domestic Scheduled Payment Consents API from Tandem Bank — 2 operation(s) for domestic scheduled payment
    consents.
  humanURL: https://developer.token.io/
  tags:
  - Domestic Scheduled Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-domestic-scheduled-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-domestic-scheduled-payments-api
  name: Tandem Bank Domestic Scheduled Payments API
  description: The Domestic Scheduled Payments API from Tandem Bank — 3 operation(s) for domestic scheduled payments.
  humanURL: https://developer.token.io/
  tags:
  - Domestic Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-domestic-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-domestic-standing-order-consents-api
  name: Tandem Bank Domestic Standing Order Consents API
  description: The Domestic Standing Order Consents API from Tandem Bank — 2 operation(s) for domestic standing order consents.
  humanURL: https://developer.token.io/
  tags:
  - Domestic Standing Order Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-domestic-standing-order-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-domestic-standing-orders-api
  name: Tandem Bank Domestic Standing Orders API
  description: The Domestic Standing Orders API from Tandem Bank — 3 operation(s) for domestic standing orders.
  humanURL: https://developer.token.io/
  tags:
  - Domestic Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-domestic-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-file-payment-consents-api
  name: Tandem Bank File Payment Consents API
  description: The File Payment Consents API from Tandem Bank — 3 operation(s) for file payment consents.
  humanURL: https://developer.token.io/
  tags:
  - File Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-file-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-file-payments-api
  name: Tandem Bank File Payments API
  description: The File Payments API from Tandem Bank — 4 operation(s) for file payments.
  humanURL: https://developer.token.io/
  tags:
  - File Payments
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-file-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-funds-confirmation-consents-api
  name: Tandem Bank Funds Confirmation Consents API
  description: The Funds Confirmation Consents API from Tandem Bank — 2 operation(s) for funds confirmation consents.
  humanURL: https://developer.token.io/
  tags:
  - Funds Confirmation Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-funds-confirmation-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-funds-confirmations-api
  name: Tandem Bank Funds Confirmations API
  description: The Funds Confirmations API from Tandem Bank — 1 operation(s) for funds confirmations.
  humanURL: https://developer.token.io/
  tags:
  - Funds Confirmations
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-funds-confirmations-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-international-payment-consents-api
  name: Tandem Bank International Payment Consents API
  description: The International Payment Consents API from Tandem Bank — 3 operation(s) for international payment consents.
  humanURL: https://developer.token.io/
  tags:
  - International Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-international-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-international-payments-api
  name: Tandem Bank International Payments API
  description: The International Payments API from Tandem Bank — 3 operation(s) for international payments.
  humanURL: https://developer.token.io/
  tags:
  - International Payments
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-international-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-international-scheduled-payments-api
  name: Tandem Bank International Scheduled Payments API
  description: The International Scheduled Payments API from Tandem Bank — 3 operation(s) for international scheduled payments.
  humanURL: https://developer.token.io/
  tags:
  - International Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-international-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-international-scheduled-payments-consents-api
  name: Tandem Bank International Scheduled Payments Consents API
  description: The International Scheduled Payments Consents API from Tandem Bank — 3 operation(s) for international scheduled
    payments consents.
  humanURL: https://developer.token.io/
  tags:
  - International Scheduled Payments Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-international-scheduled-payments-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-international-standing-orders-api
  name: Tandem Bank International Standing Orders API
  description: The International Standing Orders API from Tandem Bank — 3 operation(s) for international standing orders.
  humanURL: https://developer.token.io/
  tags:
  - International Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-international-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-international-standing-orders-consents-api
  name: Tandem Bank International Standing Orders Consents API
  description: The International Standing Orders Consents API from Tandem Bank — 2 operation(s) for international standing
    orders consents.
  humanURL: https://developer.token.io/
  tags:
  - International Standing Orders Consents
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-international-standing-orders-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-offers-api
  name: Tandem Bank Offers API
  description: The Offers API from Tandem Bank — 2 operation(s) for offers.
  humanURL: https://developer.token.io/
  tags:
  - Offers
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-offers-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-parties-api
  name: Tandem Bank Parties API
  description: The Parties API from Tandem Bank — 3 operation(s) for parties.
  humanURL: https://developer.token.io/
  tags:
  - Parties
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-parties-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-products-api
  name: Tandem Bank Products API
  description: The Products API from Tandem Bank — 2 operation(s) for products.
  humanURL: https://developer.token.io/
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-products-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-scheduled-payments-api
  name: Tandem Bank Scheduled Payments API
  description: The Scheduled Payments API from Tandem Bank — 2 operation(s) for scheduled payments.
  humanURL: https://developer.token.io/
  tags:
  - Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-standing-orders-api
  name: Tandem Bank Standing Orders API
  description: The Standing Orders API from Tandem Bank — 2 operation(s) for standing orders.
  humanURL: https://developer.token.io/
  tags:
  - Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-statements-api
  name: Tandem Bank Statements API
  description: The Statements API from Tandem Bank — 5 operation(s) for statements.
  humanURL: https://developer.token.io/
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-statements-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: tandem-bank:tandem-bank-transactions-api
  name: Tandem Bank Transactions API
  description: The Transactions API from Tandem Bank — 2 operation(s) for transactions.
  humanURL: https://developer.token.io/
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/tandem-bank-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.token.io/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
common:
- type: CapabilityMap
  url: capabilities/tandem-bank-capability-edges.yml
  name: Tandem Bank Business Capability Map
- type: Overlay
  url: overlays/tandem-bank-account-info-overlay.yaml
- type: Overlay
  url: overlays/tandem-bank-payment-initiation-overlay.yaml
- type: Overlay
  url: overlays/tandem-bank-confirmation-funds-overlay.yaml
- type: DomainSecurity
  url: security/tandem-bank-domain-security.yml
- type: AgenticAccess
  url: agentic-access/tandem-bank-agentic-access.yml
- type: OAuthScopes
  url: scopes/tandem-bank-scopes.yml
- type: Authentication
  url: authentication/tandem-bank-authentication.yml
- type: Conventions
  url: conventions/tandem-bank-conventions.yml
- type: Idempotency
  url: conventions/tandem-bank-conventions.yml
- type: ErrorCatalog
  url: errors/tandem-bank-problem-types.yml
- type: Conformance
  url: conformance/tandem-bank-conformance.yml
- type: DataModel
  url: data-model/tandem-bank-data-model.yml
- type: Lifecycle
  url: lifecycle/tandem-bank-lifecycle.yml
- type: X-MCPServerCandidate
  url: mcp/tandem-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/tandem-bank-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: GettingStarted
  url: https://developer.token.io/token_tpp_sdk_doc/content/a-tpp_onboarding/sdk_intro.htm
- type: Website
  url: https://www.tandem.co.uk/
- type: OpenBanking
  url: https://www.tandem.co.uk/save/open-banking-page
- type: DeveloperPortal
  url: https://developer.token.io/
- type: APIStandard
  url: https://github.com/OpenBankingUK/read-write-api-specs
- type: LinkedIn
  url: https://www.linkedin.com/company/tandem-bank/
- type: Blog
  url: https://www.tandem.co.uk/blog
- type: Newsroom
  url: https://www.tandem.co.uk/newsroom
- type: Support
  url: https://www.tandem.co.uk/support
- type: PrivacyPolicy
  url: https://www.tandem.co.uk/privacy-notice
- type: About
  url: https://www.tandem.co.uk/about
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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