Mercury

aid: mercury
url: https://raw.githubusercontent.com/api-evangelist/mercury/refs/heads/main/apis.yml
name: Mercury
kind: company
description: Mercury is a banking platform built for startups and tech companies, offering checking, savings, treasury, and
  corporate-card services. The Mercury REST API exposes accounts, transactions, statements, recipients, ACH and wire payments,
  treasury yield, and webhooks.
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/mercury.png
tags:
- Banking
- Fintech
- Startups
- Treasury
- Payments
created: '2026-05-08'
modified: '2026-05-30'
specificationVersion: '0.19'
apis:
- aid: mercury:accounts
  name: Mercury Accounts API
  description: Read access to all Mercury accounts (checking, savings, treasury) opened under the authenticated organization.
    Returns account ID, name, type, status, current and available balances, account number, routing number, and account-holder
    details.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Accounts
  - Banking
  - Balance
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/accounts
  - url: graphql/mercury-graphql.md
    type: GraphQL
- aid: mercury:transactions
  name: Mercury Transactions API
  description: Lists and retrieves transactions for a given Mercury account. Supports filtering by date range, status (pending,
    sent, cancelled, failed), and amount, plus pagination. Returns counterparty information, kind (ACH, wire, card, internal
    transfer, fee), category, note, and audit timestamps.
  humanURL: https://docs.mercury.com/reference/transactions
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Transactions
  - Reporting
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/transactions
- aid: mercury:statements
  name: Mercury Statements API
  description: Retrieves monthly account statements for a Mercury account. Each statement returns the start and end dates
    and a downloadable PDF URL.
  humanURL: https://docs.mercury.com/reference/get-statements
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Statements
  - Reporting
  - PDF
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/get-statements
- aid: mercury:recipients
  name: Mercury Recipients API
  description: Manages payment recipients (counterparties for outbound ACH and wire payments). Supports creating, retrieving,
    listing, updating, archiving, and approving recipients. Read-and-write access to this endpoint requires IP whitelisting.
  humanURL: https://docs.mercury.com/reference/recipients
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Recipients
  - Counterparties
  - Payments
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/recipients
- aid: mercury:payments
  name: Mercury Payments API
  description: Sends outbound ACH and domestic wire payments from a Mercury account to a recipient. Includes operations for
    requesting a send-money payment, retrieving its status, and cancelling pending payments. Read-and-write tokens are required
    and must originate from a whitelisted IP.
  humanURL: https://docs.mercury.com/reference/send-money
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Payments
  - ACH
  - Wire
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/send-money
- aid: mercury:cards
  name: Mercury Cards API
  description: Read access to corporate card metadata - status, last four digits, the linked account, the card holder, and
    spending limits.
  humanURL: https://docs.mercury.com/reference/cards
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Cards
  - Spending
  - Corporate Cards
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/cards
- aid: mercury:treasury
  name: Mercury Treasury API
  description: Surfaces treasury account details for organizations enrolled in Mercury Treasury, including yield, allocation
    across underlying money-market and Treasury bill portfolios, and current balance.
  humanURL: https://docs.mercury.com/reference/treasury
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Treasury
  - Yield
  - Cash Management
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/treasury
- aid: mercury:webhooks
  name: Mercury Webhooks API
  description: Subscribes a partner application to event notifications such as transaction created/updated, payment status
    change, and account balance threshold events. Mercury signs each delivery so receivers can verify authenticity.
  humanURL: https://docs.mercury.com/reference/webhooks
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Webhooks
  - Events
  - Notifications
  properties:
  - type: Documentation
    url: https://docs.mercury.com/reference/webhooks
  - type: AsyncAPI
    url: asyncapi/mercury-webhooks-asyncapi.yml
- aid: mercury:mercury-accounts-api
  name: Mercury Accounts API
  description: The Accounts API from Mercury — 2 operation(s) for accounts.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/mercury-accounts-api-openapi.yml
- aid: mercury:mercury-cards-api
  name: Mercury Cards API
  description: The Cards API from Mercury — 1 operation(s) for cards.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/mercury-cards-api-openapi.yml
- aid: mercury:mercury-payments-api
  name: Mercury Payments API
  description: The Payments API from Mercury — 2 operation(s) for payments.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/mercury-payments-api-openapi.yml
- aid: mercury:mercury-recipients-api
  name: Mercury Recipients API
  description: The Recipients API from Mercury — 2 operation(s) for recipients.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Recipients
  properties:
  - type: OpenAPI
    url: openapi/mercury-recipients-api-openapi.yml
- aid: mercury:mercury-statements-api
  name: Mercury Statements API
  description: The Statements API from Mercury — 1 operation(s) for statements.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/mercury-statements-api-openapi.yml
- aid: mercury:mercury-transactions-api
  name: Mercury Transactions API
  description: The Transactions API from Mercury — 2 operation(s) for transactions.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/mercury-transactions-api-openapi.yml
- aid: mercury:mercury-treasury-api
  name: Mercury Treasury API
  description: The Treasury API from Mercury — 1 operation(s) for treasury.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Treasury
  properties:
  - type: OpenAPI
    url: openapi/mercury-treasury-api-openapi.yml
- aid: mercury:mercury-webhooks-api
  name: Mercury Webhooks API
  description: The Webhooks API from Mercury — 2 operation(s) for webhooks.
  humanURL: https://docs.mercury.com/reference/accounts
  baseURL: https://api.mercury.com/api/v1
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/mercury-webhooks-api-openapi.yml
common:
- type: AgenticAccess
  url: agentic-access/mercury-agentic-access.yml
- type: DomainSecurity
  url: security/mercury-domain-security.yml
- type: Authentication
  url: authentication/mercury-authentication.yml
- type: GitHubOrganization
  url: https://github.com/MercuryTechnologies
- type: LinkedIn
  url: https://www.linkedin.com/company/mercuryhq
- type: Website
  url: https://mercury.com/
- type: Documentation
  url: https://docs.mercury.com/
- type: Plans
  url: plans/mercury-plans-pricing.yml
- type: RateLimits
  url: rate-limits/mercury-rate-limits.yml
- type: FinOps
  url: finops/mercury-finops.yml
- type: LlmsText
  url: https://docs.mercury.com/llms.txt
- url: https://mercury.com/blog
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com