Decentro

Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), virtual accounts, KYC, ledger primitives, and credit-bureau data. Decentro publishes a developer portal and Postman collection covering six API categories: KYC & Onboarding, Bytes (alternate data), Scanner (forensics), Payments, Virtual Accounts, and Ledger.

4 APIs 0 Features

BankingBanking-as-a-ServiceFinTechIndiaKYCLedgerPaymentsUPIVirtual Accounts

APIs

Decentro KYC & Onboarding API

Identity verification, customer onboarding, DigiLocker integration, Aadhaar OTP, document classification, and face match.

Decentro Payments API

Collections, payouts, ENACH mandates, UPI Autopay, settlements, and refunds for the Indian banking system.

Decentro Virtual Accounts API

Create and manage virtual bank accounts, balances, statements, and remitter whitelisting for collections and reconciliation.

Decentro Ledger API

Double-entry accounting primitives for journals, ledger accounts, and transactions tied to Decentro virtual accounts and external counterparties.

Collections

Decentro KYC & Onboarding API

OPEN

Decentro Ledger API

OPEN

Decentro Payments API

OPEN

Decentro Virtual Accounts API

OPEN

Pricing Plans

Decentro Plans Pricing

2 plans

PLANS

Rate Limits

Decentro Rate Limits

2 limits

RATE LIMITS

FinOps

Decentro Finops

FINOPS

Semantic Vocabularies

Decentro Context

4 classes · 8 properties

JSON-LD

API Governance Rules

Decentro API Rules

5 rules · 1 errors 4 warnings

SPECTRAL

Resources

GitHubOrganization

GitHubOrganization

Sources

opencollection: 1.0.0
info:
  name: Decentro Virtual Accounts API
  version: '1.0'
request:
  auth:
    type: apikey
    key: client_secret
    value: '{{client_secret}}'
    placement: header
items:
- info:
    name: Virtual Accounts
    type: folder
  items:
  - info:
      name: Create a virtual account
      type: http
    http:
      method: POST
      url: https://in.decentro.tech/v2/banking/account
    docs: Create a virtual account
  - info:
      name: Get virtual account details
      type: http
    http:
      method: GET
      url: https://in.decentro.tech/v2/banking/account/:accountNumber
      params:
      - name: accountNumber
        value: ''
        type: path
    docs: Get virtual account details
  - info:
      name: Get virtual account balance
      type: http
    http:
      method: GET
      url: https://in.decentro.tech/v2/banking/account/balance
    docs: Get virtual account balance
  - info:
      name: Get virtual account statement
      type: http
    http:
      method: GET
      url: https://in.decentro.tech/v2/banking/account/statement
    docs: Get virtual account statement
  - info:
      name: Whitelist a remitter
      type: http
    http:
      method: POST
      url: https://in.decentro.tech/v2/banking/account/whitelist
    docs: Whitelist a remitter
bundled: true