Decentro Plans Pricing
Decentro is a banking-as-a-service platform for the Indian market. Its commercial model is per-API-call pricing across six product categories — KYC and Onboarding, Bytes (alternate data), Scanner (forensics), Payments (UPI/IMPS/NEFT/RTGS), Virtual Accounts, and Ledger — combined with bank-side surcharges that vary by sponsor bank and rail. Decentro does not publish numeric per-call rates on the public site; all pricing is quoted to onboarded enterprises through the developer portal at in.decentro.tech and the sales team.
Decentro Plans Pricing is the machine-readable pricing-plan profile for Decentro on the APIs.io network, conforming to the API Commons Plans specification.
It defines 2 plans, covering freemium and usage-based tiers, with named plans including Sandbox, Production.
Tagged areas include Banking, Banking-as-a-Service, FinTech, India, and KYC.
Plans
Free sandbox access for evaluation and integration. Available after developer portal sign-up. Sandbox traffic does not move real money or hit production rails.
- Sandbox environment
- Developer portal access
- Postman collection
- Decentro KYC & Onboarding API (sandbox)
- Decentro Payments API (sandbox)
- Decentro Virtual Accounts API (sandbox)
- Decentro Ledger API (sandbox)
Pay-per-API-call production access negotiated per customer. Pricing depends on the API category, monthly volume, and the sponsor-bank rail. Bank-side surcharges (UPI, IMPS, NEFT, RTGS, Aadhaar, DigiLocker) pass through to the customer.
- Decentro KYC & Onboarding API
- Decentro Payments API (UPI, IMPS, NEFT, RTGS)
- Decentro Virtual Accounts API
- Decentro Ledger API
- Decentro Bytes API
- Decentro Scanner API
- Webhook subscriptions
- Production rails
Sources
Work with this as data
Every plan here is available over the APIs.io API and to AI agents over MCP.