Augustus website screenshot

Augustus

Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money between fiat and stablecoins, accept Open Banking bank payments, send payouts, run FX conversions, and hold balances through a single REST API. Building blocks include accounts and virtual accounts, account programs, checkout sessions and orders, deposits, payouts, refunds and returns, conversions and quotes, plus webhooks for real-time events. Augustus runs the Ivy Open Banking API (version 2023-01-01) alongside the newer Augustus Banking API (version 2026-05-01), authenticates with scoped bearer API keys, supports idempotent POSTs and cursor pagination, and is building an AI-native, stablecoin-based clearing bank. Backed by Creandum and Valar Ventures.

Augustus publishes 13 APIs on the APIs.io network, including Account Programs API, Accounts API, API Key API, and 10 more. Tagged areas include Company, Fintech, Payments, Banking, and Open Banking.

The Augustus catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Augustus’ developer surface includes authentication, documentation, API reference, getting-started guide, signup flow, support, sandbox, and 26 more developer resources.

🌐 Visit website 📡 Source on GitHub
56.1/100 developing ▬ flat Agent 80/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
14 APIs 1 MCP Servers
CompanyFintechPaymentsBankingOpen BankingStablecoinPayoutsForeign ExchangeWebhooks

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 56.1/100 · developing
Contract Quality 15.9 / 25
Developer Ergonomics 15.7 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 80/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/augustus: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 14

Individual APIs this provider publishes, each with its own machine-readable definition.

Ivy API (Open Banking)

The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, customers, refunds, banks, capabilities, and beneficiary payouts. Existing I...

Augustus Account Programs API

The Account Programs API from Augustus — 3 operation(s) for account programs.

Augustus Accounts API

The Accounts API from Augustus — 6 operation(s) for accounts.

Augustus API Key API

The API Key API from Augustus — 1 operation(s) for api key.

Augustus API Versions API

The API Versions API from Augustus — 1 operation(s) for api versions.

Augustus Conversions API

The Conversions API from Augustus — 2 operation(s) for conversions.

Augustus Deposits API

The Deposits API from Augustus — 2 operation(s) for deposits.

Augustus Events API

The Events API from Augustus — 2 operation(s) for events.

Augustus Payouts API

The Payouts API from Augustus — 2 operation(s) for payouts.

Augustus Quotes API

The Quotes API from Augustus — 2 operation(s) for quotes.

Augustus Returns API

The Returns API from Augustus — 2 operation(s) for returns.

Augustus Scopes API

The Scopes API from Augustus — 1 operation(s) for scopes.

Augustus Webhook Deliveries API

The Webhook Deliveries API from Augustus — 3 operation(s) for webhook deliveries.

Augustus Webhook Subscriptions API

The Webhook Subscriptions API from Augustus — 3 operation(s) for webhook subscriptions.

Scroll for all 14

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

augustus-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Augustus Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Augustus Authentication

http/apiKey · 2 schemes

SECURITY

Augustus Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Augustus Scopes

16 scopes

16 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Augustus Agentic Access

37 operations · 12 acting · 12 human-in-the-loop

37 operations · 12 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference
 OpenAPI
OpenAPI

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conventions
Conventions
 Idempotency
Idempotency
 DataModel
DataModel
 Webhooks
Webhooks

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

Packages
Packages
 SDKs
SDKs
 DeclineCodes
DeclineCodes

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 3

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 Deprecation
Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: augustus
name: Augustus
description: Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money
  between fiat and stablecoins, accept Open Banking bank payments, send payouts, run FX conversions, and hold balances through
  a single REST API. Building blocks include accounts and virtual accounts, account programs, checkout sessions and orders,
  deposits, payouts, refunds and returns, conversions and quotes, plus webhooks for real-time events. Augustus runs the Ivy
  Open Banking API (version 2023-01-01) alongside the newer Augustus Banking API (version 2026-05-01), authenticates with
  scoped bearer API keys, supports idempotent POSTs and cursor pagination, and is building an AI-native, stablecoin-based
  clearing bank. Backed by Creandum and Valar Ventures.
url: https://raw.githubusercontent.com/api-evangelist/augustus/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- creandum
- valar-ventures
x-tier: profiled
x-tier-reason: enriched-from-stub
x-formerly: Ivy (getivy.io)
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
image: https://a.storyblok.com/f/292219090989234/1920x1080/ea9e21e94c/website-header.png
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- Banking
- Open Banking
- Stablecoin
- Payouts
- Foreign Exchange
- Webhooks
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: augustus:ivy-api
  name: Ivy API (Open Banking)
  humanURL: https://docs.augustus.com/reference/introduction
  baseURL: https://api.getivy.de
  tags:
  - Open Banking
  - Payments
  - Checkout
  - PSD2
  properties:
  - url: https://docs.augustus.com/reference/introduction
    type: Documentation
  - url: https://docs.augustus.com/api-reference/checkout/create-a-checkout-session
    type: APIReference
  - url: https://docs.augustus.com/docs/payin/instant-bank-transfer/payment-integration
    type: GettingStarted
  description: The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, customers,
    refunds, banks, capabilities, and beneficiary payouts. Existing Ivy customers keep using this API with their current keys,
    webhooks, and integrations. Authenticates with the X-Ivy-Api-Key header.
- aid: augustus:augustus-account-programs-api
  name: Augustus Account Programs API
  description: The Account Programs API from Augustus — 3 operation(s) for account programs.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Account Programs
  properties:
  - type: OpenAPI
    url: openapi/augustus-account-programs-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-accounts-api
  name: Augustus Accounts API
  description: The Accounts API from Augustus — 6 operation(s) for accounts.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/augustus-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-api-key-api
  name: Augustus API Key API
  description: The API Key API from Augustus — 1 operation(s) for api key.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - API Key
  properties:
  - type: OpenAPI
    url: openapi/augustus-api-key-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-api-versions-api
  name: Augustus API Versions API
  description: The API Versions API from Augustus — 1 operation(s) for api versions.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - API Versions
  properties:
  - type: OpenAPI
    url: openapi/augustus-api-versions-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-conversions-api
  name: Augustus Conversions API
  description: The Conversions API from Augustus — 2 operation(s) for conversions.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Conversions
  properties:
  - type: OpenAPI
    url: openapi/augustus-conversions-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-deposits-api
  name: Augustus Deposits API
  description: The Deposits API from Augustus — 2 operation(s) for deposits.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Deposits
  properties:
  - type: OpenAPI
    url: openapi/augustus-deposits-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-events-api
  name: Augustus Events API
  description: The Events API from Augustus — 2 operation(s) for events.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/augustus-events-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-payouts-api
  name: Augustus Payouts API
  description: The Payouts API from Augustus — 2 operation(s) for payouts.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/augustus-payouts-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-quotes-api
  name: Augustus Quotes API
  description: The Quotes API from Augustus — 2 operation(s) for quotes.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/augustus-quotes-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-returns-api
  name: Augustus Returns API
  description: The Returns API from Augustus — 2 operation(s) for returns.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Returns
  properties:
  - type: OpenAPI
    url: openapi/augustus-returns-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-scopes-api
  name: Augustus Scopes API
  description: The Scopes API from Augustus — 1 operation(s) for scopes.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Scopes
  properties:
  - type: OpenAPI
    url: openapi/augustus-scopes-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-webhook-deliveries-api
  name: Augustus Webhook Deliveries API
  description: The Webhook Deliveries API from Augustus — 3 operation(s) for webhook deliveries.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Webhook Deliveries
  properties:
  - type: OpenAPI
    url: openapi/augustus-webhook-deliveries-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-webhook-subscriptions-api
  name: Augustus Webhook Subscriptions API
  description: The Webhook Subscriptions API from Augustus — 3 operation(s) for webhook subscriptions.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Webhook Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/augustus-webhook-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
common:
- type: DomainSecurity
  url: security/augustus-domain-security.yml
- type: AgenticAccess
  url: agentic-access/augustus-agentic-access.yml
- type: Authentication
  url: authentication/augustus-authentication.yml
- type: Website
  url: https://augustus.com/
- type: DeveloperPortal
  url: https://docs.augustus.com
- type: Documentation
  url: https://docs.augustus.com/docs/basics/introduction
- type: APIReference
  url: https://docs.augustus.com/v1/introduction
- type: GettingStarted
  url: https://docs.augustus.com/docs/basics/introduction
- type: Authentication
  url: https://docs.augustus.com/v1/authentication
- type: SignUp
  url: https://dashboard.augustus.com/sign-up
- type: Login
  url: https://dashboard.augustus.com
- type: Support
  url: https://augustus.com/company/contact
- type: TermsOfService
  url: https://augustus.com/legal/terms
- type: PrivacyPolicy
  url: https://augustus.com/legal/privacy
- type: StatusPage
  url: https://status.getivy.io
- type: OpenAPI
  url: openapi/augustus-openapi-original.yml
- type: Packages
  url: packages/augustus-packages.yml
- type: SDKs
  url: packages/augustus-packages.yml
- type: MCPServer
  url: mcp/augustus-mcp.yml
- type: LLMsTxt
  url: llms/augustus-llms.txt
- type: Overlay
  url: overlays/augustus-banking-overlay.yaml
- type: Conformance
  url: conformance/augustus-conformance.yml
- type: ErrorCatalog
  url: errors/augustus-error-codes.yml
- type: DeclineCodes
  url: errors/augustus-decline-codes.yml
- type: Lifecycle
  url: lifecycle/augustus-lifecycle.yml
- type: Deprecation
  url: https://docs.augustus.com/v1/versioning
- type: OAuthScopes
  url: scopes/augustus-scopes.yml
- type: Sandbox
  url: sandbox/augustus-sandbox.yml
- type: Conventions
  url: conventions/augustus-conventions.yml
- type: Idempotency
  url: conventions/augustus-conventions.yml
- type: DataModel
  url: data-model/augustus-data-model.yml
- type: Webhooks
  url: asyncapi/augustus-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence