Augustus

Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money between fiat and stablecoins, accept Open Banking bank payments, send payouts, run FX conversions, and hold balances through a single REST API. Building blocks include accounts and virtual accounts, account programs, checkout sessions and orders, deposits, payouts, refunds and returns, conversions and quotes, plus webhooks for real-time events. Augustus runs the Ivy Open Banking API (version 2023-01-01) alongside the newer Augustus Banking API (version 2026-05-01), authenticates with scoped bearer API keys, supports idempotent POSTs and cursor pagination, and is building an AI-native, stablecoin-based clearing bank. Backed by Creandum and Valar Ventures.

Augustus publishes 14 APIs on the APIs.io network, including Account Programs API, Accounts API, API Key API, and 11 more. Tagged areas include Company, Fintech, Payments, Banking, and Open Banking.

The Augustus catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Augustus’ developer surface includes authentication, documentation, API reference, getting-started guide, signup flow, support, sandbox, and 27 more developer resources.

🌐 Visit website 📡 Source on GitHub

49.3/100 developing ▬ flat Agent 32/100 agent ready saas Full breakdown ↓
scored 2026-09-06 · rubric v0.19.0

1 APIs

Company Fintech Payments Banking Open Banking Stablecoins Payouts Foreign Exchange Webhook

Kin Score

Kin Score How this is scored →
scored 2026-09-06 · rubric v0.19.0

Composite quality — 49.3/100 · developing

Contract Quality 12.8 / 21

Developer Ergonomics 12.0 / 17

Access Clarity 4.7 / 17

Operational Transparency 2.6 / 11

Contract Governance 0.5 / 10

Discoverability 6.5 / 9

Regulatory Posture 8.0 / 15

Agent readiness — 32/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/augustus: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 14

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scopes 1

OAuth scopes governing access to this provider's APIs.

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

OpenAPI

OpenAPI

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Idempotency

DataModel

Webhooks

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

DeclineCodes

DeclineCodes

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

Authentication

OAuthScopes

Operate 3

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Deprecation

Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: augustus
name: Augustus
description: Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money
  between fiat and stablecoins, accept Open Banking bank payments, send payouts, run FX conversions, and hold balances through
  a single REST API. Building blocks include accounts and virtual accounts, account programs, checkout sessions and orders,
  deposits, payouts, refunds and returns, conversions and quotes, plus webhooks for real-time events. Augustus runs the Ivy
  Open Banking API (version 2023-01-01) alongside the newer Augustus Banking API (version 2026-05-01), authenticates with
  scoped bearer API keys, supports idempotent POSTs and cursor pagination, and is building an AI-native, stablecoin-based
  clearing bank. Backed by Creandum and Valar Ventures.
url: https://raw.githubusercontent.com/api-evangelist/augustus/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- creandum
- valar-ventures
x-tier: profiled
x-tier-reason: enriched-from-stub
x-formerly: Ivy (getivy.io)
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - scopes
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
specificationVersion: '0.23'
image: https://a.storyblok.com/f/292219090989234/1920x1080/ea9e21e94c/website-header.png
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- Banking
- Open Banking
- Stablecoins
- Payouts
- Foreign Exchange
- Webhook
tags_raw:
- Company
- Fintech
- Payments
- Banking
- Open Banking
- Stablecoin
- Payouts
- Foreign Exchange
- Webhooks
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: augustus:ivy-api
  name: Ivy API (Open Banking)
  humanURL: https://docs.augustus.com/reference/introduction
  baseURL: https://api.getivy.de
  tags:
  - Open Banking
  - Payments
  - Checkout
  - PSD2
  properties:
  - url: https://docs.augustus.com/reference/introduction
    type: Documentation
  - url: https://docs.augustus.com/api-reference/checkout/create-a-checkout-session
    type: APIReference
  - url: https://docs.augustus.com/docs/payin/instant-bank-transfer/payment-integration
    type: GettingStarted
  description: The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, customers,
    refunds, banks, capabilities, and beneficiary payouts. Existing Ivy customers keep using this API with their current keys,
    webhooks, and integrations. Authenticates with the X-Ivy-Api-Key header.
- aid: augustus:augustus-account-programs-api
  name: Augustus Account Programs API
  description: The Account Programs API from Augustus — 3 operation(s) for account programs.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Account Programs
  properties:
  - type: OpenAPI
    url: openapi/augustus-account-programs-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-accounts-api
  name: Augustus Accounts API
  description: The Accounts API from Augustus — 6 operation(s) for accounts.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/augustus-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-api-key-api
  name: Augustus API Key API
  description: The API Key API from Augustus — 1 operation(s) for api key.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - APIKeys
  tags_raw:
  - API Key
  properties:
  - type: OpenAPI
    url: openapi/augustus-api-key-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-api-versions-api
  name: Augustus API Versions API
  description: The API Versions API from Augustus — 1 operation(s) for api versions.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - API Versions
  properties:
  - type: OpenAPI
    url: openapi/augustus-api-versions-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-conversions-api
  name: Augustus Conversions API
  description: The Conversions API from Augustus — 2 operation(s) for conversions.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Conversions
  properties:
  - type: OpenAPI
    url: openapi/augustus-conversions-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-deposits-api
  name: Augustus Deposits API
  description: The Deposits API from Augustus — 2 operation(s) for deposits.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Deposits
  properties:
  - type: OpenAPI
    url: openapi/augustus-deposits-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-events-api
  name: Augustus Events API
  description: The Events API from Augustus — 2 operation(s) for events.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/augustus-events-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-payouts-api
  name: Augustus Payouts API
  description: The Payouts API from Augustus — 2 operation(s) for payouts.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/augustus-payouts-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-quotes-api
  name: Augustus Quotes API
  description: The Quotes API from Augustus — 2 operation(s) for quotes.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/augustus-quotes-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-returns-api
  name: Augustus Returns API
  description: The Returns API from Augustus — 2 operation(s) for returns.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Returns
  properties:
  - type: OpenAPI
    url: openapi/augustus-returns-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-scopes-api
  name: Augustus Scopes API
  description: The Scopes API from Augustus — 1 operation(s) for scopes.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Scopes
  properties:
  - type: OpenAPI
    url: openapi/augustus-scopes-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-webhook-deliveries-api
  name: Augustus Webhook Deliveries API
  description: The Webhook Deliveries API from Augustus — 3 operation(s) for webhook deliveries.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Webhook Deliveries
  properties:
  - type: OpenAPI
    url: openapi/augustus-webhook-deliveries-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-webhook-subscriptions-api
  name: Augustus Webhook Subscriptions API
  description: The Webhook Subscriptions API from Augustus — 3 operation(s) for webhook subscriptions.
  humanURL: https://docs.augustus.com/v1/introduction
  baseURL: https://api.augustus.com
  tags:
  - Webhook Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/augustus-webhook-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://docs.augustus.com/v1/introduction
  - type: APIReference
    url: https://docs.augustus.com/api-reference/account-programs/list-account-programs
  - type: GettingStarted
    url: https://docs.augustus.com/docs/basics/introduction
- aid: augustus:augustus-webhook-events-api
  name: Augustus Webhook Events API
  description: The Webhook Events API from Augustus — 0 operation(s) for webhook events.
  humanURL: https://docs.augustus.com/reference/introduction
  baseURL: https://api.getivy.de
  tags:
  - Webhook Events
  properties:
  - type: OpenAPI
    url: openapi/augustus-webhook-events-api-openapi.yml
common:
- type: CapabilityMap
  url: capabilities/augustus-capability-edges.yml
  name: Augustus Business Capability Map
- type: DomainSecurity
  url: security/augustus-domain-security.yml
- type: AgenticAccess
  url: agentic-access/augustus-agentic-access.yml
- type: Authentication
  url: authentication/augustus-authentication.yml
- type: Website
  url: https://augustus.com/
- type: DeveloperPortal
  url: https://docs.augustus.com
- type: Documentation
  url: https://docs.augustus.com/docs/basics/introduction
- type: APIReference
  url: https://docs.augustus.com/v1/introduction
- type: GettingStarted
  url: https://docs.augustus.com/docs/basics/introduction
- type: Authentication
  url: https://docs.augustus.com/v1/authentication
- type: SignUp
  url: https://dashboard.augustus.com/sign-up
- type: Login
  url: https://dashboard.augustus.com
- type: Support
  url: https://augustus.com/company/contact
- type: TermsOfService
  url: https://augustus.com/legal/terms
- type: PrivacyPolicy
  url: https://augustus.com/legal/privacy
- type: StatusPage
  url: https://status.getivy.io
- type: OpenAPI
  url: openapi/_original/augustus-openapi-original.yml
- type: Packages
  url: packages/augustus-packages.yml
- type: SDKs
  url: packages/augustus-packages.yml
- type: X-MCPServerCandidate
  url: mcp/augustus-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/augustus-llms.txt
- type: Overlay
  url: overlays/augustus-banking-overlay.yaml
- type: Conformance
  url: conformance/augustus-conformance.yml
- type: ErrorCatalog
  url: errors/augustus-error-codes.yml
- type: DeclineCodes
  url: errors/augustus-decline-codes.yml
- type: Lifecycle
  url: lifecycle/augustus-lifecycle.yml
- type: Deprecation
  url: https://docs.augustus.com/v1/versioning
- type: OAuthScopes
  url: scopes/augustus-scopes.yml
- type: Sandbox
  url: sandbox/augustus-sandbox.yml
- type: Conventions
  url: conventions/augustus-conventions.yml
- type: Idempotency
  url: conventions/augustus-conventions.yml
- type: DataModel
  url: data-model/augustus-data-model.yml
- type: Webhooks
  url: asyncapi/augustus-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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