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Blnk Finance
Blnk Finance
Open-source double-entry ledger for financial products (wallets, loans, payouts, escrow, cards). Available as self-hosted Blnk Core (OSS engine) and Blnk Cloud (managed), plus Blnk Watch for transaction monitoring. Exposes REST APIs with a public OpenAPI spec, hosted MCP servers, llms.txt, and installable agent skills.
Blnk Finance publishes 8 APIs on the APIs.io network, including Accounts API, Backup API, Balance Monitors API, and 5 more. Tagged areas include Fintech, Financial-Services, Ledger, double-entry-accounting, and Payments.
The Blnk Finance catalog on APIs.io includes 1 event-driven AsyncAPI specification.
Blnk Finance’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, pricing, and 34 more developer resources.
10 APIs
2 MCP Servers
On this page
Kin Score
APIs 10
MCP Servers 2
Pricing Plans 1
Rate Limits 1
Event Specs 1
Security Posture 4
Scopes 1
Resources 41
apis.yml
66 Operational Transparency
Composite quality — 72.2/100 · exemplar
Contract Quality
10.9 / 21
Developer Ergonomics
14.6 / 17
Operational Transparency
7.3 / 11
Contract Governance
1.9 / 10
Regulatory Posture
10.8 / 15
Agent readiness — 49/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Surface
0 / 5
Individual APIs this provider publishes, each with its own machine-readable definition.
Scroll for all 10
Model Context Protocol servers that expose these APIs to AI agents.
Published pricing tiers and plan structures.
Documented rate limits and quota policies.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
OAuth scopes governing access to this provider's APIs.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll for all 7
Build 5
SDKs, sample code, and the tooling you integrate with
Access & Security 7
Authentication, authorization, and security posture
Scroll for all 7
Operate 5
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
name: Blnk Finance
aid: blnkfinance
description: Open-source double-entry ledger for financial products (wallets, loans, payouts, escrow, cards). Available as
self-hosted Blnk Core (OSS engine) and Blnk Cloud (managed), plus Blnk Watch for transaction monitoring. Exposes REST APIs
with a public OpenAPI spec, hosted MCP servers, llms.txt, and installable agent skills.
url: https://raw.githubusercontent.com/api-evangelist/open-source-ledger-for-financial-products-blnk-finance/refs/heads/main/apis.yml
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
created: '2026-08-26'
modified: '2026-08-27'
specificationVersion: '0.21'
tags:
- Fintech
- Financial-Services
- Ledger
- double-entry-accounting
- Payments
- Wallets
- Lending
- Banking Infrastructure
- Open-Source
- MCP
- AI Agents
- Developer Tools
tags_raw:
- fintech
- financial-services
- ledger
- double-entry-accounting
- payments
- wallets
- lending
- banking-infrastructure
- open-source
- mcp
- ai-agents
- developer-tools
apis:
- name: Blnk Cloud API
description: Managed Cloud REST surface covering OAuth auth, a Proxy API to a Core instance, Data API, Filters API, Alerts
API, and the MCP endpoint. Auth via API keys or OAuth.
humanURL: https://docs.blnkfinance.com/cloud/reference/overview.md
baseURL: https://api.cloud.blnkfinance.com
tags:
- Fintech
- Financial-Services
- Ledger
- double-entry-accounting
- Payments
- Wallets
- Lending
- Banking Infrastructure
- Open-Source
- MCP
- AI Agents
- Developer Tools
tags_raw:
- fintech
- financial-services
- ledger
- double-entry-accounting
- payments
- wallets
- lending
- banking-infrastructure
- open-source
- mcp
- ai-agents
- developer-tools
properties:
- type: Documentation
url: https://docs.blnkfinance.com/cloud/reference/overview.md
- type: MCPServer
url: https://docs.blnkfinance.com/mcp
description: 'Open, no-auth Mintlify DOCUMENTATION-SEARCH MCP on a first-party host. Probed live 2026-08-27: initialize
+ tools/list returned 200, serverInfo "Blnk Finance", protocolVersion 2025-11-25, 3 tools. It is NOT the ledger MCP
-- that is https://api.cloud.blnkfinance.com/mcp/{instance_id}.'
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: AgentSkill
url: https://docs.blnkfinance.com/home/llms.md
description: 'Blnk''s "Build with LLMs" page: documents installing the 14 provider-authored Agent Skills via "npx skills
add https://docs.blnkfinance.com". Verified 200 on 2026-08-27.'
- type: APIReference
url: https://docs.blnkfinance.com/cloud/reference/overview
- type: MCPServer
url: mcp/blnkfinance-mcp.yml
description: 'Cloud ledger MCP: https://api.cloud.blnkfinance.com/mcp/{instance_id}, 33 tools, Bearer + mcp:read/mcp:write.'
- type: ToolCrosswalk
url: mcp/blnkfinance-tool-crosswalk.yml
- type: OAuthScopes
url: scopes/blnkfinance-scopes.yml
- type: AgentSkill
url: skills/_index.yml
- name: Blnk Watch API
description: Rule-based transaction monitoring API (transaction evaluation, instruction management, Git-backed rule sync).
Beta.
humanURL: https://docs.blnkfinance.com/watch/reference/overview.md
baseURL: https://api.cloud.blnkfinance.com
tags:
- Fintech
- Financial-Services
- Ledger
- double-entry-accounting
- Payments
- Wallets
- Lending
- Banking Infrastructure
- Open-Source
- MCP
- AI Agents
- Developer Tools
tags_raw:
- fintech
- financial-services
- ledger
- double-entry-accounting
- payments
- wallets
- lending
- banking-infrastructure
- open-source
- mcp
- ai-agents
- developer-tools
properties:
- type: Documentation
url: https://docs.blnkfinance.com/watch/reference/overview.md
- type: APIReference
url: https://docs.blnkfinance.com/watch/reference/overview
- aid: blnkfinance:blnkfinance-accounts-api
name: Blnk Finance Accounts API
description: The Accounts API from Blnk Finance — 2 operation(s) for accounts.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Account
tags_raw:
- Accounts
properties:
- type: OpenAPI
url: openapi/blnkfinance-accounts-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-backup-api
name: Blnk Finance Backup API
description: The Backup API from Blnk Finance — 2 operation(s) for backup.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Backup
properties:
- type: OpenAPI
url: openapi/blnkfinance-backup-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-balance-monitors-api
name: Blnk Finance Balance Monitors API
description: The Balance Monitors API from Blnk Finance — 2 operation(s) for balance monitors.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Balance Monitors
properties:
- type: OpenAPI
url: openapi/blnkfinance-balance-monitors-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-balances-api
name: Blnk Finance Balances API
description: The Balances API from Blnk Finance — 2 operation(s) for balances.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Balances
properties:
- type: OpenAPI
url: openapi/blnkfinance-balances-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-identities-api
name: Blnk Finance Identities API
description: The Identities API from Blnk Finance — 2 operation(s) for identities.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Identities
properties:
- type: OpenAPI
url: openapi/blnkfinance-identities-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-ledgers-api
name: Blnk Finance Ledgers API
description: The Ledgers API from Blnk Finance — 2 operation(s) for ledgers.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Ledgers
properties:
- type: OpenAPI
url: openapi/blnkfinance-ledgers-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-refund-transaction-api
name: Blnk Finance Refund Transaction API
description: The Refund Transaction API from Blnk Finance — 1 operation(s) for refund transaction.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Refund Transaction
properties:
- type: OpenAPI
url: openapi/blnkfinance-refund-transaction-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
- aid: blnkfinance:blnkfinance-transactions-api
name: Blnk Finance Transactions API
description: The Transactions API from Blnk Finance — 2 operation(s) for transactions.
humanURL: https://docs.blnkfinance.com/reference/overview.md
baseURL: http://localhost:5001
tags:
- Transaction
tags_raw:
- Transactions
properties:
- type: OpenAPI
url: openapi/blnkfinance-transactions-api-openapi.yml
- type: Documentation
url: https://docs.blnkfinance.com/reference/overview.md
- type: LLMsTxt
url: https://blnkfinance.com/llms.txt
- type: LLMsTxt
url: https://docs.blnkfinance.com/llms.txt
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
maintainers:
- FN: Blnk Finance
url: https://blnkfinance.com
email: support@blnkfinance.com
generated:
by: apis.io/add
model: claude-opus-4-8
confidence: 95
at: '2026-08-26T22:58:17.366Z'
common:
- type: DomainSecurity
url: security/blnkfinance-domain-security.yml
- type: Authentication
url: authentication/blnkfinance-authentication.yml
- type: DeveloperPortal
url: https://docs.blnkfinance.com/
description: Blnk developer documentation hub. Verified 200 on 2026-08-27.
- type: Documentation
url: https://docs.blnkfinance.com/
description: Verified 200 on 2026-08-27.
- type: APIReference
url: https://docs.blnkfinance.com/reference/overview
description: Blnk Core REST reference. Verified 200 on 2026-08-27.
- type: GettingStarted
url: https://docs.blnkfinance.com/home/install
description: Install Blnk Core (Docker Compose) or start a Cloud Sandbox. Verified 200 on 2026-08-27.
- type: Support
url: https://blnkfinance.com/contact/us
description: Contact / book a demo; support@blnkfinance.com and Discord https://discord.gg/7WNv94zPpx. Verified 200 on 2026-08-27.
- type: Blog
url: https://blnkfinance.com/blog
description: Verified 200 on 2026-08-27. No RSS/Atom feed served (/rss.xml and /feed.xml both 404).
- type: GitHubOrganization
url: https://github.com/blnkfinance
description: '9 public repos: blnk (Core), watch, blnk-docs, and the four SDKs. Verified 200 on 2026-08-27.'
- type: Pricing
url: https://blnkfinance.com/pricing
description: Verified 200 on 2026-08-27.
- type: SignUp
url: https://cloud.blnkfinance.com/auth/sign-up
description: Blnk Cloud sign-up, 5-day Sandbox trial. Verified 200 on 2026-08-27.
- type: TermsOfService
url: https://blnkfinance.com/legal/terms
description: Verified 200 on 2026-08-27.
- type: PrivacyPolicy
url: https://blnkfinance.com/legal/privacy
description: Verified 200 on 2026-08-27.
- type: StatusPage
url: https://status.blnkfinance.com/
description: Atlassian Statuspage, all components operational. Verified 200 on 2026-08-27.
- type: Packages
url: packages/blnkfinance-packages.yml
- type: SDKs
url: packages/blnkfinance-packages.yml
description: Four first-party SDKs -- TypeScript, Go, Python, Java -- all at 1.3.0.
- type: CLI
url: cli/blnkfinance-cli.yml
description: '@blnkfinance/blnk-cli 1.8.3, npm.'
- type: WellKnown
url: well-known/blnkfinance-well-known.yml
description: 'Real hits: RFC 8414 OAuth metadata + openid-configuration on api.cloud.blnkfinance.com, and an MCP discovery
document on docs.blnkfinance.com.'
- type: AgentCard
url: a2a/blnkfinance-a2a.yml
description: Live A2A agent card at docs.blnkfinance.com/.well-known/agent-card.json (HTTP 200, 14 skills). Graded flavored
against A2A 1.0.0.
- type: AgentSkill
url: skills/_index.yml
description: 14 provider-authored Agent Skills, saved verbatim from /.well-known/agent-skills/<id>/skill.md.
- type: LLMsTxt
url: llms/blnkfinance-llms.txt
description: Verbatim copy of https://blnkfinance.com/llms.txt.
- type: Overlay
url: overlays/blnkfinance-core-overlay.yaml
- type: Conformance
url: conformance/blnkfinance-conformance.yml
- type: Compliance
url: conformance/blnkfinance-conformance.yml
description: ISO/IEC 27001 certified ISMS and GDPR compliance, published at https://blnkfinance.com/security.
- type: ErrorCatalog
url: errors/blnkfinance-error-codes.yml
description: 72 stable domain-prefixed error codes from https://docs.blnkfinance.com/advanced/error-codes.
- type: Lifecycle
url: lifecycle/blnkfinance-lifecycle.yml
- type: Deprecation
url: lifecycle/blnkfinance-lifecycle.yml
description: Per-release migration guides for every breaking change plus a published upgrade policy. No RFC 8594 Sunset/Deprecation
headers.
- type: OAuthScopes
url: scopes/blnkfinance-scopes.yml
description: resource:action API key scopes plus the Cloud OAuth mcp:read / mcp:write scopes.
- type: VulnerabilityDisclosure
url: security/blnkfinance-vulnerability-disclosure.yml
- type: Security
url: security/blnkfinance-vulnerability-disclosure.yml
description: Coordinated disclosure to security@blnkfinance.com, CVSS 4.0+ threshold, scoped program at https://blnkfinance.com/report-vulnerability.
- type: TrustCenter
url: security/blnkfinance-trust-center.yml
- type: Sandbox
url: sandbox/blnkfinance-sandbox.yml
description: Free local Core via Docker Compose, plus a paid managed Cloud Sandbox with a 5-day trial.
- type: Conventions
url: conventions/blnkfinance-conventions.yml
- type: Idempotency
url: conventions/blnkfinance-conventions.yml
description: Caller-supplied transaction `reference` with a unique database index since Core 0.13.2; duplicates rejected
409 TXN_DUPLICATE_REFERENCE.
- type: ChangeLog
url: changelog/blnkfinance-changelog.yml
description: Six dated changelogs -- Core, Cloud, Watch, CLI and four SDKs.
- type: DataModel
url: data-model/blnkfinance-data-model.yml
- type: Webhooks
url: asyncapi/blnkfinance-webhooks.yml
description: 15 documented events, HMAC-SHA256 signed with X-Blnk-Signature since Core 0.13.0. No AsyncAPI document published.
- type: Plans
url: plans/blnkfinance-plans-pricing.yml
- type: RateLimits
url: rate-limits/blnkfinance-rate-limits.yml
- type: MCPServer
url: mcp/blnkfinance-mcp.yml
description: 'Two servers: the Cloud ledger MCP (33 tools, remote, OAuth/API-key gated) and the open docs-search MCP (3
tools, probed live).'
- type: ToolCrosswalk
url: mcp/blnkfinance-tool-crosswalk.yml
description: 33 MCP tools bound against the 18 published OpenAPI operations; 12 bound, 21 MCP-only, 8 REST-only.
image: https://blnkfinance.com/_astro/og-default.4FpZOtzr.png
x-enrichment:
date: '2026-08-27'
status: enriched
artifacts_added: 45
pass: local-v1
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