Form3

Form3 is a United Kingdom-headquartered, cloud-native payments technology company offering account-to-account payment processing as a single, unified REST API to banks and fintechs. Founded in 2016 and headquartered in London, Form3 runs a fully managed, Payments-as-a-Service platform that connects customers to domestic and cross-border schemes - UK Faster Payments, Bacs and CHAPS, SEPA Credit Transfer, SEPA Instant and SEPA Direct Debit, and US instant rails - alongside Confirmation of Payee / Verification of Payee name-checking, direct debit mandate management, scheme-addressable account identification, event notifications (webhooks), and full audit trails. Its public API is REST built on the json:api specification, documented at api-docs.form3.tech with a downloadable Swagger 2.0 definition, and authenticated with OAuth2 client-credentials plus HTTP Message Signatures request signing and, in some environments, mutual TLS. Form3 is API-native and developer-facing but is a regulated B2B rail rather than an open self-serve signup product; production access is contracted.

Form3 publishes 28 APIs on the APIs.io network, including Account Identification API, Accounts API, Account Validation API, and 25 more. Tagged areas include Payments, United Kingdom, Payment Processing, Account-to-Account, and Real-Time Payments.

The Form3 catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Form3’s developer surface includes authentication, changelog, documentation, API reference, getting-started guide, engineering blog, and 33 more developer resources.

🌐 Visit website 📡 Source on GitHub

45.1/100 developing ▬ flat Agent 36/100 agent ready saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessSelf serve

1 APIs

Payments United Kingdom Payment Processing Account-to-Account Real-Time Payments Faster PaymentsBacsSEPA Direct Debit Confirmation of Payee Cross-Border Banking as a Service Embedded Payments

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 45.1/100 · developing

Contract Quality 10.9 / 19

Developer Ergonomics 4.2 / 15

Access Clarity 5.5 / 15

Operational Transparency 3.6 / 10

Contract Governance 0.4 / 9

Discoverability 5.3 / 8

Regulatory Posture 10.8 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/form3: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 28

Individual APIs this provider publishes, each with its own machine-readable definition.

Form3 Account Identification API

The AccountIdentification API from Form3 — 2 operation(s) for accountidentification.

Form3 Accounts API

The Accounts API from Form3 — 3 operation(s) for accounts.

Form3 Account Validation API

The AccountValidation API from Form3 — 2 operation(s) for accountvalidation.

Form3 ACE API

The ACE API from Form3 — 2 operation(s) for ace.

Form3 Audit API

The Audit API from Form3 — 2 operation(s) for audit.

Form3 Branches API

The Branches API from Form3 — 2 operation(s) for branches.

Form3 Branch Identification API

The BranchIdentification API from Form3 — 2 operation(s) for branchidentification.

Form3 Claims API

The Claims API from Form3 — 8 operation(s) for claims.

Form3 Direct Debits API

The DirectDebits API from Form3 — 26 operation(s) for directdebits.

Form3 Direct Debits Reads API

The DirectDebitsReads API from Form3 — 1 operation(s) for directdebitsreads.

Form3 Mandates API

The Mandates API from Form3 — 9 operation(s) for mandates.

Form3 Metrics API

The Metrics API API from Form3 — 3 operation(s) for metrics api.

Form3 Name Verification API

The Name Verification API API from Form3 — 3 operation(s) for name verification api.

Form3 Oauth2 API

The Oauth2 API from Form3 — 1 operation(s) for oauth2.

Form3 Organisations API

The Organisations API from Form3 — 2 operation(s) for organisations.

Form3 Payment Reads API

The PaymentReads API from Form3 — 31 operation(s) for paymentreads.

Form3 Payment Writes API

The PaymentWrites API from Form3 — 18 operation(s) for paymentwrites.

Form3 Platformsecurityapi API

The platformsecurityapi API from Form3 — 2 operation(s) for platformsecurityapi.

Form3 Public Keys API

The Public Keys API from Form3 — 4 operation(s) for public keys.

Form3 Qualified Transactions API

The QualifiedTransactions API from Form3 — 2 operation(s) for qualifiedtransactions.

Form3 Query API

The query_api API from Form3 — 10 operation(s) for query_api.

Form3 Reports API

The Reports API from Form3 — 4 operation(s) for reports.

Form3 Roles API

The Roles API from Form3 — 2 operation(s) for roles.

Form3 Scheme File API

The Scheme File API API from Form3 — 6 operation(s) for scheme file api.

Form3 Scheme Messages API

The SchemeMessages API from Form3 — 3 operation(s) for schememessages.

Form3 Subscriptions API

The Subscriptions API from Form3 — 2 operation(s) for subscriptions.

Form3 Transaction File API

The Transaction File API API from Form3 — 7 operation(s) for transaction file api.

Form3 Users API

The Users API from Form3 — 11 operation(s) for users.

Scroll for all 28

Postman Collections 1

Ready-to-run Postman collections for exercising this provider's APIs.

Form3 Public API

POSTMAN

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Form3 Public API

OPEN COLLECTION

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Form3 Notifications Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Form3 Authentication

http/oauth2 · 2 schemes

SECURITY

Form3 Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Form3 Vulnerability Disclosure

security.txt · contact published

SECURITY

Form3 Trust Center

SOC 2, ISO 27001, ISO 27017, ISO 27018

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Form3 Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Form3 Agentic Access

205 operations · 84 acting · 2 human-in-the-loop

205 operations · 84 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

OpenAPI

OpenAPI

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

WellKnown

WellKnown

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Idempotency

DataModel

Webhooks

Scroll for all 7

Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

Packages

Packages

SDKs

SDKs

GitHubOrganization

GitHubOrganization

Postman

Postman

Access & Security 8

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

OAuthScopes

Authentication

Security

Compliance

SecurityTxt

Scroll for all 8

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: form3
url: https://raw.githubusercontent.com/api-evangelist/form3/refs/heads/main/apis.yml
name: Form3
kind: company
description: Form3 is a United Kingdom-headquartered, cloud-native payments technology company offering account-to-account
  payment processing as a single, unified REST API to banks and fintechs. Founded in 2016 and headquartered in London, Form3
  runs a fully managed, Payments-as-a-Service platform that connects customers to domestic and cross-border schemes - UK Faster
  Payments, Bacs and CHAPS, SEPA Credit Transfer, SEPA Instant and SEPA Direct Debit, and US instant rails - alongside Confirmation
  of Payee / Verification of Payee name-checking, direct debit mandate management, scheme-addressable account identification,
  event notifications (webhooks), and full audit trails. Its public API is REST built on the json:api specification, documented
  at api-docs.form3.tech with a downloadable Swagger 2.0 definition, and authenticated with OAuth2 client-credentials plus
  HTTP Message Signatures request signing and, in some environments, mutual TLS. Form3 is API-native and developer-facing
  but is a regulated B2B rail rather than an open self-serve signup product; production access is contracted.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Payment Processing
- Account-to-Account
- Real-Time Payments
- Faster Payments
- Bacs
- SEPA
- Direct Debit
- Confirmation of Payee
- Cross-Border
- Banking as a Service
- Embedded Payments
tags_raw:
- Payments
- United Kingdom
- Payment Processing
- Account-to-Account
- Real-Time Payments
- Faster Payments
- Bacs
- SEPA
- Direct Debit
- Confirmation of Payee
- Cross-Border
- Banking-as-a-Service
- Embedded Payments
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: form3:form3-accountidentification-api
  name: Form3 Account Identification API
  description: The AccountIdentification API from Form3 — 2 operation(s) for accountidentification.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Account Identification
  tags_raw:
  - AccountIdentification
  properties:
  - type: OpenAPI
    url: openapi/form3-accountidentification-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-accounts-api
  name: Form3 Accounts API
  description: The Accounts API from Form3 — 3 operation(s) for accounts.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/form3-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-accountvalidation-api
  name: Form3 Account Validation API
  description: The AccountValidation API from Form3 — 2 operation(s) for accountvalidation.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Account Validation
  tags_raw:
  - AccountValidation
  properties:
  - type: OpenAPI
    url: openapi/form3-accountvalidation-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-ace-api
  name: Form3 ACE API
  description: The ACE API from Form3 — 2 operation(s) for ace.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - ACE
  properties:
  - type: OpenAPI
    url: openapi/form3-ace-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-audit-api
  name: Form3 Audit API
  description: The Audit API from Form3 — 2 operation(s) for audit.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Audit
  properties:
  - type: OpenAPI
    url: openapi/form3-audit-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-branches-api
  name: Form3 Branches API
  description: The Branches API from Form3 — 2 operation(s) for branches.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Branches
  properties:
  - type: OpenAPI
    url: openapi/form3-branches-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-branchidentification-api
  name: Form3 Branch Identification API
  description: The BranchIdentification API from Form3 — 2 operation(s) for branchidentification.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - BranchIdentification
  properties:
  - type: OpenAPI
    url: openapi/form3-branchidentification-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-claims-api
  name: Form3 Claims API
  description: The Claims API from Form3 — 8 operation(s) for claims.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Claims
  properties:
  - type: OpenAPI
    url: openapi/form3-claims-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-directdebits-api
  name: Form3 Direct Debits API
  description: The DirectDebits API from Form3 — 26 operation(s) for directdebits.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Direct Debits
  tags_raw:
  - DirectDebits
  properties:
  - type: OpenAPI
    url: openapi/form3-directdebits-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-directdebitsreads-api
  name: Form3 Direct Debits Reads API
  description: The DirectDebitsReads API from Form3 — 1 operation(s) for directdebitsreads.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - DirectDebitsReads
  properties:
  - type: OpenAPI
    url: openapi/form3-directdebitsreads-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-mandates-api
  name: Form3 Mandates API
  description: The Mandates API from Form3 — 9 operation(s) for mandates.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Mandates
  properties:
  - type: OpenAPI
    url: openapi/form3-mandates-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-metrics-api-api
  name: Form3 Metrics API
  description: The Metrics API API from Form3 — 3 operation(s) for metrics api.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Metrics API
  properties:
  - type: OpenAPI
    url: openapi/form3-metrics-api-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-name-verification-api-api
  name: Form3 Name Verification API
  description: The Name Verification API API from Form3 — 3 operation(s) for name verification api.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Name Verification API
  properties:
  - type: OpenAPI
    url: openapi/form3-name-verification-api-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-oauth2-api
  name: Form3 Oauth2 API
  description: The Oauth2 API from Form3 — 1 operation(s) for oauth2.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Authentication
  tags_raw:
  - Oauth2
  properties:
  - type: OpenAPI
    url: openapi/form3-oauth2-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-organisations-api
  name: Form3 Organisations API
  description: The Organisations API from Form3 — 2 operation(s) for organisations.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - Organisations
  properties:
  - type: OpenAPI
    url: openapi/form3-organisations-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-paymentreads-api
  name: Form3 Payment Reads API
  description: The PaymentReads API from Form3 — 31 operation(s) for paymentreads.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - PaymentReads
  properties:
  - type: OpenAPI
    url: openapi/form3-paymentreads-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-paymentwrites-api
  name: Form3 Payment Writes API
  description: The PaymentWrites API from Form3 — 18 operation(s) for paymentwrites.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - PaymentWrites
  properties:
  - type: OpenAPI
    url: openapi/form3-paymentwrites-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-platformsecurityapi-api
  name: Form3 Platformsecurityapi API
  description: The platformsecurityapi API from Form3 — 2 operation(s) for platformsecurityapi.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - platformsecurityapi
  properties:
  - type: OpenAPI
    url: openapi/form3-platformsecurityapi-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-public-keys-api
  name: Form3 Public Keys API
  description: The Public Keys API from Form3 — 4 operation(s) for public keys.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - PublicKeys
  tags_raw:
  - Public Keys
  properties:
  - type: OpenAPI
    url: openapi/form3-public-keys-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/verify-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/security/create-a-read-only-user
- aid: form3:form3-qualifiedtransactions-api
  name: Form3 Qualified Transactions API
  description: The QualifiedTransactions API from Form3 — 2 operation(s) for qualifiedtransactions.
  humanURL: https://www.api-docs.form3.tech/
  baseURL: https://api.form3.tech/v1
  tags:
  - QualifiedTransactions
  properties:
  - type: OpenAPI
    url: openapi/form3-qualifiedtransactions-api-openapi.yml
  - type: Documentation
    url: https://www.api-docs.form3.tech/
  - type: APIReference
    url: https://api-docs.form3.tech/api.html
  - type: GettingStarted
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/introduction
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/send-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/getting-started/receive-a-payment
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/receive-a-direct-debit
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/confirmation-of-payee/cop-tutorial
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/bacs/send-transactions-in-a-file
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tutorials/event-notifications/subscriptions-for-event-notifications
  - type: Documentation
    url: https://www.api-docs.form3.tech/api/tu

# --- truncated at 32 KB (46 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/form3/refs/heads/main/apis.yml

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