IF website screenshot

IF

Integrated Finance (IF) is a modular fintech infrastructure platform — a "financial operating system" — that lets companies build banking, card, and payment experiences for their users without becoming a bank. Its orchestration layers (IF API interface, IF CORE workflow, IF CONNECT integration) sit on top of multiple banking, card-issuing, FX, and compliance providers and expose a single REST API covering clients and users, real / virtual / shared-pool accounts, incoming and outgoing bank transfers, currency exchanges, card issuing and processing (including 3DS and PIN management), beneficiary verification, generic transactions, and open-banking consents. Authentication is OAuth 2.0 on Keycloak (JWT client assertion, client_credentials); the API supports idempotency on all POST endpoints, Ed25519-signed webhooks with automatic retry, and a full sandbox environment for testing.

IF publishes 29 API contracts indexed on the APIs.io network, including Account Statements API, Accounts API, Balance Adjustments API, and 26 more. Tagged areas include Company, Financial Services, Embedded Finance, Banking as a Service, and Payments.

The IF catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

IF’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, changelog, and 28 more developer resources.

🌐 Visit website📡 Profile data on GitHub
52.7/100 developing ▲ 7.4 Agent 41/100 agent ready Front door AI 4/6 moderate saas Full breakdown ↓
scored 2026-10-17 · rubric v0.24.0
AccessSelf serve
11 published contracts
CompanyFinancial ServicesEmbedded FinanceBanking as a ServicePaymentsCardsForeign ExchangeComplianceOpen Banking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-17 · rubric v0.24.0
Composite quality — 52.7/100 · developing
Contract Quality 11.5 / 19
Developer Ergonomics 7.7 / 15
Access Clarity 4.3 / 15
Operational Transparency 4.9 / 10
Contract Governance 3.0 / 9
Discoverability 6.0 / 8
Regulatory Posture 6.4 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 41/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 6 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 6 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/if: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 29

Individual APIs this provider publishes, each with its own machine-readable definition.

Integrated Finance API

Single REST API for the Integrated Finance platform — clients, users, real / virtual / shared-pool accounts, bank transfers, currency exchanges, card issuing and processing, ben...

IF Account Statements API

The Account Statements API from IF — 4 operation(s) for account statements.

IF Accounts API

The Accounts API from IF — 3 operation(s) for accounts.

IF Balance Adjustments API

The Balance Adjustments API from IF — 1 operation(s) for balance adjustments.

IF Beneficiaries API

The Beneficiaries API from IF — 2 operation(s) for beneficiaries.

IF Beneficiary Bank Accounts API

The Beneficiary Bank Accounts API from IF — 2 operation(s) for beneficiary bank accounts.

IF Beneficiary Bank Accounts Metadata API

The Beneficiary Bank Accounts Metadata API from IF — 1 operation(s) for beneficiary bank accounts metadata.

IF Beneficiary Verifications API

The Beneficiary Verifications API from IF — 1 operation(s) for beneficiary verifications.

IF Card Transaction Authentications API

The Card Transaction Authentications API from IF — 2 operation(s) for card transaction authentications.

IF Card Transactions API

The Card Transactions API from IF — 2 operation(s) for card transactions.

IF Cards API

The Cards API from IF — 5 operation(s) for cards.

IF Client Relations API

The Client Relations API from IF — 2 operation(s) for client relations.

IF Clients API

The Clients API from IF — 2 operation(s) for clients.

IF Direct Debit Mandates API

The Direct Debit Mandates API from IF — 2 operation(s) for direct debit mandates.

IF Direct Debit Payments API

The Direct Debit Payments API from IF — 2 operation(s) for direct debit payments.

IF Exchange Quotes API

The Exchange Quotes API from IF — 2 operation(s) for exchange quotes.

IF Exchange Transactions API

The Exchange Transactions API from IF — 2 operation(s) for exchange transactions.

IF Generic Transactions API

The Generic Transactions API from IF — 2 operation(s) for generic transactions.

IF Incoming Transfers API

The Incoming Transfers API from IF — 2 operation(s) for incoming transfers.

IF Incoming Transfers - Compliance API

The Incoming Transfers - Compliance API from IF — 1 operation(s) for incoming transfers - compliance.

IF Open Banking Consents API

The Open Banking Consents API from IF — 2 operation(s) for open banking consents.

IF Outgoing Transfers API

The Outgoing Transfers API from IF — 2 operation(s) for outgoing transfers.

IF Outgoing Transfers - Compliance API

The Outgoing Transfers - Compliance API from IF — 1 operation(s) for outgoing transfers - compliance.

IF Outgoing Transfers Metadata API

The Outgoing Transfers Metadata API from IF — 2 operation(s) for outgoing transfers metadata.

IF Provisioned Account Credits API

The Provisioned Account Credits API from IF — 2 operation(s) for provisioned account credits.

IF Transaction Accounts API

The Transaction Accounts API from IF — 2 operation(s) for transaction accounts.

IF User & Client Relations API

The User & Client Relations API from IF — 2 operation(s) for user & client relations.

IF User Invitations API

The User Invitations API from IF — 2 operation(s) for user invitations.

IF Users API

The Users API from IF — 2 operation(s) for users.

Scroll for all 29

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

If Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

If Context

120 classes · 142 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

IF API Rules

11 rules · 10 errors 1 info

SPECTRAL

JSON Schema 60

Standalone JSON Schema definitions for this provider's data models.

AccountAdjustmentCreateRequest

4 properties

JSON SCHEMA

AccountAdjustmentCreateResponse

4 properties

JSON SCHEMA

AccountCreateRequest

4 properties

JSON SCHEMA

AccountDepositInformationResponse

4 properties

JSON SCHEMA

AccountOpenBankingConsentUpdateRequest

4 properties

JSON SCHEMA

AccountOpenBankingConsentUpdateResponse

4 properties

JSON SCHEMA

AccountStatementsListRequest

4 properties

JSON SCHEMA

AccountStatementsListResponse

4 properties

JSON SCHEMA

BeneficiaryBankAccountUpdateRequest

4 properties

JSON SCHEMA

BeneficiaryBankAccountUpdateResponse

4 properties

JSON SCHEMA

BeneficiaryVerificationRequest

4 properties

JSON SCHEMA

BeneficiaryVerificationResponse

4 properties

JSON SCHEMA

CardAccountCreateRequest

4 properties

JSON SCHEMA

CardAccountCreateResponse

4 properties

JSON SCHEMA

CardAccountDeleteResponse

4 properties

JSON SCHEMA

CardAccountListResponse

4 properties

JSON SCHEMA

CardOTPCreateRequest

4 properties

JSON SCHEMA

CardOTPCreateResponse

4 properties

JSON SCHEMA

CardTransactionAuthenticationGetResponse

4 properties

JSON SCHEMA

CardTransactionAuthenticationListResponse

4 properties

JSON SCHEMA

CardTransactionAuthenticationUpdateRequest

4 properties

JSON SCHEMA

CardTransactionAuthenticationUpdateResponse

4 properties

JSON SCHEMA

CardTransactionGetResponse

4 properties

JSON SCHEMA

CardTransactionListResponse

4 properties

JSON SCHEMA

ClientRelationCreateRequest

4 properties

JSON SCHEMA

ClientRelationCreateResponse

4 properties

JSON SCHEMA

ClientRelationDeleteResponse

4 properties

JSON SCHEMA

ClientRelationListResponse

4 properties

JSON SCHEMA

ClientRelationUpdateRequest

4 properties

JSON SCHEMA

ClientRelationUpdateResponse

4 properties

JSON SCHEMA

ComplianceCheckUpdateResponse

4 properties

JSON SCHEMA

DirectDebitMandateUpdateRequestBody

4 properties

JSON SCHEMA

ExchangeCreateRequest

4 properties

JSON SCHEMA

ExchangeCreateResponse

4 properties

JSON SCHEMA

ExchangeListResponse

4 properties

JSON SCHEMA

ExchangeUpdateRequest

4 properties

JSON SCHEMA

ExchangeUpdateResponse

4 properties

JSON SCHEMA

GenericTransactionCreateRequest

4 properties

JSON SCHEMA

GenericTransactionCreateResponse

4 properties

JSON SCHEMA

GenericTransactionGetResponse

4 properties

JSON SCHEMA

GenericTransactionListResponse

4 properties

JSON SCHEMA

GenericTransactionUpdateRequest

4 properties

JSON SCHEMA

GenericTransactionUpdateResponse

4 properties

JSON SCHEMA

IncomingTransferUpdateResponse

4 properties

JSON SCHEMA

OpenBankingConsentListResponse

4 properties

JSON SCHEMA

OutgoingTransferDateMetadataResponse

4 properties

JSON SCHEMA

ProvisionedAccountCreditCreateRequest

4 properties

JSON SCHEMA

ProvisionedAccountCreditCreateResponse

4 properties

JSON SCHEMA

ProvisionedAccountCreditGetResponse

4 properties

JSON SCHEMA

ProvisionedAccountCreditListResponse

4 properties

JSON SCHEMA

QuoteRefreshRequest

4 properties

JSON SCHEMA

TransactionAccountCreateRequest

4 properties

JSON SCHEMA

TransactionAccountCreateResponse

4 properties

JSON SCHEMA

TransactionAccountStatementListResponse

4 properties

JSON SCHEMA

TransactionAccountStatementRequest

4 properties

JSON SCHEMA

TransactionAccountStatementResponse

4 properties

JSON SCHEMA

TransactionAccountUpdateRequest

4 properties

JSON SCHEMA

UserClientRelationCreatePlatformRequest

4 properties

JSON SCHEMA

UserClientRelationCreatePlatformResponse

4 properties

JSON SCHEMA

UserClientRelationUpdatePlatformRequest

4 properties

JSON SCHEMA

Scroll for all 60

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

If Authentication

oauth2/openIdConnect · 2 schemes

SECURITY

If Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

If Scopes

11 scopes · clientCredentials

11 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

If Agentic Access

94 operations · 43 acting

94 operations · 43 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LLMsTxt
LLMsTxt
 WellKnown
WellKnown
 X-MCPServerCandidate
X-MCPServerCandidate

Design & Contract 10

Pagination, idempotency, versioning, errors, and events

Spectral
Spectral
 JSONLD
JSONLD
 Vocabulary
Vocabulary
 DataModel
DataModel
 ErrorCatalog
ErrorCatalog
 Conventions
Conventions
 Idempotency
Idempotency
 Lifecycle
Lifecycle
 Conformance
Conformance
 Webhooks
Webhooks

Scroll for all 10

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Compliance
Compliance
 Authentication
Authentication
 OAuthScopes
OAuthScopes
 DomainSecurity
DomainSecurity

Operate 4

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 Deprecation
Deprecation
 ChangeLog
ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 3

The organization behind the API

Newsroom
Newsroom
 Website
Website
 Blog
Blog

Other 2

Properties that don't map to a standard resource type

Hosts
Hosts
 Vendors
Vendors

Source (apis.yml)

apis.yml Raw ↑ 
aid: if
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/if.png
name: IF
description: Integrated Finance (IF) is a modular fintech infrastructure platform — a "financial operating system" — that
  lets companies build banking, card, and payment experiences for their users without becoming a bank. Its orchestration layers
  (IF API interface, IF CORE workflow, IF CONNECT integration) sit on top of multiple banking, card-issuing, FX, and compliance
  providers and expose a single REST API covering clients and users, real / virtual / shared-pool accounts, incoming and outgoing
  bank transfers, currency exchanges, card issuing and processing (including 3DS and PIN management), beneficiary verification,
  generic transactions, and open-banking consents. Authentication is OAuth 2.0 on Keycloak (JWT client assertion, client_credentials);
  the API supports idempotency on all POST endpoints, Ed25519-signed webhooks with automatic retry, and a full sandbox environment
  for testing.
url: https://raw.githubusercontent.com/api-evangelist/if/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-03
tags:
- Company
- Financial Services
- Embedded Finance
- Banking as a Service
- Payments
- Cards
- Foreign Exchange
- Compliance
- Open Banking
tags_raw:
- Company
- Financial Services
- Embedded Finance
- Banking as a Service
- Payments
- Cards
- Foreign Exchange
- Compliance
- Open Banking
- API
- Financial-Services
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/if-agentic-access.yml
- type: Spectral
  url: rules/if-rules.yml
- type: JSONLD
  url: json-ld/if-context.jsonld
- type: Vocabulary
  url: vocabulary/if-vocabulary.yml
- type: DataModel
  url: data-model/if-data-model.yml
- type: ErrorCatalog
  url: errors/if-problem-types.yml
- type: Hosts
  url: hosts/if-hosts.yml
- type: Vendors
  url: vendors/if-vendors.yml
- type: Newsroom
  url: https://integrated.finance/press
- type: Website
  url: https://integrated.finance
- type: DeveloperPortal
  url: https://developer.integrated.finance
- type: Documentation
  url: https://developer.integrated.finance/docs
- type: APIReference
  url: https://developer.integrated.finance/reference
- type: GettingStarted
  url: https://developer.integrated.finance/docs/getting-started
- type: Support
  url: https://integrated.finance/support
- type: Blog
  url: https://integrated.finance/insights
- type: GitHubOrganization
  url: https://github.com/integrated-finance
- type: StatusPage
  url: https://integratedfinance.statuspage.io
- type: Deprecation
  url: https://developer.integrated.finance/docs/changes-to-the-api
- type: PrivacyPolicy
  url: https://integrated.finance/privacy-policy
- type: TermsOfService
  url: https://integrated.finance/terms-and-conditions
- type: Compliance
  url: https://integrated.finance/security-policy
- type: LLMsTxt
  url: llms/if-llms.txt
- type: WellKnown
  url: well-known/if-well-known.yml
- type: Authentication
  url: authentication/if-authentication.yml
- type: OAuthScopes
  url: scopes/if-scopes.yml
- type: Conventions
  url: conventions/if-conventions.yml
- type: Idempotency
  url: conventions/if-conventions.yml
- type: ChangeLog
  url: changelog/if-changelog.yml
- type: Lifecycle
  url: lifecycle/if-lifecycle.yml
- type: Conformance
  url: conformance/if-conformance.yml
- type: Sandbox
  url: sandbox/if-sandbox.yml
- type: Webhooks
  url: asyncapi/if-webhooks.yml
- type: X-MCPServerCandidate
  url: mcp/if-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: DomainSecurity
  url: security/if-domain-security.yml
apis:
- name: Integrated Finance API
  description: Single REST API for the Integrated Finance platform — clients, users, real / virtual / shared-pool accounts,
    bank transfers, currency exchanges, card issuing and processing, beneficiary verification, generic transactions, and open-banking
    consents. OAuth 2.0 (Keycloak, JWT assertion), idempotent POSTs, Ed25519-signed webhooks.
  humanURL: https://developer.integrated.finance/docs
  baseURL: https://api.integrated.finance
  tags:
  - Banking as a Service
  - Payments
  - Cards
  - Foreign Exchange
  - Open Banking
  properties:
  - type: Documentation
    url: https://developer.integrated.finance/docs
  - type: APIReference
    url: https://developer.integrated.finance/reference
  aid: if:integrated-finance-api
- aid: if:if-account-statements-api
  name: IF Account Statements API
  description: The Account Statements API from IF — 4 operation(s) for account statements.
  humanURL: https://developer.integrated.finance/docs
  baseURL: https://api.integrated.finance
  tags:
  - Account Statements
  properties:
  - type: OpenAPI
    url: openapi/if-account-statements-api-openapi.yml
  - type: JSONSchema
    url: json-schema/if-account-deposit-information-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-quote-refresh-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-incoming-transfer-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-compliance-check-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-open-banking-consent-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-response-schema.json
  - type: JSONSchema
    url: json-schema/if-outgoing-transfer-date-metadata-response-schema.json
  - type: JSONSchema
    url: json-schema/if-direct-debit-mandate-update-request-body-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-response-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-update-platform-request-schema.json
- aid: if:if-accounts-api
  name: IF Accounts API
  description: The Accounts API from IF — 3 operation(s) for accounts.
  humanURL: https://developer.integrated.finance/docs
  baseURL: https://api.integrated.finance
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/if-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/if-account-deposit-information-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-quote-refresh-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-incoming-transfer-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-compliance-check-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-open-banking-consent-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-response-schema.json
  - type: JSONSchema
    url: json-schema/if-outgoing-transfer-date-metadata-response-schema.json
  - type: JSONSchema
    url: json-schema/if-direct-debit-mandate-update-request-body-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-response-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-update-platform-request-schema.json
- aid: if:if-balance-adjustments-api
  name: IF Balance Adjustments API
  description: The Balance Adjustments API from IF — 1 operation(s) for balance adjustments.
  humanURL: https://developer.integrated.finance/docs
  baseURL: https://api.integrated.finance
  tags:
  - Balance Adjustments
  properties:
  - type: OpenAPI
    url: openapi/if-balance-adjustments-api-openapi.yml
  - type: JSONSchema
    url: json-schema/if-account-deposit-information-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-quote-refresh-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-incoming-transfer-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-compliance-check-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-open-banking-consent-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-response-schema.json
  - type: JSONSchema
    url: json-schema/if-outgoing-transfer-date-metadata-response-schema.json
  - type: JSONSchema
    url: json-schema/if-direct-debit-mandate-update-request-body-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-response-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-update-platform-request-schema.json
- aid: if:if-beneficiaries-api
  name: IF Beneficiaries API
  description: The Beneficiaries API from IF — 2 operation(s) for beneficiaries.
  humanURL: https://developer.integrated.finance/docs
  baseURL: https://api.integrated.finance
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/if-beneficiaries-api-openapi.yml
  - type: JSONSchema
    url: json-schema/if-account-deposit-information-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-quote-refresh-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-incoming-transfer-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-compliance-check-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-open-banking-consent-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-open-banking-consent-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-bank-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-beneficiary-verification-response-schema.json
  - type: JSONSchema
    url: json-schema/if-outgoing-transfer-date-metadata-response-schema.json
  - type: JSONSchema
    url: json-schema/if-direct-debit-mandate-update-request-body-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-statement-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-transaction-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-request-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-create-platform-response-schema.json
  - type: JSONSchema
    url: json-schema/if-user-client-relation-update-platform-request-schema.json
- aid: if:if-beneficiary-bank-accounts-api
  name: IF Beneficiary Bank Accounts API
  description: The Beneficiary Bank Accounts API from IF — 2 operation(s) for beneficiary bank accounts.
  humanURL: https://developer.integrated.finance/docs
  baseURL: https://api.integrated.finance
  tags:
  - Beneficiary Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/if-beneficiary-bank-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/if-account-deposit-information-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-adjustment-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-request-schema.json
  - type: JSONSchema
    url: json-schema/if-account-statements-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-otpcreate-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-authentication-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-card-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-client-relation-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-exchange-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-quote-refresh-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-update-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-create-request-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/if-generic-transaction-get-response-schema.json
  - type: JSONSchema
    url: json-schema/if-provisioned-account-credit-create-request-schema.json


# --- truncated at 32 KB (166 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/if/refs/heads/main/apis.yml

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