Secure Trust Bank

Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered in Solihull, providing savings accounts and specialist lending to over a million retail and business customers. It is a publicly listed company (London Stock Exchange: STB) rather than a mutual or building society, operating across Retail Finance (V12), Vehicle Finance, Real Estate Finance, Commercial Finance and personal Savings. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA (FRN 204550). As a UK ASPSP under PSD2 and the CMA Open Banking framework, its account offerings sit against the Open Banking Implementation Entity (OBIE) standards - a public, unauthenticated Open Data reference surface (ATMs, branches, products) and the FAPI-secured Read/Write APIs for Account and Transaction Information, Payment Initiation and Confirmation of Funds. Secure Trust Bank is a specialist lender and not one of the nine CMA9-mandated banks; as of this review it publishes no public developer portal or bank-branded Open Banking developer host, so the API surfaces below reference the shared OBIE standard specifications the bank's regulated products conform to, not proprietary Secure Trust Bank API contracts.

Secure Trust Bank publishes 34 API contracts indexed on the APIs.io network, including Account Access Consents API, Accounts API, ATM API, and 31 more. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.

The Secure Trust Bank catalog on APIs.io includes 1 Spectral governance ruleset.

Secure Trust Bank’s developer surface includes authentication, engineering blog, support, and 26 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

37.8/100 thin ▬ flat Agent 36/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessSelf serve

4 published contracts 3 Agent Skills

Financial Services Banking Open Banking PSD2 OBIE United Kingdom Payments Account Information Specialist Lender Savings

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Domestic Payment ConsentsDomestic PaymentsDomestic Scheduled Payment ConsentsDomestic Scheduled PaymentsDomestic Standing Order ConsentsDomestic Standing Orders

POST /domestic-payments POST /domestic-payment-consents POST /domestic-scheduled-payments POST /domestic-scheduled-payment-consents

Banking Customer Management

BC-1300

ATMBranchParties

GET /atms GET /branches

Banking Product Management

BC-1310

Products

GET /products

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 37.8/100 · thin

Contract Quality 8.8 / 19

Developer Ergonomics 5.6 / 15

Access Clarity 3.2 / 15

Operational Transparency 1.8 / 10

Contract Governance 1.6 / 9

Discoverability 5.2 / 8

Regulatory Posture 6.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 21.1 — up to +15.8 composite points
Contract Quality scores 46.9 — up to +13.3 composite points
Developer Ergonomics scores 37.5 — up to +12.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/secure-trust-bank/apis.yml: open an issue on github.com/api-evangelist/secure-trust-bank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	regulated	38.3 (thin)	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	regulated	38.3 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Open Banking Standard

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 34

Individual APIs this provider publishes, each with its own machine-readable definition.

Secure Trust Bank Account Access Consents API

The Account Access Consents API from Secure Trust Bank — 2 operation(s) for account access consents.

Secure Trust Bank Accounts API

The Accounts API from Secure Trust Bank — 2 operation(s) for accounts.

Secure Trust Bank ATM API

Endpoint for getting ATM data

Secure Trust Bank Balances API

The Balances API from Secure Trust Bank — 2 operation(s) for balances.

Secure Trust Bank BCA API

Endpoint for getting Business Current Account data

Secure Trust Bank Beneficiaries API

The Beneficiaries API from Secure Trust Bank — 2 operation(s) for beneficiaries.

Secure Trust Bank Branch API

Endpoint for getting Branch data

Secure Trust Bank CCC API

Endpoint for getting Commercial Credit Card data

Secure Trust Bank Direct Debits API

The Direct Debits API from Secure Trust Bank — 2 operation(s) for direct debits.

Secure Trust Bank Domestic Payment Consents API

The Domestic Payment Consents API from Secure Trust Bank — 3 operation(s) for domestic payment consents.

Secure Trust Bank Domestic Payments API

The Domestic Payments API from Secure Trust Bank — 3 operation(s) for domestic payments.

Secure Trust Bank Domestic Scheduled Payment Consents API

The Domestic Scheduled Payment Consents API from Secure Trust Bank — 2 operation(s) for domestic scheduled payment consents.

Secure Trust Bank Domestic Scheduled Payments API

The Domestic Scheduled Payments API from Secure Trust Bank — 3 operation(s) for domestic scheduled payments.

Secure Trust Bank Domestic Standing Order Consents API

The Domestic Standing Order Consents API from Secure Trust Bank — 2 operation(s) for domestic standing order consents.

Secure Trust Bank Domestic Standing Orders API

The Domestic Standing Orders API from Secure Trust Bank — 3 operation(s) for domestic standing orders.

Secure Trust Bank File Payment Consents API

The File Payment Consents API from Secure Trust Bank — 3 operation(s) for file payment consents.

Secure Trust Bank File Payments API

The File Payments API from Secure Trust Bank — 4 operation(s) for file payments.

Secure Trust Bank Funds Confirmation Consents API

The Funds Confirmation Consents API from Secure Trust Bank — 2 operation(s) for funds confirmation consents.

Secure Trust Bank Funds Confirmations API

The Funds Confirmations API from Secure Trust Bank — 1 operation(s) for funds confirmations.

Secure Trust Bank International Payment Consents API

The International Payment Consents API from Secure Trust Bank — 3 operation(s) for international payment consents.

Secure Trust Bank International Payments API

The International Payments API from Secure Trust Bank — 3 operation(s) for international payments.

Secure Trust Bank International Scheduled Payments API

The International Scheduled Payments API from Secure Trust Bank — 3 operation(s) for international scheduled payments.

Secure Trust Bank International Scheduled Payments Consents API

The International Scheduled Payments Consents API from Secure Trust Bank — 3 operation(s) for international scheduled payments consents.

Secure Trust Bank International Standing Orders API

The International Standing Orders API from Secure Trust Bank — 3 operation(s) for international standing orders.

Secure Trust Bank International Standing Orders Consents API

The International Standing Orders Consents API from Secure Trust Bank — 2 operation(s) for international standing orders consents.

Secure Trust Bank Offers API

The Offers API from Secure Trust Bank — 2 operation(s) for offers.

Secure Trust Bank Parties API

The Parties API from Secure Trust Bank — 3 operation(s) for parties.

Secure Trust Bank PCA API

Endpoint for getting Personal Current Account data

Secure Trust Bank Products API

The Products API from Secure Trust Bank — 2 operation(s) for products.

Secure Trust Bank Scheduled Payments API

The Scheduled Payments API from Secure Trust Bank — 2 operation(s) for scheduled payments.

Secure Trust Bank SME API

Endpoint for getting Unsecured SME Loan data

Secure Trust Bank Standing Orders API

The Standing Orders API from Secure Trust Bank — 2 operation(s) for standing orders.

Secure Trust Bank Statements API

The Statements API from Secure Trust Bank — 5 operation(s) for statements.

Secure Trust Bank Transactions API

The Transactions API from Secure Trust Bank — 2 operation(s) for transactions.

Scroll for all 34

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Open Data API

OPEN COLLECTION

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Confirm funds availability (CBPII)

AGENT SKILL

Initiate a domestic payment (PIS)

AGENT SKILL

Read account information with consent (AIS)

AGENT SKILL

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Secure Trust Bank API Rules

69 rules · 54 errors 7 warnings 8 info

SPECTRAL

OpenAPI Overlays 4

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Secure Trust Bank Account Info Overlay

1 action · update · obie-account-info-standard-openapi.yaml

DERIVED

Secure Trust Bank Confirmation Of Funds Overlay

1 action · update · obie-confirmation-of-funds-standard-openapi.yaml

DERIVED

Secure Trust Bank Open Data Overlay

1 action · update · obie-open-data-standard-openapi.json

DERIVED

Secure Trust Bank Payment Initiation Overlay

1 action · update · obie-payment-initiation-standard-openapi.yaml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Secure Trust Bank Authentication

oauth2 · 2 schemes

SECURITY

Secure Trust Bank Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Secure Trust Bank Scopes

3 scopes · clientCredentials/authorizationCode

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Secure Trust Bank Agentic Access

86 operations · 20 acting

AGENTIC

Resources

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Conformance

Lifecycle

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk

ToolCrosswalk

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

OAuthScopes

Authentication

Security

Operate 2

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

About

About

Blog

Blog

LinkedIn

Other 6

Properties that don't map to a standard resource type

CapabilityMap

Overlay

Overlay

Overlay

Overlay

OpenBankingStandard

OpenBankingStandard

Source (apis.yml)

aid: secure-trust-bank
url: https://raw.githubusercontent.com/api-evangelist/secure-trust-bank/refs/heads/main/apis.yml
name: Secure Trust Bank
kind: company
description: 'Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered
  in Solihull, providing savings accounts and specialist lending to over a million retail and business customers. It is a
  publicly listed company (London Stock Exchange: STB) rather than a mutual or building society, operating across Retail Finance
  (V12), Vehicle Finance, Real Estate Finance, Commercial Finance and personal Savings. It is authorised by the Prudential
  Regulation Authority and regulated by the Financial Conduct Authority and the PRA (FRN 204550). As a UK ASPSP under PSD2
  and the CMA Open Banking framework, its account offerings sit against the Open Banking Implementation Entity (OBIE) standards
  - a public, unauthenticated Open Data reference surface (ATMs, branches, products) and the FAPI-secured Read/Write APIs
  for Account and Transaction Information, Payment Initiation and Confirmation of Funds. Secure Trust Bank is a specialist
  lender and not one of the nine CMA9-mandated banks; as of this review it publishes no public developer portal or bank-branded
  Open Banking developer host, so the API surfaces below reference the shared OBIE standard specifications the bank''s regulated
  products conform to, not proprietary Secure Trust Bank API contracts.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Specialist Lender
- Savings
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Specialist Lender
- Savings
- Financial-Services
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: secure-trust-bank:secure-trust-bank-account-access-consents-api
  name: Secure Trust Bank Account Access Consents API
  description: The Account Access Consents API from Secure Trust Bank — 2 operation(s) for account access consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Account Access Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-account-access-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-accounts-api
  name: Secure Trust Bank Accounts API
  description: The Accounts API from Secure Trust Bank — 2 operation(s) for accounts.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-atm-api
  name: Secure Trust Bank ATM API
  description: Endpoint for getting ATM data
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - ATM
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-atm-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-balances-api
  name: Secure Trust Bank Balances API
  description: The Balances API from Secure Trust Bank — 2 operation(s) for balances.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-balances-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-bca-api
  name: Secure Trust Bank BCA API
  description: Endpoint for getting Business Current Account data
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - BCA
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-bca-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-beneficiaries-api
  name: Secure Trust Bank Beneficiaries API
  description: The Beneficiaries API from Secure Trust Bank — 2 operation(s) for beneficiaries.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-beneficiaries-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-branch-api
  name: Secure Trust Bank Branch API
  description: Endpoint for getting Branch data
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Branch
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-branch-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-ccc-api
  name: Secure Trust Bank CCC API
  description: Endpoint for getting Commercial Credit Card data
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - CCC
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-ccc-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-direct-debits-api
  name: Secure Trust Bank Direct Debits API
  description: The Direct Debits API from Secure Trust Bank — 2 operation(s) for direct debits.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-domestic-payment-consents-api
  name: Secure Trust Bank Domestic Payment Consents API
  description: The Domestic Payment Consents API from Secure Trust Bank — 3 operation(s) for domestic payment consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Domestic Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-domestic-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-domestic-payments-api
  name: Secure Trust Bank Domestic Payments API
  description: The Domestic Payments API from Secure Trust Bank — 3 operation(s) for domestic payments.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Domestic Payments
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-domestic-payments-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-domestic-scheduled-payment-consents-api
  name: Secure Trust Bank Domestic Scheduled Payment Consents API
  description: The Domestic Scheduled Payment Consents API from Secure Trust Bank — 2 operation(s) for domestic scheduled
    payment consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Domestic Scheduled Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-domestic-scheduled-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-domestic-scheduled-payments-api
  name: Secure Trust Bank Domestic Scheduled Payments API
  description: The Domestic Scheduled Payments API from Secure Trust Bank — 3 operation(s) for domestic scheduled payments.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Domestic Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-domestic-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-domestic-standing-order-consents-api
  name: Secure Trust Bank Domestic Standing Order Consents API
  description: The Domestic Standing Order Consents API from Secure Trust Bank — 2 operation(s) for domestic standing order
    consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Domestic Standing Order Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-domestic-standing-order-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-domestic-standing-orders-api
  name: Secure Trust Bank Domestic Standing Orders API
  description: The Domestic Standing Orders API from Secure Trust Bank — 3 operation(s) for domestic standing orders.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Domestic Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-domestic-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-file-payment-consents-api
  name: Secure Trust Bank File Payment Consents API
  description: The File Payment Consents API from Secure Trust Bank — 3 operation(s) for file payment consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - File Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-file-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-file-payments-api
  name: Secure Trust Bank File Payments API
  description: The File Payments API from Secure Trust Bank — 4 operation(s) for file payments.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - File Payments
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-file-payments-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-funds-confirmation-consents-api
  name: Secure Trust Bank Funds Confirmation Consents API
  description: The Funds Confirmation Consents API from Secure Trust Bank — 2 operation(s) for funds confirmation consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Funds Confirmation Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-funds-confirmation-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-funds-confirmations-api
  name: Secure Trust Bank Funds Confirmations API
  description: The Funds Confirmations API from Secure Trust Bank — 1 operation(s) for funds confirmations.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Funds Confirmations
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-funds-confirmations-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-international-payment-consents-api
  name: Secure Trust Bank International Payment Consents API
  description: The International Payment Consents API from Secure Trust Bank — 3 operation(s) for international payment consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - International Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-international-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-international-payments-api
  name: Secure Trust Bank International Payments API
  description: The International Payments API from Secure Trust Bank — 3 operation(s) for international payments.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - International Payments
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-international-payments-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-international-scheduled-payments-api
  name: Secure Trust Bank International Scheduled Payments API
  description: The International Scheduled Payments API from Secure Trust Bank — 3 operation(s) for international scheduled
    payments.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - International Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-international-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-international-scheduled-payments-consents-api
  name: Secure Trust Bank International Scheduled Payments Consents API
  description: The International Scheduled Payments Consents API from Secure Trust Bank — 3 operation(s) for international
    scheduled payments consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - International Scheduled Payments Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-international-scheduled-payments-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-international-standing-orders-api
  name: Secure Trust Bank International Standing Orders API
  description: The International Standing Orders API from Secure Trust Bank — 3 operation(s) for international standing orders.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - International Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-international-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-international-standing-orders-consents-api
  name: Secure Trust Bank International Standing Orders Consents API
  description: The International Standing Orders Consents API from Secure Trust Bank — 2 operation(s) for international standing
    orders consents.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - International Standing Orders Consents
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-international-standing-orders-consents-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-offers-api
  name: Secure Trust Bank Offers API
  description: The Offers API from Secure Trust Bank — 2 operation(s) for offers.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Offers
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-offers-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-parties-api
  name: Secure Trust Bank Parties API
  description: The Parties API from Secure Trust Bank — 3 operation(s) for parties.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Parties
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-parties-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-pca-api
  name: Secure Trust Bank PCA API
  description: Endpoint for getting Personal Current Account data
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - PCA
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-pca-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-products-api
  name: Secure Trust Bank Products API
  description: The Products API from Secure Trust Bank — 2 operation(s) for products.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-products-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-scheduled-payments-api
  name: Secure Trust Bank Scheduled Payments API
  description: The Scheduled Payments API from Secure Trust Bank — 2 operation(s) for scheduled payments.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-sme-api
  name: Secure Trust Bank SME API
  description: Endpoint for getting Unsecured SME Loan data
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Small Business
  tags_raw:
  - SME
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-sme-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-standing-orders-api
  name: Secure Trust Bank Standing Orders API
  description: The Standing Orders API from Secure Trust Bank — 2 operation(s) for standing orders.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-statements-api
  name: Secure Trust Bank Statements API
  description: The Statements API from Secure Trust Bank — 5 operation(s) for statements.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-statements-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: secure-trust-bank:secure-trust-bank-transactions-api
  name: Secure Trust Bank Transactions API
  description: The Transactions API from Secure Trust Bank — 2 operation(s) for transactions.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/secure-trust-bank-transactions-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
common:
- type: CapabilityMap
  url: capabilities/secure-trust-bank-capability-edges.yml
  name: Secure Trust Bank Business Capability Map
- type: Overlay
  url: overlays/secure-trust-bank-open-data-overlay.yaml
- type: Overlay
  url: overlays/secure-trust-bank-account-info-overlay.yaml
- type: Overlay
  url: overlays/secure-trust-bank-payment-initiation-overlay.yaml
- type: Overlay
  url: overlays/secure-trust-bank-confirmation-of-funds-overlay.yaml
- type: AgenticAccess
  url: agentic-access/secure-trust-bank-agentic-access.yml
- type: DomainSecurity
  url: security/secure-trust-bank-domain-security.yml
- type: OAuthScopes
  url: scopes/secure-trust-bank-scopes.yml
- type: Authentication
  url: authentication/secure-trust-bank-authentication.yml
- type: Conventions
  url: conventions/secure-trust-bank-conventions.yml
- type: Idempotency
  url: conventions/secure-trust-bank-conventions.yml
- type: ErrorCatalog
  url: errors/secure-trust-bank-problem-types.yml
- type: Conformance
  url: conformance/secure-trust-bank-conformance.yml
- type: Lifecycle
  url: lifecycle/secure-trust-bank-lifecycle.yml
- type: Deprecation
  url: https://standards.openbanking.org.uk/
- type: DataModel
  url: data-model/secure-trust-bank-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/secure-trust-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: ToolCrosswalk
  url: mcp/secure-trust-bank-tool-crosswalk.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/secure-trust-bank-llms.txt
- type: Website
  url: https://www.securetrustbank.com/
- type: About
  url: https://www.securetrustbank.com/about-us
- type: Blog
  url: https://www.securetrustbank.com/newsroom
- type: Security
  url: https://www.securetrustbank.com/security
- type: Support
  url: https://www.securetrustbank.com/contact-us
- type: TermsOfService
  url: https://www.securetrustbank.com/website-terms
- type: PrivacyPolicy
  url: https://www.securetrustbank.com/privacy-statement
- type: LinkedIn
  url: https://www.linkedin.com/company/secure-trust-bank
- type: OpenBankingStandard
  url: https://www.openbanking.org.uk/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Secure Trust Bank API — frequently asked questions

Does Secure Trust Bank have an API?

Yes. APIs.io lists 34 APIs from Secure Trust Bank, including Secure Trust Bank Account Access Consents API, Secure Trust Bank Accounts API and Secure Trust Bank ATM API, and 31 more.

Is there an OpenAPI specification for the Secure Trust Bank API?

Yes. APIs.io indexes 34 OpenAPI specifications for Secure Trust Bank, each linked for download from this page.

How do I authenticate with the Secure Trust Bank API?

Secure Trust Bank documents its authentication (oauth2 · 2 schemes). The details are profiled on APIs.io as Secure Trust Bank Authentication.

Is the Secure Trust Bank API ready for AI agents?

Secure Trust Bank has a Kin Score of 37.8 out of 100 (thin) and an Agent Readiness score of 35.5 (agent-ready), scored by API Evangelist on 2026-11-06.

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