Wise Simulation API

Use these endpoints to simulate key actions in the sandbox environment, including transfer state changes, balance top-ups, card transactions, KYC reviews, and incoming payments. {% admonition type="info" %} These features are limited to sandbox only. {% /admonition %}

Operations 15

GET /v1/simulation/transfers/{transferId}/{status} Simulate transfer state change #
POST /v1/simulation/profiles/{profileId}/verifications Simulate verification for a profile #
POST /v1/simulation/verify-profile Simulate verification for all profiles #
POST /v1/simulation/balance/topup Simulate a balance top-up #
POST /v2/simulation/spend/profiles/{profileId}/cards/{cardToken}/transactions/authorisation Simulate a card transaction authorisation #
POST /v1/simulation/spend/profiles/{profileId}/cards/{cardToken}/transactions/clearing Simulate a card transaction clearing #
POST /v1/simulation/spend/profiles/{profileId}/cards/{cardToken}/transactions/reversal Simulate a card transaction reversal #
GET /v2/simulation/spend/profiles/{profileId}/cards/{cardToken}/transactions List simulated card transactions #
POST /v1/simulation/spend/profiles/{profileId}/cards/{cardToken}/production Simulate card production state change #
GET /v2/simulation/profiles/{profileId}/kyc-reviews/{kycReviewId}/requirements List KYC review requirements #
POST /v2/simulation/profiles/{profileId}/kyc-reviews/{kycReviewId}/requirements/add Simulate adding new requirement #
POST /v2/simulation/profiles/{profileId}/kyc-reviews/{kycReviewId}/requirements/submit Simulate requirement submission #
POST /v2/simulation/profiles/{profileId}/kyc-reviews/{kycReviewId}/verify Simulate verifying a KYC review #
POST /v1/simulation/profiles/{profileId}/bank-transactions/import Simulate incoming bank transfer #
POST /v1/simulation/profiles/{profileId}/swift-in Simulate incoming Swift payment #

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OpenAPI Specification

wise-simulation-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Wise Platform Simulation API
  version: ''
  description: The Wise Platform API is a REST-based interface that enables programmatic access to Wise's payment infrastructure.
servers:
- url: https://api.wise.com
  description: Production Environment
- url: https://api.wise-sandbox.com
  description: Sandbox Environment
tags:


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# Full source: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/openapi/wise-simulation-api-openapi.yml