Wise

Wise Transfer API

A transfer is a payment order to a [recipient account](/api-reference/recipient) based on a [quote](/api-reference/quote). Once created, a transfer usually needs to be funded within fourteen days. Otherwise, it will be automatically cancelled. There are 2 types of transfer resources: standard transfer resource and originator transfer resource. Please see below for differences between the two. Standard Transfer {% #standard-transfer .title-3 .m-t-5 %} The standard transfer object is returned by the [create transfer](/api-reference/transfer/transfercreate), [get transfer](/api-reference/transfer/transferget), [list transfers](/api-reference/transfer/transferlist), and [cancel transfer](/api-reference/transfer/transfercancel) endpoints. Originator Transfer {% #originator-transfer .title-3 .m-t-5 %} The originator transfer object is returned by the [create third party transfer](/api-reference/transfer/transferthirdpartycreate) and [get third party transfer](/api-reference/transfer/transferthirdpartyget) endpoints. It includes an additional `originator` data block with details about the payment originator.

GitHub OpenAPI
Business capability
Payment Initiation Management BC-1340.10

Operations 15

POST /v1/transfers Create a transfer #
GET /v1/transfers List transfers #
GET /v1/transfers/{transferId} Get a transfer by ID #
PUT /v1/transfers/{transferId}/cancel Cancel a transfer #
POST /v1/transfer-requirements Validate transfer requirements #
POST /v2/profiles/{profileId}/third-party-transfers Create a third party transfer #
GET /v1/profiles/{profileId}/third-party-transfers/{transferId} Get a third party transfer by ID (V1) #
GET /v2/profiles/{profileId}/third-party-transfers/{transferId} Get a third party transfer by ID #
POST /v3/profiles/{profileId}/transfers/{transferId}/payments Fund a transfer #
GET /v1/transfers/{transferId}/payments List completed payments #
GET /v2/transfers/{transferId}/invoices/bankingpartner Get payout information #
GET /v1/transfers/{transferId}/receipt.pdf Get a transfer receipt #
GET /v1/transfers/{transferId}/us-combined-receipt.pdf Get a US combined disclosure receipt #
GET /v1/transfers/{transferId}/documents/noc Get a non objection certificate (INR) #
POST /v1/profiles/{profileId}/partner-licence-transfers Create a partner licence transfer #

Documentation

📖
Documentation
https://docs.wise.com/api-docs/api-reference/profile
📖
Documentation
https://docs.wise.com/api-docs/api-reference/recipient
📖
Documentation
https://docs.wise.com/api-docs/api-reference/quote
📖
Documentation
https://docs.wise.com/api-docs/api-reference/transfer
📖
Documentation
https://docs.wise.com/api-docs/api-reference/balance
📖
Documentation
https://docs.wise.com/api-docs/api-reference/multi-currency-account
📖
Documentation
https://docs.wise.com/api-docs/api-reference/balance-statement
📖
Documentation
https://docs.wise.com/api-docs/api-reference/card
📖
Documentation
https://docs.wise.com/api-docs/api-reference/subscription
📖
Documentation
https://docs.wise.com/api-docs/api-reference/simulation

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/openapi/wise-transfer-api-openapi.yml
⚙
AsyncAPI
https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/asyncapi/wise-webhooks-asyncapi.yml

Other Resources

🔗
Sandbox
https://api.sandbox.transferwise.tech

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OpenAPI Specification

wise-transfer-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Wise Platform Transfer API
  version: ''
  description: The Wise Platform API is a REST-based interface that enables programmatic access to Wise's payment infrastructure.
servers:
- url: https://api.wise.com
  description: Production Environment
- url: https://api.wise-sandbox.com
  description: Sandbox Environment
tags:


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# Full source: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/openapi/wise-transfer-api-openapi.yml