Wise · Authentication Profile

Wise Authentication

Authentication

Wise secures its APIs with http across 2 declared security schemes, as derived from its OpenAPI definitions.

PaymentsFXCross-BorderBankingMulti-Currency
Methods: http Schemes: 2 OAuth flows: API key in:

Security Schemes

UserToken http
scheme: bearer
BasicAuth http
scheme: basic

Source

Authentication Profile

Raw ↑ 
generated: '2026-07-11'
method: derived
source: openapi/wise-platform-openapi.yml
summary:
  types:
  - http
schemes:
- name: UserToken
  type: http
  scheme: bearer
  bearerFormat: JWT
  description: |-
    User Access Token for making API calls on behalf of a Wise user.

    Can be obtained via two OAuth 2.0 flows:
    - **registration_code grant**: For partners creating users via API
    - **authorization_code grant**: For partners using Wise's authorization page

    Access tokens are valid for 12 hours and can be refreshed using a refresh token.
  sources:
  - openapi/wise-platform-openapi.yml
- name: BasicAuth
  type: http
  scheme: basic
  description: |-
    Basic Authentication using your Client ID and Client Secret as the username and password.

    Client credentials are provided by Wise when your partnership begins. See [Getting Started](/guides/developer) for details.
  sources:
  - openapi/wise-platform-openapi.yml