Wise · Agentic Access

Wise Agentic Access

x-agentic-access generated

Wise exposes 238 API operations that an AI agent could call, of which 147 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 91 read, 116 write, 25 physical, and 6 safety-critical.

6 operations are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PaymentsFXCross-BorderBankingMulti-Currency
Operations: 238 Acting: 147 Human-in-the-loop: 6 Method: generated

By consequence

read 91 write 116 physical 25 safety-critical 6

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /twcard-data/v1/sensitive-card-data/preset-pin safety-critical required
POST /v3/spend/applications/{clientId}/spend-controls/rules safety-critical required
POST /v3/spend/applications/{clientId}/spend-controls/rules/apply safety-critical required
POST /v3/spend/applications/{clientId}/spend-controls/rules/unapply safety-critical required
DELETE /v3/spend/applications/{clientId}/spend-controls/rules/{ruleId} safety-critical required
POST /v3/spend/profiles/{profileId}/cards/{cardToken}/reset-pin-count safety-critical required
POST /twcard-data/v1/push-provisioning/encrypted-payload/apple-pay physical conditional
POST /twcard-data/v1/push-provisioning/encrypted-payload/google-pay physical conditional
POST /v1/borderless-accounts/{borderlessAccountId}/conversions physical conditional
POST /v1/profiles/{profileId}/account-details-orders physical conditional
POST /v1/profiles/{profileId}/account-details/payments/{paymentId}/returns physical conditional
POST /v1/profiles/{profileId}/batch-groups/{batchGroupId}/payment-initiations physical conditional
POST /v1/profiles/{profileId}/partner-licence-transfers physical conditional
POST /v1/profiles/{profileId}/payin-sessions/{payinSessionId}/paynow physical conditional
POST /v1/settlements physical conditional
POST /v1/simulation/profiles/{profileId}/bank-transactions/import physical conditional
POST /v1/simulation/profiles/{profileId}/swift-in physical conditional
POST /v1/transfer-requirements physical conditional
POST /v1/transfers physical conditional
PUT /v1/transfers/{transferId}/cancel physical conditional
POST /v2/profiles/{profileId}/third-party-transfers physical conditional
POST /v3/profiles/{profileId}/batch-groups/{batchGroupId}/transfers physical conditional
POST /v3/profiles/{profileId}/batch-payments/{batchGroupId}/payments physical conditional
POST /v3/profiles/{profileId}/transfers/{transferId}/payments physical conditional
POST /v3/profiles/{profileId}/verification-status/bank-transfer physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-07-15'
method: generated
source: openapi/wise-platform-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 238
  by_action_class:
    acting: 147
    connected: 91
  by_consequence:
    write: 116
    read: 91
    physical: 25
    safety-critical: 6
  human_in_the_loop_required: 6
operations:
- path: /v3/spend/profiles/{profileId}/3dsecure/challenge-result
  method: post
  operationId: 3dsChallengeResultPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/activities
  method: get
  operationId: activityList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/profiles/{profileId}/additional-verification/upload-evidences
  method: post
  operationId: verificationUploadEvidencesV3
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v5/profiles/{profileId}/additional-verification/upload-evidences
  method: post
  operationId: verificationUploadEvidences
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/profiles/{profileId}/verification-status/upload-document
  method: post
  operationId: verificationUploadDocument
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/profiles/{profileId}/verification-status/required-evidences
  method: get
  operationId: verificationGetRequiredEvidences
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/addresses
  method: post
  operationId: addressCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/addresses
  method: get
  operationId: addressList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/addresses/{addressId}
  method: get
  operationId: addressGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/address-requirements
  method: get
  operationId: addressRequirementsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/address-requirements
  method: post
  operationId: addressRequirementsPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v4/profiles/{profileId}/balances
  method: post
  operationId: balanceCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v4/profiles/{profileId}/balances
  method: get
  operationId: balanceList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/profiles/{profileId}/balances/{balanceId}
  method: get
  operationId: balanceGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/profiles/{profileId}/balances/{balanceId}
  method: delete
  operationId: balanceDelete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/profiles/{profileId}/balance-movements
  method: post
  operationId: balanceMovement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/balance-capacity
  method: get
  operationId: balanceCapacity
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/profiles/{profileId}/excess-money-account
  method: post
  operationId: excessMoneyAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/total-funds/{currency}
  method: get
  operationId: totalFunds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/borderless-accounts
  method: get
  operationId: balanceGetV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/borderless-accounts/{borderlessAccountId}/conversions
  method: post
  operationId: balanceConvertV1
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/balances/hold-limit-breach
  method: post
  operationId: holdLimitBreachList
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/balances/hold-limit-breach/{holdLimitBreachId}
  method: post
  operationId: holdLimitBreachClose
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/balance-statements/{balanceId}/statement.json
  method: get
  operationId: balanceStatementGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/profiles/{profileId}/account-details-orders
  method: post
  operationId: bankAccountDetailsOrderCreate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/account-details-orders
  method: get
  operationId: bankAccountDetailsOrdersListV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/profiles/{profileId}/bank-details
  method: post
  operationId: bankAccountDetailsBankDetailsCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/account-details
  method: get
  operationId: bankAccountDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/profiles/{profileId}/account-details-orders
  method: get
  operationId: bankAccountDetailsOrdersList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/profiles/{profileId}/account-details/payments/{paymentId}/returns
  method: post
  operationId: bankAccountDetailsReturnsCreate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/profiles/{profileId}/batch-groups
  method: post
  operationId: batchGroupCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/profiles/{profileId}/batch-groups/{batchGroupId}
  method: get
  operationId: batchGroupGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/profiles/{profileId}/batch-groups/{batchGroupId}
  method: patch
  operationId: batchGroupUpdate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/profiles/{profileId}/batch-groups/{batchGroupId}/transfers
  method: post
  operationId: batchGroupTransferCreate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/profiles/{profileId}/batch-payments/{batchGroupId}/payments
  method: post
  operationId: batchGroupFund
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/batch-groups/{batchGroupId}/payment-initiations
  method: post
  operationId: batchGroupPaymentInitiationCreate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/batch-groups/{batchGroupId}/payment-initiations/{paymentInitiationId}
  method: get
  operationId: batchGroupPaymentInitiationGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/settlements
  method: post
  operationId: bulkSettlementJournalCreate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/cards
  method: get
  operationId: cardList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}
  method: get
  operationId: cardGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/status
  method: put
  operationId: cardStatusUpdate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/reset-pin-count
  method: post
  operationId: cardPinCountReset
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions
  method: get
  operationId: cardPermissionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions
  method: patch
  operationId: cardPermissionsUpdate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v4/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions
  method: patch
  operationId: cardPermissionsBulkUpdate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /twcard-data/v1/clientSideEncryption/fetchEncryptingKey
  method: get
  operationId: cardEncryptionKeyGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /twcard-data/v1/sensitive-card-data/details
  method: post
  operationId: cardSensitiveDetailsGet
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /twcard-data/v1/sensitive-card-data/pin
  method: post
  operationId: cardPinGet
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/phone-number
  method: put
  operationId: cardPhoneNumberUpdate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/production
  method: put
  operationId: cardKioskCollectionProduce
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/cards/{cardToken}/production
  method: get
  operationId: cardKioskCollectionProductionGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/card-orders
  method: post
  operationId: cardOrderCreate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/card-orders
  method: get
  operationId: cardOrderList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/card-orders/{cardOrderId}
  method: get
  operationId: cardOrderGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/card-orders/availability
  method: get
  operationId: cardOrderProgramsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/card-orders/{cardOrderId}/requirements
  method: get
  operationId: cardOrderRequirementsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/card-orders/{cardOrderId}/status
  method: put
  operationId: cardOrderStatusUpdate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/address/validate
  method: post
  operationId: cardOrderValidateAddress
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /twcard-data/v1/sensitive-card-data/preset-pin
  method: post
  operationId: cardOrderPresetPin
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /v3/spend/profiles/{profileId}/cards/transactions/{transactionId}
  method: get
  operationId: cardTransactionGetV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/spend/profiles/{profileId}/cards/transactions/{transactionId}
  method: get
  operationId: cardTransactionGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/spend/profiles/{profileId}/cards/{cardToken}/transactions
  method: get
  operationId: cardTransactionList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/user/claim-account
  method: post
  operationId: claimAccountCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/comparisons
  method: get
  operationId: comparisonGetV3
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/comparisons
  method: get
  operationId: comparisonGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/profiles/{profileId}/contacts
  method: post
  operationId: contactCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/currencies
  method: get
  operationId: currenciesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/delivery-estimates/{transferId}
  method: get
  operationId: deliveryEstimateGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/profiles/{profileId}/direct-debit-accounts
  method: post
  operationId: directDebitAccountCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/direct-debit-accounts
  method: get
  operationId: directDebitAccountGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/dispute-form/flows/step/{scheme}/{reason}
  method: post
  operationId: disputeDynamicFlowStep
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/dispute-form/reasons
  method: get
  operationId: disputeReasonsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/dispute-form/flows/{scheme}/{reason}
  method: post
  operationId: disputeSubmit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v4/spend/profiles/{profileId}/dispute-form/file
  method: post
  operationId: disputeFileUpload
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/disputes
  method: get
  operationId: disputeList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/disputes/{disputeId}
  method: get
  operationId: disputeGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v3/spend/profiles/{profileId}/disputes/{disputeId}/status
  method: put
  operationId: disputeWithdraw
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v3/spend/profiles/{profileId}/dispute-form/file
  method: post
  operationId: disputeFileUploadV3
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/facetec/public-key
  method: get
  operationId: facetecPublicKeyGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/auth/jose/response/public-keys
  method: get
  operationId: joseResponsePublicKeysGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/auth/jose/request/public-keys
  method: post
  operationId: joseRequestPublicKeysCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/auth/jose/playground/jws
  method: post
  operationId: josePlaygroundJws
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/auth/jose/playground/jwe
  method: get
  operationId: josePlaygroundJweGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/auth/jose/playground/jwe
  method: post
  operationId: josePlaygroundJwePost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/auth/jose/playground/jwe-direct-encryption
  method: post
  operationId: josePlaygroundJweDirectEncryption
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/auth/jose/playground/jwsjwe
  method: post
  operationId: josePlaygroundJwsJwe
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/kyc-reviews
  method: post
  operationId: kycReviewCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/profiles/{profileId}/kyc-reviews
  method: get
  operationId: kycReviewList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/profiles/{profileId}/kyc-reviews/{kycReviewId}
  method: get
  operationId: kycReviewGetV1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/profiles/{profileId}/kyc-reviews/{kycReviewId}
  method: patch
  operationId: kycReviewRedirectUrlUpdate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/profiles/{profileId}/kyc-reviews/{kycReviewId}
  method: get
  operationId: kycReviewGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/profiles/{profileId}/kyc-requirements/{requirementKey}
  method: post
  operationId: kycReviewRequirementSubmit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/borderless-accounts-configuration/profiles/{profileId}/available-currencies
  method: get
  operationId: mcaAvailableCurrenciesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/borderless-accounts-configuration/profiles/{profileId}/payin-currencies
  method: get
  operationId: mcaPayinCurrenciesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/profiles/{profileId}/multi-currency-account
  method: get
  operationId: mcaGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v4/multi-currency-account/eligibility
  method: get
  operationId: mcaEligibilityGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /oauth/token
  method: post
  operationId: oauthTokenCreate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/one-time-token/status
  method: get
  operationId: ottStatusGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/one-time-token/pin/verify
  method: post
  operationId: ottPinVerify
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/one-time-token/partner-device-fingerprint/verify
  method: post
  operationId: ottDeviceFingerprintVerify
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/one-time-token/facemap/verify
  method: post
  operationId: ottFacemapVerify
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/application/users/{userId}/phone-numbers
  method: get
  operationId: userSecurityPhoneNumberList
  x-agentic-access:
    action-class: connected
    consequence: read
    sub

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# Full source: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/agentic-access/wise-agentic-access.yml