Tabby
Tabby is the MENA region's largest buy-now-pay-later (BNPL) provider, founded in 2019 by Hosam Arab (ex-Namshi) and Daniil Barkalov, originally in Dubai and now headquartered in Riyadh ahead of a planned IPO. Tabby reached a $3.3B valuation in a February 2025 Series E ($160M co-led by Blue Pool Capital and Hassana Investment Company), making it the most valuable fintech in the Middle East, and reports 15M+ users, 40,000+ merchants, and $10B+ in annualized transaction volume across KSA, UAE, and Kuwait. The Tabby API powers split-purchase checkouts (Pay-in-4 interest-free, monthly plans up to 12 months), payment lifecycle management, webhooks, and dispute resolution, complemented by Tabby Card (Visa-enabled), Tabby Shop discovery, Tabby Care purchase protection, and the Tabby Plus loyalty programme. Public developer surface includes a versioned REST API across two regional hosts (api.tabby.ai for UAE/Kuwait, api.tabby.sa for KSA), an OpenAPI 3.1 specification, iOS / Android / Flutter / React Native SDKs, and certified Magento 2, Shopify, WooCommerce, Salla, Zid, OpenCart, ExpandCart, Matjrah, Salesforce, and Odoo plugins.
APIs
Tabby Checkout API
Create and retrieve Tabby Checkout sessions. Posting customer, order, and buyer-history data to /api/v2/checkout creates a Session plus Payment and returns a pre-scoring result ...
Tabby Payments API
Lifecycle management for an authorized Tabby BNPL payment. Retrieve a payment by id, list payments with pagination/status filters, update the merchant reference_id, capture auth...
Tabby Webhooks API
Register, list, retrieve, update, and remove Tabby webhook endpoints scoped to a merchant_code. Tabby fires authorize, capture, close, reject, expire, refund, and update events ...
Tabby Disputes API
Programmatic dispute handling mirroring the Tabby Merchant Dashboard. List the 100 most recent disputes, retrieve a single dispute, provide evidence, and bulk-approve (up to 20 ...