Mamo website screenshot

Mamo

Mamo is a UAE-based fintech platform (Mamo Pay / Mamo Business) offering integrated payment solutions for businesses across the Gulf. Its products include hosted payment links and checkout, subscriptions and recurring billing, merchant-initiated charges with saved cards, refunds/captures/holds, invoicing, global payouts and disbursements to recipients, virtual and physical corporate cards with expense management, and partner cards for instant payouts. The Mamo Business API is a REST/JSON API hosted on readme.io that lets merchants automate payment link generation, charges, subscriptions, disbursements, recipients, card transactions, expenses, and webhooks. The platform serves 4,000+ businesses and has processed over AED 12 billion in total payment volume.

Mamo publishes 12 APIs on the APIs.io network, including Business Details API, Cards API, Expenses API, and 9 more. Tagged areas include Company, Payments, Fintech, Payment Links, and Subscriptions.

The Mamo catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Mamo’s developer surface includes documentation, API reference, getting-started guide, authentication, changelog, support, engineering blog, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub
59.6/100 strong ▬ flat Agent 41/100 agent ready Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
AccessSelf serve
12 APIs 1 MCP Servers
CompanyPaymentsFintechPayment LinksSubscriptionsCorporate CardsPayoutsExpense ManagementUAEMiddle East

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 59.6/100 · strong
Contract Quality 15.4 / 21
Developer Ergonomics 11.4 / 17
Commercial Clarity 10.3 / 17
Operational Transparency 5.2 / 11
Governance 2.1 / 10
Discoverability 6.9 / 9
Regulatory Posture 8.2 / 15
Agent readiness — 41/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/mamo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Mamo Business Details API

The Business Details API from Mamo — 2 operation(s) for business details.

Mamo Cards API

The Cards API from Mamo — 5 operation(s) for cards.

Mamo Expenses API

The Expenses API from Mamo — 1 operation(s) for expenses.

Mamo Getting Started API

The Getting Started API from Mamo — 1 operation(s) for getting started.

Mamo Invoices API

The Invoices API from Mamo — 1 operation(s) for invoices.

Mamo Payment Links API

The Payment Links API from Mamo — 2 operation(s) for payment links.

Mamo Payouts API

The Payouts API from Mamo — 2 operation(s) for payouts.

Mamo Receipts API

The Receipts API from Mamo — 2 operation(s) for receipts.

Mamo Recipients API

The Recipients API from Mamo — 2 operation(s) for recipients.

Mamo Subscriptions API

The Subscriptions API from Mamo — 6 operation(s) for subscriptions.

Mamo Transactions API

The Transactions API from Mamo — 7 operation(s) for transactions.

Mamo Webhooks API

The Webhooks API from Mamo — 2 operation(s) for webhooks.

Scroll for all 12

Postman Collections 12

Ready-to-run Postman collections for exercising this provider's APIs.

Mamo Business Business Details API

POSTMAN

Mamo Business Business Details Cards API

POSTMAN

Mamo Business Business Details Expenses API

POSTMAN

Mamo Business Business Details Getting Started API

POSTMAN

Mamo Business Business Details Invoices API

POSTMAN

Mamo Business Business Details Payment Links API

POSTMAN

Mamo Business Business Details Payouts API

POSTMAN

Mamo Business Business Details Receipts API

POSTMAN

Mamo Business Business Details Recipients API

POSTMAN

Mamo Business Business Details Subscriptions API

POSTMAN

Mamo Business Business Details Transactions API

POSTMAN

Mamo Business Business Details Webhooks API

POSTMAN

Scroll for all 12

Open Collections 13

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Mamo Business Business Details API

OPEN COLLECTION

Mamo Business Business Details Cards API

OPEN COLLECTION

Mamo Business Business Details Expenses API

OPEN COLLECTION

Mamo Business Business Details Getting Started API

OPEN COLLECTION

Mamo Business Business Details Invoices API

OPEN COLLECTION

Mamo Business Business Details Payment Links API

OPEN COLLECTION

Mamo Business Business Details Payouts API

OPEN COLLECTION

Mamo Business Business Details Receipts API

OPEN COLLECTION

Mamo Business Business Details Recipients API

OPEN COLLECTION

Mamo Business Business Details Subscriptions API

OPEN COLLECTION

Mamo Business Business Details Transactions API

OPEN COLLECTION

Mamo Business Business Details Webhooks API

OPEN COLLECTION

Scroll for all 13

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

mamo-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Mamo Business Webhooks

Webhook event surface for the Mamo Business API. Merchants register a webhook URL via POST /webhooks with a set of enabled_events; Mamo POSTs a JSON event payload to that URL wh...

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mamo Authentication

http · 1 scheme

SECURITY

Mamo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Mamo Vulnerability Disclosure

disclosure policy published

SECURITY

Mamo Trust Center

PCI DSS

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Lifecycle
Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace
PostmanWorkspace
 GitHubOrganization
GitHubOrganization

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 DomainSecurity
DomainSecurity
 Authentication
Authentication
 TrustCenter
TrustCenter
 Compliance
Compliance

Operate 5

Status, limits, changes, and where to get help

ChangeLog
ChangeLog
 StatusPage
StatusPage
 Support
Support
 HelpCenter
HelpCenter
 ChangeLog
ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: mamo
name: Mamo
description: Mamo is a UAE-based fintech platform (Mamo Pay / Mamo Business) offering integrated payment solutions for businesses
  across the Gulf. Its products include hosted payment links and checkout, subscriptions and recurring billing, merchant-initiated
  charges with saved cards, refunds/captures/holds, invoicing, global payouts and disbursements to recipients, virtual and
  physical corporate cards with expense management, and partner cards for instant payouts. The Mamo Business API is a REST/JSON
  API hosted on readme.io that lets merchants automate payment link generation, charges, subscriptions, disbursements, recipients,
  card transactions, expenses, and webhooks. The platform serves 4,000+ businesses and has processed over AED 12 billion in
  total payment volume.
url: https://raw.githubusercontent.com/api-evangelist/mamo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/62662ec945767b19355b5c00/695f9da901d5bfde3a81193b_Website%20thumbnail2.png
tags:
- Company
- Payments
- Fintech
- Payment Links
- Subscriptions
- Corporate Cards
- Payouts
- Expense Management
- UAE
- Middle East
apis:
- aid: mamo:mamo-business-details-api
  name: Mamo Business Details API
  description: The Business Details API from Mamo — 2 operation(s) for business details.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Business Details
  properties:
  - type: OpenAPI
    url: openapi/mamo-business-details-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-cards-api
  name: Mamo Cards API
  description: The Cards API from Mamo — 5 operation(s) for cards.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/mamo-cards-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-expenses-api
  name: Mamo Expenses API
  description: The Expenses API from Mamo — 1 operation(s) for expenses.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Expenses
  properties:
  - type: OpenAPI
    url: openapi/mamo-expenses-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-getting-started-api
  name: Mamo Getting Started API
  description: The Getting Started API from Mamo — 1 operation(s) for getting started.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Getting Started
  properties:
  - type: OpenAPI
    url: openapi/mamo-getting-started-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-invoices-api
  name: Mamo Invoices API
  description: The Invoices API from Mamo — 1 operation(s) for invoices.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/mamo-invoices-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-payment-links-api
  name: Mamo Payment Links API
  description: The Payment Links API from Mamo — 2 operation(s) for payment links.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/mamo-payment-links-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-payouts-api
  name: Mamo Payouts API
  description: The Payouts API from Mamo — 2 operation(s) for payouts.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/mamo-payouts-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-receipts-api
  name: Mamo Receipts API
  description: The Receipts API from Mamo — 2 operation(s) for receipts.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Receipts
  properties:
  - type: OpenAPI
    url: openapi/mamo-receipts-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-recipients-api
  name: Mamo Recipients API
  description: The Recipients API from Mamo — 2 operation(s) for recipients.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Recipients
  properties:
  - type: OpenAPI
    url: openapi/mamo-recipients-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-subscriptions-api
  name: Mamo Subscriptions API
  description: The Subscriptions API from Mamo — 6 operation(s) for subscriptions.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/mamo-subscriptions-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-transactions-api
  name: Mamo Transactions API
  description: The Transactions API from Mamo — 7 operation(s) for transactions.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/mamo-transactions-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-webhooks-api
  name: Mamo Webhooks API
  description: The Webhooks API from Mamo — 2 operation(s) for webhooks.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/mamo-webhooks-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: MCPServer
  url: mcp/mamo-mcp.yml
- type: Overlay
  url: overlays/mamo-openapi-overlay.yaml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/mamo/overview
- type: VulnerabilityDisclosure
  url: security/mamo-vulnerability-disclosure.yml
- type: Security
  url: https://www.mamopay.com/security
- type: DomainSecurity
  url: security/mamo-domain-security.yml
- type: Website
  url: https://mamopay.com
- type: DeveloperPortal
  url: https://mamopay.readme.io/
- type: Documentation
  url: https://mamopay.readme.io/reference/get_
- type: APIReference
  url: https://mamopay.readme.io/reference/get_
- type: GettingStarted
  url: https://mamopay.readme.io/reference/get_
- type: Authentication
  url: https://mamopay.readme.io/reference/authentication
- type: ChangeLog
  url: https://mamopay.readme.io/reference/changelog
- type: StatusPage
  url: https://mamo.instatus.com/
- type: Support
  url: https://help.mamopay.com/en/
- type: HelpCenter
  url: https://help.mamopay.com/en/collections/7614470-developers
- type: Blog
  url: https://mamopay.com/blog
- type: Pricing
  url: https://mamopay.com/pricing
- type: SignUp
  url: https://dashboard.mamopay.com/onboarding/signup
- type: Login
  url: https://dashboard.mamopay.com/
- type: TermsOfService
  url: https://mamopay.com/legal/terms-business
- type: PrivacyPolicy
  url: https://mamopay.com/legal/privacy
- type: LLMsTxt
  url: llms/mamo-llms.txt
- type: Sandbox
  url: sandbox/mamo-sandbox.yml
- type: Lifecycle
  url: lifecycle/mamo-lifecycle.yml
- type: ChangeLog
  url: changelog/mamo-changelog.yml
- type: AgentSkill
  url: skills/_index.yml
- type: GitHubOrganization
  url: https://github.com/mamopay
- type: TrustCenter
  url: security/mamo-trust-center.yml
- type: Compliance
  url: https://www.mamopay.com/security
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 21
  pass: local-v1