Mamo website screenshot

Mamo

Mamo is a UAE-based fintech platform (Mamo Pay / Mamo Business) offering integrated payment solutions for businesses across the Gulf. Its products include hosted payment links and checkout, subscriptions and recurring billing, merchant-initiated charges with saved cards, refunds/captures/holds, invoicing, global payouts and disbursements to recipients, virtual and physical corporate cards with expense management, and partner cards for instant payouts. The Mamo Business API is a REST/JSON API hosted on readme.io that lets merchants automate payment link generation, charges, subscriptions, disbursements, recipients, card transactions, expenses, and webhooks. The platform serves 4,000+ businesses and has processed over AED 12 billion in total payment volume.

Mamo publishes 12 APIs on the APIs.io network, including Business Details API, Cards API, Expenses API, and 9 more. Tagged areas include Company, Payments, Fintech, Payment Links, and Subscriptions.

The Mamo catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Mamo’s developer surface includes documentation, API reference, getting-started guide, authentication, changelog, support, engineering blog, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub
60.0/100 strong ▬ flat Agent 38/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
12 APIs
CompanyPaymentsFintechPayment LinksSubscriptionsCorporate CardsPayoutsExpense ManagementUAEMiddle East

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 60.0/100 · strong
Contract Quality 17.5 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 6.2 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 38/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/mamo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Mamo Business Details API

The Business Details API from Mamo — 2 operation(s) for business details.

Mamo Cards API

The Cards API from Mamo — 5 operation(s) for cards.

Mamo Expenses API

The Expenses API from Mamo — 1 operation(s) for expenses.

Mamo Getting Started API

The Getting Started API from Mamo — 1 operation(s) for getting started.

Mamo Invoices API

The Invoices API from Mamo — 1 operation(s) for invoices.

Mamo Payment Links API

The Payment Links API from Mamo — 2 operation(s) for payment links.

Mamo Payouts API

The Payouts API from Mamo — 2 operation(s) for payouts.

Mamo Receipts API

The Receipts API from Mamo — 2 operation(s) for receipts.

Mamo Recipients API

The Recipients API from Mamo — 2 operation(s) for recipients.

Mamo Subscriptions API

The Subscriptions API from Mamo — 6 operation(s) for subscriptions.

Mamo Transactions API

The Transactions API from Mamo — 7 operation(s) for transactions.

Mamo Webhooks API

The Webhooks API from Mamo — 2 operation(s) for webhooks.

Scroll for all 12

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Mamo Business Webhooks

Webhook event surface for the Mamo Business API. Merchants register a webhook URL via POST /webhooks with a set of enabled_events; Mamo POSTs a JSON event payload to that URL wh...

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mamo Authentication

http · 1 scheme

SECURITY

Mamo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Mamo Vulnerability Disclosure

disclosure policy published

SECURITY

Mamo Trust Center

PCI DSS

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Lifecycle
Lifecycle

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 DomainSecurity
DomainSecurity
 Authentication
Authentication
 TrustCenter
TrustCenter
 Compliance
Compliance

Operate 5

Status, limits, changes, and where to get help

ChangeLog
ChangeLog
 StatusPage
StatusPage
 Support
Support
 HelpCenter
HelpCenter
 ChangeLog
ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: mamo
name: Mamo
description: Mamo is a UAE-based fintech platform (Mamo Pay / Mamo Business) offering integrated payment solutions for businesses
  across the Gulf. Its products include hosted payment links and checkout, subscriptions and recurring billing, merchant-initiated
  charges with saved cards, refunds/captures/holds, invoicing, global payouts and disbursements to recipients, virtual and
  physical corporate cards with expense management, and partner cards for instant payouts. The Mamo Business API is a REST/JSON
  API hosted on readme.io that lets merchants automate payment link generation, charges, subscriptions, disbursements, recipients,
  card transactions, expenses, and webhooks. The platform serves 4,000+ businesses and has processed over AED 12 billion in
  total payment volume.
url: https://raw.githubusercontent.com/api-evangelist/mamo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/62662ec945767b19355b5c00/695f9da901d5bfde3a81193b_Website%20thumbnail2.png
tags:
- Company
- Payments
- Fintech
- Payment Links
- Subscriptions
- Corporate Cards
- Payouts
- Expense Management
- UAE
- Middle East
apis:
- aid: mamo:mamo-business-details-api
  name: Mamo Business Details API
  description: The Business Details API from Mamo — 2 operation(s) for business details.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Business Details
  properties:
  - type: OpenAPI
    url: openapi/mamo-business-details-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-cards-api
  name: Mamo Cards API
  description: The Cards API from Mamo — 5 operation(s) for cards.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/mamo-cards-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-expenses-api
  name: Mamo Expenses API
  description: The Expenses API from Mamo — 1 operation(s) for expenses.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Expenses
  properties:
  - type: OpenAPI
    url: openapi/mamo-expenses-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-getting-started-api
  name: Mamo Getting Started API
  description: The Getting Started API from Mamo — 1 operation(s) for getting started.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Getting Started
  properties:
  - type: OpenAPI
    url: openapi/mamo-getting-started-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-invoices-api
  name: Mamo Invoices API
  description: The Invoices API from Mamo — 1 operation(s) for invoices.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/mamo-invoices-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-payment-links-api
  name: Mamo Payment Links API
  description: The Payment Links API from Mamo — 2 operation(s) for payment links.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/mamo-payment-links-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-payouts-api
  name: Mamo Payouts API
  description: The Payouts API from Mamo — 2 operation(s) for payouts.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/mamo-payouts-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-receipts-api
  name: Mamo Receipts API
  description: The Receipts API from Mamo — 2 operation(s) for receipts.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Receipts
  properties:
  - type: OpenAPI
    url: openapi/mamo-receipts-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-recipients-api
  name: Mamo Recipients API
  description: The Recipients API from Mamo — 2 operation(s) for recipients.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Recipients
  properties:
  - type: OpenAPI
    url: openapi/mamo-recipients-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-subscriptions-api
  name: Mamo Subscriptions API
  description: The Subscriptions API from Mamo — 6 operation(s) for subscriptions.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/mamo-subscriptions-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-transactions-api
  name: Mamo Transactions API
  description: The Transactions API from Mamo — 7 operation(s) for transactions.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/mamo-transactions-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-webhooks-api
  name: Mamo Webhooks API
  description: The Webhooks API from Mamo — 2 operation(s) for webhooks.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/mamo-webhooks-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/mamo-vulnerability-disclosure.yml
- type: Security
  url: https://www.mamopay.com/security
- type: DomainSecurity
  url: security/mamo-domain-security.yml
- type: Website
  url: https://mamopay.com
- type: DeveloperPortal
  url: https://mamopay.readme.io/
- type: Documentation
  url: https://mamopay.readme.io/reference/get_
- type: APIReference
  url: https://mamopay.readme.io/reference/get_
- type: GettingStarted
  url: https://mamopay.readme.io/reference/get_
- type: Authentication
  url: https://mamopay.readme.io/reference/authentication
- type: ChangeLog
  url: https://mamopay.readme.io/reference/changelog
- type: StatusPage
  url: https://mamo.instatus.com/
- type: Support
  url: https://help.mamopay.com/en/
- type: HelpCenter
  url: https://help.mamopay.com/en/collections/7614470-developers
- type: Blog
  url: https://mamopay.com/blog
- type: Pricing
  url: https://mamopay.com/pricing
- type: SignUp
  url: https://dashboard.mamopay.com/onboarding/signup
- type: Login
  url: https://dashboard.mamopay.com/
- type: TermsOfService
  url: https://mamopay.com/legal/terms-business
- type: PrivacyPolicy
  url: https://mamopay.com/legal/privacy
- type: LLMsTxt
  url: llms/mamo-llms.txt
- type: Sandbox
  url: sandbox/mamo-sandbox.yml
- type: Lifecycle
  url: lifecycle/mamo-lifecycle.yml
- type: ChangeLog
  url: changelog/mamo-changelog.yml
- type: AgentSkill
  url: skills/_index.yml
- type: GitHubOrganization
  url: https://github.com/mamopay
- type: TrustCenter
  url: security/mamo-trust-center.yml
- type: Compliance
  url: https://www.mamopay.com/security
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 21
  pass: local-v1