Mamo

Mamo is a UAE-based fintech platform (Mamo Pay / Mamo Business) offering integrated payment solutions for businesses across the Gulf. Its products include hosted payment links and checkout, subscriptions and recurring billing, merchant-initiated charges with saved cards, refunds/captures/holds, invoicing, global payouts and disbursements to recipients, virtual and physical corporate cards with expense management, and partner cards for instant payouts. The Mamo Business API is a REST/JSON API hosted on readme.io that lets merchants automate payment link generation, charges, subscriptions, disbursements, recipients, card transactions, expenses, and webhooks. The platform serves 4,000+ businesses and has processed over AED 12 billion in total payment volume.

Mamo publishes 12 API contracts indexed on the APIs.io network, including Business Details API, Cards API, Expenses API, and 9 more. Tagged areas include Company, Payments, Fintech, Payment Links, and Subscription.

The Mamo catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Mamo’s developer surface includes documentation, API reference, getting-started guide, authentication, changelog, support, engineering blog, and 25 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

69.4/100 exemplar ▲ 6.0 Agent 35/100 agent ready Front door AI 3/6 light saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract 3 Agent Skills

Company Payments Fintech Payment Links Subscription Corporate Cards Payouts Expense Management United Arab Emirates Middle East MENA

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Developer Platform & API Ecosystem Management

BC-4270

Webhooks

DELETE /webhooks/{webhookId} POST /webhooks

Subscription Lifecycle Management

BC-4240

Subscriptions

DELETE /subscriptions/{subscriptionId} POST /subscriptions

Financial Management

BC-200

Invoices

POST /invoices

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 69.4/100 · exemplar

Contract Quality 11.8 / 19

Developer Ergonomics 10.1 / 15

Access Clarity 14.0 / 15

Operational Transparency 3.6 / 10

Contract Governance 2.9 / 9

Discoverability 5.5 / 8

Regulatory Posture 6.4 / 15

Create-or-Update Ergonomics 2.8 / 10

Agent readiness — 35/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 63.0 — up to +9.3 composite points
Operational Transparency scores 36.8 — up to +8.2 composite points
Contract Governance scores 31.8 — up to +8.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/mamo/apis.yml: open an issue on github.com/api-evangelist/mamo to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Gulf and Southeast Asia Open Finance	long-tail	2.5 (thin)	-	1
Southeast Asia and National Fintech Registers (Taiwan, UAE, Malaysia remittance, Indonesia SNAP)	long-tail	2.5 (thin)	-	1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Mamo Business Details API

The Business Details API from Mamo — 2 operation(s) for business details.

Mamo Cards API

The Cards API from Mamo — 5 operation(s) for cards.

Mamo Expenses API

The Expenses API from Mamo — 1 operation(s) for expenses.

Mamo Getting Started API

The Getting Started API from Mamo — 1 operation(s) for getting started.

Mamo Invoices API

The Invoices API from Mamo — 1 operation(s) for invoices.

Mamo Payment Links API

The Payment Links API from Mamo — 2 operation(s) for payment links.

Mamo Payouts API

The Payouts API from Mamo — 2 operation(s) for payouts.

Mamo Receipts API

The Receipts API from Mamo — 2 operation(s) for receipts.

Mamo Recipients API

The Recipients API from Mamo — 2 operation(s) for recipients.

Mamo Subscriptions API

The Subscriptions API from Mamo — 6 operation(s) for subscriptions.

Mamo Transactions API

The Transactions API from Mamo — 7 operation(s) for transactions.

Mamo Webhooks API

The Webhooks API from Mamo — 2 operation(s) for webhooks.

Scroll for all 12

Postman Collections 12

Ready-to-run Postman collections for exercising this provider's APIs.

Mamo Business Business Details API

POSTMAN

Mamo Business Business Details Cards API

POSTMAN

Mamo Business Business Details Expenses API

POSTMAN

Mamo Business Business Details Getting Started API

POSTMAN

Mamo Business Business Details Invoices API

POSTMAN

Mamo Business Business Details Payment Links API

POSTMAN

Mamo Business Business Details Payouts API

POSTMAN

Mamo Business Business Details Receipts API

POSTMAN

Mamo Business Business Details Recipients API

POSTMAN

Mamo Business Business Details Subscriptions API

POSTMAN

Mamo Business Business Details Transactions API

POSTMAN

Mamo Business Business Details Webhooks API

POSTMAN

Scroll for all 12

Open Collections 12

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Mamo Business Business Details API

OPEN COLLECTION

Mamo Business Business Details Cards API

OPEN COLLECTION

Mamo Business Business Details Expenses API

OPEN COLLECTION

Mamo Business Business Details Getting Started API

OPEN COLLECTION

Mamo Business Business Details Invoices API

OPEN COLLECTION

Mamo Business Business Details Payment Links API

OPEN COLLECTION

Mamo Business Business Details Payouts API

OPEN COLLECTION

Mamo Business Business Details Receipts API

OPEN COLLECTION

Mamo Business Business Details Recipients API

OPEN COLLECTION

Mamo Business Business Details Subscriptions API

OPEN COLLECTION

Mamo Business Business Details Transactions API

OPEN COLLECTION

Mamo Business Business Details Webhooks API

OPEN COLLECTION

Scroll for all 12

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Charge a saved card and refund

AGENT SKILL

Create and track a Mamo payment link

AGENT SKILL

Pay out to a recipient

AGENT SKILL

Mamo API pricing

Prices published by Mamo, read 2026-10-28 from www.mamopay.com/pricing.

Plan	Price
Growth	AED 0 per month Includes: No sign-up fees. No minimum commitments. No monthly fees.
Premium	AED 99 per month Includes: For businesses who collect AED 50,000 or more each month
Enterprise	Contact sales Includes: Processes over AED 500,000 per month or require custom solutions and dedicated support
Education and learning	AED 0 per month
Government	AED 0 per month
Real estate	AED 0 per month

Plan details, limits and sources →

Billed by: subscription · FinOps profile →

Pricing Plans 1

Published pricing tiers and plan structures.

Mamo Plans Pricing

6 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Mamo

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Mamo Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Mamo Business Webhooks

Webhook event surface for the Mamo Business API. Merchants register a webhook URL via POST /webhooks with a set of enabled_events; Mamo POSTs a JSON event payload to that URL wh...

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Mamo API Rules

54 rules · 48 errors 5 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Mamo Openapi Overlay

2 actions · update · mamo-openapi.yml

DERIVED

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mamo Authentication

http · 1 scheme

SECURITY

Mamo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Mamo Vulnerability Disclosure

no policy recorded

SECURITY

Mamo Trust Center

PCI DSS

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Lifecycle

Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

GitHubOrganization

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

DomainSecurity

Authentication

TrustCenter

Compliance

Operate 5

Status, limits, changes, and where to get help

ChangeLog

StatusPage

Support

HelpCenter

ChangeLog

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: mamo
name: Mamo
description: Mamo is a UAE-based fintech platform (Mamo Pay / Mamo Business) offering integrated payment solutions for businesses
  across the Gulf. Its products include hosted payment links and checkout, subscriptions and recurring billing, merchant-initiated
  charges with saved cards, refunds/captures/holds, invoicing, global payouts and disbursements to recipients, virtual and
  physical corporate cards with expense management, and partner cards for instant payouts. The Mamo Business API is a REST/JSON
  API hosted on readme.io that lets merchants automate payment link generation, charges, subscriptions, disbursements, recipients,
  card transactions, expenses, and webhooks. The platform serves 4,000+ businesses and has processed over AED 12 billion in
  total payment volume.
url: https://raw.githubusercontent.com/api-evangelist/mamo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/62662ec945767b19355b5c00/695f9da901d5bfde3a81193b_Website%20thumbnail2.png
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-03
tags:
- Company
- Payments
- Fintech
- Payment Links
- Subscription
- Corporate Cards
- Payouts
- Expense Management
- United Arab Emirates
- Middle East
- MENA
tags_raw:
- Company
- Payments
- Fintech
- Payment Links
- Subscriptions
- Corporate Cards
- Payouts
- Expense Management
- UAE
- Middle East
- MENA
apis:
- aid: mamo:mamo-business-details-api
  name: Mamo Business Details API
  description: The Business Details API from Mamo — 2 operation(s) for business details.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Business Details
  properties:
  - type: OpenAPI
    url: openapi/mamo-business-details-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-cards-api
  name: Mamo Cards API
  description: The Cards API from Mamo — 5 operation(s) for cards.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/mamo-cards-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-expenses-api
  name: Mamo Expenses API
  description: The Expenses API from Mamo — 1 operation(s) for expenses.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Expenses
  properties:
  - type: OpenAPI
    url: openapi/mamo-expenses-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-getting-started-api
  name: Mamo Getting Started API
  description: The Getting Started API from Mamo — 1 operation(s) for getting started.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Getting Started
  properties:
  - type: OpenAPI
    url: openapi/mamo-getting-started-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-invoices-api
  name: Mamo Invoices API
  description: The Invoices API from Mamo — 1 operation(s) for invoices.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/mamo-invoices-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-payment-links-api
  name: Mamo Payment Links API
  description: The Payment Links API from Mamo — 2 operation(s) for payment links.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/mamo-payment-links-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-payouts-api
  name: Mamo Payouts API
  description: The Payouts API from Mamo — 2 operation(s) for payouts.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/mamo-payouts-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-receipts-api
  name: Mamo Receipts API
  description: The Receipts API from Mamo — 2 operation(s) for receipts.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Receipts
  properties:
  - type: OpenAPI
    url: openapi/mamo-receipts-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-recipients-api
  name: Mamo Recipients API
  description: The Recipients API from Mamo — 2 operation(s) for recipients.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Recipients
  properties:
  - type: OpenAPI
    url: openapi/mamo-recipients-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-subscriptions-api
  name: Mamo Subscriptions API
  description: The Subscriptions API from Mamo — 6 operation(s) for subscriptions.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Subscription
  tags_raw:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/mamo-subscriptions-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-transactions-api
  name: Mamo Transactions API
  description: The Transactions API from Mamo — 7 operation(s) for transactions.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/mamo-transactions-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
- aid: mamo:mamo-webhooks-api
  name: Mamo Webhooks API
  description: The Webhooks API from Mamo — 2 operation(s) for webhooks.
  humanURL: https://mamopay.readme.io/reference/get_
  baseURL: https://business.mamopay.com/manage_api/v1
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/mamo-webhooks-api-openapi.yml
  - type: Authentication
    url: authentication/mamo-authentication.yml
  - type: Conventions
    url: conventions/mamo-conventions.yml
  - type: ErrorCatalog
    url: errors/mamo-problem-types.yml
  - type: DeclineCodes
    url: errors/mamo-decline-codes.yml
  - type: DataModel
    url: data-model/mamo-data-model.yml
  - type: Webhooks
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: AsyncAPI
    url: asyncapi/mamo-webhooks-asyncapi.yml
  - type: Conformance
    url: conformance/mamo-conformance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/mamo-plans-pricing.yml
- type: CapabilityMap
  url: capabilities/mamo-capability-edges.yml
  name: Mamo Business Capability Map
- type: X-MCPServerCandidate
  url: mcp/mamo-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Overlay
  url: overlays/mamo-openapi-overlay.yaml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/mamo/overview
- type: VulnerabilityDisclosure
  url: security/mamo-vulnerability-disclosure.yml
- type: Security
  url: https://www.mamopay.com/security
- type: DomainSecurity
  url: security/mamo-domain-security.yml
- type: Website
  url: https://mamopay.com
- type: DeveloperPortal
  url: https://mamopay.readme.io/
- type: Documentation
  url: https://mamopay.readme.io/reference/get_
- type: APIReference
  url: https://mamopay.readme.io/reference/get_
- type: GettingStarted
  url: https://mamopay.readme.io/reference/get_
- type: Authentication
  url: https://mamopay.readme.io/reference/authentication
- type: ChangeLog
  url: https://mamopay.readme.io/reference/changelog
- type: StatusPage
  url: https://mamo.instatus.com/
- type: Support
  url: https://help.mamopay.com/en/
- type: HelpCenter
  url: https://help.mamopay.com/en/collections/7614470-developers
- type: Blog
  url: https://mamopay.com/blog
- type: Pricing
  url: https://mamopay.com/pricing
- type: SignUp
  url: https://dashboard.mamopay.com/onboarding/signup
- type: Login
  url: https://dashboard.mamopay.com/
- type: TermsOfService
  url: https://mamopay.com/legal/terms-business
- type: PrivacyPolicy
  url: https://mamopay.com/legal/privacy
- type: LLMsTxt
  url: llms/mamo-llms.txt
- type: Sandbox
  url: sandbox/mamo-sandbox.yml
- type: Lifecycle
  url: lifecycle/mamo-lifecycle.yml
- type: ChangeLog
  url: changelog/mamo-changelog.yml
- type: AgentSkill
  url: skills/_index.yml
- type: GitHubOrganization
  url: https://github.com/mamopay
- type: TrustCenter
  url: security/mamo-trust-center.yml
- type: Compliance
  url: https://www.mamopay.com/security
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 21
  pass: local-v1

Mamo API — frequently asked questions

Does Mamo have an API?

Yes. APIs.io lists 12 APIs from Mamo, including Mamo Business Details API, Mamo Cards API and Mamo Expenses API, and 9 more.

Is there an OpenAPI specification for the Mamo API?

Yes. APIs.io indexes 12 OpenAPI specifications for Mamo, each linked for download from this page.

How do I authenticate with the Mamo API?

Mamo uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Mamo Authentication.

How much does the Mamo API cost?

Mamo publishes its prices; its Growth plan is AED 0 per month as of 2026-10-28. APIs.io lists 6 pricing plans for Mamo, with each plan's price, limits and inclusions under Pricing on this page.

Is the Mamo API ready for AI agents?

Mamo has a Kin Score of 69.4 out of 100 (exemplar) and an Agent Readiness score of 34.9 (agent-ready), scored by API Evangelist on 2026-11-06.

Work with this as data

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get_provider_artifactsEvery artifact this provider publishes, grouped by type.
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get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
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get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
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