Pemo

Pemo is a UAE-based fintech offering smart corporate cards and an all-in-one spend management platform for businesses across the United Arab Emirates and Saudi Arabia. The product combines physical and virtual corporate cards with expense management, automated receipt capture, invoice management, and accounting automation, giving finance teams real-time control and visibility over company spending. Pemo serves more than 10,000 companies and is backed by investors including Speedinvest. Pemo does not currently publish a public developer API or documentation portal; this profile tracks the company's identity and public web surface in the API Evangelist network.

Pemo is profiled on the APIs.io network. Tagged areas include Company, Fintech, Corporate Cards, Spend Management, and Expense Management.

Pemo’s developer surface includes pricing, engineering blog, support, signup flow, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

13.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Corporate Cards Spend Management Expense Management Accounting Automation Invoice Management UAE Saudi Arabia Payments

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 13.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 7.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pemo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: pemo
name: Pemo
description: Pemo is a UAE-based fintech offering smart corporate cards and an all-in-one spend management platform for businesses
  across the United Arab Emirates and Saudi Arabia. The product combines physical and virtual corporate cards with expense
  management, automated receipt capture, invoice management, and accounting automation, giving finance teams real-time control
  and visibility over company spending. Pemo serves more than 10,000 companies and is backed by investors including Speedinvest.
  Pemo does not currently publish a public developer API or documentation portal; this profile tracks the company's identity
  and public web surface in the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/pemo/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://pemo.io/favicon.ico
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Corporate Cards
- Spend Management
- Expense Management
- Accounting Automation
- Invoice Management
- UAE
- Saudi Arabia
- Payments
tags_raw:
- Company
- FinTech
- Corporate Cards
- Spend Management
- Expense Management
- Accounting Automation
- Invoice Management
- UAE
- Saudi Arabia
- Payments
apis: []
common:
- type: Website
  url: https://pemo.io
- type: Pricing
  url: https://pemo.io/pricing
- type: Blog
  url: https://pemo.io/blog
- type: Support
  url: https://help.pemo.io/en/
- type: TermsOfService
  url: https://pemo.io/terms-and-conditions
- type: PrivacyPolicy
  url: https://pemo.io/privacy-policy
- type: SignUp
  url: https://app.pemo.io/signup
- type: Login
  url: https://app.pemo.io/login
- type: DomainSecurity
  url: security/pemo-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: nochange
  artifacts_added: 1
  pass: local-v1

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