Tamara
Tamara is the Saudi Arabia–headquartered MENA shopping and Buy-Now-Pay-Later platform offering Shariah-compliant split-payment and Pay-Now solutions across Saudi Arabia, the United Arab Emirates, Kuwait, Bahrain, and Oman. Founded in 2020 and licensed by SAMA (Saudi Central Bank), Tamara provides merchants with a hosted-checkout Direct API, in-store SMS and QR payment links, mobile SDKs for iOS, Android, Flutter, and React Native, plug-and-play e-commerce extensions for Shopify, Magento, OpenCart, PrestaShop, Salesforce Commerce Cloud and WooCommerce, webhooks for order and dispute lifecycle events, and a Channel Partners onboarding API for payment service providers and platforms that white-label Tamara. The company became the first homegrown Saudi fintech unicorn in December 2023 after raising a US$340M Series C led by SNB Capital and Sanabil Investments and is backed by debt facilities from Goldman Sachs, Citi, and Apollo for its Shariah-compliant funding base.
Tamara publishes 6 API contracts indexed on the APIs.io network, including Captures API, Channel Partner Webhooks API, Checkout Sessions API, and 3 more. Tagged areas include Buy Now Pay Later, Fintech, Payments, Checkout, and Shariah Compliant.
The Tamara catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.
Tamara’s developer surface includes authentication, documentation, API reference, getting-started guide, status page, support, signup flow, and 40 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Southeast Asia and National Fintech Registers (Taiwan, UAE, Malaysia remittance, Indonesia SNAP) | builds-on | 17.2 (thin) | - | - |
| Consumer Lending Licensing (UK, US, Canada credit licence registers) | builds-on | 17.2 (thin) | - | - |
| Amazon Seller Ecosystem (Selling Partner Appstore, Amazon Ads partners) | builds-on | 17.2 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 1
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 6
Individual APIs this provider publishes, each with its own machine-readable definition.
Tamara Captures API
The Captures API from Tamara — 1 operation(s) for captures.
Tamara Channel Partner Webhooks API
The Channel Partner Webhooks API from Tamara — 2 operation(s) for channel partner webhooks.
Tamara Checkout Sessions API
Create and manage hosted-checkout sessions.
Tamara Merchant API Keys API
The Merchant API Keys API from Tamara — 1 operation(s) for merchant api keys.
Tamara Merchant Onboarding API
The Merchant Onboarding API from Tamara — 2 operation(s) for merchant onboarding.
Tamara Refunds API
The Refunds API from Tamara — 2 operation(s) for refunds.
Postman Collections 8
Ready-to-run Postman collections for exercising this provider's APIs.
Tamara Channel Partners API
POSTMANTamara Checkout API
POSTMANTamara Disputes API
POSTMANTamara In-Store Checkout API
POSTMANTamara Orders API
POSTMANTamara Payments API
POSTMANTamara Webhooks API
POSTMANScroll for all 8
Open Collections 14
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Tamara Channel Partners Captures API
OPEN COLLECTIONTamara Channel Partners API
OPEN COLLECTIONTamara Checkout API
OPEN COLLECTIONTamara Channel Partners Captures Checkout Sessions API
OPEN COLLECTIONTamara Channel Partners Captures Disputes API
OPEN COLLECTIONTamara Channel Partners Captures Eligibility API
OPEN COLLECTIONTamara Channel Partners Captures In-Store Checkout API
OPEN COLLECTIONTamara Channel Partners Captures Merchant API Keys API
OPEN COLLECTIONTamara Channel Partners Captures Merchant Onboarding API
OPEN COLLECTIONTamara Channel Partners Captures Orders API
OPEN COLLECTIONTamara Payments API
OPEN COLLECTIONTamara Channel Partners Captures Refunds API
OPEN COLLECTIONTamara Channel Partners Captures Webhooks API
OPEN COLLECTIONScroll for all 14
Arazzo Workflows 9
Multi-step API workflows described with the Arazzo specification.
Tamara Authorise and Capture Order
Inspect an order, authorise it when approved, then capture funds on fulfilment.
ARAZZOTamara Authorise, Capture and Refund Order
Run the full post-checkout money lifecycle — authorise, capture, then refund.
ARAZZOTamara Capture and Legacy Refund
Capture an authorised order, then refund against the returned capture id.
ARAZZOTamara Capture and Refund Order
Capture funds against an authorised order, then issue a simplified refund.
ARAZZOTamara Create and Authorise Order
Create a checkout session, poll the resulting order, and authorise it once approved.
ARAZZOTamara Eligibility-Gated Checkout
Check pre-checkout eligibility, then create a checkout session only when eligible.
ARAZZOTamara Full BNPL Lifecycle
Create a checkout session, confirm approval, authorise, and capture in one flow.
ARAZZOTamara Order Status Cancel
Read an order's status and cancel it only when it is still cancellable.
ARAZZOTamara Order Status Refund
Read an order's status and refund it only when funds have been captured.
ARAZZOScroll for all 9
Tamara API pricing
Not yet checked against Tamara's own pricing page. Compiled by API Evangelist on 2026-05-24 from tamara.co/en-sa/partners; confirm before you rely on a figure. A free plan or tier is listed.
| Plan | Price |
|---|---|
| Tamara Merchant usage | Free |
| Tamara Channel Partner enterprise | — |
Plan details, limits and sources →
Rate limits
- Default Merchant API: not publicly documented requests
- Sandbox: sandbox shared environment requests
- Channel Partner API: not publicly documented requests
Compiled by API Evangelist, not yet checked against Tamara's documentation. Rate-limit details →
Pricing Plans 1
Published pricing tiers and plan structures.
Tamara Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Tamara Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Tamara
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Tamara Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts and semantic vocabularies used across these APIs.
Tamara Context
JSON-LDSpectral Rules 2
Spectral governance rulesets for linting and validating these APIs.
Tamara — jsonschema rules
SPECTRALTamara API Rules
SPECTRALJSON Schema 5
Standalone JSON Schema definitions for this provider's data models.
TamaraCapture
JSON SCHEMATamaraCheckoutSession
JSON SCHEMATamaraDispute
JSON SCHEMATamaraOrder
JSON SCHEMATamaraRefund
JSON SCHEMAJSON Structure 1
JSON Structure definitions describing this provider's data shapes.
Tamara Order Structure
JSON STRUCTUREExamples 6
Example request and response payloads for these APIs.
Tamara Capture Order Example
EXAMPLESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 11
Pagination, idempotency, versioning, errors, and events
Scroll for all 11
Build 14
SDKs, sample code, and the tooling you integrate with
Scroll for all 14
Access & Security 2
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 5
The organization behind the API
Other 1
Properties that don't map to a standard resource type
Source (apis.yml)
Tamara API — frequently asked questions
Does Tamara have an API?
Yes. APIs.io lists 6 APIs from Tamara, including Tamara Captures API, Tamara Channel Partner Webhooks API and Tamara Checkout Sessions API, and 3 more.
Is there an OpenAPI specification for the Tamara API?
Yes. APIs.io indexes 6 OpenAPI specifications for Tamara, each linked for download from this page.
How do I authenticate with the Tamara API?
Tamara uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Tamara Authentication.
How much does the Tamara API cost?
APIs.io lists 2 pricing plans for Tamara, with each plan's price, limits and inclusions under Pricing on this page.
Is the Tamara API ready for AI agents?
Tamara has a Kin Score of 40.8 out of 100 (developing) and an Agent Readiness score of 20.6 (agent-aware), scored by API Evangelist on 2026-11-06.
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