Vircle

Vircle is a Malaysian family fintech platform, operated by Debit Circles Sdn Bhd, offering a parent app paired with a prepaid card for children so families can give pocket money, assign chores, and teach kids to earn, save, and spend responsibly. It issues a Visa Prepaid Card (Vircle Club) usable at Visa merchants worldwide and a School Card for cafeteria and campus e-store purchases, with real-time spend alerts and parental controls. Card issuance is provided in partnership with Fass Payment Solutions (Fasspay). Vircle is a portfolio company of 500 Global. As a consumer mobile app it publishes no public developer portal, API, or SDKs.

Vircle is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Prepaid Cards, and Financial Literacy.

Vircle’s developer surface includes engineering blog, support, and 4 more developer resources.

15.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechPaymentsPrepaid CardsFinancial LiteracyFamilyKidsMalaysia

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/vircle: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Vircle Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: vircle
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/vircle.png
name: Vircle
description: Vircle is a Malaysian family fintech platform, operated by Debit Circles Sdn Bhd, offering a parent app paired
  with a prepaid card for children so families can give pocket money, assign chores, and teach kids to earn, save, and spend
  responsibly. It issues a Visa Prepaid Card (Vircle Club) usable at Visa merchants worldwide and a School Card for cafeteria
  and campus e-store purchases, with real-time spend alerts and parental controls. Card issuance is provided in partnership
  with Fass Payment Solutions (Fasspay). Vircle is a portfolio company of 500 Global. As a consumer mobile app it publishes
  no public developer portal, API, or SDKs.
url: https://raw.githubusercontent.com/api-evangelist/vircle/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Payments
- Prepaid Cards
- Financial Literacy
- Family
- Kids
- Malaysia
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/vircle-domain-security.yml
- type: Website
  url: https://vircle.com
- type: Blog
  url: https://www.vircle.com/blog
- type: Support
  url: https://www.vircle.com/help
- type: TermsOfService
  url: https://www.vircle.com/terms-of-use
- type: PrivacyPolicy
  url: https://www.vircle.com/privacy-policy
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1