Flip website screenshot

Flip

Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost interbank money transfers, bill payments, and cross-border remittance to consumers, and a "Flip for Business" (bigflip) suite of payment APIs to companies. The Flip for Business API lets businesses disburse money to any Indonesian bank or e-wallet (Money Transfer / Disbursement API), accept online payments via bank transfer, virtual accounts, e-wallets, cards, and retail outlets (Accept Payment API), and send international transfers (International Transfer API). The API is HTTP Basic authenticated with a secret key, supports IP whitelisting, idempotency keys, and signed callbacks/webhooks, and ships a sandbox environment plus WooCommerce and Magento 2 payment plugins. Flip is backed by Insight Partners, Lightspeed Venture Partners, and Y Combinator.

Flip publishes 3 APIs on the APIs.io network. Tagged areas include Company, Payments, Payment Gateway, Money Transfer, and Disbursement.

The Flip catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Flip’s developer surface includes documentation, getting-started guide, engineering blog, pricing, signup flow, support, changelog, and 18 more developer resources.

40.5/100 developing ▬ flat Agent 23/100 agent aware saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2
AccessSelf serve
3 APIs
CompanyPaymentsPayment GatewayMoney TransferDisbursementRemittanceFintechIndonesiaInternational TransferBanking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2
Composite quality — 40.5/100 · developing
Contract Quality 9.1 / 21
Developer Ergonomics 10.9 / 17
Access Clarity 5.4 / 17
Operational Transparency 2.9 / 11
Contract Governance 0.0 / 10
Discoverability 6.3 / 9
Regulatory Posture 4.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/flip: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Flip Money Transfer (Disbursement) API

Disburse money programmatically to any Indonesian bank account or e-wallet. Create single and bulk disbursements, inquire bank accounts, list bank codes, and receive callbacks o...

Flip Accept Payment API

Accept online payments from customers via bank transfer, virtual accounts, e-wallets, cards, QRIS, and retail outlets. Create payment links / bills, configure payment methods an...

Flip International Transfer API

Send cross-border international transfers, including bulk international transfers, with recipient inquiry, request-for-information (RFI) handling, and transfer status callbacks.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Flip Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Flip Authentication

http · 1 scheme

SECURITY

Flip Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 4

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: flip
name: Flip
description: Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost
  interbank money transfers, bill payments, and cross-border remittance to consumers, and a "Flip for Business" (bigflip)
  suite of payment APIs to companies. The Flip for Business API lets businesses disburse money to any Indonesian bank or e-wallet
  (Money Transfer / Disbursement API), accept online payments via bank transfer, virtual accounts, e-wallets, cards, and retail
  outlets (Accept Payment API), and send international transfers (International Transfer API). The API is HTTP Basic authenticated
  with a secret key, supports IP whitelisting, idempotency keys, and signed callbacks/webhooks, and ships a sandbox environment
  plus WooCommerce and Magento 2 payment plugins. Flip is backed by Insight Partners, Lightspeed Venture Partners, and Y Combinator.
url: https://raw.githubusercontent.com/api-evangelist/flip/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- lightspeed-venture-partners
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://flip.id/images/logo-big-flip.png
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Payment Gateway
- Money Transfer
- Disbursement
- Remittance
- Fintech
- Indonesia
- International Transfer
- Banking
apis:
- name: Flip Money Transfer (Disbursement) API
  description: Disburse money programmatically to any Indonesian bank account or e-wallet. Create single and bulk disbursements,
    inquire bank accounts, list bank codes, and receive callbacks on disbursement status. HTTP Basic auth with a secret key;
    supports idempotency keys and IP whitelisting.
  humanURL: https://docs.flip.id/
  baseURL: https://bigflip.id/api/v2
  tags:
  - Money Transfer
  - Disbursement
  - Bulk Disbursement
  - Bank Account Inquiry
  properties:
  - type: Documentation
    url: https://docs.flip.id/
- name: Flip Accept Payment API
  description: Accept online payments from customers via bank transfer, virtual accounts, e-wallets, cards, QRIS, and retail
    outlets. Create payment links / bills, configure payment methods and expiry, and receive payment callbacks.
  humanURL: https://docs.flip.id/
  baseURL: https://bigflip.id/api/v2
  tags:
  - Accept Payment
  - Payment Link
  - Virtual Account
  - Checkout
  properties:
  - type: Documentation
    url: https://docs.flip.id/
- name: Flip International Transfer API
  description: Send cross-border international transfers, including bulk international transfers, with recipient inquiry,
    request-for-information (RFI) handling, and transfer status callbacks.
  humanURL: https://docs.flip.id/
  baseURL: https://bigflip.id/api/v2
  tags:
  - International Transfer
  - Remittance
  - Cross Border
  tags_raw:
  - International Transfer
  - Remittance
  - Cross Border
  properties:
  - type: Documentation
    url: https://docs.flip.id/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/flip-domain-security.yml
- type: Website
  url: https://flip.id/
- type: DeveloperPortal
  url: https://docs.flip.id/
- type: Documentation
  url: https://docs.flip.id/
- type: GettingStarted
  url: https://docs.flip.id/
- type: Blog
  url: https://docs.flip.id/changelog
- type: Pricing
  url: https://flip.id/business/pricing
- type: SignUp
  url: https://business.flip.id/
- type: Login
  url: https://business.flip.id/
- type: Support
  url: https://help.flip.id/
- type: HelpCenter
  url: https://help.flip.id/
- type: PrivacyPolicy
  url: https://flip.id/privacy-policy
- type: TermsOfService
  url: https://flip.id/syarat-ketentuan
- type: GitHubOrganization
  url: https://github.com/flip-id
- type: Business
  url: https://flip.id/business
- type: ChangeLog
  url: https://docs.flip.id/changelog
- type: ChangeLog
  url: changelog/flip-changelog.yml
  name: Flip changelog (captured)
- type: Authentication
  url: authentication/flip-authentication.yml
  name: Flip authentication profile
- type: Conventions
  url: conventions/flip-conventions.yml
  name: Flip API conventions
- type: Idempotency
  url: conventions/flip-conventions.yml
  name: Flip idempotency-key support
- type: Sandbox
  url: sandbox/flip-sandbox.yml
  name: Flip sandbox and MT ID Simulator
- type: Webhooks
  url: asyncapi/flip-webhooks.yml
  name: Flip callback/webhook catalog
- type: Lifecycle
  url: lifecycle/flip-lifecycle.yml
  name: Flip versioning and lifecycle
- type: Packages
  url: packages/flip-packages.yml
  name: Flip official plugins
- type: SDKs
  url: packages/flip-packages.yml
  name: Flip WooCommerce and Magento 2 plugins
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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