Flip

Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost interbank money transfers, bill payments, and cross-border remittance to consumers, and a "Flip for Business" (bigflip) suite of payment APIs to companies. The Flip for Business API lets businesses disburse money to any Indonesian bank or e-wallet (Money Transfer / Disbursement API), accept online payments via bank transfer, virtual accounts, e-wallets, cards, and retail outlets (Accept Payment API), and send international transfers (International Transfer API). The API is HTTP Basic authenticated with a secret key, supports IP whitelisting, idempotency keys, and signed callbacks/webhooks, and ships a sandbox environment plus WooCommerce and Magento 2 payment plugins. Flip is backed by Insight Partners, Lightspeed Venture Partners, and Y Combinator.

Flip publishes 3 APIs on the APIs.io network. Tagged areas include Company, Payments, Payment Gateway, Money Transfer, and Disbursement.

The Flip catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Flip’s developer surface includes documentation, getting-started guide, engineering blog, pricing, signup flow, support, changelog, and 18 more developer resources.

34.4/100 thin Agent 24/100 agent aware Full breakdown ↓
scored 2026-07-20 · rubric v0.4
3 APIs 0 Features
CompanyPaymentsPayment GatewayMoney TransferDisbursementRemittanceFintechIndonesiaInternational TransferBanking

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 34.4/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 3.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 24/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/flip: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

Flip Money Transfer (Disbursement) API

Disburse money programmatically to any Indonesian bank account or e-wallet. Create single and bulk disbursements, inquire bank accounts, list bank codes, and receive callbacks o...

Flip Accept Payment API

Accept online payments from customers via bank transfer, virtual accounts, e-wallets, cards, QRIS, and retail outlets. Create payment links / bills, configure payment methods an...

Flip International Transfer API

Send cross-border international transfers, including bulk international transfers, with recipient inquiry, request-for-information (RFI) handling, and transfer status callbacks.

Event Specifications

Flip Webhooks

ASYNCAPI

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 4

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: flip
name: Flip
description: Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost
  interbank money transfers, bill payments, and cross-border remittance to consumers, and a "Flip for Business" (bigflip)
  suite of payment APIs to companies. The Flip for Business API lets businesses disburse money to any Indonesian bank or e-wallet
  (Money Transfer / Disbursement API), accept online payments via bank transfer, virtual accounts, e-wallets, cards, and retail
  outlets (Accept Payment API), and send international transfers (International Transfer API). The API is HTTP Basic authenticated
  with a secret key, supports IP whitelisting, idempotency keys, and signed callbacks/webhooks, and ships a sandbox environment
  plus WooCommerce and Magento 2 payment plugins. Flip is backed by Insight Partners, Lightspeed Venture Partners, and Y Combinator.
url: https://raw.githubusercontent.com/api-evangelist/flip/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- lightspeed-venture-partners
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
image: https://flip.id/images/logo-big-flip.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Payment Gateway
- Money Transfer
- Disbursement
- Remittance
- Fintech
- Indonesia
- International Transfer
- Banking
apis:
- name: Flip Money Transfer (Disbursement) API
  description: Disburse money programmatically to any Indonesian bank account or e-wallet. Create single and bulk disbursements,
    inquire bank accounts, list bank codes, and receive callbacks on disbursement status. HTTP Basic auth with a secret key;
    supports idempotency keys and IP whitelisting.
  humanURL: https://docs.flip.id/
  baseURL: https://bigflip.id/api/v2
  tags:
  - Money Transfer
  - Disbursement
  - Bulk Disbursement
  - Bank Account Inquiry
  properties:
  - type: Documentation
    url: https://docs.flip.id/
- name: Flip Accept Payment API
  description: Accept online payments from customers via bank transfer, virtual accounts, e-wallets, cards, QRIS, and retail
    outlets. Create payment links / bills, configure payment methods and expiry, and receive payment callbacks.
  humanURL: https://docs.flip.id/
  baseURL: https://bigflip.id/api/v2
  tags:
  - Accept Payment
  - Payment Link
  - Virtual Account
  - Checkout
  properties:
  - type: Documentation
    url: https://docs.flip.id/
- name: Flip International Transfer API
  description: Send cross-border international transfers, including bulk international transfers, with recipient inquiry,
    request-for-information (RFI) handling, and transfer status callbacks.
  humanURL: https://docs.flip.id/
  baseURL: https://bigflip.id/api/v2
  tags:
  - International Transfer
  - Remittance
  - Cross Border
  properties:
  - type: Documentation
    url: https://docs.flip.id/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/flip-domain-security.yml
- type: Website
  url: https://flip.id/
- type: DeveloperPortal
  url: https://docs.flip.id/
- type: Documentation
  url: https://docs.flip.id/
- type: GettingStarted
  url: https://docs.flip.id/
- type: Blog
  url: https://docs.flip.id/changelog
- type: Pricing
  url: https://flip.id/business/pricing
- type: SignUp
  url: https://business.flip.id/
- type: Login
  url: https://business.flip.id/
- type: Support
  url: https://help.flip.id/
- type: HelpCenter
  url: https://help.flip.id/
- type: PrivacyPolicy
  url: https://flip.id/privacy-policy
- type: TermsOfService
  url: https://flip.id/syarat-ketentuan
- type: GitHubOrganization
  url: https://github.com/flip-id
- type: Business
  url: https://flip.id/business
- type: ChangeLog
  url: https://docs.flip.id/changelog
- type: ChangeLog
  url: changelog/flip-changelog.yml
  name: Flip changelog (captured)
- type: Authentication
  url: authentication/flip-authentication.yml
  name: Flip authentication profile
- type: Conventions
  url: conventions/flip-conventions.yml
  name: Flip API conventions
- type: Idempotency
  url: conventions/flip-conventions.yml
  name: Flip idempotency-key support
- type: Sandbox
  url: sandbox/flip-sandbox.yml
  name: Flip sandbox and MT ID Simulator
- type: Webhooks
  url: asyncapi/flip-webhooks.yml
  name: Flip callback/webhook catalog
- type: Lifecycle
  url: lifecycle/flip-lifecycle.yml
  name: Flip versioning and lifecycle
- type: Packages
  url: packages/flip-packages.yml
  name: Flip official plugins
- type: SDKs
  url: packages/flip-packages.yml
  name: Flip WooCommerce and Magento 2 plugins
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence