Bank Jago

PT Bank Jago Tbk is a technology-based digital bank in Indonesia, listed on the Indonesia Stock Exchange (IDX: ARTO) and backed by investors including Ribbit Capital and GoTo. Rather than a branch network, Bank Jago is delivered through the life-centric Jago mobile application and is deeply embedded into partner ecosystems — Gojek/GoPay for payments, and Bibit/Stockbit for investing — via API-based integrations. Its Open API payment surface is exposed through Indonesia's national SNAP (Standar Nasional Open API Pembayaran) programme, administered through the ASPI developer directory, rather than a self-hosted public developer portal. Bank Jago is regulated by the Indonesian Financial Services Authority (OJK) and Bank Indonesia. This API Evangelist profile is compiled from public sources as a fintech company lead; the bank publishes no self-hosted OpenAPI, SDK, or developer documentation at this time.

Bank Jago is profiled on the APIs.io network. Tagged areas include Company, Fintech, Banking, Digital Bank, and Indonesia.

🌐 Visit website 📡 Source on GitHub

15.5/100 emerging ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5

0 APIs

CompanyFintechBankingDigital BankIndonesiaOpen BankingPaymentsSNAP

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5

Composite quality — 15.5/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bank-jago: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: bank-jago
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bank-jago.png
name: Bank Jago
description: 'PT Bank Jago Tbk is a technology-based digital bank in Indonesia, listed on the Indonesia Stock Exchange (IDX:
  ARTO) and backed by investors including Ribbit Capital and GoTo. Rather than a branch network, Bank Jago is delivered through
  the life-centric Jago mobile application and is deeply embedded into partner ecosystems — Gojek/GoPay for payments, and
  Bibit/Stockbit for investing — via API-based integrations. Its Open API payment surface is exposed through Indonesia''s
  national SNAP (Standar Nasional Open API Pembayaran) programme, administered through the ASPI developer directory, rather
  than a self-hosted public developer portal. Bank Jago is regulated by the Indonesian Financial Services Authority (OJK)
  and Bank Indonesia. This API Evangelist profile is compiled from public sources as a fintech company lead; the bank publishes
  no self-hosted OpenAPI, SDK, or developer documentation at this time.'
url: https://raw.githubusercontent.com/api-evangelist/bank-jago/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Banking
- Digital Bank
- Indonesia
- Open Banking
- Payments
- SNAP
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.jago.com/en
- type: PrivacyPolicy
  url: https://www.jago.com/en/privacy-policy
- type: TermsOfService
  url: https://www.jago.com/en/terms-and-conditions
- type: Conformance
  url: conformance/bank-jago-conformance.yml
- type: DomainSecurity
  url: security/bank-jago-domain-security.yml
- type: WellKnown
  url: well-known/bank-jago-well-known.yml
- type: LLMsTxt
  url: llms/bank-jago-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence