PayTabs

PayTabs is a Saudi-built payment orchestration and gateway provider serving merchants across MENA. The PT2 REST API accepts cards and local methods (mada, Meeza, KNET, OmanNet, Benefit, STC Pay, urpay) plus Apple Pay, Google Pay and Samsung Pay through hosted, managed and own-form flows, with tokenization, recurring billing and invoicing. The API is served on region-specific hosts and authenticated with a merchant server key.

PayTabs publishes 2 APIs on the APIs.io network: Payments API and Transactions API. Tagged areas include Payments, Payment Gateway, Fintech, MENA, and Saudi Arabia.

The PayTabs catalog on APIs.io includes 1 event-driven AsyncAPI specification.

PayTabs’ developer surface includes authentication, documentation, engineering blog, getting-started guide, API reference, support, pricing, and 34 more developer resources.

🌐 Visit website 📡 Source on GitHub
70.6/100 exemplar ▬ flat Agent 87/100 agent native Full breakdown ↓
scored 2026-07-28 · rubric v0.5
AccessEnterpriseSelf serve
2 APIs 1 MCP Servers
PaymentsPayment GatewayFintechMENASaudi ArabiaCardsmada

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5
Composite quality — 70.6/100 · exemplar
Contract Quality 17.3 / 25
Developer Ergonomics 17.0 / 20
Commercial Clarity 17.9 / 20
Operational Transparency 7.9 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 87/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/paytabs: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

PayTabs Payments API

Create and manage transactions.

PayTabs Transactions API

Query and manage existing transactions.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

paytabs-mcp.yml

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Paytabs Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Paytabs Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Paytabs Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

PayTabs IPN / Callback Notifications

PayTabs delivers transaction outcomes to merchants via server-to-server HTTP POST notifications. There are two flavors of the same payload: the Callback (a one-time notification...

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Paytabs Authentication

apiKey · 2 schemes

SECURITY

Paytabs Domain Security

no transport/DNS hardening detected

SECURITY

Paytabs Vulnerability Disclosure

contact published

SECURITY

Paytabs Trust Center

PCI DSS Level 1, EMV 3-D Secure 2 (Modirum), mada / Saudi National Payment Gateway certified

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Paytabs Agentic Access

2 operations · 1 acting · 1 human-in-the-loop

2 operations · 1 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Sandbox
Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference
 AsyncAPI
AsyncAPI

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conventions
Conventions
 Idempotency
Idempotency
 DataModel
DataModel
 Webhooks
Webhooks

Scroll for all 7

Build 5

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Postman
Postman
 Packages
Packages
 SDKs
SDKs
 DeclineCodes
DeclineCodes

Access & Security 6

Authentication, authorization, and security posture

TrustCenter
TrustCenter
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Authentication
Authentication
 Security
Security
 Compliance
Compliance

Operate 3

Status, limits, changes, and where to get help

RateLimits
RateLimits
 Support
Support
 StatusPage
StatusPage

Commercial 5

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps
 Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: paytabs
url: https://raw.githubusercontent.com/api-evangelist/paytabs/refs/heads/main/apis.yml
name: PayTabs
kind: company
description: PayTabs is a Saudi-built payment orchestration and gateway provider serving merchants across MENA. The PT2 REST
  API accepts cards and local methods (mada, Meeza, KNET, OmanNet, Benefit, STC Pay, urpay) plus Apple Pay, Google Pay and
  Samsung Pay through hosted, managed and own-form flows, with tokenization, recurring billing and invoicing. The API is served
  on region-specific hosts and authenticated with a merchant server key.
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/paytabs.png
tags:
- Payments
- Payment Gateway
- Fintech
- MENA
- Saudi Arabia
- Cards
- mada
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: paytabs:paytabs-payments-api
  name: PayTabs Payments API
  description: Create and manage transactions.
  humanURL: https://docs.paytabs.com/manuals/PT-API-Endpoints/Integration-Types-Manuals/Hosted-Payment-Page/HPP-Step-3-Initiating-Payment/HPP-Initiating-Payment/
  baseURL: https://secure.paytabs.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/paytabs-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.paytabs.com/manuals/PT-API-Endpoints/Introduction/
  - type: APIReference
    url: https://documenter.getpostman.com/view/14575178/TWDRtfWG
  - type: PostmanCollection
    url: collections/paytabs.postman_collection.json
  - type: Documentation
    url: https://docs.paytabs.com/manuals/PT-API-Endpoints/Integration-Types-Manuals/Hosted-Payment-Page/HPP-Step-7-Manage-Transactions/HPP-Step-7-Query-Transaction/
  - type: Documentation
    url: https://docs.paytabs.com/manuals/PT-API-Endpoints/Repeat-Billing/Step-1-Understanding-Workflow-&-Prerequisites/Repeat-Billing-Prerequisites/
  - type: Documentation
    url: https://support.paytabs.com/en/support/solutions/articles/60000902481-3-2-3-invoices-apis-initiating-the-payment-request-download-invoice-pdf
- aid: paytabs:paytabs-transactions-api
  name: PayTabs Transactions API
  description: Query and manage existing transactions.
  humanURL: https://docs.paytabs.com/manuals/PT-API-Endpoints/Integration-Types-Manuals/Hosted-Payment-Page/HPP-Step-3-Initiating-Payment/HPP-Initiating-Payment/
  baseURL: https://secure.paytabs.com
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/paytabs-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.paytabs.com/manuals/PT-API-Endpoints/Introduction/
  - type: APIReference
    url: https://documenter.getpostman.com/view/14575178/TWDRtfWG
  - type: PostmanCollection
    url: collections/paytabs.postman_collection.json
  - type: Documentation
    url: https://docs.paytabs.com/manuals/PT-API-Endpoints/Integration-Types-Manuals/Hosted-Payment-Page/HPP-Step-7-Manage-Transactions/HPP-Step-7-Query-Transaction/
  - type: Documentation
    url: https://docs.paytabs.com/manuals/PT-API-Endpoints/Repeat-Billing/Step-1-Understanding-Workflow-&-Prerequisites/Repeat-Billing-Prerequisites/
  - type: Documentation
    url: https://support.paytabs.com/en/support/solutions/articles/60000902481-3-2-3-invoices-apis-initiating-the-payment-request-download-invoice-pdf
common:
- type: AgenticAccess
  url: agentic-access/paytabs-agentic-access.yml
- type: TrustCenter
  url: security/paytabs-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/paytabs-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/paytabs-domain-security.yml
- type: Authentication
  url: authentication/paytabs-authentication.yml
- type: GitHubOrganization
  url: https://github.com/paytabscom
- type: LinkedIn
  url: https://www.linkedin.com/company/paytabs
- type: Website
  url: https://paytabs.com/en/
- type: Documentation
  url: https://docs.paytabs.com/
- type: Plans
  url: plans/paytabs-plans-pricing.yml
- type: RateLimits
  url: rate-limits/paytabs-rate-limits.yml
- type: FinOps
  url: finops/paytabs-finops.yml
- url: https://paytabs.com/news/
  type: Blog
- type: DeveloperPortal
  url: https://docs.paytabs.com/
- type: GettingStarted
  url: https://docs.paytabs.com/PT2-API-Endpoints/Introduction/
- type: APIReference
  url: https://documenter.getpostman.com/view/14575178/TWDRtfWG
- type: Postman
  url: https://documenter.getpostman.com/view/14575178/TWDRtfWG
- type: Support
  url: https://support.paytabs.com/en/support/home
- type: Pricing
  url: https://paytabs.com/en/pricing/
- type: SignUp
  url: https://merchant.paytabs.com/merchant/register
- type: TermsOfService
  url: https://ai.paytabs.com/en/terms-of-use/
- type: PrivacyPolicy
  url: https://ai.paytabs.com/en/privacy-policy/
- type: StatusPage
  url: https://status.paytabs.com/
- type: Security
  url: https://ai.paytabs.com/en/security-compliance/
- type: Compliance
  url: https://ai.paytabs.com/en/security-compliance/
- type: Packages
  url: packages/paytabs-packages.yml
- type: SDKs
  url: packages/paytabs-packages.yml
- type: MCPServer
  url: mcp/paytabs-mcp.yml
- type: LLMsTxt
  url: llms/paytabs-llms.txt
- type: Overlay
  url: overlays/paytabs-openapi-overlay.yaml
- type: Conformance
  url: conformance/paytabs-conformance.yml
- type: ErrorCatalog
  url: errors/paytabs-problem-types.yml
- type: DeclineCodes
  url: errors/paytabs-decline-codes.yml
- type: Lifecycle
  url: lifecycle/paytabs-lifecycle.yml
- type: Conventions
  url: conventions/paytabs-conventions.yml
- type: Idempotency
  url: conventions/paytabs-conventions.yml
- type: DataModel
  url: data-model/paytabs-data-model.yml
- type: AsyncAPI
  url: asyncapi/paytabs-webhooks-asyncapi.yml
- type: Webhooks
  url: asyncapi/paytabs-webhooks-asyncapi.yml
- type: Sandbox
  url: sandbox/paytabs-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com