HyperPay website screenshot

HyperPay

HyperPay is a MENA / Saudi Arabia online payment gateway built on the ACI / OPPWA Open Payment Platform. Its REST API powers the COPYandPAY hosted widget and a Server-to-Server integration, accepting cards (VISA, MASTER, AMEX), the Saudi domestic mada scheme, STC Pay, and Apple Pay, priced and settled in SAR. Additional products include HyperSplit (marketplace payouts) and HyperBill (invoicing).

HyperPay publishes 4 APIs on the APIs.io network, including COPYandPAY API, Payments API, Query API, and 1 more. Tagged areas include Payments, Payment Gateway, Fintech, MENA, and Saudi Arabia.

The HyperPay catalog on APIs.io includes 1 event-driven AsyncAPI specification.

HyperPay’s developer surface includes authentication, documentation, engineering blog, API reference, getting-started guide, support, sandbox, and 27 more developer resources.

60.5/100 strong ▬ flat Agent 78/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessPaidSelf serve
6 APIs 1 MCP Servers
PaymentsPayment GatewayFintechMENASaudi ArabiamadaApple PayCards

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 60.5/100 · strong
Contract Quality 16.9 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 11.1 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 78/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hyperpay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

HyperPay HyperSplit

HyperSplit distributes a single collected payment across multiple sub-merchants or beneficiaries for marketplace and platform payout scenarios. Onboarding and API access are arr...

HyperPay HyperBill

HyperBill issues invoices and shareable payment links that collect payment through the HyperPay platform without a custom checkout integration.

HyperPay COPYandPAY API

Hosted widget checkout preparation and result.

HyperPay Payments API

Server-to-Server payments and back-office operations.

HyperPay Query API

Query the status of a prior payment.

HyperPay Registrations API

Tokenization of payment instruments for one-click and recurring.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

hyperpay-mcp.yml

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Hyperpay Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hyperpay Authentication

http · 2 schemes

SECURITY

Hyperpay Vulnerability Disclosure

security.txt · contact published

SECURITY

Hyperpay Trust Center

PCI-DSS Level 1, SAMA (Saudi Central Bank) licensed payment service provider

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Hyperpay Agentic Access

9 operations · 6 acting · 5 human-in-the-loop

9 operations · 6 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 5

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: hyperpay
url: https://raw.githubusercontent.com/api-evangelist/hyperpay/refs/heads/main/apis.yml
name: HyperPay
kind: company
description: HyperPay is a MENA / Saudi Arabia online payment gateway built on the ACI / OPPWA Open Payment Platform. Its
  REST API powers the COPYandPAY hosted widget and a Server-to-Server integration, accepting cards (VISA, MASTER, AMEX), the
  Saudi domestic mada scheme, STC Pay, and Apple Pay, priced and settled in SAR. Additional products include HyperSplit (marketplace
  payouts) and HyperBill (invoicing).
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hyperpay.png
tags:
- Payments
- Payment Gateway
- Fintech
- MENA
- Saudi Arabia
- mada
- Apple Pay
- Cards
created: '2026-07-17'
modified: '2026-07-18'
specificationVersion: '0.19'
apis:
- aid: hyperpay:hyperpay-hypersplit
  name: HyperPay HyperSplit
  tags:
  - Payouts
  - Marketplace
  - Split Payments
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.hyperpay.com/hypersplit/
  baseURL: https://www.hyperpay.com/hypersplit/
  properties:
  - url: https://www.hyperpay.com/hypersplit/
    type: Documentation
  description: HyperSplit distributes a single collected payment across multiple sub-merchants or beneficiaries for marketplace
    and platform payout scenarios. Onboarding and API access are arranged with a HyperPay account manager.
- aid: hyperpay:hyperpay-hyperbill
  name: HyperPay HyperBill
  tags:
  - Invoicing
  - Payment Links
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.hyperpay.com/hyperbill/
  baseURL: https://www.hyperpay.com/hyperbill/
  properties:
  - url: https://www.hyperpay.com/hyperbill/
    type: Documentation
  description: HyperBill issues invoices and shareable payment links that collect payment through the HyperPay platform without
    a custom checkout integration.
- aid: hyperpay:hyperpay-copyandpay-api
  name: HyperPay COPYandPAY API
  description: Hosted widget checkout preparation and result.
  humanURL: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  baseURL: https://eu-prod.oppwa.com/v1
  tags:
  - COPYandPAY
  properties:
  - type: OpenAPI
    url: openapi/hyperpay-copyandpay-api-openapi.yml
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  - type: APIReference
    url: https://hyperpay.docs.oppwa.com/reference/parameters
  - type: PostmanCollection
    url: collections/hyperpay.postman_collection.json
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/server-to-server
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/manage-payments/registration
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/reporting
- aid: hyperpay:hyperpay-payments-api
  name: HyperPay Payments API
  description: Server-to-Server payments and back-office operations.
  humanURL: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  baseURL: https://eu-prod.oppwa.com/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/hyperpay-payments-api-openapi.yml
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  - type: APIReference
    url: https://hyperpay.docs.oppwa.com/reference/parameters
  - type: PostmanCollection
    url: collections/hyperpay.postman_collection.json
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/server-to-server
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/manage-payments/registration
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/reporting
- aid: hyperpay:hyperpay-query-api
  name: HyperPay Query API
  description: Query the status of a prior payment.
  humanURL: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  baseURL: https://eu-prod.oppwa.com/v1
  tags:
  - Query
  properties:
  - type: OpenAPI
    url: openapi/hyperpay-query-api-openapi.yml
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  - type: APIReference
    url: https://hyperpay.docs.oppwa.com/reference/parameters
  - type: PostmanCollection
    url: collections/hyperpay.postman_collection.json
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/server-to-server
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/manage-payments/registration
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/reporting
- aid: hyperpay:hyperpay-registrations-api
  name: HyperPay Registrations API
  description: Tokenization of payment instruments for one-click and recurring.
  humanURL: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  baseURL: https://eu-prod.oppwa.com/v1
  tags:
  - Registrations
  properties:
  - type: OpenAPI
    url: openapi/hyperpay-registrations-api-openapi.yml
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
  - type: APIReference
    url: https://hyperpay.docs.oppwa.com/reference/parameters
  - type: PostmanCollection
    url: collections/hyperpay.postman_collection.json
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/server-to-server
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/manage-payments/registration
  - type: Documentation
    url: https://hyperpay.docs.oppwa.com/tutorials/reporting
common:
- type: AgenticAccess
  url: agentic-access/hyperpay-agentic-access.yml
- type: TrustCenter
  url: security/hyperpay-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/hyperpay-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/hyperpay-domain-security.yml
- type: Authentication
  url: authentication/hyperpay-authentication.yml
- type: Website
  url: https://www.hyperpay.com/
- type: Documentation
  url: https://hyperpay.docs.oppwa.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/hyperpay
- type: Plans
  url: plans/hyperpay-plans-pricing.yml
- type: RateLimits
  url: rate-limits/hyperpay-rate-limits.yml
- type: FinOps
  url: finops/hyperpay-finops.yml
- url: https://www.hyperpay.com/blog/
  type: Blog
- type: DeveloperPortal
  url: https://hyperpay.docs.oppwa.com/
- type: APIReference
  url: https://hyperpay.docs.oppwa.com/reference/parameters
- type: GettingStarted
  url: https://hyperpay.docs.oppwa.com/tutorials/integration-guide
- type: Support
  url: https://www.hyperpay.com/contact/
- type: PrivacyPolicy
  url: https://www.hyperpay.com/privacy-policy/
- type: Packages
  url: packages/hyperpay-packages.yml
- type: SDKs
  url: packages/hyperpay-packages.yml
- type: MCPServer
  url: mcp/hyperpay-mcp.yml
- type: LLMsTxt
  url: llms/hyperpay-llms.txt
- type: Overlay
  url: overlays/hyperpay-openapi-overlay.yaml
- type: Conformance
  url: conformance/hyperpay-conformance.yml
- type: Compliance
  url: security/hyperpay-trust-center.yml
- type: ErrorCatalog
  url: errors/hyperpay-result-codes.yml
- type: DeclineCodes
  url: errors/hyperpay-decline-codes.yml
- type: Lifecycle
  url: lifecycle/hyperpay-lifecycle.yml
- type: Deprecation
  url: lifecycle/hyperpay-lifecycle.yml
- type: Sandbox
  url: sandbox/hyperpay-sandbox.yml
- type: Conventions
  url: conventions/hyperpay-conventions.yml
- type: Components
  url: components/hyperpay-components.yml
- type: DataModel
  url: data-model/hyperpay-data-model.yml
- type: Webhooks
  url: asyncapi/hyperpay-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com