HyperPay Payments API

openapi: 3.0.1
info:
  title: HyperPay Payment COPYandPAY Payments API
  description: 'HyperPay is a MENA / Saudi Arabia payment gateway built on the ACI / OPPWA Open Payment Platform. This REST API powers the COPYandPAY hosted widget and the Server-to-Server integration, supporting card brands (VISA, MASTER, AMEX), the Saudi domestic scheme mada, STC Pay, and Apple Pay. All requests are sent as application/x-www-form-urlencoded over TLS, authenticated with an `entityId` (channel identifier) plus an `Authorization: Bearer` access token. Amounts are decimal strings and currency is an ISO 4217 code (SAR for Saudi merchants).'
  termsOfService: https://www.hyperpay.com/terms-and-conditions/
  contact:
    name: HyperPay Support
    url: https://www.hyperpay.com/contact-us/
    email: info@hyperpay.com
  version: '1.0'
servers:
- url: https://eu-prod.oppwa.com
  description: Production (live) host
- url: https://test.oppwa.com
  description: Integration / test host
security:
- bearerAuth: []
tags:
- name: Payments
  description: Server-to-Server payments and back-office operations.
paths:
  /v1/payments:
    post:
      operationId: createPayment
      tags:
      - Payments
      summary: Server-to-Server payment
      description: Submits a payment directly server-to-server (requires PCI-DSS scope to handle raw card data). paymentType PA performs a pre-authorization and DB performs a debit. Supports mada, STC_PAY and APPLEPAY brands in addition to VISA / MASTER / AMEX.
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/PaymentRequest'
      responses:
        '200':
          description: Payment processed.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentResponse'
  /v1/payments/{id}:
    post:
      operationId: managePayment
      tags:
      - Payments
      summary: Back-office operation on a prior payment
      description: References an existing payment by id to perform a capture (paymentType CP), refund (RF), or reversal/void (RV).
      parameters:
      - name: id
        in: path
        required: true
        description: The id of the referenced payment.
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/BackofficeRequest'
      responses:
        '200':
          description: Operation processed.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentResponse'
components:
  schemas:
    BackofficeRequest:
      type: object
      required:
      - entityId
      - paymentType
      properties:
        entityId:
          type: string
        amount:
          type: string
        currency:
          type: string
          example: SAR
        paymentType:
          type: string
          enum:
          - CP
          - RF
          - RV
          description: CP = capture, RF = refund, RV = reversal/void.
    PaymentRequest:
      type: object
      required:
      - entityId
      - amount
      - currency
      - paymentBrand
      - paymentType
      properties:
        entityId:
          type: string
        amount:
          type: string
          example: '92.00'
        currency:
          type: string
          example: SAR
        paymentBrand:
          type: string
          example: MADA
          description: e.g. VISA, MASTER, AMEX, MADA, STC_PAY, APPLEPAY.
        paymentType:
          type: string
          enum:
          - DB
          - PA
        card.number:
          type: string
        card.holder:
          type: string
        card.expiryMonth:
          type: string
        card.expiryYear:
          type: string
        card.cvv:
          type: string
    PaymentResponse:
      type: object
      properties:
        id:
          type: string
        paymentType:
          type: string
        paymentBrand:
          type: string
        amount:
          type: string
        currency:
          type: string
        result:
          $ref: '#/components/schemas/Result'
        card:
          type: object
          properties:
            bin:
              type: string
            last4Digits:
              type: string
            holder:
              type: string
            expiryMonth:
              type: string
            expiryYear:
              type: string
        registrationId:
          type: string
        merchantTransactionId:
          type: string
        timestamp:
          type: string
        ndc:
          type: string
    Result:
      type: object
      properties:
        code:
          type: string
          description: Result code, e.g. 000.000.000 (success) / 000.100.110 (test success).
          example: 000.100.110
        description:
          type: string
          example: Request successfully processed in 'Merchant in Integrator Test Mode'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: accessToken
      description: 'Access token issued by HyperPay, sent as `Authorization: Bearer <token>`. Every request must ALSO carry an `entityId` channel identifier (as a form field on writes or a query parameter on reads).'