Flywire website screenshot

Flywire

Flywire is a global payments enablement and software company that operates a proprietary cross-border payment network spanning more than 140 currencies and 240 countries and territories, serving the education, healthcare, travel, and business-to-business verticals. The Flywire Payments API is an HTTP-based REST API (JSON request/response bodies, API-Key authorization) that lets platforms integrate Flywire's payment network directly — creating and capturing one-off, recurring, pre-authorization, refund, and 529 payments, managing payors, recipients, checkout sessions and documents, and receiving real-time payment status callbacks (webhooks) signed with an HMAC-SHA256 shared secret. Flywire also ships client-side JavaScript and React libraries (Flywire Elements, Checkout, Pay-By-Link) for embedding hosted payment experiences.

Flywire publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, Cross-Border Payments, Fintech, and Education Payments.

The Flywire catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Flywire’s developer surface includes engineering blog, documentation, API reference, getting-started guide, sandbox, authentication, and 24 more developer resources.

48.0/100 developing ▬ flat Agent 23/100 agent aware saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2
AccessSelf serve
1 APIs 1 MCP Servers
CompanyPaymentsCross-Border PaymentsFintechEducation PaymentsHealthcare PaymentsTravel PaymentsB2B PaymentsCheckoutWebhook

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2
Composite quality — 48.0/100 · developing
Contract Quality 9.1 / 21
Developer Ergonomics 11.3 / 17
Access Clarity 6.3 / 17
Operational Transparency 1.2 / 11
Contract Governance 1.9 / 10
Discoverability 6.5 / 9
Regulatory Posture 10.3 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/flywire: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Flywire Payments API

REST API for integrating Flywire's global payment network — one-off, recurring, pre-authorization, refund and 529 payments, checkout sessions, payors, recipients, and documents,...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Flywire MCP Server

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Flywire Authentication

apiKey · 1 scheme

SECURITY

Flywire Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Flywire Vulnerability Disclosure

Intigriti · security.txt · contact published

SECURITY

Flywire Trust Center

PCI DSS Level 1, SOC 2 Type II, ISO/IEC 27001:2013, GDPR

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 7

Authentication, authorization, and security posture

Scroll for all 7

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: flywire
name: Flywire
description: Flywire is a global payments enablement and software company that operates a proprietary cross-border payment
  network spanning more than 140 currencies and 240 countries and territories, serving the education, healthcare, travel,
  and business-to-business verticals. The Flywire Payments API is an HTTP-based REST API (JSON request/response bodies, API-Key
  authorization) that lets platforms integrate Flywire's payment network directly — creating and capturing one-off, recurring,
  pre-authorization, refund, and 529 payments, managing payors, recipients, checkout sessions and documents, and receiving
  real-time payment status callbacks (webhooks) signed with an HMAC-SHA256 shared secret. Flywire also ships client-side JavaScript
  and React libraries (Flywire Elements, Checkout, Pay-By-Link) for embedding hosted payment experiences.
url: https://raw.githubusercontent.com/api-evangelist/flywire/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
- accel
- bain-capital-ventures
- balderton-capital
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Cross-Border Payments
- Fintech
- Education Payments
- Healthcare Payments
- Travel Payments
- B2B Payments
- Checkout
- Webhook
tags_raw:
- Company
- Payments
- Cross-Border Payments
- FinTech
- Education Payments
- Healthcare Payments
- Travel Payments
- B2B Payments
- Checkout
- Webhooks
image: https://www.flywire.com/favicon.ico
apis:
- name: Flywire Payments API
  description: REST API for integrating Flywire's global payment network — one-off, recurring, pre-authorization, refund and
    529 payments, checkout sessions, payors, recipients, and documents, with real-time payment-status callbacks.
  humanURL: https://developers.flywire.com/education/Content/api-landing-page.htm
  baseURL: https://api-platform.flywire.com/payments/v1/
  tags:
  - Payments
  - Cross-Border Payments
  - Refunds
  properties:
  - type: Documentation
    url: https://developers.flywire.com/education/Content/api-basics.htm
  - type: APIReference
    url: https://developers.flywire.com/education/Content/api-reference.htm
  - type: Sandbox
    url: sandbox/flywire-sandbox.yml
  - type: Authentication
    url: authentication/flywire-authentication.yml
  - type: ErrorCatalog
    url: errors/flywire-problem-types.yml
  - type: Webhooks
    url: asyncapi/flywire-payments-webhooks.yml
  - type: Conventions
    url: conventions/flywire-conventions.yml
  - type: DataModel
    url: data-model/flywire-data-model.yml
  - type: MCPServer
    url: mcp/flywire-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Blog
  url: https://www.flywire.com/company/news
- type: TrustCenter
  url: security/flywire-trust-center.yml
- type: Website
  url: https://www.flywire.com
- type: DeveloperPortal
  url: https://developers.flywire.com/
- type: Documentation
  url: https://developers.flywire.com/education/Content/home.htm
- type: APIReference
  url: https://developers.flywire.com/education/Content/api-reference.htm
- type: GettingStarted
  url: https://developers.flywire.com/education/Content/api-basics.htm
- type: StatusPage
  url: https://status.flywire.com/
- type: TermsOfService
  url: https://www.flywire.com/legal/terms-of-use
- type: PrivacyPolicy
  url: https://www.flywire.com/legal/privacy-policy
- type: GitHubOrganization
  url: https://github.com/peertransfer
- type: Compliance
  url: https://www.flywire.com/company/security
- type: Security
  url: https://app.intigriti.com/programs/flywire/flywirevulnerabilitydiscloseprogram/
- type: Packages
  url: packages/flywire-packages.yml
- type: SDKs
  url: packages/flywire-packages.yml
- type: Components
  url: components/flywire-components.yml
- type: Sandbox
  url: sandbox/flywire-sandbox.yml
- type: Authentication
  url: authentication/flywire-authentication.yml
- type: Conventions
  url: conventions/flywire-conventions.yml
- type: ErrorCatalog
  url: errors/flywire-problem-types.yml
- type: Lifecycle
  url: lifecycle/flywire-lifecycle.yml
- type: Webhooks
  url: asyncapi/flywire-payments-webhooks.yml
- type: Conformance
  url: conformance/flywire-conformance.yml
- type: DataModel
  url: data-model/flywire-data-model.yml
- type: WellKnown
  url: well-known/flywire-well-known.yml
- type: SecurityTxt
  url: well-known/flywire-security.txt
- type: VulnerabilityDisclosure
  url: security/flywire-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/flywire-domain-security.yml
- type: MCPServer
  url: mcp/flywire-mcp.yml
- type: LLMsTxt
  url: llms/flywire-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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