PointCheckout

PointCheckout is a MENA-region payments and rewards platform, backed by 500 Global, that lets shoppers pay online with reward points and miles and lets merchants accept card and rewards payments. Its developer-facing Merchant API (powered by paymennt.com) exposes hosted web, payment-link, QR, and mobile checkouts, recurring subscriptions, merchant branches, and HMAC-signed webhooks. The API is RESTful JSON, versioned in the URI path (v2.0), secured with an API key and secret header pair, and ships with a separate test environment plus iOS/Android SDKs and e-commerce plugins for Magento 2, WooCommerce, OpenCart, and Shopify.

PointCheckout publishes 4 API contracts indexed on the APIs.io network, including Branches API, Checkout API, Customer subscription API, and 1 more. Tagged areas include Company, Payments, Checkout, Subscription, and Rewards.

The PointCheckout catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

PointCheckout’s developer surface includes authentication, sandbox, documentation, API reference, getting-started guide, quickstart, support, and 23 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

49.9/100 developing ▬ flat Agent 37/100 agent ready Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 published contract 2 Agent Skills

Company Payments Checkout Subscription Rewards Loyalty Webhook MENA E-Commerce

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Consumer Commerce

AE-140

Checkout

POST /checkout/web POST /checkout/link POST /checkout/{checkoutId}/refund

Developer Platform & API Ecosystem Management

BC-4270

Webhooks

POST /webhooks POST /webhooks/{webhookId}/test POST /webhooks/{webhookId}/disable

Subscription Lifecycle Management

BC-4240

Customer subscription

POST /subscription POST /subscription/{subscriptionId}/pause POST /subscription/{subscriptionId}/resume

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 49.9/100 · developing

Contract Quality 10.5 / 19

Developer Ergonomics 11.0 / 15

Access Clarity 5.5 / 15

Operational Transparency 1.0 / 10

Contract Governance 2.9 / 9

Discoverability 5.5 / 8

Regulatory Posture 5.1 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 36.8 — up to +12.6 composite points
Operational Transparency scores 10.5 — up to +11.6 composite points
Contract Quality scores 55.8 — up to +11.1 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/pointcheckout/apis.yml: open an issue on github.com/api-evangelist/pointcheckout to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Gulf and Southeast Asia Open Finance	undeclared	-	-	1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

PointCheckout Branches API

API endpoints for branch management.

PointCheckout Checkout API

API endpoints for checkout management.

PointCheckout Customer subscription API

API endpoints for Customer subscription management.

PointCheckout Webhooks API

API endpoints for webhook management.

Open Collections 4

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Merchant Branches API

OPEN COLLECTION

Merchant Branches Checkout API

OPEN COLLECTION

Merchant Branches Customer subscription API

OPEN COLLECTION

Merchant Branches Webhooks API

OPEN COLLECTION

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Accept a payment with PointCheckout

AGENT SKILL

Manage recurring subscriptions with PointCheckout

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Pointcheckout Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

PointCheckout API Rules

53 rules · 48 errors 4 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Pointcheckout Merchant Api Overlay

2 actions · update · pointcheckout-merchant-api-openapi.yml

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pointcheckout Authentication

apiKey · 2 schemes

SECURITY

Pointcheckout Domain Security

TLSv1.3 · DMARC

SECURITY

Pointcheckout Trust Center

PCI DSS

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

Quickstart

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

LLMsTxt

WellKnown

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Webhooks

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

TrustCenter

Compliance

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: pointcheckout
name: PointCheckout
description: PointCheckout is a MENA-region payments and rewards platform, backed by 500 Global, that lets shoppers pay online
  with reward points and miles and lets merchants accept card and rewards payments. Its developer-facing Merchant API (powered
  by paymennt.com) exposes hosted web, payment-link, QR, and mobile checkouts, recurring subscriptions, merchant branches,
  and HMAC-signed webhooks. The API is RESTful JSON, versioned in the URI path (v2.0), secured with an API key and secret
  header pair, and ships with a separate test environment plus iOS/Android SDKs and e-commerce plugins for Magento 2, WooCommerce,
  OpenCart, and Shopify.
url: https://raw.githubusercontent.com/api-evangelist/pointcheckout/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://docs.pointcheckout.com/img/logo.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-04
x-docs-hosting: github-pages
tags:
- Company
- Payments
- Checkout
- Subscription
- Rewards
- Loyalty
- Webhook
- MENA
- E-Commerce
tags_raw:
- Company
- Payments
- Checkout
- Subscriptions
- Rewards
- Loyalty
- Webhooks
- MENA
- E-Commerce
apis:
- aid: pointcheckout:pointcheckout-branches-api
  name: PointCheckout Branches API
  description: API endpoints for branch management.
  humanURL: https://docs.pointcheckout.com/api/
  baseURL: https://api.paymennt.com/mer/v2.0/
  tags:
  - Branches
  properties:
  - type: OpenAPI
    url: openapi/pointcheckout-branches-api-openapi.yml
- aid: pointcheckout:pointcheckout-checkout-api
  name: PointCheckout Checkout API
  description: API endpoints for checkout management.
  humanURL: https://docs.pointcheckout.com/api/
  baseURL: https://api.paymennt.com/mer/v2.0/
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/pointcheckout-checkout-api-openapi.yml
- aid: pointcheckout:pointcheckout-customer-subscription-api
  name: PointCheckout Customer subscription API
  description: API endpoints for Customer subscription management.
  humanURL: https://docs.pointcheckout.com/api/
  baseURL: https://api.paymennt.com/mer/v2.0/
  tags:
  - Customer subscription
  properties:
  - type: OpenAPI
    url: openapi/pointcheckout-customer-subscription-api-openapi.yml
- aid: pointcheckout:pointcheckout-webhooks-api
  name: PointCheckout Webhooks API
  description: API endpoints for webhook management.
  humanURL: https://docs.pointcheckout.com/api/
  baseURL: https://api.paymennt.com/mer/v2.0/
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/pointcheckout-webhooks-api-openapi.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: CapabilityMap
  url: capabilities/pointcheckout-capability-edges.yml
  name: PointCheckout Business Capability Map
- type: Overlay
  url: overlays/pointcheckout-merchant-api-overlay.yaml
- type: DomainSecurity
  url: security/pointcheckout-domain-security.yml
- type: TrustCenter
  url: security/pointcheckout-trust-center.yml
- type: Compliance
  url: security/pointcheckout-trust-center.yml
- type: Authentication
  url: authentication/pointcheckout-authentication.yml
- type: Conventions
  url: conventions/pointcheckout-conventions.yml
- type: ErrorCatalog
  url: errors/pointcheckout-problem-types.yml
- type: Lifecycle
  url: lifecycle/pointcheckout-lifecycle.yml
- type: Conformance
  url: conformance/pointcheckout-conformance.yml
- type: DataModel
  url: data-model/pointcheckout-data-model.yml
- type: Sandbox
  url: sandbox/pointcheckout-sandbox.yml
- type: Webhooks
  url: asyncapi/pointcheckout-webhooks.yml
- type: X-MCPServerCandidate
  url: mcp/pointcheckout-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/pointcheckout-llms.txt
- type: Packages
  url: packages/pointcheckout-packages.yml
- type: SDKs
  url: packages/pointcheckout-packages.yml
- type: WellKnown
  url: well-known/pointcheckout-well-known.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DeveloperPortal
  url: https://docs.pointcheckout.com/
- type: Documentation
  url: https://docs.pointcheckout.com/docs/
- type: APIReference
  url: https://docs.pointcheckout.com/api/
- type: GettingStarted
  url: https://docs.pointcheckout.com/docs/
- type: Quickstart
  url: https://docs.pointcheckout.com/developer
- type: Support
  url: https://www.pointcheckout.com/en/home/contact
- type: Blog
  url: https://www.pointcheckout.com/en/blog
- type: GitHubOrganization
  url: https://github.com/pointcheckout
- type: TermsOfService
  url: https://www.pointcheckout.com/legal/merchant/merchant-terms-and-conditions
- type: PrivacyPolicy
  url: https://www.pointcheckout.com/legal/privacy/privacy-policy
- type: Website
  url: https://pointcheckout.com
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 16
  pass: local-v1

PointCheckout API — frequently asked questions

Does PointCheckout have an API?

Yes. APIs.io lists 4 APIs from PointCheckout, including PointCheckout Branches API, PointCheckout Checkout API and PointCheckout Customer subscription API, and 1 more.

Is there an OpenAPI specification for the PointCheckout API?

Yes. APIs.io indexes 4 OpenAPI specifications for PointCheckout, each linked for download from this page.

How do I authenticate with the PointCheckout API?

PointCheckout uses bearer-token authentication (apiKey · 2 schemes). The details are profiled on APIs.io as Pointcheckout Authentication.

Is the PointCheckout API ready for AI agents?

PointCheckout has a Kin Score of 49.9 out of 100 (developing) and an Agent Readiness score of 36.8 (agent-ready), scored by API Evangelist on 2026-11-06.

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