CIBC

Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada's Big Six, formed in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada and headquartered in Toronto, Ontario. Serving roughly eleven million personal, business, commercial, wealth, and capital-markets clients across Personal & Business Banking, Wealth Management, and Capital Markets, CIBC is a participant in the shared Canadian rails, including Interac e-Transfer and Payments Canada settlement systems. Canada has no operational open-banking mandate today: the federal Consumer-Driven Banking framework legislated in Budget 2024 and the 2024 Fall Economic Statement, overseen by the Financial Consumer Agency of Canada (FCAC), is not yet live, so access remains voluntary and fragmented. CIBC runs no first-party public developer portal (developer.cibc.com does not resolve) and publishes no downloadable OpenAPI or Swagger specifications. Consumer-permissioned data access is aggregator-mediated: CIBC signed a tokenized data-access agreement with U.S. aggregator MX (announced August 2022, MX's first in Canada) to let clients share financial data with third-party apps without exposing banking credentials, and its accounts are also reachable through Plaid (Assets, Auth, Balance). Corporate connectivity is offered through CIBC SWIFT Corporate Access (SCA) file exchange rather than a public REST API, so CIBC's honest public API surface today is aggregator-mediated only, pending the coming Consumer-Driven Banking regime.

CIBC is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Big Six, and Schedule I Bank.

CIBC’s developer surface includes documentation and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

10.2/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Financial-Services Banking Canada Big Six Schedule I Bank Open Finance Consumer-Driven Banking Interac Payments Data Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 10.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.6 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/cibc: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cibc Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

About

About

LinkedIn

Other 1

Properties that don't map to a standard resource type

DataAggregator

DataAggregator

Source (apis.yml)

aid: cibc
url: https://raw.githubusercontent.com/api-evangelist/cibc/refs/heads/main/apis.yml
name: CIBC
kind: company
description: 'Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada''s Big Six,
  formed in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada and headquartered in
  Toronto, Ontario. Serving roughly eleven million personal, business, commercial, wealth, and capital-markets clients across
  Personal & Business Banking, Wealth Management, and Capital Markets, CIBC is a participant in the shared Canadian rails,
  including Interac e-Transfer and Payments Canada settlement systems. Canada has no operational open-banking mandate today:
  the federal Consumer-Driven Banking framework legislated in Budget 2024 and the 2024 Fall Economic Statement, overseen by
  the Financial Consumer Agency of Canada (FCAC), is not yet live, so access remains voluntary and fragmented. CIBC runs no
  first-party public developer portal (developer.cibc.com does not resolve) and publishes no downloadable OpenAPI or Swagger
  specifications. Consumer-permissioned data access is aggregator-mediated: CIBC signed a tokenized data-access agreement
  with U.S. aggregator MX (announced August 2022, MX''s first in Canada) to let clients share financial data with third-party
  apps without exposing banking credentials, and its accounts are also reachable through Plaid (Assets, Auth, Balance). Corporate
  connectivity is offered through CIBC SWIFT Corporate Access (SCA) file exchange rather than a public REST API, so CIBC''s
  honest public API surface today is aggregator-mediated only, pending the coming Consumer-Driven Banking regime.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Big Six
- Schedule I Bank
- Open Finance
- Consumer-Driven Banking
- Interac
- Payments
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- Canada
- Big Six
- Schedule I Bank
- Open Finance
- Consumer-Driven Banking
- Interac
- Payments
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/cibc-domain-security.yml
- type: LLMsTxt
  url: llms/cibc-llms.txt
- type: Website
  url: https://www.cibc.com
- type: About
  url: https://www.cibc.com/en/about-cibc.html
- type: GitHubOrganization
  url: https://github.com/cibc
- type: LinkedIn
  url: https://www.linkedin.com/company/cibc
- type: Documentation
  url: https://www.cibc.com/en/commercial/business-solutions/managing-cash-flow/cash-management-services.html
- type: PrivacyPolicy
  url: https://www.cibc.com/en/privacy-security/privacy-policy.html
- type: TermsOfService
  url: https://www.cibc.com/en/legal.html
- type: DataAggregator
  url: https://plaid.com/institutions/cibc/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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