CIBC website screenshot

CIBC

Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada's Big Six, formed in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada and headquartered in Toronto, Ontario. Serving roughly eleven million personal, business, commercial, wealth, and capital-markets clients across Personal & Business Banking, Wealth Management, and Capital Markets, CIBC is a participant in the shared Canadian rails, including Interac e-Transfer and Payments Canada settlement systems. Canada has no operational open-banking mandate today: the federal Consumer-Driven Banking framework legislated in Budget 2024 and the 2024 Fall Economic Statement, overseen by the Financial Consumer Agency of Canada (FCAC), is not yet live, so access remains voluntary and fragmented. CIBC runs no first-party public developer portal (developer.cibc.com does not resolve) and publishes no downloadable OpenAPI or Swagger specifications. Consumer-permissioned data access is aggregator-mediated: CIBC signed a tokenized data-access agreement with U.S. aggregator MX (announced August 2022, MX's first in Canada) to let clients share financial data with third-party apps without exposing banking credentials, and its accounts are also reachable through Plaid (Assets, Auth, Balance). Corporate connectivity is offered through CIBC SWIFT Corporate Access (SCA) file exchange rather than a public REST API, so CIBC's honest public API surface today is aggregator-mediated only, pending the coming Consumer-Driven Banking regime.

CIBC is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Big Six, and Schedule I Bank.

CIBC’s developer surface includes documentation and 9 more developer resources.

15.9/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
Financial ServicesBankingCanadaBig SixSchedule I BankOpen FinanceConsumer-Driven BankingInteracPaymentsData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.9/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.7 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cibc: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cibc Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: cibc
url: https://raw.githubusercontent.com/api-evangelist/cibc/refs/heads/main/apis.yml
name: CIBC
kind: company
description: 'Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada''s Big Six,
  formed in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada and headquartered in
  Toronto, Ontario. Serving roughly eleven million personal, business, commercial, wealth, and capital-markets clients across
  Personal & Business Banking, Wealth Management, and Capital Markets, CIBC is a participant in the shared Canadian rails,
  including Interac e-Transfer and Payments Canada settlement systems. Canada has no operational open-banking mandate today:
  the federal Consumer-Driven Banking framework legislated in Budget 2024 and the 2024 Fall Economic Statement, overseen by
  the Financial Consumer Agency of Canada (FCAC), is not yet live, so access remains voluntary and fragmented. CIBC runs no
  first-party public developer portal (developer.cibc.com does not resolve) and publishes no downloadable OpenAPI or Swagger
  specifications. Consumer-permissioned data access is aggregator-mediated: CIBC signed a tokenized data-access agreement
  with U.S. aggregator MX (announced August 2022, MX''s first in Canada) to let clients share financial data with third-party
  apps without exposing banking credentials, and its accounts are also reachable through Plaid (Assets, Auth, Balance). Corporate
  connectivity is offered through CIBC SWIFT Corporate Access (SCA) file exchange rather than a public REST API, so CIBC''s
  honest public API surface today is aggregator-mediated only, pending the coming Consumer-Driven Banking regime.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Big Six
- Schedule I Bank
- Open Finance
- Consumer-Driven Banking
- Interac
- Payments
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/cibc-domain-security.yml
- type: LLMsTxt
  url: llms/cibc-llms.txt
- type: Website
  url: https://www.cibc.com
- type: About
  url: https://www.cibc.com/en/about-cibc.html
- type: GitHubOrganization
  url: https://github.com/cibc
- type: LinkedIn
  url: https://www.linkedin.com/company/cibc
- type: Documentation
  url: https://www.cibc.com/en/commercial/business-solutions/managing-cash-flow/cash-management-services.html
- type: PrivacyPolicy
  url: https://www.cibc.com/en/privacy-security/privacy-policy.html
- type: TermsOfService
  url: https://www.cibc.com/en/legal.html
- type: DataAggregator
  url: https://plaid.com/institutions/cibc/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com