Klarna

Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. For developers Klarna publishes a merchant API estate covering payment sessions and authorization (Klarna Payments), hosted checkout (Klarna Checkout and the Hosted Payment Page), post-purchase order management (capture, refund, cancel, extend due date), customer tokens for recurring purchases, settlement payouts and transaction reporting, the Merchant Card Service, and a PSD2 XS2A open-banking API for licensed TPPs. Authentication is HTTP Basic with a Klarna-issued API key; Sign in with Klarna adds a full OAuth 2.0 / OpenID Connect consumer-identity surface. Klarna publishes rate limits, a six-month deprecation policy, public service-level objectives, a self-serve playground with market-specific sample data, and an llms.txt — but no fetchable OpenAPI, no server-side SDK in any language, and no MCP server.

Klarna publishes 19 APIs on the APIs.io network, including Payments API, Checkout API, Customer Token API, and 16 more. Tagged areas include Fintech, BNPL, Payments, Cards, and Shopping.

The Klarna catalog on APIs.io includes 1 event-driven AsyncAPI specification and 2 Spectral governance rulesets.

Klarna’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 34 more developer resources.

🌐 Visit website 📡 Source on GitHub
76.3/100 exemplar ▬ flat Agent 47/100 agent native saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessSelf serve
6 APIs
FintechBNPLPaymentsCardsShoppingBankingCheckoutOrder ManagementSettlementOpen BankingPSD2Consumer CreditSweden

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 76.3/100 · exemplar
Contract Quality 11.4 / 19
Developer Ergonomics 11.0 / 15
Access Clarity 10.1 / 15
Operational Transparency 9.0 / 10
Contract Governance 2.9 / 9
Discoverability 6.1 / 8
Regulatory Posture 11.8 / 15
Create-or-Update Ergonomics 2.8 / 10
Agent readiness — 47/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 6 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/klarna: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 22

Individual APIs this provider publishes, each with its own machine-readable definition.

Klarna Payments API

Create and authorize Klarna payment sessions; create orders against authorizations.

Klarna Checkout API

Hosted Klarna Checkout (KCO), the checkout/v3 surface. Klarna divested the Klarna Checkout product and it now trades as Kustom; as of 2026-08-27 Klarna no longer publishes a ded...

Klarna Order Management API

Capture, refund, cancel and update orders post-authorization.

Klarna Customer Token API

Persist a payment authorization as a customer token for repeat purchases.

Klarna Settlements API

Read merchant settlement reports and transactions.

Klarna Push Notifications

Outbound HTTP POST callbacks Klarna issues to merchant-hosted URLs for Payments authorization, HPP status updates, Checkout push, and pending-order risk decisions.

Klarna Captures API

The Captures API from Klarna — 6 operation(s) for captures.

Klarna Checkout API

The Checkout API from Klarna — 3 operation(s) for checkout.

Klarna Customer Token API

The Customer Token API from Klarna — 3 operation(s) for customer token.

Klarna Hpp API

The Hpp API from Klarna — 3 operation(s) for hpp.

Klarna Merchant Urls.address Update API

The Merchant Urls.address Update API from Klarna — 1 operation(s) for merchant urls.address update.

Klarna Merchant Urls.country Change API

The Merchant Urls.country Change API from Klarna — 1 operation(s) for merchant urls.country change.

Klarna Merchant Urls.shipping Option Update API

The Merchant Urls.shipping Option Update API from Klarna — 1 operation(s) for merchant urls.shipping option update.

Klarna Merchant Urls.validation API

The Merchant Urls.validation API from Klarna — 1 operation(s) for merchant urls.validation.

Klarna Merchantcard API

The Merchantcard API from Klarna — 6 operation(s) for merchantcard.

Klarna Orders API

The Orders API from Klarna — 9 operation(s) for orders.

Klarna Payments API

The Payments API from Klarna — 5 operation(s) for payments.

Klarna Payouts API

The Payouts API from Klarna — 3 operation(s) for payouts.

Klarna Refunds API

The Refunds API from Klarna — 2 operation(s) for refunds.

Klarna Reports API

The Reports API from Klarna — 4 operation(s) for reports.

Klarna Transactions API

The Transactions API from Klarna — 1 operation(s) for transactions.

Klarna Agentic Product Protocol (KAPP) API

Klarna's agent-facing product protocol, exposing product and commerce data for AI agents to query. Registered 2026-09-04 from the same declined submission.

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Open Collections 20

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Klarna HPP

OPEN COLLECTION

Klarna HPP Captures API

OPEN COLLECTION

Klarna HPP Captures Checkout API

OPEN COLLECTION

Klarna HPP Captures Customer Token API

OPEN COLLECTION

Klarna Captures Hpp API

OPEN COLLECTION

Klarna HPP Captures Merchant Urls.address Update API

OPEN COLLECTION

Klarna HPP Captures Merchant Urls.country Change API

OPEN COLLECTION

Klarna HPP Captures Merchant Urls.shipping Option Update API

OPEN COLLECTION

Klarna HPP Captures Merchant Urls.validation API

OPEN COLLECTION

Klarna HPP Captures Merchantcard API

OPEN COLLECTION

Klarna HPP Captures Orders API

OPEN COLLECTION

Klarna HPP Captures Payments API

OPEN COLLECTION

Klarna HPP Captures Payouts API

OPEN COLLECTION

Klarna HPP Captures Refunds API

OPEN COLLECTION

Klarna HPP Captures Reports API

OPEN COLLECTION

Klarna Settlements API

OPEN COLLECTION

Klarna HPP Captures Transactions API

OPEN COLLECTION

Klarna Merchant Card Service API

OPEN COLLECTION

Klarna Order Management API

OPEN COLLECTION

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GraphQL 1

GraphQL schemas published by this provider.

Klarna GraphQL Schema

> **NOT PUBLISHED BY KLARNA.** Verified 2026-08-27: Klarna ships no GraphQL API. There is no

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

Klarna Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Klarna Rate Limits

14 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Klarna Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Klarna Push Notifications

AsyncAPI 2.6 description of Klarna's outbound HTTP push surface — the set of server-to-server callbacks that Klarna issues to merchant-hosted endpoints when payment, checkout, a...

ASYNCAPI

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Klarna API Rules

9 rules · 1 errors 8 warnings

SPECTRAL

Klarna API Rules

5 rules · 4 warnings 1 info

SPECTRAL

JSON Schema 62

Standalone JSON Schema definitions for this provider's data models.

Addon

4 properties

JSON SCHEMA

Address

6 properties

JSON SCHEMA

BackgroundImageV1

2 properties

JSON SCHEMA

Cancel not allowed error message

3 properties

JSON SCHEMA

cancel_order_request_status_cancelled

1 properties

JSON SCHEMA

cancel_order_request_status_no_request_found

3 properties

JSON SCHEMA

cancel_order_request_status_pending

2 properties

JSON SCHEMA

cancel_order_request_status

4 properties

JSON SCHEMA

Capture not allowed error message

3 properties

JSON SCHEMA

Capture

11 properties

JSON SCHEMA

CaptureObject

6 properties

JSON SCHEMA

card

9 properties

JSON SCHEMA

card_specification

4 properties

JSON SCHEMA

CarrierProduct

2 properties

JSON SCHEMA

customer

2 properties

JSON SCHEMA

CustomerV1

5 properties

JSON SCHEMA

DistributionContactV1

4 properties

JSON SCHEMA

DistributionModuleV1

3 properties

JSON SCHEMA

DistributionRequestV1

3 properties

JSON SCHEMA

ErrorMessageDto

3 properties

JSON SCHEMA

ErrorResponse

3 properties

JSON SCHEMA

ExtendDueDateOptions

2 properties

JSON SCHEMA

ExtendDueDateRequest

1 properties

JSON SCHEMA

InitialPaymentMethodDto

3 properties

JSON SCHEMA

Location

4 properties

JSON SCHEMA

MerchantManualIdentificationV1

4 properties

JSON SCHEMA

MerchantOrderDto

26 properties

JSON SCHEMA

MerchantUrlsV1

6 properties

JSON SCHEMA

No such capture error message

3 properties

JSON SCHEMA

No such order error message

3 properties

JSON SCHEMA

Not allowed error message

3 properties

JSON SCHEMA

Not found error message

3 properties

JSON SCHEMA

OptionDto

2 properties

JSON SCHEMA

OptionsV1

8 properties

JSON SCHEMA

order_line

15 properties

JSON SCHEMA

Pagination

5 properties

JSON SCHEMA

Payout

8 properties

JSON SCHEMA

PayoutCollection

2 properties

JSON SCHEMA

PayoutSummary

14 properties

JSON SCHEMA

ProductIdentifiers

6 properties

JSON SCHEMA

promise_created_response

2 properties

JSON SCHEMA

promise_request

2 properties

JSON SCHEMA

promise_response

5 properties

JSON SCHEMA

Refund not allowed error message

3 properties

JSON SCHEMA

Refund

7 properties

JSON SCHEMA

RefundObject

4 properties

JSON SCHEMA

SelectedShippingOptionDto

14 properties

JSON SCHEMA

SessionCreationRequestV1

4 properties

JSON SCHEMA

SessionCreationResponseV1

8 properties

JSON SCHEMA

SessionResponseV1

9 properties

JSON SCHEMA

settlement_request

3 properties

JSON SCHEMA

settlement_response

6 properties

JSON SCHEMA

shipping_info

7 properties

JSON SCHEMA

subscription

3 properties

JSON SCHEMA

Timeslot

5 properties

JSON SCHEMA

Totals

18 properties

JSON SCHEMA

Transaction

27 properties

JSON SCHEMA

TransactionCollection

2 properties

JSON SCHEMA

Update authorization

3 properties

JSON SCHEMA

Update merchant references

2 properties

JSON SCHEMA

UpdateConsumer

1 properties

JSON SCHEMA

UpdateShippingInfo

1 properties

JSON SCHEMA

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Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Klarna Authentication

http/openIdConnect · 4 schemes

SECURITY

Klarna Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Klarna Vulnerability Disclosure

Hackerone

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Klarna Scopes

34 scopes · authorizationCode

34 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Klarna Agentic Access

37 operations · 19 acting · 1 human-in-the-loop

37 operations · 19 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LlmsText
LlmsText
 AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 AgentSkill
AgentSkill

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Components
Components
 DataModel
DataModel
 Conformance
Conformance
 Webhooks
Webhooks

Scroll for all 8

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages
 SDKs
SDKs

Access & Security 5

Authentication, authorization, and security posture

Security
Security
 Authentication
Authentication
 OAuthScopes
OAuthScopes
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Operate 5

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 Deprecation
Deprecation
 ChangeLog
ChangeLog
 RateLimits
RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Other 1

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap

Source (apis.yml)

apis.yml Raw ↑ 
aid: klarna
url: https://raw.githubusercontent.com/api-evangelist/klarna/refs/heads/main/apis.yml
name: Klarna
kind: company
description: Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with
  buy-now-pay-later, financing, cards, banking and a shopping app. For developers Klarna publishes a merchant API estate covering
  payment sessions and authorization (Klarna Payments), hosted checkout (Klarna Checkout and the Hosted Payment Page), post-purchase
  order management (capture, refund, cancel, extend due date), customer tokens for recurring purchases, settlement payouts
  and transaction reporting, the Merchant Card Service, and a PSD2 XS2A open-banking API for licensed TPPs. Authentication
  is HTTP Basic with a Klarna-issued API key; Sign in with Klarna adds a full OAuth 2.0 / OpenID Connect consumer-identity
  surface. Klarna publishes rate limits, a six-month deprecation policy, public service-level objectives, a self-serve playground
  with market-specific sample data, and an llms.txt — but no fetchable OpenAPI, no server-side SDK in any language, and no
  MCP server.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/klarna.png
tags:
- Fintech
- BNPL
- Payments
- Cards
- Shopping
- Banking
- Checkout
- Order Management
- Settlement
- Open Banking
- PSD2
- Consumer Credit
- Sweden
created: '2026-05-08'
modified: '2026-08-27'
specificationVersion: '0.23'
apis:
- name: Klarna Payments API
  description: Create and authorize Klarna payment sessions; create orders against authorizations.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Payments
  - BNPL
  properties:
  - type: Documentation
    url: https://docs.klarna.com/klarna-payments/
- name: Klarna Checkout API
  description: Hosted Klarna Checkout (KCO), the checkout/v3 surface. Klarna divested the Klarna Checkout product and it now
    trades as Kustom; as of 2026-08-27 Klarna no longer publishes a dedicated Klarna Checkout reference on docs.klarna.com
    (https://docs.klarna.com/klarna-checkout/ returns 404) and lists Kustom among its acquiring partners instead. The checkout/v3
    OpenAPI in this repo remains served from api.klarna.com.
  humanURL: https://docs.klarna.com/
  baseURL: https://api.klarna.com
  tags:
  - Checkout
  - Hosted
  properties:
  - type: Documentation
    url: https://docs.klarna.com/
- name: Klarna Order Management API
  description: Capture, refund, cancel and update orders post-authorization.
  humanURL: https://docs.klarna.com/acquirer/klarna/after-payments/order-management/manage-orders-with-the-api/
  baseURL: https://api.klarna.com
  tags:
  - Order Management
  properties:
  - type: Documentation
    url: https://docs.klarna.com/acquirer/klarna/after-payments/order-management/manage-orders-with-the-api/
- name: Klarna Customer Token API
  description: Persist a payment authorization as a customer token for repeat purchases.
  humanURL: https://docs.klarna.com/acquirer/klarna/web-payments/integrate-with-klarna-payments/tokenized-payments/customer-token/
  baseURL: https://api.klarna.com
  tags:
  - Tokens
  - Recurring
  properties:
  - type: Documentation
    url: https://docs.klarna.com/acquirer/klarna/web-payments/integrate-with-klarna-payments/tokenized-payments/customer-token/
- name: Klarna Settlements API
  description: Read merchant settlement reports and transactions.
  humanURL: https://docs.klarna.com/acquirer/klarna/after-payments/settlements/settlement-reporting-getting-started/
  baseURL: https://api.klarna.com
  tags:
  - Settlement
  - Reporting
  tags_raw:
  - Settlements
  - Reporting
  properties:
  - type: Documentation
    url: https://docs.klarna.com/acquirer/klarna/after-payments/settlements/settlement-reporting-getting-started/
- name: Klarna Push Notifications
  description: Outbound HTTP POST callbacks Klarna issues to merchant-hosted URLs for Payments authorization, HPP status updates,
    Checkout push, and pending-order risk decisions.
  humanURL: https://docs.klarna.com/
  baseURL: https://merchant.example.com
  tags:
  - Webhook
  - Push Notifications
  - Callbacks
  - Event
  tags_raw:
  - Webhooks
  - Push Notifications
  - Callbacks
  - Events
  properties:
  - type: AsyncAPI
    url: asyncapi/klarna-push-notifications-asyncapi.yml
  - type: Documentation
    url: https://docs.klarna.com/payments/web-payments/integrate-with-klarna-payments/other-actions/authorization-callback/
  - type: Documentation
    url: https://docs.klarna.com/payments/web-payments/integrate-with-klarna-payments/integrate-via-hpp/api-documentation/status-callbacks/
  - type: Documentation
    url: https://docs.klarna.com/acquirer/klarna/after-payments/order-management/manage-orders-with-the-api/
- aid: klarna:klarna-captures-api
  name: Klarna Captures API
  description: The Captures API from Klarna — 6 operation(s) for captures.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Capture
  tags_raw:
  - Captures
  properties:
  - type: OpenAPI
    url: openapi/klarna-captures-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-captures-overlay.yaml
- aid: klarna:klarna-checkout-api
  name: Klarna Checkout API
  description: The Checkout API from Klarna — 3 operation(s) for checkout.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/klarna-checkout-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-checkout-overlay.yaml
- aid: klarna:klarna-customer-token-api
  name: Klarna Customer Token API
  description: The Customer Token API from Klarna — 3 operation(s) for customer token.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Customer Token
  properties:
  - type: OpenAPI
    url: openapi/klarna-customer-token-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-customer-token-overlay.yaml
- aid: klarna:klarna-hpp-api
  name: Klarna Hpp API
  description: The Hpp API from Klarna — 3 operation(s) for hpp.
  humanURL: https://docs.klarna.com/hosted-payment-page/
  baseURL: https://api.klarna.com
  tags:
  - Hpp
  properties:
  - type: OpenAPI
    url: openapi/klarna-hpp-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-hpp-overlay.yaml
  - type: Documentation
    url: https://docs.klarna.com/hosted-payment-page/
  - type: APIReference
    url: https://docs.klarna.com/acquirer/klarna/api/hpp-merchant/
- aid: klarna:klarna-merchant-urls-address-update-api
  name: Klarna Merchant Urls.address Update API
  description: The Merchant Urls.address Update API from Klarna — 1 operation(s) for merchant urls.address update.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Merchant Urls.address Update
  properties:
  - type: OpenAPI
    url: openapi/klarna-merchant-urls-address-update-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-merchant-urls-address-update-overlay.yaml
- aid: klarna:klarna-merchant-urls-country-change-api
  name: Klarna Merchant Urls.country Change API
  description: The Merchant Urls.country Change API from Klarna — 1 operation(s) for merchant urls.country change.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Merchant Urls.country Change
  properties:
  - type: OpenAPI
    url: openapi/klarna-merchant-urls-country-change-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-merchant-urls-country-change-overlay.yaml
- aid: klarna:klarna-merchant-urls-shipping-option-update-api
  name: Klarna Merchant Urls.shipping Option Update API
  description: The Merchant Urls.shipping Option Update API from Klarna — 1 operation(s) for merchant urls.shipping option
    update.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Merchant Urls.shipping Option Update
  properties:
  - type: OpenAPI
    url: openapi/klarna-merchant-urls-shipping-option-update-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-merchant-urls-shipping-option-update-overlay.yaml
- aid: klarna:klarna-merchant-urls-validation-api
  name: Klarna Merchant Urls.validation API
  description: The Merchant Urls.validation API from Klarna — 1 operation(s) for merchant urls.validation.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Merchant Urls.validation
  properties:
  - type: OpenAPI
    url: openapi/klarna-merchant-urls-validation-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-merchant-urls-validation-overlay.yaml
- aid: klarna:klarna-merchantcard-api
  name: Klarna Merchantcard API
  description: The Merchantcard API from Klarna — 6 operation(s) for merchantcard.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Merchant Card
  tags_raw:
  - Merchantcard
  properties:
  - type: OpenAPI
    url: openapi/klarna-merchantcard-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-merchantcard-overlay.yaml
- aid: klarna:klarna-orders-api
  name: Klarna Orders API
  description: The Orders API from Klarna — 9 operation(s) for orders.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/klarna-orders-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-orders-overlay.yaml
- aid: klarna:klarna-payments-api
  name: Klarna Payments API
  description: The Payments API from Klarna — 5 operation(s) for payments.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/klarna-payments-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-payments-overlay.yaml
- aid: klarna:klarna-payouts-api
  name: Klarna Payouts API
  description: The Payouts API from Klarna — 3 operation(s) for payouts.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/klarna-payouts-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-payouts-overlay.yaml
- aid: klarna:klarna-refunds-api
  name: Klarna Refunds API
  description: The Refunds API from Klarna — 2 operation(s) for refunds.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/klarna-refunds-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-refunds-overlay.yaml
- aid: klarna:klarna-reports-api
  name: Klarna Reports API
  description: The Reports API from Klarna — 4 operation(s) for reports.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/klarna-reports-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-reports-overlay.yaml
- aid: klarna:klarna-transactions-api
  name: Klarna Transactions API
  description: The Transactions API from Klarna — 1 operation(s) for transactions.
  humanURL: https://docs.klarna.com/klarna-payments/
  baseURL: https://api.klarna.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/klarna-transactions-api-openapi.yml
  - type: Overlay
    url: overlays/klarna-transactions-overlay.yaml
- name: Klarna Agentic Product Protocol (KAPP) API
  description: Klarna's agent-facing product protocol, exposing product and commerce data for AI agents to query. Registered
    2026-09-04 from the same declined submission.
  humanURL: https://docs.klarna.com/klarna-search/klarna-agentic-product-protocol/
  baseURL: https://api.klarna.com
  tags:
  - Agentic Commerce
  - AI Agents
  properties:
  - type: Documentation
    url: https://docs.klarna.com/klarna-search/klarna-agentic-product-protocol/
common:
- type: CapabilityMap
  url: capabilities/klarna-capability-edges.yml
  name: Klarna Business Capability Map
- type: Website
  url: https://www.klarna.com/
- type: DeveloperPortal
  url: https://docs.klarna.com/
- type: Documentation
  url: https://docs.klarna.com/
- type: APIReference
  url: https://docs.klarna.com/api/kn/introduction/
- type: GettingStarted
  url: https://docs.klarna.com/acquirer/klarna/resources/developer-tools/testing-payments/before-you-test/
- type: Support
  url: https://www.klarna.com/us/help/
- type: Blog
  url: https://www.klarna.com/international/press/category/blog/
- type: GitHubOrganization
  url: https://github.com/klarna
- type: LinkedIn
  url: https://www.linkedin.com/company/klarna
- type: Pricing
  url: https://x.klarnacdn.net/mepo/onboarding/pricing-annexes/pricing-annex-kp-CA-US-en-20230905.pdf
- type: SignUp
  url: https://portal.playground.klarna.com/
- type: Login
  url: https://portal.klarna.com/
- type: TermsOfService
  url: https://www.klarna.com/us/terms-of-use/
- type: PrivacyPolicy
  url: https://www.klarna.com/us/privacy-policy/
- type: StatusPage
  url: https://status.klarna.com/
- type: Deprecation
  url: https://docs.klarna.com/acquirer/klarna/resources/legal-and-compliance/policies-and-term-of-service/deprecation-policy/
- type: Security
  url: https://www.klarna.com/international/responsible-disclosure/
- type: LlmsText
  url: https://docs.klarna.com/llms.txt
- type: AgenticAccess
  url: agentic-access/klarna-agentic-access.yml
- type: Authentication
  url: authentication/klarna-authentication.yml
- type: OAuthScopes
  url: scopes/klarna-scopes.yml
- type: VulnerabilityDisclosure
  url: security/klarna-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/klarna-domain-security.yml
- type: Packages
  url: packages/klarna-packages.yml
- type: SDKs
  url: packages/klarna-packages.yml
- type: Conventions
  url: conventions/klarna-conventions.yml
- type: Idempotency
  url: conventions/klarna-conventions.yml
- type: ErrorCatalog
  url: errors/klarna-problem-types.yml
- type: Lifecycle
  url: lifecycle/klarna-lifecycle.yml
- type: ChangeLog
  url: changelog/klarna-changelog.yml
- type: Sandbox
  url: sandbox/klarna-sandbox.yml
- type: Components
  url: components/klarna-components.yml
- type: DataModel
  url: data-model/klarna-data-model.yml
- type: Conformance
  url: conformance/klarna-conformance.yml
- type: WellKnown
  url: well-known/klarna-well-known.yml
- type: Webhooks
  url: asyncapi/klarna-push-notifications-asyncapi.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Plans
  url: plans/klarna-plans-pricing.yml
- type: RateLimits
  url: rate-limits/klarna-rate-limits.yml
- type: FinOps
  url: finops/klarna-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-08-27'
  status: enriched
  artifacts_added: 34
  pass: local-v1

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