Klarna Plans Pricing
Klarna does not publish a developer plan ladder — there is no free tier, no metered API pricing and no self-serve API price page. Klarna monetizes the merchant transaction, not API access. The numbers below come from Klarna's own published Pricing Annex PDF for merchants in the United States and Canada, which forms part of the merchant Cooperation Agreement. API keys are issued from the Merchant Portal once a merchant is contracted; the playground environment is free and self-serve.
Klarna Plans Pricing is the machine-readable pricing-plan profile for Klarna on the APIs.io network, conforming to the API Commons Plans specification.
It defines 1 plan, covering transactional tiers, with named plans including Klarna Payments — merchant service charges.
Tagged areas include Fintech, BNPL, Payments, Plans, and Pricing.
Plans
Variable fee plus a fixed per-transaction fee. The currency of the fixed fee is set by the country the shopper is in, not the merchant's country of registration. The variable fee is calculated on the total amount of the Claim including sales tax.
- Cross-Border Fee
- No monthly or sign-up fee
- Negotiated rates
Work with this as data
Every plan here is available over the APIs.io API and to AI agents over MCP.