Klarna · Agentic Access

Klarna Agentic Access

x-agentic-access generated

Klarna exposes 37 API operations that an AI agent could call, of which 19 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 18 read, 4 write, 14 physical, and 1 safety-critical.

1 operation are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

FintechBNPLPaymentsCardsShopping

Operations: 37 Acting: 19 Human-in-the-loop: 1 Method: generated

By consequence

read 18 write 4 physical 14 safety-critical 1

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
DELETE	/hpp/v1/sessions/{session_id}	safety-critical	required
POST	/merchantcard/v3/orders/{order_id}/cancel-request	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/acknowledge	physical	conditional
PATCH	/ordermanagement/v1/orders/{order_id}/authorization	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/cancel	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/captures	physical	conditional
PATCH	/ordermanagement/v1/orders/{order_id}/captures/{capture_id}/extend-due-date	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/captures/{capture_id}/shipping-info	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/captures/{capture_id}/trigger-send-out	physical	conditional
PATCH	/ordermanagement/v1/orders/{order_id}/customer-details	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/extend-authorization-time	physical	conditional
PATCH	/ordermanagement/v1/orders/{order_id}/merchant-references	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/refunds	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/release-remaining-authorization	physical	conditional
POST	/ordermanagement/v1/orders/{order_id}/shipping-info	physical	conditional

Source

Agentic Access

generated: '2026-07-15'
method: generated
source: openapi/hosted-payment-page-api-openapi.yml, openapi/klarna-settlements-api-openapi.yml,
  openapi/merchant-card-service-api-openapi.yml, openapi/order-management-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 37
  by_action_class:
    acting: 19
    connected: 18
  by_consequence:
    write: 4
    read: 18
    safety-critical: 1
    physical: 14
  human_in_the_loop_required: 1
operations:
- path: /hpp/v1/sessions
  method: post
  operationId: createHppSession
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /hpp/v1/sessions/{session_id}
  method: get
  operationId: getSessionById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /hpp/v1/sessions/{session_id}
  method: delete
  operationId: disableHppSession
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /hpp/v1/sessions/{session_id}/distribution
  method: post
  operationId: distributeHppSession
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/summary
  method: get
  operationId: getPayoutSummary
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/{payment_reference}
  method: get
  operationId: getPayout
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts
  method: get
  operationId: getPayouts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /reports/payout-with-transactions
  method: get
  operationId: getPayoutReportWithTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /reports/payout
  method: get
  operationId: payout
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /transactions
  method: get
  operationId: getTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /reports/payouts-summary-with-transactions
  method: get
  operationId: getPayoutsSummaryReportWithTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /reports/payouts-summary
  method: get
  operationId: payoutsSummary
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchantcard/v3/promises
  method: post
  operationId: createPromise
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /merchantcard/v3/promises/{promise_id}
  method: get
  operationId: readPromise
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchantcard/v3/settlements
  method: post
  operationId: settlePromise
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /merchantcard/v3/settlements/{settlement_id}
  method: get
  operationId: readSettlement
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchantcard/v3/settlements/order/{order_id}
  method: get
  operationId: readSettlementByOrderId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchantcard/v3/orders/{order_id}/cancel-request
  method: post
  operationId: postcancelorder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /merchantcard/v3/orders/{order_id}/cancel-request
  method: get
  operationId: getcancelorder
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ordermanagement/v1/orders/{order_id}
  method: get
  operationId: getOrder
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ordermanagement/v1/orders/{order_id}/acknowledge
  method: post
  operationId: acknowledgeOrder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/authorization
  method: patch
  operationId: updateAuthorization
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/captures
  method: post
  operationId: captureOrder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/captures
  method: get
  operationId: getCaptures
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ordermanagement/v1/orders/{order_id}/captures/{capture_id}
  method: get
  operationId: getCapture
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ordermanagement/v1/orders/{order_id}/captures/{capture_id}/extend-due-date
  method: patch
  operationId: extendDueDate
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/captures/{capture_id}/extend-due-date-options
  method: get
  operationId: getOptionsForExtendDueDate
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ordermanagement/v1/orders/{order_id}/captures/{capture_id}/shipping-info
  method: post
  operationId: appendShippingInfo
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/captures/{capture_id}/trigger-send-out
  method: post
  operationId: triggerSendOut
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/customer-details
  method: patch
  operationId: updateConsumerDetails
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/extend-authorization-time
  method: post
  operationId: extendAuthorizationTime
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/merchant-references
  method: patch
  operationId: updateMerchantReferences
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/refunds
  method: post
  operationId: refundOrder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/refunds/{refund_id}
  method: get
  operationId: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ordermanagement/v1/orders/{order_id}/release-remaining-authorization
  method: post
  operationId: releaseRemainingAuthorization
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/shipping-info
  method: post
  operationId: appendOrderShippingInfo
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ordermanagement/v1/orders/{order_id}/cancel
  method: post
  operationId: cancelOrder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required