Recognise Bank

aid: recognise-bank
url: https://raw.githubusercontent.com/api-evangelist/recognise-bank/refs/heads/main/apis.yml
name: Recognise Bank
kind: company
description: Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings
  markets, offering fixed-rate, notice, and easy-access savings accounts alongside secured SME lending such as bridging loans
  and commercial mortgages. Formed out of AIM-listed City of London Group and now majority owned by Gibraltar-based Parasol
  V27 Limited (the Ruth Parasol family office), it is authorised by the Prudential Regulation Authority and regulated by the
  Financial Conduct Authority under FRN 849404, with deposits protected by the FSCS. As a deposit-and-lending institution
  that does not offer payment/current accounts, Recognise Bank is not one of the CMA9 and publishes no dedicated developer
  portal, Open Banking Open Data endpoint, or Read/Write API surface at review time; the UK Open Banking (OBIE / PSD2) API
  families are represented here as the shared industry standard the bank would conform to if it exposed regulated account
  and payment interfaces, not as confirmed Recognise-operated endpoints.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: No public developer API confirmed
  confidence: high
  source:
  - website
  generated: '2026-07-23'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Savings
- SME Lending
- Fintech
- Account Information
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: recognise-bank:uk-open-banking-open-data-api
  name: UK Open Banking Open Data API (OBIE Standard)
  description: Shared UK Open Banking Open Data standard for public, unauthenticated reference data (ATMs, branches, personal
    and business current accounts, unsecured SME loans, commercial credit cards). Included as the OBIE standard surface; Recognise
    Bank does not publish a confirmed Open Data endpoint and probes to the standard path shape on recognisebank.co.uk returned
    HTTP 404.
  humanURL: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  baseURL: /open-banking/v2.3
  tags:
  - Open Data
  - Reference Data
  properties:
  - type: OpenAPI
    url: openapi/obie-opendata-swagger.json
  - type: Documentation
    url: https://openbanking.org.uk/open-data-apis/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
- aid: recognise-bank:uk-open-banking-account-information-api
  name: UK Open Banking Account & Transaction Information API (OBIE Standard)
  description: Shared OBIE Read/Write Account & Transaction Information (AIS) standard, FAPI-secured with OAuth2/OIDC, mutual-TLS,
    and PSD2 strong customer authentication. Included as the OBIE v4.0 standard specification, not a confirmed Recognise Bank
    contract; no Recognise developer portal or AIS host was found at review time.
  humanURL: https://github.com/OpenBankingUK/read-write-api-specs
  baseURL: /open-banking/v4.0/aisp
  tags:
  - Account Information
  - AIS
  properties:
  - type: OpenAPI
    url: openapi/obie-account-info-openapi.yaml
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: recognise-bank:uk-open-banking-payment-initiation-api
  name: UK Open Banking Payment Initiation API (OBIE Standard)
  description: Shared OBIE Read/Write Payment Initiation (PIS) standard, FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2
    SCA. Included as the OBIE v4.0 standard specification, not a confirmed Recognise Bank contract; Recognise does not offer
    payment/current accounts and exposes no confirmed PIS surface.
  humanURL: https://github.com/OpenBankingUK/read-write-api-specs
  baseURL: /open-banking/v4.0/pisp
  tags:
  - Payment Initiation
  - PIS
  properties:
  - type: OpenAPI
    url: openapi/obie-payment-initiation-openapi.yaml
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: recognise-bank:uk-open-banking-confirmation-of-funds-api
  name: UK Open Banking Confirmation of Funds API (OBIE Standard)
  description: Shared OBIE Read/Write Confirmation of Funds (CBPII) standard, FAPI-secured with OAuth2/OIDC, mutual-TLS, and
    PSD2 SCA. Included as the OBIE v4.0 standard specification, not a confirmed Recognise Bank contract.
  humanURL: https://github.com/OpenBankingUK/read-write-api-specs
  baseURL: /open-banking/v4.0/cbpii
  tags:
  - Confirmation of Funds
  - CBPII
  properties:
  - type: OpenAPI
    url: openapi/obie-confirmation-funds-openapi.yaml
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
common:
- type: VulnerabilityDisclosure
  url: security/recognise-bank-vulnerability-disclosure.yml
- type: Security
  url: https://recognisebank.co.uk/responsible-disclosure-policy/
- type: DomainSecurity
  url: security/recognise-bank-domain-security.yml
- type: OAuthScopes
  url: scopes/recognise-bank-scopes.yml
- type: Authentication
  url: authentication/recognise-bank-authentication.yml
- type: Conventions
  url: conventions/recognise-bank-conventions.yml
- type: Idempotency
  url: conventions/recognise-bank-conventions.yml
- type: ErrorCatalog
  url: errors/recognise-bank-error-codes.yml
- type: Conformance
  url: conformance/recognise-bank-conformance.yml
- type: LLMsTxt
  url: llms/recognise-bank-llms.txt
- type: Website
  url: https://recognisebank.co.uk/
- type: LinkedIn
  url: https://www.linkedin.com/company/recognisebank/
- type: Blog
  url: https://recognisebank.co.uk/blog/
- type: BlogRSS
  url: https://recognisebank.co.uk/feed/
- type: TermsOfService
  url: https://recognisebank.co.uk/terms-of-use/
- type: PrivacyPolicy
  url: https://recognisebank.co.uk/privacy-notice/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com