Fipto
Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform that lets businesses send and receive both fiat and stablecoin payments, hold multi-asset wallets with EUR and USD named accounts, convert between fiat and digital currencies, and automate treasury and reconciliation. It is licensed as a Payment Institution by France's ACPR (code 17908) and as a Crypto-Asset Service Provider by the AMF under MiCA (authorization A2026-009), and is ISO/IEC 27001:2022 certified. Fipto publishes a REST API (OpenAPI 3.0.3) covering wallets, beneficiaries, payouts, transactions, conversions, payment links, automation rules and an AISP/PISP access surface, plus signed webhooks and an open-source Model Context Protocol server for AI agents.
Fipto publishes 12 API contracts indexed on the APIs.io network, including AISP/PISP API, Assets API, Automations API, and 9 more. Tagged areas include Company, Blockchain, Payments, Stablecoins, and Banking.
The Fipto catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Fipto’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, signup flow, and 27 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Stablecoins and Tokenization (stablecoin issuers, tokenized assets) | regulated | 22.7 (thin) | - | - |
| France Authorised Financial Firms (ACPR REGAFI + AMF white list) | regulated | 22.7 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 12
Individual APIs this provider publishes, each with its own machine-readable definition.
Fipto AISP/PISP API
Endpoints for AISP/PISP.
Fipto Assets API
Retrieve information about assets supported by Fipto.
Fipto Automations API
The Automations API from Fipto — 2 operation(s) for automations.
Fipto Beneficiaries API
Manage your beneficiaries to whitelist addresses for payout.
Fipto Companies API
Manage information and settings of a company.
Fipto Conversions API
Manage conversions.
Fipto Internal Transfers API
The Internal Transfers API from Fipto — 1 operation(s) for internal transfers.
Fipto Payin Simulation API
The Payin Simulation API from Fipto — 1 operation(s) for payin simulation.
Fipto Payment links API
Manage payment links.
Fipto Transactions API
Initiate payout and retrieve information about ongoing and completed transactions.
Fipto Travel Rule API
The Travel Rule API from Fipto — 1 operation(s) for travel rule.
Fipto Wallets API
Manage wallets and their related wallet details.
Scroll for all 12
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
Agent Skills 5
Packaged agent skills for driving this provider's APIs from an AI assistant.
Automate conversions and payouts on Fipto
AGENT SKILLPay a beneficiary from a Fipto wallet
AGENT SKILLReceive a payment into a Fipto wallet
AGENT SKILLFipto API pricing
Pricing Plans 1
Published pricing tiers and plan structures.
Fipto Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Fipto Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Fipto
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Fipto Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Fipto Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Fipto API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Fipto Customer Api Overlay
DERIVEDSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll for all 7
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Fipto API — frequently asked questions
Does Fipto have an API?
Yes. APIs.io lists 12 APIs from Fipto, including Fipto AISP/PISP API, Fipto Assets API and Fipto Automations API, and 9 more.
Is there an OpenAPI specification for the Fipto API?
Yes. APIs.io indexes 12 OpenAPI specifications for Fipto, each linked for download from this page.
How do I authenticate with the Fipto API?
Fipto uses bearer-token authentication (httpSignature · 1 scheme). The details are profiled on APIs.io as Fipto Authentication.
Does Fipto have an MCP server?
Yes. APIs.io lists 1 MCP server for Fipto: Local (stdio) MCP server requiring an API key; 3 tools listed.
Is the Fipto API ready for AI agents?
Fipto has a Kin Score of 50.2 out of 100 (developing) and an Agent Readiness score of 32.1 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.