Shawbrook Bank

Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Exchange in October 2025 after being owned by a consortium led by BC Partners and Pollen Street Capital since 2017). It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA, and its deposits are protected by the Financial Services Compensation Scheme. Shawbrook focuses on personal and business savings and specialist lending (property finance, SME and asset finance, and consumer lending) rather than personal current accounts, so it is not one of the nine CMA-mandated banks (CMA9). As an FCA-authorised deposit-taker it operates within the UK Open Banking / PSD2 framework: it consumes Open Banking (using account verification via Consents.Online to confirm customers' linked nominated accounts) more than it publishes ASPSP surfaces. As of this review Shawbrook does not operate a public developer portal, and no Shawbrook Open Data (ATM/branch/product) endpoint or bank-specific Read/Write API host could be confirmed live; the OBIE Open Data and Read/Write API families are represented here as the shared Open Banking standard that an FCA-authorised ASPSP conforms to, not as verified Shawbrook contracts.

Shawbrook Bank publishes 4 APIs on the APIs.io network, including Shawbrook Open Data API (OBIE Standard, Unverified), Shawbrook Account & Transaction Information API (AIS, OBIE Standard, Unverified), Shawbrook Payment Initiation API (PIS, OBIE Standard, Unverified), and 1 more. Tagged areas include Financial Services, Banking, Savings, Specialist Lending, and Open Banking.

Shawbrook Bank’s developer surface includes authentication, engineering blog, support, and 18 more developer resources.

🌐 Visit website 📡 Source on GitHub
34.9/100 thin ▬ flat Agent 66/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
4 APIs
Financial ServicesBankingSavingsSpecialist LendingOpen BankingPSD2OBIEUnited KingdomPaymentsAccount Information

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 34.9/100 · thin
Contract Quality 13.5 / 25
Developer Ergonomics 4.8 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Agent readiness — 66/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/shawbrook-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Shawbrook Open Data API (OBIE Standard, Unverified)

UK Open Banking Open Data API — the PUBLIC, unauthenticated reference-data surface (ATM locations, branches, personal and business current accounts, unsecured SME loans, commerc...

Shawbrook Account & Transaction Information API (AIS, OBIE Standard, Unverified)

UK Open Banking Read/Write Account & Transaction Information API (AISP) as defined by the OBIE Account and Transaction API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured — O...

Shawbrook Payment Initiation API (PIS, OBIE Standard, Unverified)

UK Open Banking Read/Write Payment Initiation API (PISP) as defined by the OBIE Payment Initiation API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured with OAuth2/OIDC, mutua...

Shawbrook Confirmation of Funds API (CBPII, OBIE Standard, Unverified)

UK Open Banking Read/Write Confirmation of Funds API (CBPII) as defined by the OBIE Confirmation of Funds API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured with OAuth2/OIDC...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Shawbrook Bank Authentication

oauth2 · 2 schemes

SECURITY

Shawbrook Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Shawbrook Bank Scopes

3 scopes · clientCredentials/authorizationCode

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Shawbrook Bank Agentic Access

86 operations · 20 acting

86 operations · 20 acting

AGENTIC

Resources

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance
 Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 DataModel
DataModel

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 OAuthScopes
OAuthScopes
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

Support
Support
 Contact
Contact

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy

Company 4

The organization behind the API

Website
Website
 About
About
 Blog
Blog
 LinkedIn
LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: shawbrook-bank
url: https://raw.githubusercontent.com/api-evangelist/shawbrook-bank/refs/heads/main/apis.yml
name: Shawbrook Bank
kind: company
description: 'Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook
  Group plc, which listed on the London Stock Exchange in October 2025 after being owned by a consortium led by BC Partners
  and Pollen Street Capital since 2017). It is authorised by the Prudential Regulation Authority and regulated by the Financial
  Conduct Authority and the PRA, and its deposits are protected by the Financial Services Compensation Scheme. Shawbrook focuses
  on personal and business savings and specialist lending (property finance, SME and asset finance, and consumer lending)
  rather than personal current accounts, so it is not one of the nine CMA-mandated banks (CMA9). As an FCA-authorised deposit-taker
  it operates within the UK Open Banking / PSD2 framework: it consumes Open Banking (using account verification via Consents.Online
  to confirm customers'' linked nominated accounts) more than it publishes ASPSP surfaces. As of this review Shawbrook does
  not operate a public developer portal, and no Shawbrook Open Data (ATM/branch/product) endpoint or bank-specific Read/Write
  API host could be confirmed live; the OBIE Open Data and Read/Write API families are represented here as the shared Open
  Banking standard that an FCA-authorised ASPSP conforms to, not as verified Shawbrook contracts.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Savings
- Specialist Lending
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: shawbrook-bank:shawbrook-open-data-api
  name: Shawbrook Open Data API (OBIE Standard, Unverified)
  description: UK Open Banking Open Data API — the PUBLIC, unauthenticated reference-data surface (ATM locations, branches,
    personal and business current accounts, unsecured SME loans, commercial credit cards) defined by the Open Banking Implementation
    Entity (OBIE) Open Data Standard v1.3. No Shawbrook-hosted Open Data endpoint could be confirmed live (probes of shawbrook.co.uk
    /open-banking paths and /.well-known/open-banking returned HTTP 404), and as a specialist savings/lending bank without
    a branch or ATM network Shawbrook has minimal Open Data obligations. The harvested spec is the shared OBIE standard, NOT
    a Shawbrook contract.
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  tags:
  - Open Data
  - Public
  - Reference Data
  properties:
  - type: OpenAPI
    url: openapi/obie-opendata-swagger.json
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: SourceCode
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
- aid: shawbrook-bank:shawbrook-account-transaction-api
  name: Shawbrook Account & Transaction Information API (AIS, OBIE Standard, Unverified)
  description: UK Open Banking Read/Write Account & Transaction Information API (AISP) as defined by the OBIE Account and
    Transaction API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured — OAuth2/OIDC authorization, mutual-TLS client authentication,
    and PSD2 strong customer authentication — requiring developer onboarding with OBIE/eIDAS certificates. No Shawbrook-specific
    ASPSP host or developer portal could be confirmed; the harvested spec is the shared OBIE standard a UK ASPSP conforms
    to, not a verified Shawbrook contract.
  humanURL: https://standards.openbanking.org.uk/api-specifications/
  tags:
  - Account Information
  - AISP
  - Read Write
  - FAPI
  properties:
  - type: OpenAPI
    url: openapi/obie-account-info-openapi.yaml
  - type: Documentation
    url: https://standards.openbanking.org.uk/api-specifications/
  - type: SourceCode
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: shawbrook-bank:shawbrook-payment-initiation-api
  name: Shawbrook Payment Initiation API (PIS, OBIE Standard, Unverified)
  description: UK Open Banking Read/Write Payment Initiation API (PISP) as defined by the OBIE Payment Initiation API Specification
    v4.0.1 (OpenAPI 3.0.0). FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication, gated behind
    OBIE/eIDAS-certificate onboarding. No Shawbrook-specific ASPSP host or developer portal could be confirmed; the harvested
    spec is the shared OBIE standard, not a verified Shawbrook contract.
  humanURL: https://standards.openbanking.org.uk/api-specifications/
  tags:
  - Payment Initiation
  - PISP
  - Read Write
  - FAPI
  properties:
  - type: OpenAPI
    url: openapi/obie-payment-initiation-openapi.yaml
  - type: Documentation
    url: https://standards.openbanking.org.uk/api-specifications/
  - type: SourceCode
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: shawbrook-bank:shawbrook-confirmation-of-funds-api
  name: Shawbrook Confirmation of Funds API (CBPII, OBIE Standard, Unverified)
  description: UK Open Banking Read/Write Confirmation of Funds API (CBPII) as defined by the OBIE Confirmation of Funds API
    Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 SCA, requiring OBIE/eIDAS-certificate
    onboarding. No Shawbrook-specific ASPSP host or developer portal could be confirmed; the harvested spec is the shared
    OBIE standard, not a verified Shawbrook contract.
  humanURL: https://standards.openbanking.org.uk/api-specifications/
  tags:
  - Confirmation of Funds
  - CBPII
  - Read Write
  - FAPI
  properties:
  - type: OpenAPI
    url: openapi/obie-confirmation-funds-openapi.yaml
  - type: Documentation
    url: https://standards.openbanking.org.uk/api-specifications/
  - type: SourceCode
    url: https://github.com/OpenBankingUK/read-write-api-specs
common:
- type: AgenticAccess
  url: agentic-access/shawbrook-bank-agentic-access.yml
- type: DomainSecurity
  url: security/shawbrook-bank-domain-security.yml
- type: OAuthScopes
  url: scopes/shawbrook-bank-scopes.yml
- type: Authentication
  url: authentication/shawbrook-bank-authentication.yml
- type: WellKnown
  url: well-known/shawbrook-bank-well-known.yml
- type: Conformance
  url: conformance/shawbrook-bank-conformance.yml
- type: Conventions
  url: conventions/shawbrook-bank-conventions.yml
- type: Idempotency
  url: conventions/shawbrook-bank-conventions.yml
- type: ErrorCatalog
  url: errors/shawbrook-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/shawbrook-bank-lifecycle.yml
- type: DataModel
  url: data-model/shawbrook-bank-data-model.yml
- type: LLMsTxt
  url: llms/shawbrook-bank-llms.txt
- type: Overlay
  url: overlays/shawbrook-bank-account-info-overlay.yaml
- type: AgentSkill
  url: skills/_index.yml
- type: Website
  url: https://www.shawbrook.co.uk/
- type: About
  url: https://www.shawbrook.co.uk/about-us/
- type: Blog
  url: https://www.shawbrook.co.uk/newsroom/
- type: Support
  url: https://www.shawbrook.co.uk/help/
- type: Contact
  url: https://www.shawbrook.co.uk/contact-us/
- type: PrivacyPolicy
  url: https://www.shawbrook.co.uk/privacy-policy/
- type: LinkedIn
  url: https://www.linkedin.com/company/shawbrook-bank/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com