BALAD

BALAD CORP (Balad) is a Cairo-based fintech providing cross-border payout and inward-remittance infrastructure for Egypt. Its Balad Gateway APIs let money transfer operators (MTOs), RemTechs, and superapps pay out to Egyptian beneficiaries via bank transfer to CBE-licensed banks over IPN, mobile wallets, and cash pickup at agent locations nationwide. The REST APIs are secured with OAuth 2.0 client credentials and cover exchange rates, balances, secrets management, lookups, transaction creation, status tracking, reconciliation, and HMAC-signed status webhooks, with a full sandbox for testing. Balad is backed by 500 Global, Acasia Ventures, First Circle Capital, Future Africa, and Launch Africa Ventures.

BALAD publishes 7 API contracts indexed on the APIs.io network, including CORP APIs/Authentication API, CORP APIs/Core/Balance API, CORP APIs/Core/Exchange rate API, and 4 more. Tagged areas include Company, Payments, Remittances, Cross-Border Payments, and Fintech.

The BALAD catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

BALAD’s developer surface includes documentation, API reference, getting-started guide, support, authentication, sandbox, and 22 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

36.8/100 thin ▬ flat Agent 31/100 agent ready Front door AI 1/6 silent Heartbeat 29/100 slowing Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessSelf serve

1 published contract 2 Agent Skills

Company Payments Remittances Cross-Border Payments Fintech Egypt Payouts Money Transfer Banking

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

APIs/Link/Transactions

POST /remit-api/v1/transactions

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 36.8/100 · thin

Contract Quality 10.0 / 19

Developer Ergonomics 9.6 / 15

Access Clarity 0.0 / 15

Operational Transparency 0.8 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 4.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 31/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 0.0 — up to +20.0 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points
Contract Quality scores 53.2 — up to +11.7 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/balad-corp/apis.yml: open an issue on github.com/api-evangelist/balad-corp to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU)	undeclared	-	-	1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

BALAD CORP APIs/Authentication API

The APIs/Authentication API from BALAD CORP — 1 operation(s) for apis/authentication.

BALAD CORP APIs/Core/Balance API

The APIs/Core/Balance API from BALAD CORP — 1 operation(s) for apis/core/balance.

BALAD CORP APIs/Core/Exchange rate API

The APIs/Core/Exchange rate API from BALAD CORP — 1 operation(s) for apis/core/exchange rate.

BALAD CORP APIs/Core/Secrets API

The APIs/Core/Secrets API from BALAD CORP — 2 operation(s) for apis/core/secrets.

BALAD CORP APIs/Link/Lookups API

The APIs/Link/Lookups API from BALAD CORP — 4 operation(s) for apis/link/lookups.

BALAD CORP APIs/Link/Reconciliation API

The APIs/Link/Reconciliation API from BALAD CORP — 1 operation(s) for apis/link/reconciliation.

BALAD CORP APIs/Link/Transactions API

The APIs/Link/Transactions API from BALAD CORP — 7 operation(s) for apis/link/transactions.

Scroll for all 7

Open Collections 7

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Balad Gateway APIs/Authentication API

OPEN COLLECTION

Balad Gateway APIs/Authentication APIs/Core/Balance API

OPEN COLLECTION

Balad Gateway APIs/Authentication APIs/Core/Exchange rate API

OPEN COLLECTION

Balad Gateway APIs/Authentication APIs/Core/Secrets API

OPEN COLLECTION

Balad Gateway APIs/Authentication APIs/Link/Lookups API

OPEN COLLECTION

Balad Gateway APIs/Authentication APIs/Link/Reconciliation API

OPEN COLLECTION

Balad Gateway APIs/Authentication APIs/Link/Transactions API

OPEN COLLECTION

Scroll for all 7

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Create and track a Balad payout

AGENT SKILL

Quote FX and validate a beneficiary before sending

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Balad Gateway Webhooks

Event-driven webhook surface for the Balad Gateway. Balad POSTs signed event envelopes to a partner-registered, whitelisted webhook URL when a transaction changes status. Genera...

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

BALAD API Rules

52 rules · 49 errors 2 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Balad Corp Gateway Overlay

20 actions · documentation · balad-corp-gateway-openapi.yml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Balad Corp Authentication

oauth2 · 1 scheme

SECURITY

Balad Corp Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Balad Corp Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 4

Reference material describing how the API behaves

Documentation

APIReference

OpenAPI

AsyncAPI

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

WellKnown

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Webhooks

Conventions

Idempotency

Lifecycle

Conformance

DataModel

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

DeclineCodes

DeclineCodes

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 2

The organization behind the API

BlogRSS

BlogRSS

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: balad-corp
name: BALAD
description: BALAD CORP (Balad) is a Cairo-based fintech providing cross-border payout and inward-remittance infrastructure
  for Egypt. Its Balad Gateway APIs let money transfer operators (MTOs), RemTechs, and superapps pay out to Egyptian beneficiaries
  via bank transfer to CBE-licensed banks over IPN, mobile wallets, and cash pickup at agent locations nationwide. The REST
  APIs are secured with OAuth 2.0 client credentials and cover exchange rates, balances, secrets management, lookups, transaction
  creation, status tracking, reconciliation, and HMAC-signed status webhooks, with a full sandbox for testing. Balad is backed
  by 500 Global, Acasia Ventures, First Circle Capital, Future Africa, and Launch Africa Ventures.
url: https://raw.githubusercontent.com/api-evangelist/balad-corp/refs/heads/main/apis.yml
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  - scopes
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://www.balad.me/images/og-default.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
x-docs-platform: redoc
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-09-20
tags:
- Company
- Payments
- Remittances
- Cross-Border Payments
- Fintech
- Egypt
- Payouts
- Money Transfer
- Banking
tags_raw:
- Company
- Payments
- Remittances
- Cross-Border Payments
- Fintech
- Egypt
- Payouts
- Money Transfer
- Banking
- API
apis:
- aid: balad-corp:balad-corp-apis-authentication-api
  name: BALAD CORP APIs/Authentication API
  description: The APIs/Authentication API from BALAD CORP — 1 operation(s) for apis/authentication.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Authentication
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-authentication-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
- aid: balad-corp:balad-corp-apis-core-balance-api
  name: BALAD CORP APIs/Core/Balance API
  description: The APIs/Core/Balance API from BALAD CORP — 1 operation(s) for apis/core/balance.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Core/Balance
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-core-balance-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
- aid: balad-corp:balad-corp-apis-core-exchange-rate-api
  name: BALAD CORP APIs/Core/Exchange rate API
  description: The APIs/Core/Exchange rate API from BALAD CORP — 1 operation(s) for apis/core/exchange rate.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Core/Exchange rate
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-core-exchange-rate-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
- aid: balad-corp:balad-corp-apis-core-secrets-api
  name: BALAD CORP APIs/Core/Secrets API
  description: The APIs/Core/Secrets API from BALAD CORP — 2 operation(s) for apis/core/secrets.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Core/Secrets
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-core-secrets-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
- aid: balad-corp:balad-corp-apis-link-lookups-api
  name: BALAD CORP APIs/Link/Lookups API
  description: The APIs/Link/Lookups API from BALAD CORP — 4 operation(s) for apis/link/lookups.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Link/Lookups
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-link-lookups-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
- aid: balad-corp:balad-corp-apis-link-reconciliation-api
  name: BALAD CORP APIs/Link/Reconciliation API
  description: The APIs/Link/Reconciliation API from BALAD CORP — 1 operation(s) for apis/link/reconciliation.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Link/Reconciliation
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-link-reconciliation-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
- aid: balad-corp:balad-corp-apis-link-transactions-api
  name: BALAD CORP APIs/Link/Transactions API
  description: The APIs/Link/Transactions API from BALAD CORP — 7 operation(s) for apis/link/transactions.
  humanURL: https://developers.balad.tech/
  baseURL: https://developers.balad.tech/
  tags:
  - APIs/Link/Transactions
  properties:
  - type: OpenAPI
    url: openapi/balad-corp-apis-link-transactions-api-openapi.yml
  - type: Documentation
    url: https://developers.balad.tech/
  - type: GettingStarted
    url: https://developers.balad.tech/get-started-1459813m0.md
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- url: https://www.balad.me/rss.xml
  type: BlogRSS
- type: CapabilityMap
  url: capabilities/balad-corp-capability-edges.yml
  name: BALAD CORP Business Capability Map
- type: DomainSecurity
  url: security/balad-corp-domain-security.yml
- type: Website
  url: https://balad.me
- type: DeveloperPortal
  url: https://developers.balad.tech/
- type: Documentation
  url: https://developers.balad.tech/
- type: APIReference
  url: https://developers.balad.tech/core.md
- type: GettingStarted
  url: https://developers.balad.tech/get-started-1459813m0.md
- type: Support
  url: mailto:support@balad.me
- type: OpenAPI
  name: Balad Gateway API
  url: openapi/_original/balad-corp-gateway-openapi.yml
- type: Authentication
  url: authentication/balad-corp-authentication.yml
- type: OAuthScopes
  url: scopes/balad-corp-scopes.yml
- type: ErrorCatalog
  url: errors/balad-corp-error-codes.yml
- type: DeclineCodes
  url: errors/balad-corp-decline-codes.yml
- type: Sandbox
  url: sandbox/balad-corp-sandbox.yml
- type: AsyncAPI
  url: asyncapi/balad-corp-webhooks-asyncapi.yml
- type: Webhooks
  url: asyncapi/balad-corp-webhooks-asyncapi.yml
- type: Conventions
  url: conventions/balad-corp-conventions.yml
- type: Idempotency
  url: conventions/balad-corp-conventions.yml
- type: Lifecycle
  url: lifecycle/balad-corp-lifecycle.yml
- type: Conformance
  url: conformance/balad-corp-conformance.yml
- type: DataModel
  url: data-model/balad-corp-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/balad-corp-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: WellKnown
  url: well-known/balad-corp-well-known.yml
- type: Overlay
  url: overlays/balad-corp-gateway-overlay.yaml
- type: LLMsTxt
  url: llms/balad-corp-llms.txt
- type: AgentSkill
  name: Create and track a Balad payout
  url: skills/balad-corp-create-and-track-payout.md
- type: AgentSkill
  name: Quote FX and validate a beneficiary before sending
  url: skills/balad-corp-quote-and-validate.md
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-legal-name: BALAD CORP

BALAD API — frequently asked questions

Does BALAD have an API?

Yes. APIs.io lists 7 APIs from BALAD, including BALAD CORP APIs/Authentication API, BALAD CORP APIs/Core/Balance API and BALAD CORP APIs/Core/Exchange rate API, and 4 more.

Is there an OpenAPI specification for the BALAD API?

Yes. APIs.io indexes 7 OpenAPI specifications for BALAD, each linked for download from this page.

How do I authenticate with the BALAD API?

BALAD uses bearer-token authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Balad Corp Authentication.

Is the BALAD API ready for AI agents?

BALAD has a Kin Score of 36.8 out of 100 (thin) and an Agent Readiness score of 30.7 (agent-ready), scored by API Evangelist on 2026-11-06.

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